Zhu Youjian: Taizu has an order! kill!

"Your Majesty, the common people are stupid and I don't know how your Majesty wants us to cooperate."

"As long as ordinary people can do it, I will not refuse!"

"Please also express your majesty."

Song Hai was not stupid, and he immediately realized that the matter had turned around.

Although it's not clear what Zhu Youjian wants them to do.

But as long as he can save this dog's life, he is willing to do anything!

It would be better than being pushed out and hanged.

The other heads also had no ink marks at all.

They all fell to the ground and expressed their willingness to cooperate!

"Your Majesty, just tell me what you need me for!"

"No matter what it is, as long as it is ordered by His Majesty, I will do my best."

"Yes, Your Majesty, it is as you command."

Everyone is not stupid, and they know very well that whether they can go back alive today depends on this matter.

Seeing that Song Hai and others agreed so happily, Zhu Youjian raised his brows and touched his chin with a smile.

In my heart, Taizu's words came in immediately.

"In that case, then listen carefully."

"It's still what I just said. Because there are so many ticket numbers across the country now, the people are miserable."

"So I plan to unify the nationwide ticket numbers and establish a [Royal Bank] to replace it."

"These nine companies are currently the largest ticket companies in the country, with branches all over the country."

"In this case, I hope that you can join hands to cooperate with the Royal Bank's construction."

"That means taking out all the stores in your hands and converting them into Royal Bank operating stores."

"Of course I won't take your things for free. I will give you [-]% of the Royal Bank's shares."

Holding out a finger, Zhu Youjian slowly told the plan.

Song Hai and others were a little confused after hearing this.

I can't quite wrap my head around it...

This...

Why does this sound like the royal family is joining forces with us to do business?

Good guy, let’s not talk about anything else. If I tell you this, no one will believe it.

After all, the old Zhu family of Ming Dynasty was famous for not liking businessmen.

"His Majesty..."

"I have no objection."

"As long as His Majesty needs it, all 38 stores in my hands can be handed over to the Royal Bank."

Although I don't know what Zhu Youjian wants to do, there is no harm in agreeing first.

"Yes, our Li family doesn't have any problems either."

"Isn't it just a store? Your Majesty can take it anytime you want."

"It is our honor to be able to share your Majesty's worries. How can we ask for His Majesty's shares?"

Although the store is very important, if it can prevent a disaster, then it will be given.

As for the shares...

It's better to put it off first, who knows if His Majesty is being polite to them.

"Huh, what's going on?"

"Do you think I'm a bandit?"

"I said, I will give you [-]% of the shares, so you can take it."

"Don't think that I am taking it by force. This [-]% share may seem a bit small, but the Royal Bank is supported by the imperial court."

"Let me tell you this, I plan to change the current profit model of the bank."

"And this also requires your cooperation."

Seeing the cowering appearance of these people, Zhu Youjian shook his head and took a long breath.

hemp eggs.

If Taizu hadn't stopped him, he would have kept it.

After all, they are just a group of lowly businessmen. It would be a mercy not to kill them!

It's not like now, when you still get [-]% of the profit.

Li Chen, who was hiding in the jade pendant, naturally heard Zhu Youjian's inner complaints.

He couldn't explain much about this matter.

This is a limitation caused by different times.

Although most businessmen are just a bunch of bastards, every line of work has its use.

Merchants can also play a huge role if used properly!

Zhu Youjian definitely can't understand this now.

We can only wait for the subsequent merchants to play their role, and then slowly explain it to him.

And below, Zhu Youjian's tone didn't sound like he was joking.

Song Hai bravely raised his head.

Do you really want to give us [-]%?

But what does reform mean?

How else can I change the mode of this ticket number?

Give money to others?

"Your Majesty, it is an honor for us, the criminals, to be able to help Your Majesty."

"I really don't dare to ask for His Majesty's shares anymore."

"As for the reforms His Majesty mentioned, as long as Your Majesty needs it, we will do our best to help!"

Zhu Youjian: "...."

Gee, these people really care about their heads.

But that's not bad. It's better to be afraid of being beheaded than to be afraid of nothing.

"Just take it, I don't mean to test you."

"As for the reform... I will tell you now. You are all veterans of running ticket accounts. After listening, you can give me your opinion."

"Currently, the profit model of the bank account is still the same, that is, customers come to deposit and withdraw money, and the bank account charges management fees."

"I plan to change the game here and become a customer to deposit money. The bank will give users a certain amount of interest!"

What?

Are you really giving me money? !

No?

This is crazy!

As soon as he finished speaking, Song Hai and others' pupils almost all widened subconsciously.

He looked at Zhu Youjian with an expression that looked like a fool.

Are you spending too much money from the treasury?

"Your Majesty... I dare to ask how this can be profitable..."

"If everyone deposits their money in the bank, the interest they need to pay every month will be a huge amount."

"I'm afraid I won't be able to sustain myself for a few months even if I wait for a fortune."

After holding it in for a long time, Song Hai still felt that he couldn't just remain silent like this.

He raised his hands and gritted his teeth and asked.

He did not believe that His Majesty could not see the problem with this method.

And according to his analysis, His Majesty is not the kind of person who treats money as dirt.

On the contrary, he is the kind who can kill for money!

Even if you beat him to death, you wouldn't believe that he would run away to do charity.

"You must make money, but you have to change your thinking."

"You all are bank account dealers and you should know that the only people who can come to the bank to deposit money in the future are those who still have some money left in their hands but are worried about keeping it at home."

"And once they deposit money, they will not withdraw it at will in a short period of time, not to mention that after the establishment of this bank, the money deposited can still make money."

"As long as it has a good reputation, both businesses and people will basically be willing to deposit their loose money in banks. This is equivalent to concentrating the country's wealth in the hands of the court."

"After receiving the money, the imperial court only needs to keep 30.00% as working capital, and the rest of the money can be loaned to those users in need in the name of the royal family."

“The interest on borrowing does not need to be too high, but it will be higher than the interest paid to deposit users.”

"For example, if a deposit user has one or two taels of silver in his hand, if he applies for a three-month fixed deposit, the interest will be around 1.3, 1.5 for six months, 1.7 for one year, and 2.2 for two years!"

"As long as the user deposits this tael of silver, we can lend it out. If we adjust the borrowing interest rate to 4 points a year, we will definitely make money!"

“Just make sure there’s a balance here.”

"In this way, users who deposited money received interest, users who borrowed money solved their urgent needs, and I also solved the problem of private loan sharking."

"Then now use your smart brains to think about it carefully. If it is operated in this way, how much will the [-]% profit distributed by my Royal Bank every year be?"