Zhu Youjian: Taizu has an order! kill!

Li Chen has been thinking about the pension association for a long time.

After all, the welfare of Ming officials depends on Zhu Yuanzhang, a peasant comrade, which can be described as pitifully low.

Many of these officials may not want to be corrupt, but their families lack food and drink, and they even have illnesses.

These money-spending projects are being suppressed one by one, and it would be impossible not to be greedy.

Therefore, Li Chen had long wanted to improve the welfare of officials, at least to ensure that the officials' family of more than ten people would not have to worry about food and drink.

Otherwise, how can you expect a group of hungry officials to work seriously?

"This...will this cost too much?"

"If all officials increase their benefits, the annual expenses will be..."

Regarding Taizu's arrogance, Zhu Youjian stared and immediately felt distressed.

This is no small sum.

If you want to achieve the effect Taizu said, basically all officials' salaries will be doubled!

And it’s an item that must be spent every year!

It hurts!

It hurts!

"We are not distressed, why are you distressed?"

"This is a necessary expenditure and cannot be omitted."

"Remember, a huge country can neither live by squeezing the people nor the quality of life of its officials."

"If you think about it from another direction, if they dare to commit corruption if they are given too much follow-up, they won't have to worry about anything when you behead them."?

"And in addition to being given more money, all officials can also receive fixed food rations according to their rank every month, and their families can also receive free consultations from imperial doctors."

"All medicines needed for illness will only be charged [-]% of the cost, and the rest will be paid by the Ministry of Household Affairs!"

Either don’t do it, or do your best if you do it! ?

Li Chen seriously wanted to improve the welfare of officials this time.

Now that you’ve done it, it’s one step. ?

Medical insurance and everything else are all arranged!

When we go back and clean up these moths in the court, there will be some honest officials among the newly recruited officials. ?

"It's... Taizu."

"I will give the order when I get back."

"I just don't know what this other thing is?"

Okay, seeing Taizu being so insistent, Zhu Youjian could only agree after thinking about it.

Although I feel distressed, it is a fact that the welfare benefits of Ming Dynasty officials are not enough.

He also agreed with Taizu's move.

Anyway, if you have money now, just give it!

Seeing that Zhu Youjian did not refuse, Li Chen nodded with satisfaction. ?

Only then did he tell the second thing. ?

"Weren't you just worried that issuing these benefits would cause financial constraints?"

"Then I will give you a profitable deal now."

“There are currently a proliferation of ticket numbers across the country, and we intend to cancel all these ticket numbers and make them state-owned.”

"From now on, there will be only one bank account in the entire Ming Dynasty, and that is [Da Ming Royal Bank]!"

"However, this matter will definitely be resisted by all the businessmen operating bank accounts in the Ming Dynasty, so we plan to give [-]% of the bank's shares to them."

Ticket number?

After hearing the second thing Taizu said, Zhu Youjian's mind suddenly got stuck.

Okay, why do you need to get a ticket number?

"Taizu, I... don't understand something."

"Is this ticket number very profitable?"

"I heard the profits are not high."

Seeing the question marks on Zhu Youjian's face, Li Chen couldn't help but grin.

"Remove the word "?" and don't worry."

"Our bank is fundamentally different from those bank accounts."

"After depositing money into someone else's account, you pay the account management fee, but our bank gives an interest to the person who deposits the money!"

What?

Give money to others?

Zhu Youjian's eyes widened even more now!

Did Taizu fall asleep today?

"Don't worry, just listen to me."

"You must be thinking, how can you do this business if you give other people money, right?"

"Actually, if you think about it from another direction, why do people need to save money? It's not that they won't be able to use the money in a short time."

"And once this money is concentrated by banks, it will be equivalent to the entire Ming Dynasty's wealth being in the hands of the royal family."

"You only need to set aside 30.00% of the total amount, and the remaining money can be used to lend money in the name of Royal Bank to all customers in need of funds!"

"When the time comes, think about it, with the royal family's reputation at the bottom, will those customers who need funds choose us or those loan sharks who are always willing to cut off their hands?"

"As long as 80.00% of the money we borrow can generate interest normally, we can make a lot of money."

"And this can completely stimulate the Ming Dynasty's economy. Eighty percent of the customers who took out loans are going to engage in commercial trade."

"Only when commerce rises can Ming Dynasty prosper!"

"In the future, when the new army is trained and we have the ability to lift the table, we can increase the commercial tax and add a huge sum of money to the national treasury!"

"Believe it or not, as long as this business tax can be collected, the total annual revenue of the national treasury will at least triple!"

"When the time comes, we can kill just a Tatar with money!"

bank...

Interest...

Business...

Business tax....

Taizu's words made Zhu Youjian sit there blankly.

The whole person has been caught up in brainstorming!

What Taizu said at this time was like a knife scratching his butt, which opened his eyes.

Although he didn't know whether what Taizu said was really feasible, he could vaguely feel that it was very reliable after listening to it.

After several minutes, Zhu Youjian finally regained his composure and took a breath.

"Taizu..."

"If that's the case, then why let those vendors join in."

"Isn't it just a free gift of money?"

Zhu Youjian didn't quite understand Taizu's thoughts, but he chose to believe them without thinking!

It's just that for such a profitable business, it would be unreasonable to distribute it to those traders.

"What do you know?"

"Those merchants who operate ticket accounts already have connections and reputations in various places. Without their help, it would be a lot of trouble for Royal Bank to open it."

"And with just this little profit, we can bribe some businessmen to side with the royal family, so it's not a loss at all."

"Otherwise, the subsequent collection of business taxes will definitely be stressful."

"We have to divide these businessmen internally first, and then slowly eat away at them."

"Besides, we intend to restart the Ming Dynasty Baochao issue, and we need businessmen like them to take the lead in this matter."

"But this matter is not urgent. Let's sort out the ticket numbers first and then we will do it step by step."

"By the way, in order to reassure the owners of those ticket accounts, you have to come forward and talk about it in person!"

"Only in this way can they believe that the royal family is not taking advantage of the situation!"

Li Chen rolled his eyes and explained speechlessly.

It's not a good thing to be alone. Such a profitable business definitely requires a group of horses to maintain it.

If businessmen value profits, then use profits to seduce them.

As long as the money is in place, there is no need for Li Chen to instigate rebellion when the time comes. They themselves will go crazy and bite the opponents for that profit.

Dog bites dog with two hairs in its mouth.

Only when the interests within these businessmen are divided can Li Chen be able to operate from them!

After Zhu Youjian listened, there was another silence.

After a long time, I suddenly raised my head and looked like I suddenly realized it!

"I understand!"

"Taizu plans to wait until the time is right and then kill them to make money!"

"As expected of Taizu! You are so clever!"

As soon as he finished speaking, Zhu Youjian saw Taizu's face in front of him suddenly fall.

Then he started taking off his shoes!

"You fucking know a hammer!"