Travel to the early Tang Dynasty and become a salted fish

Not only that, Chang'an City, which had just stabilized, had countless unfavorable rumors coming from nowhere.

It is said that the Five Surnames and Qiwang hoarded large amounts of grain during the drought and drove up grain prices.

Some people say that the imperial court clearly had a large amount of grain in its hands, but it did not open warehouses to release grain immediately. However, the people were displaced and the disaster worsened.

. . . . . .

Of course, some of these news were true or false. Although they were quickly suppressed by Li Shimin and Five Surnames and Seven Hopes, there was a steady stream of other gossip on the market.

For a while, they were a little worried.

When they tried to trace the source of the rumor, the person who spread the rumor disappeared without a trace, as if he had already received the news.

At this time, no matter how stupid everyone is, they all know that this is Chu Mo's trick.

It's okay to let them arrest the spreaders of rumors, but if they are asked to confront Chu Mo, they don't have the courage yet.

Now, the only thing they are curious about is why Chu Mo's silver seems to be inexhaustible?

Not only did the exchange of banknotes not stop, but the lending business also did not stop.

In fact, Chu Mo had already made preparations when they first forced the palace, waiting for Li Shimin and several other masters to attack.

When Chu Mo saw them coming together, he knew that sooner or later they would break up with each other, so he arranged the manpower arrangements in advance.

He had previously produced a large amount of fake silver just in case.

Then after breaking up with Li Shimin and others, he asked Zhang San, Li Si and others to release the news immediately.

Before anyone could react, a large number of "actors" were hired to queue up at the bank to handle business.

Moreover, the bank manager was asked to delay the time of handling the business as much as possible, and not to look at the large number of people queuing up, but after an hour, there were not many "actors" who had actually completed the business.

Since the people at the front of the team are all hired "actors," no matter how slow the business process is, no one will say anything.

No one in the front complained, and those at the back of the team who really wanted to do business naturally couldn't say much.

Then, Chu Mo had people bring large quantities of counterfeit money ostentatiously through the market and place it in the yard to appease the people.

Those who were originally wavering felt at ease after seeing the strength displayed by Qianzhuang.

Finally, Chu Mo released various gossips and directly created a hidden family as a backer for the bank.

Li Shimin and Qi Wang, the fifth surname, were already in the wrong and did not dare to come forward to refute the rumors. They could only break their teeth and swallow them.

In this way, Chu Mo used a bunch of fake money to successfully solve the crisis.

After this incident, when the number of people taking out loans and mortgages from banks increased, those who had originally exchanged their money deposited their money into the bank again.

The people who were originally waiting and watching also saw hope at this time, and without any hesitation, they also deposited money into the bank.

Just kidding, a hidden family that dares to kick out even the Royal Family and the Five Surnames and Seven Hopes must have such strong capital.

Li Shimin and several family heads combined the information they gathered, and except for the origin of Chu Mo's large sum of money, which could not be found out, they also made some guesses about everything else.

Everyone knew that they were being tricked severely by Chu Mo, but there was nothing they could do against him. Everyone was really angry.

So, they decided to launch a plan in advance and follow Chu Mo's example in opening a bank.

Within a few days, the world's first bank jointly established in the name of the royal family and Qiwang of the Five Surnames was born in Chang'an City.

Moreover, on the opening day, the bank also copied the way Datang Bank opened, and assembled a fleet of 50 horse-drawn carriages. Starting from the morning until sunset, they circled the main roads in Chang'an City.

But drawing a cat is not the opposite of a tiger. Although this move initially attracted people's attention and attention.

But after the convoy traveled for a few rounds, the people began to feel disgusted.

Because they are tired of seeing the trick of motorcade parades, and every time the motorcade passes by, the entire street will be blocked, making it difficult for people to travel.

And at the end of the day, there were dozens of trips back and forth, which made the people even more disgusted.

On the first day of opening, the good reputation did not spread much, but it caused complaints from the people.

At the same time, Chu Mo also opened a copper coin exchange business in the bank, so that people who had copper coins in their hands could exchange their copper coins for silver coins.

Originally, the silver in the hands of the people was naturally converted into copper coins during daily transactions.

No one would specifically exchange it for silver.

This resulted in a large amount of copper coins being accumulated in most people's homes, and many people had special cellars or storage rooms in their homes to store copper coins.

But as soon as Chu Mo's business started, people who had a lot of copper coins in their homes went to exchange them one after another.

At the beginning, Chu Mo also exchanged copper coins for the common people according to the exchange rate on the market.

But as more and more people exchanged money, Chu Mo began to adjust the exchange rate.

The original exchange rate of 1:1000 was directly increased to 1:1100.

Even so, the number of people exchanging silver did not decrease much.

Chu Mo finally understood that when copper coins were exchanged for silver, those poor people who had no savings at home would not come to exchange them.

Those who came back in line to exchange must be from wealthy families with a lot of copper coins.

As for whether the money in the bank is enough for exchange.

Sorry, there is no such trouble at all.

Because those who exchanged copper coins for silver did so for convenience.

These people often exchange the copper coins for silver, then transfer them to banks and exchange them for silver notes.

In other words, they exchanged all the money in their hands for the paper in Chu Mo's hand.

When Li Shimin and the family heads of the fifth and seventh surnames saw this, they immediately became interested. Not only did they start the business of exchanging copper coins for silver, but they also started the business of exchanging silver for copper coins.

And their exchange rate is always a little lower than Chumo's exchange rate.

As a result, people who had been crowding at Chumo Bank waiting for exchanges all flocked to Chao Tianxia Bank.

Chu Mo's Datang Bank exchange office had no one interested in it for a while.

Chu Mo was not in any hurry and immediately sent someone with a large amount of silver to Tianxia Bank to exchange for copper coins.

When Li Shimin heard that someone came with a large amount of silver to exchange for copper coins, he thought these people were crazy.

Originally, they opened this business of exchanging silver for copper coins just to increase business for the bank so as to suppress Datang Bank.

But unexpectedly, two fools came to exchange the copper coins.

So, being wealthy, he did not hesitate and directly ordered that all comers should not be refused.

Who doesn't like free money? What's more, there are huge profits in the process.

He is a man who controls the entire world's copper coins. How can he miss out on the money he earns just by changing hands?