Reborn 1980: Cannon fodder mother changes her life against fate

After leaving the seaside, Lu Chuyao took his son to eat authentic Cantonese food. He thought it would not be to the little boy's taste, but he turned out to be all-inclusive and ate with gusto.

It was a small soup dumpling. After smashing it, I wanted to reach for the steamer in the middle. After she knocked it away, I was ready to cry.

Lu Chuyao's pretty face was straight, his eyes widened, and he didn't dare to make any mistakes.Holding back tears, she whispered aggrievedly, "Mom, I still want to eat buns."

"Can you save some food for later? You have eaten a lot just now. Mom is afraid that your stomach will not be digested. You will have stomachache later, so you need to go to the hospital for injections."

When Song Zhiyu heard the words "hospital injection", his little body suddenly trembled, he shook his head and said, "I won't eat it if I don't want it."

The transportation in Pengcheng is relatively convenient. You can take a taxi directly from the restaurant to the Lake District Real Estate Center.In the car, the master asked in vernacular, "Where did you two come from?"

Lu Chuyao was holding his son's shoulders and was enjoying the wind blowing in from the window. Hearing this, he said, "Over there in Qingcheng."

"Come to work here?" With the opening of the policy in the past two years, many outsiders have come to Pengcheng to do business and real estate, so the driver has formed a fixed mindset.

The elegant woman in the rearview mirror raised a gentle smile and did not deny it.

When we arrived at the lake area, what we saw was that large tracts of land were being dug for foundations and bricks laid, and the construction site was right next to the construction site, which was very busy.Lu Chuyao held an umbrella with one hand to block the sun, and slowly walked forward holding his son with the other.

There is an existing house that has been built in front, and the sales center is right next to it, and it is very eye-catchingly decorated.

"Welcome, madam, are you here to see the house?"

He smiled and nodded, "Yes, your community is behind here?" The sand table in the middle of the hall is very delicately made, and is scaled down to show the entire community and surrounding greenery.

The sales lady smiled and nodded, and introduced in Weigang Mandarin, "The community covers an area of ​​40 hectares, with a green coverage rate of 80.00%. There are children's play facilities and activity venues for the elderly, including street shops and supermarkets. It is two kilometers away. There are middle schools, including primary and secondary schools, and a hospital five kilometers away, making it very suitable for living.”

With the school district housing and public facilities in place, it’s hard not to be excited.

Lu Chuyao still kept a slight smile. After the lady selling the property finished speaking, he asked, "How much per square meter?"

Other staff members brought water and guided Song Zhiyu to sit on the sofa in the living room and play with toys.After confirming that there were no dangerous factors, Lu Chuyao let his son go with the staff.

"We have just opened the property not long ago, and it is still during the preferential period, and the price is 1100 yuan/square meter."

The price is really not expensive at this location.In another 20 years, it will increase at least ten times. When the 21st century comes, it will increase directly to twenty times or even higher.

Lu Chuyao recalled the real estate news that he had read on social media platforms before, and he felt instantly excited. Now when he buys a house, he can make a profit without losing money, and one hundred thousand can become two million.

No matter how passionate he is on the inside, he remains calm on the outside.I asked the sales lady for a detailed property introduction brochure, so I sat on the sofa with my legs crossed and started reading slowly.

For a moment, there was only the sound of flipping through paper. From the corner of his eye, he glanced at the skirt beside him. He paused while flipping through the book, then raised his head and said, "Go ahead and do your work. I will call you if I need you, okay?" "Although his tone was gentle, he could not refuse.

The sales lady had no choice but to retreat and return to the front desk, her eyes always locked on Lu Chuyao's position, fearing that she would be snatched away by other salesmen.

Ten minutes passed, and Lu Chuyao closed the book with a sigh.A small house with a minimum area of ​​10 square meters here costs more than 86 yuan.The family's liquidity is only one-tenth of that, eh, I can't afford it.

When the sales lady looked at her hopefully, she slowly said, "Can your family get a loan?"

"Huh?" He said hello.

"Looking for a bank loan, didn't your company boss cooperate with a financial institution?"

The sales lady was confused by Lu Chuyao's serious look. She thought it was the latest policy, so she hurriedly said, "Wait a moment, I will ask the manager and give you an answer."

Lu Chuyao, who is not familiar with modern history, has no memory at all of the year when bank financial loan business was launched in the real estate industry of special economic zones.

She was not kept waiting for too long. Within 3 minutes, the sales lady came with the manager.

The manager looked like an elite in a suit and tie. He came up and said hello politely, and then talked about loans. It was obvious that he was choosing his words very carefully, "Actually, this policy was just issued last week, and we are still exploring it." How did you learn about the collaboration?”

"I personally like to pay attention to reports and news in the financial sector. I am relatively familiar with newly introduced policies, and I also have classmates in the financial and real estate fields... so I know a little more news than ordinary people."

The manager wouldn't go out of his way to verify it anyway, so Lu Chuyao felt confident and bold.

Sure enough, the manager just nodded in understanding and did not express any doubts.He said, “The prerequisites for applying for a bank loan as a mortgage are relatively strict. You must present proof of household registration, residence permit, work permit, letter of introduction, etc., including an assessment of your existing capital flow and fixed assets to determine whether you are able to repay the loan. .”

"As far as I know, even if it can be done, the highest ratio that banks can approve is only 40.00%." ​​The trial implementation of the policy needs to be verified by pioneers before it is put into the market, but the manager is more responsible. He does not want to deceive customers, so he needs to be careful. Explain clearly the advantages and disadvantages.

Lu Chuyao thought to himself, isn't this just using their consumers as guinea pigs and taking advantage of them? The loan ratio is 40.00% and the interest rate is so high. No wonder the manager’s first sentence was that the conditions were harsh.

"Thank you for your knowledge. I already know about your property and I'm quite interested in it. I'll try to get the full price as soon as possible." She raised a bright smile and was confident and generous. Even if she couldn't afford it, she wouldn't buy it. It will make people look down upon.

The manager clasped his hands in front of him, bowed his head slightly, neither humble nor arrogant, "Then I hope that the next time we meet, we can come early."

Holding her son in hand, she stood on the side of the road to stop the car again. The sun was scorching. Song Zhiyu stared at the small shop at the back and shook her hand, "Mom, I want to eat that."

he said, pointing to the little boy licking a popsicle in the store.

Lu Chuyao looked in the direction her son pointed. Her mouth was dry and she wanted to eat ice cream.Just eat, it’s not like you have no money.The mother and son strode into the store, chose two of the most expensive and tastiest-looking ice creams, sat down on a small bench and licked them.

"Son, you only need to take two licks. You can't eat more."

How can I control the ice cream in my hand?However, due to the high temperature, the licking and biting speed cannot keep up with the melting speed of the ice cream.