Anyway, there will be opportunities in the future. The stock market will enter a bear market in [-]. At that time, real estate across the country will fall a lot. It will be safer to wait more than a year to buy.

Now she is not particularly anxious to make money from real estate. She can earn less or more. There is no need to be too impatient and cause trouble. It is better to keep a low profile and play it safe.

What Fang Yitong and Director Guan purchased were two-story large shops in prime locations, each with a construction area of ​​more than 200 square meters. The price was 400 yuan per square meter, and one shop cost more than [-] million yuan.

The two of them seem to be strong. This time, each family will need 900 million yuan in funds. Excluding half of the loan, they will also have to pay more than 400 million yuan in cash.

Chen Hong had to pay more than 100 million in cash alone, and needed a loan for half of it. Fortunately, she had a good repayment record, so it was not difficult for Director Guan to operate.

After staying in Beijing for three days, Chen Hong obtained the real estate certificates for all the properties and shops. At that time, she paid nearly 70 in light tax.

Originally, Fang Yitong and Director Guan tried to turn the property sales contract into a donation contract, which would save each family hundreds of thousands in property taxes. Chen Hong was very timid and did not dare to do this.

It was easy for her to make money. The state did not levy production tax on fishermen, and no personal income tax was levied on stock trading.

Chen Hong had earned so much money and felt that it was very hot. This time she could finally pay some taxes. She would not think of any way to save this money.

Seeing Chen Hong pay the tax so resolutely, the two of them discussed it for a long time and decided to follow Chen Hong's example and not to set up trouble for themselves in the future just for this small amount of money.

If one day something goes wrong in any link, and the matter comes out in the future, tax evasion is not something that can be overcome with just a small fine. The amount is hundreds of thousands, which is enough to warrant a prison sentence.

They both do a good job at their jobs, but they don't want to save money by going to work on sewing machines, ruining their reputation, and then embarrassing themselves in the industry. This is something they absolutely cannot afford.

Fortunately, real estate prices are rising steadily. This year they have increased by 1/4 compared to last year.They are still regretting that they did not have the courage to buy a house last year and bought too little.

If I buy two more houses, I can at least earn back the money for one house now.This is more money than their whole family has made in half a lifetime through frugal living and expenses, and this has only happened in just half a year.

If this continues, the benefits will be unimaginable!

With these three properties and shops in their hands, it is conceivable how much money can be raised in the future. If they did not buy properties, they would only have enough to eat and drink in their lives and a slight balance.

If you think about it in the long run, the gap between the increase in their wages and the increase in current consumption levels is too big.Maybe when they get old and retire, they won't be able to maintain their current standard of living with this little salary.

Besides, today's young people are more highly educated, but the pressure of competition is also great.Many children with high academic qualifications do not earn as much as old workers like them.

If the children earn their own money to buy a house and start a family, excluding living expenses, it will take a lifetime to buy a house.

Now that there is such a good opportunity to make money, they have to make plans for their children and make more investments to earn some capital for their children.

In a few years, it will be too late to enter the real estate market again. You will not be able to buy a house for millions, and the upfront funds will not be enough.

At that time, even they had nothing to do. They had bought houses twice with Chen Hong. As long as they opened their minds, there were many investment channels.

Director Guan and Fang Yitong also plan to find suitable real estate, mortgage the shops they currently own, and purchase real estate next time.

These people are all top-notch people, so Chen Hong no longer worries about their affairs. As long as she has a good opportunity and can take her to drink some soup, she will be very satisfied.

Chen Hong: It’s still fun to take a ride!

This time Chen Hong also called her sister and told her the method of rolling loan to buy a house.But she was able to take a step forward and buy two houses with loans, which was a big leap in her thinking.

Now, the couple has just repaid the money they borrowed from Fang Yitong's family.The loans I borrowed from Chen Hong and the bank have not been repaid yet, but I don’t have the courage to take out a mortgage loan to buy a house again.

The melons that are forced are not sweet. Since the sisters think so, Chen Hong will no longer add psychological burden to them. She knows what kind of people carry what size bowls.

The shortcut has been pointed out to them. If they fail to seize the opportunity, Chen Hong will not complain in the future.For an ordinary office worker, having two properties in hand is already pretty good.

Just in case they get divorced again, my sister will at least have her own house to live in, and it won't be like her previous life.

After working in Beijing for half my life, I have no place to stand, no roof over my head, and I have to move every few years and rent houses everywhere.

Let's wait and see in two years. If there is a chance, it is better to quietly encourage her sister to get another set of private property. Women still have to love themselves. This is what Chen Hong realized in his two lives.

Now the relationship between the younger sister and the couple is okay, and they have not reached the stage of the previous life.If he said too much to her now, it would cause discord between the two of them.It will also hurt the relationship between the two sisters.

During the few days when she was in Beijing to apply for the certificate, her younger sister also took time to bring her children to the courtyard house to help Chen Hong farm.In fact, Chen Hong could plant all the land in the front yard and back yard in just half a day.

But this is not his hometown in the countryside after all, and there are few tools at home. Chen Hong bought them from hardware stores in the suburbs.

During the day, she plowed the ground, and at night, when her sister was not living here, Chen Hong transplanted two pomegranate trees and two jujube trees from the space.

These four trees are still four varieties, one each for sweet pomegranate and sour pomegranate, and one each for crisp jujube tree and winter jujube tree.

A winter jujube tree and a sweet pomegranate tree were planted in front of the west wing and east wing respectively.Upon entering the courtyard, a jujube tree and a sour pomegranate tree were planted respectively.

Originally, she wanted to transplant a chestnut tree in the backyard, but then she thought about it and found that no one had ever planted a chestnut tree in the yard.Moreover, chestnut fruits are covered with thorns, which should be bad for Feng Shui, right?

In the end, Chen Hong gave up the idea and decided to follow the example of the old Beijingers. Whatever they planted in their yards, she would also follow suit.After all, there is nothing wrong with being careful!

At this time, June is the flowering period. The flowers of the jujube tree are small. You can smell the unique fragrance of the jujube flowers from a distance, but you can't see the flowers from a distance.

Only when you get closer can you see the small five-pointed star-like flowers, small yellow-green, set against the leaves of the jujube tree, green and shiny.

The strong sunshine has covered the jujube tree with a layer of golden thread, making the newly transplanted jujube tree appear full of vitality.Judging from the density of the flowers, autumn is another harvest season.

The flowers of the pomegranate tree bloom very brightly. The bright red flowers are paired with the verdant green leaves. The typical red and green visual impact makes it a beautiful landscape painting no matter which direction you look at it.

As soon as the pomegranate blooms, experienced farmers can tell the difference between male and female flowers.The base of female flowers is larger, while the base of male flowers is very small.

They are only responsible for the function of pollination. The flowering period of pomegranate flowers is very long, starting from March and blooming continuously until August and September.

However, the only pomegranate flowers that can really bear fruit are the pomegranate flowers in May, which bloom too early and too late.Because of lack of nutrition and unstable temperature, it is impossible to sit still and bear fruit.

Since the flowering period in March, the pomegranate trees have been blooming with fallen flowers every day.One after another, the bright red pomegranate flowers keep blooming and withering.

There is a saying that describes the picture of pomegranate flowers blooming for a long time, withering and blooming at the same time: Pomegranate flowers in June and July - go with the flow, which is the picture in front of you.

Chen Hong grows tomatoes, cucumbers, peppers, onions and ginger in the backyard. She cannot live here for a long time.

I only stay here occasionally when I come to Beijing, and I don’t have time to manage the vegetable garden.Only a few vegetables can be planted, so as not to let the vegetable fields become unused and grow grass.

This yard is not far from my sister's work. When the vegetables start to mature, my sister can pick them back and eat them on the way.

After all, the seeds and seedlings cultivated in the space still taste different from those bought at the vegetable market. This can be regarded as a small benefit for her to help her sister take care of the yard.

In Chen Hong's space, there are only three kinds of flowers: orchids, winter jasmine and azaleas.Chen Hong was reluctant to move the orchids without anyone taking care of them.

This batch of orchids was the first to be cultivated in space. Now they have some mutations. It should be difficult to find such mutated special orchids outside.

Not knowing their current market value, she decided to take the time to go to the flower market to find out.

We also need to plant some garden flowers in the yard, which are suitable for planting in the north. I just want to pick some together and plant them in the front yard and second backyard.

Chen Hong knew that most of the courtyards in the north planted peonies, peonies, roses, chrysanthemums and other frost- and drought-resistant flower varieties.

There are many things to pay attention to when planting flowers, plants and trees in the yard, regardless of species, location or Feng Shui, and she doesn't understand them either.

But she couldn't help but believe it, after all, she was reborn, atheism, non-existence.

You should not plant things randomly in the courtyard according to your own preferences. You should wait until you have the opportunity to meet someone who knows how to consult.

If possible, Chen Hong would also like to plant a grape tree in the yard, which can not only climb the vines to create a landscape, but also eat delicious grapes in autumn.

Chen Hong stayed in Beijing for a total of five days this time. She finally completed all the procedures and re-signed lease contracts with the tenants of various shops.

This time she had achieved all her goals for coming to Beijing. She also rented out the other courtyard house she bought last time she came to Beijing after Fang Yitong found someone to renovate it.

When Chen Hong bought the courtyard house, it was already very dilapidated and on the verge of collapse. Chen Hong spent more than 30 yuan, and Fang Yitong found the ancient construction engineering team to completely reinforce, repair and renovate it.

It has become moveable. Chen Hong doesn't plan to live in that house herself, and it's not time to sell it yet.I simply painted the furniture, doors and windows in the house twice, and then hired someone to scrape off the white putty.

The entire courtyard has been rented out by three households. The basic facilities in the courtyard have been planned and repaired, and the household registration procedures for water, electricity, and heating have been completed.

Sanitary sewer pipes have also been integrated into the city sewer pipe system. Tenants no longer have to go to the alley outside the yard to use public toilets as before.

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