They are all reborn, and the grandson is still a spare tire

Because of Mr. Cheng's status as the chief economist of ICBC, Yao Yuan consulted him about financing.

Even the purchase of a luxury house in this community was done deliberately by him.

The reason is simple. There are many financial tycoons living in this high-end community, and Mr. Cheng is just an ordinary member of them.

Mr. Cheng was obviously shocked when he heard Yao Yuan's financing amount.

After the brief shock, he was very curious again.

"This is a bit scary, Xiao Yao, may I understand, why did you raise so much money?"

"Other young men like you are still in college and busy dating, but you ask for a billion yuan as soon as you open your mouth!"

"Of course, you are a very special young talent. No college student at your age can participate in the National Economic and Financial Conference."

Yao Yuan looked at him, pretended to think about it, and then began to introduce the situation.

"The reason why I want to raise so much money is to invest in stocks."

“The stock market is so hot right now, I don’t want to miss this God-given opportunity.”

Mr. Cheng was stunned for a moment, and then he suddenly realized.

"How could I forget this? The article that caused a huge sensation, "A Super Bull Market May Come", was written by you!"

"The current extremely hot and unusual stock market conditions obviously confirm your article. It can be seen that you are very optimistic about the future direction of the stock market!"

"In this case, you can go to a securities company for margin financing. Wouldn't that be more convenient?"

"But if you want to borrow so much money at once, I'm afraid it's impossible, unless the assets in your personal securities account meet the requirements!"

Hearing what Mr. Cheng said, Yao Yuan's eyes immediately flashed with joy.

Just waiting for your words!

If you didn't tell me, I wouldn't know how to bring this up!

The next moment, Yao Yuan frowned and nodded slightly.

"Mr. Cheng, this is what I want to consult you about."

"In early October last year, I opened a personal account at CITIC Securities and officially started stock trading."

"The market value of my personal holdings is now close to [-] million yuan, and it is constantly growing. It fully meets the funding conditions for margin trading and securities lending."

"However, I have been trading stocks for less than half a year, and at this point I do not meet the conditions for opening the margin trading function."

"With this condition, I cannot activate the margin trading function, and I cannot raise funds from securities companies to speculate in stocks..."

Not surprisingly, Mr. Cheng was shocked again.

He stared at Yao Yuan with his eyes widened, dumbfounded, and even lost the ability to speak.

After a moment, he came to his senses, and then exclaimed in a low voice.

"The market value of your personal holdings is close to [-] million? Did I hear you correctly? Is it true? This is really an exaggeration!"

As he spoke, he looked Yao Yuan up and down again, his eyes becoming much more solemn.

This kid in front of me is only in his early twenties, but he actually has a net worth of [-] million, which is simply unbelievable!

Did he earn so much money by himself, or was it given by his family?

If it was given by your family, or if there is any question about its origin, you have to be extra careful when dealing with this kid in the future, and you must not be implicated!

On the other hand, if he earned so much money, that would be another matter!

It can even be said that this is a miracle!

Just when Mr. Cheng was guessing secretly, Yao Yuan gave the answer directly.

"You heard that right, Mr. Cheng, the market value of my personal positions is indeed close to [-] million yuan."

"And every penny is clean. Most of it was earned by me in the stock market, and all of it has seen the light of day."

"Concerning this point, the State Council has conducted a comprehensive verification before, and Secretary Qiu also knows about it..."

Hearing these words, Mr. Cheng was shocked again.

While horrified, he suddenly thought.

At the National Economic and Financial Conference in early November, the top leaders did have a favorable eye on Yao Yuan, and Secretary Qiu also became very close to him.

After confirming this, Mr. Cheng's mood suddenly became agitated.

He never expected that there was such a person hiding in the community, and he was so young!

The next moment, he whispered excitedly:

"Yao Yuan, you are the most legendary young man I have ever seen. It's incredible!"

"Since the market value of your personal positions is so high, I believe that as long as you apply for financing from CITIC Securities, CITIC Securities will definitely make a special case for you!"

"Wouldn't your financing problem be solved then? Even if you raise 20 billion, it doesn't seem to be a problem."

After the words fell, Yao Yuan shook his head firmly.

"Since the opening conditions for margin trading and securities lending require six months of stock trading experience, I cannot violate the regulations to avoid being criticized in the future and leaving hidden dangers."

"So I want to raise funds through other channels, or wait until April to activate the margin trading function and directly raise funds from securities companies."

"The other channels mentioned here must be legal and compliant, and I am willing to pay no less than the rate of financing at a securities company."

Mr. Cheng did not respond immediately, but fell into deep thought.

It took a long time before he spoke again.

"Yao Yuan, can you tell me your financing plan and conditions?"

"If the conditions are good and the safety of funds can be guaranteed, your financing plan may be completed in our community."

There is no doubt that this is what Yao Yuan wants to hear most.

He had said so much before, and what he wanted was Mr. Cheng's reaction.

After a pause, he revealed his financing plan and conditions.

"Based on the market value of my positions, if I raise RMB 6 to RMB 7 billion from a securities company, I should be able to get a preferential interest rate between 8.6% and [-]%. The normal financing interest rate is about [-]%."

"Since I have been trading stocks for less than six months, this is out of the question and I can only raise funds through other channels."

"If I can raise a large amount of funds through other legal and compliant channels, I am willing to offer an interest rate of 9% and sign a third-party escrow agreement."

"One of the parties is naturally CITIC Securities. For this, I may have to pay them a large management fee, about 0.5%."

"In this way, the interests of investors and securities companies can be fully protected, and all risks will be borne by me alone..."

Next, he briefly introduced his financing plan and his plan to use the funds after raising them.

In this process, he emphasized.

Once the financing funds arrive, your securities account will be locked, and funds will never be transferred out of the account before the financing is repaid!

Regarding the use of account funds, securities companies can monitor it 24 hours a day.

Funders can conduct regular verifications to ensure the safety of funds.

With his introduction, Mr. Cheng's eyes became brighter and brighter.

Clearly, he saw an opportunity.

After Yao Yuan finished introducing the situation, he suddenly asked:

“If the financing you asked for came from a private person or a business rather than a bank, would you be able to accept it?”

Without any hesitation, Yao Yuan immediately refused.

"I don't accept private funds. That way I can't guarantee the legality of the funds and may cause trouble. I don't want to deal with some private capital either!"

“All financing must come from financial institutions such as state-owned banks or insurance companies, and the procedures must be legal and compliant, otherwise I would rather wait another two months!”

Mr. Cheng was stunned for a moment, then nodded.

"I understand what you mean. This is indeed safer and will not expose you to the public, making it easier to hide your identity!"

"That's what you mean. You just said that my financing needs can be solved in the community. Can you elaborate on it?"

"There's nothing I can't say. Most residents in our community work in major financial institutions, including presidents of major banks and managers of insurance companies. They may be interested in your financing plan."

"That would be great, Mr. Cheng. Could you please help contact some interested bank presidents and insurance company managers? I would like to meet and chat with everyone."

"No problem, I will tell everyone about your financing needs and conditions, including the president of ICBC, who may also be interested."

Mr. Cheng nodded in response.

After chatting for a while, they just left.

After watching Mr. Cheng leave, Yao Yuan did not go out to buy lunch, but went to the basement.

After entering the garage, he went straight to his parking space.

Then he got into the Audi A8, took out the special pass jointly issued by the State Council Office and the Security Bureau, and stuck it on the windshield.

After doing this, he left the basement with a smile and went out to buy food!

A moment later, a bank executive driving back from Financial Street happened to pass by.

While traveling, he accidentally glanced at the Audi A8 next to him.

The next moment, he suddenly stopped, as if he had been cast a immobilization spell!