They are all reborn, and the grandson is still a spare tire

Under Fang Yuan's care, Lao Liu's mortgage procedures went very smoothly.

He divided the down payment of several hundred thousand into several supervision accounts, and then waited for the review and loan release, which took about 15 working days.

According to the current extremely loose housing loan policy, even if Lao Liu and his wife are outsiders, as long as the house they buy is in the capital, there is no reason why the bank will not approve it.

It doesn’t even take 15 days for the review to pass.

After the review is passed and the bank provides loans, the houses Lao Liu and his wife are interested in can be considered as real wins.

After completing the mortgage application procedures, it was time to get off work at noon.

At this time, several landlords had left, and only Yao Yuan, Zhang Li and Fang Yuan were left in the VIP room.

Yao Yuan looked up at the time, then smiled and said:

"Senior Brother Fang, it's dinner time, let's go have a meal together. I've reserved a private room at Shangri-La."

"Let's take this opportunity to communicate our feelings. I still have some things I want to talk to you about."

Fang Yuan thought for a moment and then nodded.

"Okay, Yao Yuan, but I have to treat you"

"I graduated seven or eight years earlier than you. If we have dinner together, there is no reason for you to treat me."

Yao Yuan smiled and shook his head.

"Don't be polite. This time I'm looking for you to do something and ask you for some advice. Of course it's my treat."

"It's not too late to invite you the next time we have dinner together. I will have to come to trouble you more often in the future. There are many opportunities to have dinner together."

After hearing what he said, Fang Yuan did not insist.

Afterwards, everyone packed up their things and left the VIP room, preparing to go to Shangri-La.

The reason why Yao Yuan invited Fang Yuan to a five-star hotel for dinner was to communicate feelings.

The more important purpose is to lay the groundwork for subsequent interactions.

In the next period of time, the parents of many students in the class will buy houses in Haidian and need to apply for loans.

In this case, with a senior like Fang Yuan who is the manager of the credit department of a branch of China Construction Bank, of course he should have a good relationship!

Under the condition of legal compliance, Fang Yuan would not be able to refuse a large number of achievements coming to his door.

While we were talking, everyone came out of the bank.

Seeing Yao Yuan's German-imported Audi A8 with a Beijing A license plate, Fang Yuan was shocked without any surprise!

"Xiao Yao, is this your car? Am I right?"

Yao Yuan nodded slightly.

"Yes, Senior Fang, this is indeed my car. I just bought it two days ago."

Fang Yuan paused for a moment, and then sighed with envy.

"Are all the current students at the University of Finance and Economics so awesome? Before I graduated, I drove a German-imported Audi A8 worth hundreds of thousands, and it still had a Beijing A license plate!"

As he said that, he walked around the Audi A8 and kept praising it.

The way he looked at Yao Yuan was different from just now!

Yao Yuan's weight in his eyes was much heavier than before.

After a few jokes, they got in the car and drove straight to Shangri-La, where they had a sumptuous lunch together.

During the meal, Yao Yuan briefly introduced how he encouraged the students around him to explain the situation to their parents, and how to buy a house and invest in the capital.

Moreover, most parents have been tempted and taken action to investigate the real estate market in Beijing, and have even purchased many houses.

Listening to his introduction, both Fang Yuan and Zhang Li's eyes lit up with excitement.

In this matter, they all saw a lot of opportunities, and even thought about speculating in real estate.

In addition, Yao Yuan also talked about how those classmates whose families were relatively poor in economic conditions worked together to buy a house, and asked if they could apply for a mortgage.

After listening to his introduction, Fang Yuan pondered for a moment, but did not give a definite answer, only saying that the problem was not big.

Next, when Yao Yuan said.

If those classmates and their parents were unable to apply for mortgage loans in the end, and they were willing to use their houses to help guarantee the loans, Fang Yuan and Zhang Li were dumbfounded.

Even Lao Liu and his wife looked stunned.

"Yao Yuan, it seems that the relationship between your classmates is very good and enviable!"

"But isn't it a little too risky for you to do this?"

"What if house prices fall? Then you will suffer a big loss, and it may also affect the relationship of your classmates."

Fang Yuan said in surprise, with a hint of admonishment.

Before she finished speaking, Liu Jingwen's father immediately said:

"Manager Fang is right, Xiao Yao, how can you just agree to be a guarantee for others? It's too risky!"

"In today's society, even relatives can't vouch for each other, let alone classmates!"

Yao Yuan smiled easily.

"Uncle Liu, Senior Brother Fang, thank you for your concern. I know what I am doing and the risks involved."

"I told my classmates before that I would guarantee them for one year at most. This is just this one time, and I won't do it next time!"

"That is to say, after one year they have to sell their houses to repay the mortgage, and the guarantee on my houses will be released."

"The reason why I dare to do this is firstly because of my friendship with my classmates, and more importantly, because I am convinced that housing prices in Beijing will continue to rise rapidly and I will never lose money!"

"Taking a step back, the worst case scenario is that I'll take over all the houses. That way I can earn more!"

After the words fell, everyone was shocked.

"Hey! You're so confident, so what's the problem?"

"Yes! We are worrying too much!"

While exclaiming, Fang Yuan and Zhang Li looked at Yao Yuan with even more intense eyes.

Lao Liu and his wife quickly looked at each other and saw a surprise in each other's eyes.

Next, everyone enjoyed delicious food while discussing the real estate market in Beijing and buying a house.

After lunch, Yao Yuan drove Liu Jingwen's family straight back to school, while Fang Yuan and Zhang Li went back to work.

Not long after, Yao Yuan drove back to school.

When he parked the car in front of the guest house, Lao Liu, who was sitting in the back seat, suddenly said:

"Xiao Yao, thank you for accompanying us to handle these things. We are planning to fly back to Hangzhou the day after tomorrow."

"When the mortgage is paid, we will come again to handle the transfer procedures for those houses."

Yao Yuan looked back at the couple, smiled and said a few polite words.

"You're welcome, Uncle Liu, this is what I should do."

"If you two are not in a hurry, just stay in the capital for a few more days. Jingwen and I will accompany you around."

"The matter of buying a house has basically been settled. Now you can relax and just go around for a while."

"Late autumn in Beijing is the most beautiful time of the year. You can go to Xiangshan Mountain to enjoy the red leaves, and you can go to Badachu in Xishan Mountain and other places."

Before she finished speaking, Liu Jingwen continued with her eyebrows dancing:

"Yes, Xiangshan is the most beautiful time of the year right now. The mountains are covered with red leaves and are in full swing. It is very worth visiting."

“There are also Badachu in Xishan Mountain, Diaoyutai Ginkgo Avenue, etc. The scenery is very beautiful.”

"Since you are in the capital at this time, don't miss it!"

Hearing what they said, Lao Liu and his wife were immediately tempted.

They looked at each other and nodded.

"Well, considering what you said, we will stay for a few more days."

“Walking around inside and outside the capital, and enjoying the beautiful scenery of the capital in late autumn!”

Yao Yuan immediately nodded and said:

"You won't regret it. In other seasons, the scenery of Beijing is not as good as that of Hangzhou."

"But in late autumn, the situation is reversed. At this time, the scenery in Hangzhou is not as lively as that in Beijing."

"Except for tomorrow afternoon, I can accompany you to enjoy the scenery at any other time."

Hearing this, Liu Jingwen couldn't help but be a little surprised.

"Why aren't you free tomorrow afternoon? Do you have any plans?"

Yao Yuan turned to look at her and then explained a few words.

"I have to go out with Professor Liu and the others tomorrow afternoon to give a report, so I don't have time."

"Where to report and what is the content? You never said that before!"

"It's related to the two articles I published in Internal Reference. The report was attended by the leaders of the General Office and some leaders of national ministries and commissions. It's quite important!"

"So that's it. Then you can report it. Tomorrow I will take my parents to Diaoyutai Ginkgo Avenue for a stroll. The ginkgo trees there are beautiful."

Yao Yuan and Liu Jingwen chatted word by word with a very normal tone.

Lao Liu and his wife, who were sitting in the back row, felt huge waves in their hearts.

Especially the leaders of the general office whom Yao Yuan seemingly mentioned accidentally, were shocked to the point where they all went numb!

They immediately thought about what this office meant.

A moment later, as they watched Yao Yuan drive away, standing at the door of the guest house, they still felt like they were in a dream!