The flowers in the factory of rebirth are too fierce

As an old bank with a century-old history, HSBC serves the top wealthy customers from all over the world. It is not uncommon to see large customers with billions or tens of billions of dollars, not to mention hundreds of millions of dollars.

However, the asset composition of these billionaires is relatively complex. Company shares and real estate account for the majority, but not so much cash.

The real reason why they attach so much importance to Lin Zhiyuan is that Lin Zhiyuan holds US$8000 million in cash, which is relatively rare among the world's richest people.

That's why Thomson issued a fatal order to keep Lin Zhiyuan at HSBC.

Thomson said with a smile on his face, "Mr. Lin, from today on, you will become the most distinguished customer of HSBC. With this world elite card, HSBC will provide you with meticulous VIP services."

The lion-head black card in Lin Zhiyuan's hand is a supreme-level credit card of HSBC, named World Elite Card. Without exception, those who own this credit card are HSBC's top customers and can enjoy the bank's highest-level services.

In his previous life, although Lin Zhiyuan could be considered a wealthy man, he could never reach the level of a black card customer. Unexpectedly, he could easily receive such treatment in this life.

The black card is known as the king of cards. Customers with the black card can enjoy top honors, customized exclusive services and unparalleled global rights and interests, including all-day "response to all requests" concierge service, VIP seats for various global events and major global events. Exclusive privileges at the city’s top private clubs, etc.

The most famous black card in the world is the Centurion Black Gold Card issued by Citigroup in [-].Although HSBC's World Elite Card is not as famous as Centurion, its service is not inferior. After all, HSBC is also the world's top bank.

President Thomson took the trouble to introduce the various services of the World Elite Card to Lin Zhiyuan.

"Mr. Lin, HSBC not only has the top foreign exchange experts, but also the top financial management experts. I guarantee you that as long as you stay at HSBC, you will enjoy our most high-end financial services." Thomson turned around and waved, a 30 A multi-year-old Chinese male employee stepped forward.

"Mr. Lin, I would like to solemnly introduce to you that this is Peter Liang, our senior manager of HSBC's chief financial management. With him dedicated to serving you, you can make a reasonable allocation of your assets and achieve value preservation and appreciation as soon as possible."

Lin Zhiyuan was stunned by what he said, but he also knew that the US$8000 million could not always lie in his account, and he would always have to buy some bonds, stocks, etc.

Ten minutes later, Lin Zhiyuan followed Peter Liang to his office.

Obviously, Peter Liang's level should be higher than that of Chen Jiaju, and his office is also more luxurious.

Peter Liang asked Lin Zhiyuan to sit on the sofa, and immediately a young and beautiful female employee brought two cups of steaming coffee.

"Mr. Lin, my personal suggestion is to allocate the cash in your hands as follows, leaving 3000 million US dollars in cash as emergency funds. The rest can be divided into three parts. The first part is to buy the most reliable national debt of various countries, and the second part is to buy the most reliable national debt of various countries. The second part can be purchased from some corporate bonds issued by governments or large companies with higher yields, and the third part can be purchased from some well-qualified stocks and funds. I wonder if Mr. Lin has any opinions on this asset allocation plan?"

Lin Zhiyuan had also managed money in his previous life and knew that Peter Liang's allocation made sense. "Manager Liang, I have no objection to the bond part. Let me ask you here, which stocks and funds will you allocate for me?"

"Mr. Lin, please look at the computer..." Peter Liang brought Lin Zhiyuan to his computer, called up the stock trading software, and pointed out a few stocks to him, "Mr. Lin, look, I have selected a few high-quality stocks for you." Blue chip stocks, such as Coca-Cola, General Motors, Ford Motor... In terms of funds, I am going to allocate some Dow Jones Industrial 100 Index funds for you..."

Peter Liang was talking enthusiastically when he was interrupted by Lin Zhiyuan, "Manager Liang, the stocks and funds you chose are very good, but I have my own ideas."

Peter Liang raised his head and glanced at Lin Zhiyuan in surprise. As HSBC's top financial expert, when had he ever been questioned like this? If he had been an ordinary customer, Peter Liang would have been angry a long time ago, but when faced with HSBC's 8000 million A rich man with US dollars, he could only endure it silently.

"It seems that Mr. Lin also has some research on financial management. I am all ears."

"Manager Liang, I personally prefer technology stocks, such as Microsoft and Apple..." Lin Zhiyuan racked his brains to recall the crazy technology giants in his previous life. In addition to the two companies he just mentioned, such as Google and Amazon. Facebook and Twitter haven’t even been listed yet!

"Let's buy these two first. By the way, in addition to the Dow Jones Index, does Citigroup also have a Nasdaq Index?"

Peter Liang glanced at Lin Zhiyuan in surprise. He had just complimented Lin Zhiyuan on his knowledge of financial management, which was completely perfunctory. But when Lin Zhiyuan mentioned the Nasdaq Index, he realized that Mr. Lin really knew about it. Citi has a certain understanding of the securities market, but most people don’t know what Nasdaq is?

"Mr. Lin, I feel it is necessary for me to introduce to you that Nasdaq was created by the Citigroup National Association of Securities Dealers on February 1971, 2 to regulate chaotic over-the-counter trading and provide a financing platform for small businesses. ." Peter Liang carefully observed Lin Zhiyuan's face, and then continued, "I have to admit, Mr. Lin, your understanding of the securities market is beyond my expectation, but I must remind you that Nasdaq is This is a securities platform specially established for small business financing. The companies here are mixed, and from a security perspective, I don’t recommend that you allocate stocks or funds here. Dow Jones is more secure.”

Lin Zhiyuan smiled and shook his head, "If it's safe, then what kind of stock fund should I buy? Let's buy all treasury bonds. Manager Liang, in addition to the Microsoft and Apple I just mentioned, you can also buy some Nasdaq indexes." Fund, that’s my final decision.”

Peter Liang had no choice but to ask Lin Zhiyuan to sign several investment and financial management agreements, "Mr. Lin, I respect your choice, but if your funds suffer losses..."

"I am responsible for it myself. It has nothing to do with you or HSBC."

Lin Zhiyuan stayed upstairs all afternoon, and it was already past five o'clock in the evening when he came downstairs.

Lu Yan was bored waiting downstairs and drank four cups of coffee. Finally, she waited until Lin Zhiyuan came downstairs.

President Thomson, Chen Jiaju, Peter Liang and others sent Lin Zhiyuan out the door like a star.

HSBC's Rolls-Royce took Lin Zhiyuan and Lu Yan to the hotel.

After entering the room, Lin Zhiyuan said something to Lu Yan, and then fell asleep.

After talking about money in the bank all afternoon, his mind was too tired. Lin Zhiyuan urgently needed a high-quality sleep.

Lin Zhiyuan was sleeping soundly here, while Lu Yan was almost torn to death over there.

what should I do?

Should you sit here and continue to wait for him, or should you go in and take the initiative?

If I sit here and waste this great opportunity, will he think I'm too mean if I take the initiative?

After being in a dilemma for half an hour, Lu Yan finally made up her mind. She took a shower, put on a brand new set of underwear, put on a sexy pajamas, and opened the bedroom door...