After rebirth and divorce, I took care of my children and became rich
Chapter 232 Borrowing Money
While helping Chen Hong move the fish box into the truck, the village chief said to Chen Hong: "It's nothing serious, I just came to ask you.
Wang Guifa, Wang Qing’s father came to ask me to borrow 5 yuan. Should we let him go? Should we borrow the money or not? "
Chen Hong's men paused, thought for a moment and asked: "Uncle, is he borrowing money from you personally or from our hotel?"
The village chief smiled bitterly: "I am a bad old man, how can I lend him 5 yuan?
He's not familiar with you, so he's too embarrassed to come directly to you to borrow money.No, I don’t know what he was thinking. He came to me to ask you, and he wanted to borrow money at the hotel. "
Chen Hong: "Uncle, how much money do we have in our hotel account? Is there any money we can borrow?
Also, the hotel belongs to the three of us. Have you discussed it with Uncle Erhu?Does he agree? "
The village chief was already angry with Uncle Erhu. Although Chen Hong said that the business was a partnership between the three of them, it was actually Chen Hong's care for their families.
Not only he and Erhu's family, but also Xiaohao and Wang Xin's family did not have anyone involved in the management work, but they also expected the hotel to sell agricultural and sideline products!
Supposedly, these profits should belong to Chen Hong, and they should receive the wages they should receive on a monthly basis.
The vegetables, eggs, and poultry used in the hotel were also delivered on the spot, and they didn't invest a penny in the hotel.
He and Erhu were the only two people to manage the hotel's purchases, and they had no other big role.
As for worrying about helping, it didn't matter to them whether Chen Hong shared their money.
From the wages of the whole family and the money from selling agricultural and sideline products, they also made a lot of money in the small hotel.
"Chen Hong, we still have about [-] yuan in our account, which is all our profit in the first half of the year.
Erhu and I have also discussed this matter, and we will listen to you on this matter.
I have also told Wang Guifa that the business of the hotel is the business of all of us, and the major shareholder is you. The two of us cannot be the owner.
I asked him to wait for news. 5 yuan is not a small amount. We must discuss it.
What I'm telling you, Uncle Erhu, is that our hotel's business is good, and everyone in the village knows it.
Wang Guifa came to us when he was in an emergency. It would be a shame not to borrow money. Otherwise, he would have to come to you to borrow money.
It would be difficult to borrow it.I was afraid that if I started this way, there would be other people in the village who would ask the hotel for anything at home.
Then our small business can't resist, and our business can be borrowed from the yellow stalls in a few times! "
Chen Hong also understands this truth. Life in rural areas involves too many aspects, and most difficulties and conflicts occur internally.
The villagers will really help when outsiders are looking for trouble.But internal conflicts can really hinder things.
It's really hard to handle this matter well. You won't help the villagers when they have something to do. Chen Hong's fishing boat is moored at the village pier, and most of the goods are shipped there.
The hotel’s usual fish catch is often replenished through villagers’ fishing boats.
Besides, with tourists coming in and out of the village, hotels will become more and more prosperous in the future. Without a good relationship with the villagers, there will be no harmonious tourism environment.
Chen Hong thought for a while and said to the village chief: "Uncle, let's borrow it! But there must be a way of saying "borrowing money".
The money spent on our hotel is considered public funds, but we can't just borrow money privately among the villagers and just take the money and leave.
There was no proof and no return date. The money was borrowed based on credit alone.This is a joint venture between several companies, not a personal deposit of any one company.
In the first half of the year, we have been working hard for so long, but we haven't received a penny ourselves, so we have to deal with others' emergencies first.
If you are like this, you can borrow money. Let him write the IOU and sign and fingerprint it. Set a repayment date and don't let him repay it overdue.
If it is overdue, let him pay interest.We can't let him drag his feet and find excuses to default on the payment, nor can he delay our year-end settlement.
In addition, he had to ask their clan leader to vouch for him.
We helped him, but we have to let everyone in his clan understand what's going on!If there are any subsequent financial disputes, we will take care of them.
Doing this can also make the villagers understand that it is not an important matter that really breaks their muscles and bones, and they should not open their mouths to us from time to time.
We, from a small family, don’t have the ability to serve as a bank ATM for them.
Besides, if the business goes well in the second half of the year, our hotel will have to save money to buy another boat.
Otherwise, when Xiaofeng and Xiaohao's father, Wang Xin's father, come back, they can't have idle manpower! "
When the village chief heard this, he was extremely happy. Chen Hong had arranged a way out for all the male laborers from several families.
It's a good idea to clarify the procedures for borrowing money. Anyone who wants to save face will know in the whole village that you owe money. Can you find a way to pay it back as soon as possible?
"Okay, I get it, I just want you to be safe! By the way, I will set up an extra account book, and the IOUs for the loan procedures will also be entered into the account.
Don't mention it. In the future, if people in the village are really unprepared for big things, they will ask to borrow money. It is also standard to set up a special account book. "
The village chief went to take care of this matter, and Chen Hong was relieved.The village chief has been a village cadre for most of his life, so he will definitely handle this matter clearly.
Even if the village chief comes forward, the villagers will never dare to default on their debts.Of course, people in the village will also know about the village chief, and the village chief's prestige in the village will be higher.
The village chief's prestige has increased, and he is more secure about the work in the village and the management of the hotel.
In fact, Chen Hong is really not short of the 5 yuan.However, she personally couldn't lend it to the villagers.
It is not good to develop the inertia of the villagers. If the villagers ask her to borrow money no matter what in the future, she will borrow it or not.
There is really no friendship if you borrow it, and it is easy to offend others if you don't.
When the time comes, not only will no one be grateful, but they might also develop a hatred of Chen Hong.
The village chief and the hotel are blocking the front, which is also the best buffer between the villagers and Chen Hong.
Chen Hong is not afraid that the villagers will rent out the hotel. After all, the villagers also want to save face. Unless they are really in trouble, few people are willing to take on debts.
After all, the majority of rural people are simple and honest. As long as these people agree, there will be no problem for Chen Hong to live a happy life in Yujia Village.
What happened to Wang Qing's family, so far, Chen Hong has done everything he can with both people and money.
Now the village has always had a good opinion of her, and Chen Hong is also very satisfied with this result.
To live in rural areas, it is not enough just to have money, but also to have reputation and prestige.
With reputation and prestige in the village, not to mention being able to walk sideways, at least no one dares to provoke bullying.
Although Chen Hong is a single household in Yujia Village, no one in the village dares to underestimate her.
Her donation accounted for half of the village's wharf construction, and she also came forward when the villagers had problems.
Although she was not used this time, her force value is quite impressive and can make people bold.
When life is difficult, you can still borrow money from her hotel for emergencies. What else can you say? Everyone in the village thinks that Chen Hong is really good at dealing with people!
Everyone wants to make friends with such a rich and humane person, not to mention the two village chief brothers among them. They are really from the land.
Wang Guifa, Wang Qing’s father came to ask me to borrow 5 yuan. Should we let him go? Should we borrow the money or not? "
Chen Hong's men paused, thought for a moment and asked: "Uncle, is he borrowing money from you personally or from our hotel?"
The village chief smiled bitterly: "I am a bad old man, how can I lend him 5 yuan?
He's not familiar with you, so he's too embarrassed to come directly to you to borrow money.No, I don’t know what he was thinking. He came to me to ask you, and he wanted to borrow money at the hotel. "
Chen Hong: "Uncle, how much money do we have in our hotel account? Is there any money we can borrow?
Also, the hotel belongs to the three of us. Have you discussed it with Uncle Erhu?Does he agree? "
The village chief was already angry with Uncle Erhu. Although Chen Hong said that the business was a partnership between the three of them, it was actually Chen Hong's care for their families.
Not only he and Erhu's family, but also Xiaohao and Wang Xin's family did not have anyone involved in the management work, but they also expected the hotel to sell agricultural and sideline products!
Supposedly, these profits should belong to Chen Hong, and they should receive the wages they should receive on a monthly basis.
The vegetables, eggs, and poultry used in the hotel were also delivered on the spot, and they didn't invest a penny in the hotel.
He and Erhu were the only two people to manage the hotel's purchases, and they had no other big role.
As for worrying about helping, it didn't matter to them whether Chen Hong shared their money.
From the wages of the whole family and the money from selling agricultural and sideline products, they also made a lot of money in the small hotel.
"Chen Hong, we still have about [-] yuan in our account, which is all our profit in the first half of the year.
Erhu and I have also discussed this matter, and we will listen to you on this matter.
I have also told Wang Guifa that the business of the hotel is the business of all of us, and the major shareholder is you. The two of us cannot be the owner.
I asked him to wait for news. 5 yuan is not a small amount. We must discuss it.
What I'm telling you, Uncle Erhu, is that our hotel's business is good, and everyone in the village knows it.
Wang Guifa came to us when he was in an emergency. It would be a shame not to borrow money. Otherwise, he would have to come to you to borrow money.
It would be difficult to borrow it.I was afraid that if I started this way, there would be other people in the village who would ask the hotel for anything at home.
Then our small business can't resist, and our business can be borrowed from the yellow stalls in a few times! "
Chen Hong also understands this truth. Life in rural areas involves too many aspects, and most difficulties and conflicts occur internally.
The villagers will really help when outsiders are looking for trouble.But internal conflicts can really hinder things.
It's really hard to handle this matter well. You won't help the villagers when they have something to do. Chen Hong's fishing boat is moored at the village pier, and most of the goods are shipped there.
The hotel’s usual fish catch is often replenished through villagers’ fishing boats.
Besides, with tourists coming in and out of the village, hotels will become more and more prosperous in the future. Without a good relationship with the villagers, there will be no harmonious tourism environment.
Chen Hong thought for a while and said to the village chief: "Uncle, let's borrow it! But there must be a way of saying "borrowing money".
The money spent on our hotel is considered public funds, but we can't just borrow money privately among the villagers and just take the money and leave.
There was no proof and no return date. The money was borrowed based on credit alone.This is a joint venture between several companies, not a personal deposit of any one company.
In the first half of the year, we have been working hard for so long, but we haven't received a penny ourselves, so we have to deal with others' emergencies first.
If you are like this, you can borrow money. Let him write the IOU and sign and fingerprint it. Set a repayment date and don't let him repay it overdue.
If it is overdue, let him pay interest.We can't let him drag his feet and find excuses to default on the payment, nor can he delay our year-end settlement.
In addition, he had to ask their clan leader to vouch for him.
We helped him, but we have to let everyone in his clan understand what's going on!If there are any subsequent financial disputes, we will take care of them.
Doing this can also make the villagers understand that it is not an important matter that really breaks their muscles and bones, and they should not open their mouths to us from time to time.
We, from a small family, don’t have the ability to serve as a bank ATM for them.
Besides, if the business goes well in the second half of the year, our hotel will have to save money to buy another boat.
Otherwise, when Xiaofeng and Xiaohao's father, Wang Xin's father, come back, they can't have idle manpower! "
When the village chief heard this, he was extremely happy. Chen Hong had arranged a way out for all the male laborers from several families.
It's a good idea to clarify the procedures for borrowing money. Anyone who wants to save face will know in the whole village that you owe money. Can you find a way to pay it back as soon as possible?
"Okay, I get it, I just want you to be safe! By the way, I will set up an extra account book, and the IOUs for the loan procedures will also be entered into the account.
Don't mention it. In the future, if people in the village are really unprepared for big things, they will ask to borrow money. It is also standard to set up a special account book. "
The village chief went to take care of this matter, and Chen Hong was relieved.The village chief has been a village cadre for most of his life, so he will definitely handle this matter clearly.
Even if the village chief comes forward, the villagers will never dare to default on their debts.Of course, people in the village will also know about the village chief, and the village chief's prestige in the village will be higher.
The village chief's prestige has increased, and he is more secure about the work in the village and the management of the hotel.
In fact, Chen Hong is really not short of the 5 yuan.However, she personally couldn't lend it to the villagers.
It is not good to develop the inertia of the villagers. If the villagers ask her to borrow money no matter what in the future, she will borrow it or not.
There is really no friendship if you borrow it, and it is easy to offend others if you don't.
When the time comes, not only will no one be grateful, but they might also develop a hatred of Chen Hong.
The village chief and the hotel are blocking the front, which is also the best buffer between the villagers and Chen Hong.
Chen Hong is not afraid that the villagers will rent out the hotel. After all, the villagers also want to save face. Unless they are really in trouble, few people are willing to take on debts.
After all, the majority of rural people are simple and honest. As long as these people agree, there will be no problem for Chen Hong to live a happy life in Yujia Village.
What happened to Wang Qing's family, so far, Chen Hong has done everything he can with both people and money.
Now the village has always had a good opinion of her, and Chen Hong is also very satisfied with this result.
To live in rural areas, it is not enough just to have money, but also to have reputation and prestige.
With reputation and prestige in the village, not to mention being able to walk sideways, at least no one dares to provoke bullying.
Although Chen Hong is a single household in Yujia Village, no one in the village dares to underestimate her.
Her donation accounted for half of the village's wharf construction, and she also came forward when the villagers had problems.
Although she was not used this time, her force value is quite impressive and can make people bold.
When life is difficult, you can still borrow money from her hotel for emergencies. What else can you say? Everyone in the village thinks that Chen Hong is really good at dealing with people!
Everyone wants to make friends with such a rich and humane person, not to mention the two village chief brothers among them. They are really from the land.
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