Time Travel: I am the idle king Li Shen and Li Shimin in the Tang Dynasty

Jin Chunqiu and his son finally achieved their wish and left happily.

Li Shen held the contract and smiled foolishly.

"One million. One million. I finally have money this time."

Li Shen smiled foolishly for a quarter of an hour before stopping, but he still couldn't contain his excitement.

"Your Majesty, we haven't received the money yet. It will take two years before we can get the money."

Wang Xuance had to remind Li Shen that the one million strings of cash had not yet arrived in his account.

Isn't it too early for Prince Ji to be happy?

Li Shen still had a smile on his face after hearing this. He shook his head and said to Wang Xuance:

"Xuan Ce, you don't understand. We have already earned this one million strings of cash."

"Already made the money? Didn't the prince agree that Silla could owe the money for two years? And if Silla is still at war after two years,

My Ji Wangfu will not ask them to pay it back, this is written in the contract."

Wang Xuance was a little confused. Could it be that King Ji wanted to go back on his word and use this as an excuse to ask for Silla's mineral resources?

He knew that Prince Ji's target was Silla's mineral resources, especially the gold, silver and copper mines, and Prince Ji's palace was determined to obtain them.

But if this were really done, Silla would definitely complain to the court, saying that Prince Ji's palace did not abide by the contract.

This will have a great impact on the external reputation of Prince Ji's Mansion.

Seeing that Wang Xuance didn't understand, Li Shen said angrily:

"Xuan Ce, although you are talented, you don't know how to adapt. You need to look at everything from multiple angles.

It is said in the Book of Changes that when you are in trouble, you must change. When you change, you will get through. When you get through, you will last long.

What this sentence means is that when you have no money, you must learn to adapt, change a place, change a method,

After the change, you will find that many things become clear and understandable.

Once you figure it out, you will be rich, and you will be rich for a long time, understand?"

“…” Wang Xuance was silent. He knew this sentence, but...was this how it was explained?

But it does make sense, eh? What did this sentence originally mean?

Wang Xuance kept thinking about what this sentence meant, but Li Shen’s explanation could not be shaken off.

Suddenly Wang Xuance seemed to understand something.

It turns out that His Royal Highness Prince Ji always had some wild ideas, not because Prince Ji was so smart.

It’s because King Ji’s understanding of the classics is different from theirs.

Wang Xuance felt as if he had discovered the truth of the matter.

In recent years, there have been many rumors that King Ji is the reincarnation of the God of Wealth, and some say that King Ji is a demon.

Some even said that King Ji received guidance from some immortals or ancient books.

Otherwise, why did King Ji do things differently from other people?

Now we finally found the reason. In fact, everyone is reading the same books, but King Ji’s understanding is different from that of ordinary people.

"What? Did I explain it wrong?" Seeing Wang Xuance remain silent, Li Shen asked curiously.

The Book of Changes was the first ancient book he studied after coming to this world.

He just wanted to see if Zhou Yi was as powerful as he said in his previous life.

But his education level was limited and he was too embarrassed to ask others, so he could only figure it out on his own.

"Your Majesty is right. After much thought, I think Your Majesty understands this sentence very well.

But I still don’t understand what Your Majesty meant by “the money has been received.”

After Wang Xuance confirmed Li Shen's explanation, he raised his own questions again.

Since you don’t understand, then learn more from King Ji.

Li Shen frowned and shook the contract in his hand:

"Isn't this just money? What's there to not understand?"

“But the contract says that the money will be repaid in two years, and now we have to pay for the grain.

In order for Silla to repay the debt, we also have to consider how to help Silla defeat Baekje.

Otherwise, we won’t get the money.” Wang Xuance still insisted on his opinion.

Li Shen was so angry that he thought to himself, why is this kid so stubborn? So he said angrily:

"Didn't I tell you to be flexible? The contract clearly states that Silla owes us 1.8 million guan.

All we have to do is take this contract to our No. 1 money house in the Tang Dynasty, use the contract as collateral, and get a loan of 1.8 million strings of cash from the bank, right?

And we can also provide interest-free loans for two years.

In this way, the money will be in our pockets, right?

It's so simple, what's not to understand? "

Li Shen felt that Wang Xuance was only suitable to be an official, and an official under his protection, otherwise he would be played to death.

He couldn't even understand such a simple thing. No wonder he was just a fifth-rank official in the Honglu Temple in his previous life.

Loans? Wang Xuance suddenly realized that he could do this, lending money to himself.

You can also get interest-free loans.

Didn’t King Ji say at the beginning that the operation of the money house must be carried out according to the rules he set, and no one was allowed to interfere or change them?

Moreover, it was the first time he heard of using a contract as a mortgage loan.

In the past, people always used physical objects as collateral, such as real estate, land, workshops, goods, etc. It turned out that contracts could also be used for loans, which really opened his eyes.

Is this what King Ji meant by "when you are in trouble, you must change, and when you change, you will succeed"?

"Your Highness is indeed a man of great talent, this is a really great idea, if this is the case, our Ji Palace can get the 1.8 million strings of cash in advance.

This way you can do a lot of things with the money you earn.

Your Majesty is very resourceful and I admire you."

Wang Xuance couldn't help but express his admiration. He had never thought that it was possible to do this and get the payment for the goods in advance.

Hearing Wang Xuance's praise, Li Shen immediately became proud and laughed out loud:

“Hahahaha, I’m not that powerful, this is just basic operation.

Xuan Ce, this is what I mean by flexibility. Do you understand?

We will pay back the money two years later and then take the contract to ask for the money back. In this way, we can transfer the two-year window period to the money house.

And we did not become short of money because of the advance payment for food.

Otherwise, three million dan of grain would require paying the court 600,000 strings of cash in grain money, and these 600,000 strings of cash could allow us to do a lot of things.

Now the Ji Wang Mansion seems to be rich and powerful, but in fact it is just a facade. The Qinghai Road cost us too much money.

Almost all of Prince Ji’s Mansion was emptied a few years ago. If I don’t think of a solution, I’m afraid I’ll have to borrow money this year.

I don’t know when my sister will pay me back the 1.5 million strings of cash.”

According to the rules and contracts, IOUs cannot be used as collateral for mortgages. They do not belong to real estate such as houses, cars, and land.

It is very easy for money houses to be defrauded when lending this kind of loan.

But who made the money house belong to Prince Ji’s Mansion? It’s just a matter of transferring money from one hand to the other. The rules of this world are made by people.

Li Shen is the one who makes the rules, so there is no need to follow them.

(I read some comments today. First of all, I have to say that I just have kidney stones, not kidney damage.

Apart from the pain, it does not affect other functions.

Someone actually asked me how to find a wife in the future? I am not a eunuch. The function is still there. Thank you. ）