Three people and one ghost solved 43 mysterious cases.

About half a month ago, one night, a van crashed into a tree on the side of the national highway and burst into flames.

The firefighters rushed to the scene and put out the fire, but it was too late. There was someone in the car, and there was another person sitting in the driver's seat. No matter his face or anything, he couldn't tell.

The fire had burned the man to ashes.

This is a van that pulls goods. The owner is a 40-year-old man named Li Donglai.

Before the incident, he was driving the van. Perhaps due to the age of the car, or perhaps because he was distracted and smoking while driving, the car hit a tree and caused a fire.

However, this explanation is somewhat far-fetched.

The entire van was completely burned, so there was no such strong spontaneous combustion.

After further investigation, many strange things were discovered.

First of all, the car owner Li Donglai added insurance a few days ago. The original personal accident insurance for a car was 50 yuan, but as an operational driver, he might lower some insurance types in order to save a few hundred yuan in premiums.

But Li Donglai did not. Instead, he bought another insurance and added a million premium for personal accident insurance.

Further investigation revealed that Li Donglai was a bad gambler and owed a lot of foreign debts.

After the case occurred, the police notified Li Donglai's family, his wife Zhao Na.

Zhao Na's first reaction after learning about this was to burst into tears, "Husband, you died so miserably."

Although it is human nature for a wife to be heartbroken after her husband dies, Zhao Na's sadness was formed immediately.

Normally, if you learn that a family member has passed away, your first reaction is to pause and freeze. There will be such a process, and you will probably ask, "What did you say?" "Have you checked it out?" "Impossible! It can't be like this. thing!"

After experiencing this series of "unwillingness to believe", there will be a process of "extreme grief".

But Zhao Na seemed to have skipped the first step, as if she knew her husband was dead early on.

If you continue to investigate, things will gradually come to light.

The police secretly followed Zhao Na.

Half a month later, the police found Li Donglai in a shabby small hotel in S City.

It turned out that Li Donglai was not dead, and all this was a insurance fraud trick set up by him and his wife.

So, who is that person in the car?

The person responsible for hearing the case is Xu Wenshan, a detective with a scar on his face.

Li Donglai and Zhao Na were taken to the interrogation room of the police station. Xu Wenshan interrogated them separately and said to them respectively, "You two are in a very bad situation now. You are suspected of defrauding bail and intentionally killing someone at the same time."

"No, no, it was really an accident. I really didn't mean to hurt that person!"

In their statements, the full picture of the case was restored.

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That night twenty days ago, the score of a football match was displayed on TV - 0:3.

Li Donglai almost smashed the TV. The team he had invested heavily in lost again. It was over. Plus this time, he owed more than hundreds of thousands in external debts. His family was completely empty. How could he pay it back?

He smoked cigarettes and drank white wine in frustration.

At this time, the phone rang. It was from his wife Zhao Na. Zhao Na was a waiter and worked the night shift. Zhao Na asked Li Dong to pick her up.

Their home is in a village on the mountain. Zhao Na works in a restaurant at the foot of the mountain.

Li Donglai drove down the mountain in a van.

Drunk driving is not allowed, but this journey is from the mountain to the bottom of the mountain. There will definitely be no police checking for drunk driving. Li Donglai drives like this every night.

When they arrived at the foot of the mountain, they picked up Zhao Na and drove the van up the mountain. During this period, Zhao Na and Li Donglai had a few quarrels over gambling debts.

"Have you ever thought about why I work so hard every day?"

"I don't want to lose either. I just want to make some money to improve my family's life."

"What now?"

"I do not know."

"Bang!" A sound.

By the time Li Dong came to his senses, the tragedy had already happened. A person suddenly appeared on the mountain road, and Li Donglai's car hit this person.

Li Donglai stopped the car, and with a "squeak" sound, the wheels rubbed against the road, emitting a slight puff of white smoke.

The couple hurriedly got out of the car and saw a man in his 40s lying on the road behind him. He was well-dressed and his face was covered in blood.

Unfortunately, Li Donglai realized that he had hit someone.

What to do? They quickly put this middle-aged man in his 40s into the car and wanted to take him to the hospital.

But just as he was about to drive, Li Donglai suddenly realized a problem. He was driving drunk. He hit someone while driving drunk... What to do, what to do.

"Husband." His wife Zhao Na, who was sitting in the back of the van, suddenly said, "He... seems to be dead."

Zhao Na put her hand on the middle-aged man's nose. He was motionless and had lost his breath.

It’s over, it’s not a drunk driver who hits someone, but a drunk driver who kills someone, and he will go to jail. Li Donglai collapsed.

However, his wife Zhao Na calmed down at this time. She was forced to calm down.

Zhao Na knew that the mistake had been made, and the key was how to solve the problem.

First of all, they had left the scene of the crime. It was dark night, there was no surveillance on this section of the mountain, and no one saw it.

Then, Zhao Na saw the well-dressed deceased, wearing a glittering Rolex Gypsophila watch.

She had seen this watch while watching short videos. It was worth at least several hundred thousand.

Zhao Na asked Li Donglai to calm down and drive home first.

While Li Donglai was driving, Zhao Na was thinking. When she arrived at the door of her house, Zhao Na asked Li Donglai, "Husband, do you love me?"

"Love. Of course I love you, wife."

"Do you still want this home?"

"I do. Of course I do."

"Okay, husband, listen to me, this matter may be an opportunity."

So Zhao Na said her plan. Since this middle-aged man is dead and irretrievable, you can't go to the police. You are guilty of drunk driving and murder. Also, you now owe hundreds of thousands and are bankrupt.

But now there is a way to change all the situations, and for this we need to take a gamble.

Zhao Na revealed her plan - first hide the deceased at home, and then ask Li Donglai to add insurance.

After that, they found a national highway, created a fire that seemed to be spontaneous combustion of the car, and put the deceased in the driver's seat and burned him to death during the fire.

The body was charred and unrecognizable, and the deceased was identified as Li Donglai.

When "Li Donglai" died, millions of insurance dollars were lost, and the beneficiary was his wife.

With this money, the wife was able to pay off hundreds of thousands of gambling debts, and with the remaining money, she "sadly" found a small border country, where the real "Li Donglai" would also arrive.

"With this money, we can do it all over again and we can start over."

On the night of the crime, after Zhao Na finished speaking, she took off the bloody Rolex watch from the deceased's hand.

This is the full picture of this bizarre insurance fraud and murder case.

After hearing this, Xu Wenshan didn't know whether he was shocked or angry. This couple was really trying to kill themselves step by step.

Don’t drive after drinking. If you drive after drinking and hit someone, take him to the hospital as soon as possible.

If you are hit and killed, you may be imprisoned. According to the criminal law, the sentence is less than three years. If the circumstances of surrender are, you will most likely be sentenced to a lighter sentence.

If this had been done, it would have been Li Donglai who was imprisoned, and nothing would have happened to Zhao Na.

But now it's over, cheating on insurance, destroying corpses...

The key point is that the body was burned to char, and it is difficult to determine when and how the body died.

This couple will spend a long time in jail because of a thought.

"I understand the general situation. Do you have anything else to add?" Xu Wenshan looked at Zhao Na who was sitting with her head bowed. "You must explain everything in detail. This is your last chance."

Explain what? Yes, there is nothing else to say. Fight for leniency.

Zhao Na remembered something and suddenly raised her head and said, "That person, the middle-aged man who was killed by my husband, is not a good person."

"Not a good person?" Xu Wenshan was stunned.

"Correct!"

Zhao Na recalled that on the night of the incident, she supported the dying middle-aged man in the van while Li Donglai drove.

The middle-aged man had blood on his head and wounds all over his body. He probably knew that he was not going to die soon. He said in a daze, "I, I am guilty. I killed my wife ten years ago."

Leaving these last words, the middle-aged man breathed his last and died.