Manhattan Reborn 1978

new York.

Manhattan, 875 Fifth Avenue, 15th floor, the new home of Margo Ludwig and Janet Patrick.

Mag put Janet's two suitcases in the bedroom, lay down on the big bed, and asked her with a smile.

"I'll contact the doctor later to give you a pregnancy check-up?"

With a happy smile on her lips, Janet slowly lay down next to Mag, stroked his cheek with her hand, and smiled.

“After a week or two, it’s not too late to go see a doctor for a checkup~”

"Oh..no!"

"I've consulted several doctors and they all said..."

"Hahaha~"

"Don't listen to those doctors... they always scare people..."

Janet's eyes flashed, and she unbuttoned Mag's shirt with her hands, and then. .

Mag instantly felt his whole body feel hot and swallowed his saliva. Reason told him not to do it at this time. .No matter what, Janet breathed hot air and kissed passionately. .

Let him gradually. .

. . .

After half an hour.

The two people, who felt the same and satisfied, cuddled against each other on the bedside, quietly reminiscing. .

Janet tangled her hair with her fingertips, raised her head, and said with a dreamy smile: "You want to take me to the doctor... right?"

"We have finished seeing the doctor, and I want to buy some for the child's bedroom first."

"Okay~"

Mag lowered his head and asked Janet very happily and smiled.

"ok~"

"How long do we...have?"

"What?"

"What time is your appointment with the doctor?"

"Um...in the afternoon, after lunch..."

"There's still a lot of time!"

"Come again...!"

"..."

----

Manhattan.

Wall Street, Stanley [-]th Floor.

Leslie and Livlin walked out of the elevator first and stopped. After Pine caught up behind them, the three of them walked to David's office talking and laughing.

Office door.

Secretary Maggie, and Kihara Nobunari, who was temporarily arranged to sit next to Elena Mesa, stood up with a smile and said hello after seeing the three of them.

Maggie walked to David's office door first, knocked on the door for the three of them, then opened it and invited the three of them in~

Pine narrowed his eyes slightly, nodded to her with a smile and thanked her, then made room for Livlin, asking her to go first. .

in the office.

David, who was sitting behind the desk, saw the three people walking in and said with a smile: "Did you happen to come here together?"

"Of course not~"

Sam Rogers, who was reporting to David just now, stood up and gave up his position with a "smart" smile.

"Boss, I'll go first..."

"Okay! Let's talk again later~"

. . .

Sam Rogers, gone.

David looked at the three people sitting down, holding a pen in his hand and smiling: "Tell me about it~ Who of you will come first?"

"..Hahaha~"

"You bastard! Do you think we are your employees?"

"Haha~ Is there any difference?"

"..."

Regardless of the opinions of the two people around him, Leslie raised a middle finger to express his contempt and disdain. .

Pine raised his eyebrows at Livlin and asked with a smile: "Are you coming first?"

"Ok!"

Livlin took out a notebook from her small bag, opened it, and said.

“Last time, we mentioned the old fashion brand in New York, COACH~”

"Some time ago, we have conducted many negotiations with the board of directors of Coach Brand Company, reached a partial equity acquisition agreement, and are preparing to sign the contract next Monday."

"After signing this contract, we will pay 1500 million yuan to obtain 20% of the equity."

"The money will help Coach build brand new direct-operated stores in 20 major cities in China, and increase and expand existing production scale to ensure that it will expand operations in the future and provide sufficient products."

"Also, you mentioned a brand last time: ck!"

"Its full name is: CalvinKlein, which is a brand founded by Calvin Klein in 1968."

"The main products launched by ck in recent years include men's and women's jeans, denim jackets, fashionable sportswear, casual wear, and various shirts, etc."

"Calvin Klein also designed a variety of modern shoes and belts, and has become popular in perfumes and more."

"Please wait a moment!" David raised his hand to interrupt Livlin, and after recording a piece of information in his notebook with a pen, he asked with a frown.

"Have you already found someone to help you formulate the plan to open directly operated brand stores across the country?"

"Of course~"

"but.."

Livlin fiddled with the notebook in her hand, shrugged at David, and smiled.

“ck is the first fashion brand to pioneer the establishment of direct-operated stores in the United States, and it is also the first fashion brand to put fashion stores in large department stores!”

"Our idea of ​​establishing direct stores for Coach across the country comes from ck's creative sales model today."

"With ck in front to explore the way for our Coach, I think this plan will go very smoothly!"

"Oh..."

David smiled and winked, and joked: "With someone who can copy homework... we won't have to worry about all kinds of unexpected problems anymore?"

"Hahaha~ That's right!"

"I think that in our follow-up plan, Coach, which opens directly-operated stores across the country, is just a pathfinder!"

"After we sign the shareholding agreement with Coach, I will go to Gottlieb Datweiler and talk to him about investing in ck company."

"Gottlieb Datweiler?"

"Who is he? Why do you want to talk to him?"

After hearing David's question, Livlin tilted her head and glanced at Pine, who was smiling, and explained to David.

“Coach’s largest shareholder is Gottlieb Datweiler, with a shareholding ratio of approximately 20%~”

"ck, in addition to founder Carlisle Klein, the largest shareholder is Gottlieb Datweiler, accounting for approximately 19% of the shares!"

"As for who Gottlieb Datweiler is..."

"Pine, why don't you tell him?"

"..ok~"

Pine crossed his legs, put his hands on his knees, and smiled at David: "Gottlieb Datweiler is just a manager, just like Sam Rogers who just left~"

"Behind him are the Mellon Family Fund, the Hill Family Fund, the Stillman Family Fund, etc., providing financial support for his investment plan."

"You met Berg Stillman and Grant Hill at Thomas M. Mellon's villa, right?"

"..Um!"

"Now, do you have any questions?"

"..."

David scratched his nose with his fingers, frowned, spread his hands and smiled bitterly: "Why are you walking around...are these all familiar people?"

"Wouldn't it be better to compete with them for equity?"

"Hahaha~"

Pine, Leslie, and Livlin all laughed.

Leslie felt very amused and said with a smile: "The investment circle here in New York is very small to begin with. These people hold each other's investment company stocks, or exchange equity... These are just common things~"

"Otherwise, why do you think Livlin was able to obtain the equity of Coach Company so smoothly?"

"...Okay~" David said he understood and shrugged to Livlin and asked.

"Go on?"

"Ok!"

Livlin smiled "full of energy" and said: "You mentioned before that the low-waist + ripped jeans worn by a girl at the parade are a new product launched by ck last year."

"To this end, I also asked someone to conduct a market survey."

"The ripped jeans launched by ck are not their original idea at first~ but there are indeed a group of young people in New York who love to play rock and roll. In order to play music... they have no money to buy new clothes, so they can only buy old ones. Clothes, old shirts and old jeans, worn over and over again, washed after washed..."

"Until I wore them with holes everywhere and washed them until the color faded and turned white, the clothes that should have looked very downtrodden showed the fashionable beauty that is very sought after by young people nowadays..."

When Livlin said this, she also followed David's example, shrugged to the three of them, and smiled.

"Why do they think that clothes with holes have a different kind of beauty?"

"I can't understand it anyway..."

"Hahaha~"

David, Leslie and Pine all laughed.

. . .

After laughing.

After David wrote down some key information, he asked Livlin.

"As for the issue of acquiring ck's equity, you can take care of it yourself, I won't care~"

"However, if ck wants to shoot the latest commercial... I have a great idea!"

"...Oh~ right!"

"da advertising agency!?"

"Hahaha~ That's right!"

"The commercial...must have a slogan, right?"

"Have you figured it out yet?"

"Of course!"

David stared at the "little sheep" Livlin like a "big bad wolf" and smiled softly.

"Between me and my ck jeans... there is nothing~!"

"Woohoo~hahaha~"

This time, Leslie, who had the fastest reaction, immediately understood the connotation of David's slogan, slapped his thigh several times, and laughed wildly. .

Livlin quickly reacted to Leslie's laughter. .

She jumped up on the spot, pointed at David's nose and cursed: "...You shameless bastard!"

Pine, who also got the important point, suppressed his laughter and said in support of Livlin: "That's right! He is just a big, shameless bastard!"

"Hahaha~"

. . .

ten minutes later.

David finally calmed down Livlin who felt that she was being "molested", and they sat down again.

"Okay, no more fuss!"

"Livlin, there's one more thing you haven't said yet!"

"Magazine! Which one do you choose?"

"Bazaar!"

"Oh...it's very nice~"

"Ok, deal?"

"Of course! Doesn't it count if I say it?"

"Forget it! Whatever you say, forget it!"

David looked at Livlin who turned her head to the side, pretending to be arrogant, and glared fiercely at Leslie, the "melon-eating crowd". After writing this down, he turned to Pine and asked.

"What about you? Are you here to tell me what time to leave for Boston?"

Pine put down his legs with a smile, nodded and said: "Afternoon~ Let's take a bus to Boston together after get off work and come back tomorrow morning."

"Okay! I'll call Susan and tell them that I won't go back for dinner tonight."

"There's no rush in this matter!"

"You can go back and have dinner, or we can leave~"

"...Hmm!" David stopped what he was doing, thought for a moment, nodded, and asked.

"Any more?"

"Yes~"

"As for the investment in Intel and Apple, I have already reached an agreement with them respectively~"

"Oh?!"

David looked at Pine curiously: "Did your talks with them go smoothly?"

"Intel, it's going pretty well~"

"They are a listed company after all, and we can buy a small amount of shares in the secondary market."

"As long as we acquire some shares from the founders of Intel, Gordon Moore, Robert Noyce, Arthur Locke, and Vernon Graydon, it will be enough to achieve the purpose of holding a controlling stake. ~"

"Yeah..." David quickly ran through these very familiar names in his head and nodded.

"However, there was a small problem when Apple was negotiating."

"Steve Jobs, one of the founders of Apple and the company's largest shareholder, did not want us to join Apple."

"Later, the other two founders, Woz and Marcus, put forward a suggestion that both he and I could accept, and we finally negotiated a cooperation~"

David raised his left hand, gestured to Pine, and asked, "Apple, who else is investing in it now?"

"Any acquaintances of ours?"

Pine smiled slightly and nodded: "In addition to Steve Jobs, Stephen Woz and Mike Marcus, Apple has also received investment from AT&T, Kleiner Perkins Caufield & Byers (KPCB) and Sequoia Capital (Sequoia Capital). "

"The list of shareholders of kpcb company includes old Wharton and old Cherov."

"Oh.."

David lowered his head and recorded these key points. He tilted his head and looked at Sequoia Capital (Sequoia Capital) on his notebook, feeling a little lost in thought. .

This name is so familiar to him. .

In the next few decades, Sequoia Capital will definitely be a famous presence in the international investment circle. . !

In particular, it has successfully invested in Apple, Google, Cisco, Oracle, Yahoo, LinkedIn and many other companies in the IT circle. Not to mention making a lot of money, it has also directly invested in the high-tech investment circle for it. Established a reputation~

(Also: Our domestic Sequoia Capital (Sequoia Capital) adopts a fund partnership system and has invested in hundreds of companies. The harvest has also been so rich that it has exploded...)

(In November 2019, Sequoia Capital-Sequoia Capital ranked first in the "11 Hurun Global Unicorn Top 2019 Active Investment Institutions" released by Hurun Research Institute.)

. . .

in the office.

Pine finished talking about Intel and Apple, and then told David about the good health of the insurance company and the amount of the first float obtained.

470 yuan!

After hearing this number, David couldn't help but take a breath of cold air, and his mind started working rapidly.

Float: refers to the premium paid by the policyholder to the insurance company.

The premiums paid by policyholders are not the assets of the insurance company and should be included in "accounts payable" in the financial statements. They are debts of the company. When the policyholder is in danger, they are paid to the policyholder for claim settlement.

However, after the insurance company retains a certain percentage of recent claims or payments of these funds, the rest can be invested.

If there is another agreement with the policyholder on the income obtained during the investment, the investment income will be shared between the two according to the agreed proportion. If there is no relevant agreement, all of it will belong to the insurance company. .

The universal insurance policy that David once provided to the insurance company belonged to the former, and there was a separate agreement with the policyholder that the investment income would be shared between the two in an agreed proportion. .

David took out another insurance product: revenge insurance, and the general medical protection insurance he was going to take out, it belongs to the latter - if there is no relevant agreement, everything belongs to the insurance company. .

The float system, for insurance companies, has far more meaning than that.

Float can be used quickly and effectively, which is very important for the operation of insurance companies!

It can help insurance companies save money, increase product cost-effectiveness and improve overall operational efficiency and operational flexibility, providing them with enough room for future development + bringing considerable economic benefits while also improving risk control capabilities. .

Moreover, insurance companies have float, just like banks have sufficient deposits, they have a huge pool of liquidity ~

The advantage of this kind of capital pool is the huge backing of its own funds that no other financial institution can legally possess ~

(In the past few years, the Baoneng system has become a new generation of barbarians standing at the door of Vanke. Their greatest confidence is that they hold a large amount of float in their hands.)

. . .

David sat in the chair, slowly recovered his divergent thoughts, and smiled at Pine with piercing eyes.

"In the future, with the support of float funds, we can do great things!"

"Hahaha~"

Pine had a great laugh!

Of course, he understands better than David the significance behind being able to control a well-run insurance company. .

Leslie looked at the two people laughing happily, rubbed his nose and whispered.

"Um... David! Bernard Madoff, have you been found?"

"Uh... not yet~ what's wrong?"

"Hehe~"

Leslie shrugged with a hint of contempt and said, "There must be some problems with him~ You'd better talk to him as soon as possible."

David, who had just received good news, suddenly frowned, thought for a moment, and asked.

"Be specific!"

"What happened to him?"

"Yeah...it's nothing~"

"It's just the group of people who invested in him who want to talk to you in person~"

"Looking for me? In person??"

David blinked a few times, quickly sifting through countless possibilities in his mind, and nodded slowly.

"Ok!"

"Thank you, buddy!"

"Hmph~ What's there to be thankful for?"

"After you solve the problem, thank me again~"

"..good!"

"Guys, if you have no problem... I'll contact Bernard Madoff first?"

"Ok~ You go to work first!"

Pine stood up first, walked quickly to the door, turned to David and smiled: "After dinner, I will pick you up at the Wildfire Bar?"

"Ok!"

Leslie and Livlin looked at each other, stood up, joked with David for a few words, and left.

. . .

in the office.

After they all left, David did not immediately pick up the phone and contact Bernard Madoff. Instead, he went to the window, opened the window, breathed in fresh air, and then asked his secretary Maggie to try to contact him first. Otis Parker.

ten minutes later.

David put down the phone and had some ideas for solutions to the problems he might encounter. .

. . .

Near noon.

Maggie then contacted Bernard Madoff and transferred his phone number to David's office.

"Hello~? I'm David."

"I'm Bernard."

"Well~ When I met with Leslie this morning, we talked about... Did you encounter some small problems?"

"What's the matter?"

"Forehead.."

Bernard Madoff on the other side of the phone was silent for more than ten seconds before speaking in a low voice.

"Last time, you bought 5600 ​​million yuan in heating oil futures... Investors didn't know where they knew your name, and they wanted to take advantage of Mikhail Frand Liman's private party over the weekend, and... Let’s meet and talk~”

"Oh...is this what it is?"

"Then what did you tell them?"

"I didn't say it, I kept putting it off... I want to hear your decision first!"

"Tsk~ Just tell me! What do they want to do? Get the money back?"

"..Yes!"

"You didn't sign an investment contract with them?"

"Signed~ They said they were willing to pay the liquidated damages in the contract..."

"No~"

David looked down at the notebook in his hand, with a "ridiculous" smile on his lips, and said.

"Bernard!"

"What do you think I can do that is best for you...?"

"Forehead.."

"Okay~ I understand!"

"Bring all your investment contracts and come to me immediately!"

"Before you come, call them one by one and tell them~"

"The money can be returned today!"

"And we will pay them full investment income in accordance with the terms of the contract!"

"But they must also pay the full amount of liquidated damages stipulated in the contract!"

"This is my decision!"

"Bernard, you will take care of it...right?"

"...Yes! I'll do it right away!"

"ok~"

"I'll wait for you in the office."

"...Okay~"

. . .

After hanging up the phone, David shook his thighs a few times, exhaled a long breath, scratched his chin with his nails, and began to think~

Is it Bernard Madoff?

no~

He doesn't have enough motivation or reason to do such a face-losing and low-IQ little move~

Is it Mikhail Friedliman?

also. .Probably not~

If Bernard Madoff's friend Mikhail was the instigator behind this incident. .It can only be said that there is something wrong with Madoff's vision of making friends!

Very big question!

You know, in some circles, the importance of personal reputation is far greater than the influence of wealth ~

Good reputation = authority = certain voice + broad network + more resources + more opportunities = more success!

This is a Matthew effect that has been proven countless times by predecessors!

Anyone who tries to use his or her "intelligence" to break this endless cycle. . "Hero"~

In the end, they all fell in the shadow of human nature. .

Chasing the high and chasing the low. .

When you are poor in the busy city, no one cares about you; when you are rich in the mountains, you have distant relatives~

This is the most profound interpretation of human nature in "secular common sense". .

PS:

In the past two days, I have asked for sick leave from my work and rested at home. .

Although my body has not fully recovered, it is much better than the previous two days.

In the future, when I fully recover, I will try to update more every day!

Thank you all!

bow!