Manhattan Reborn 1978

San Francisco.

Union Square Hilton Hotel.

David and Bloomer both. .Enduring the pain in his body, he and Grace quickly came to the conference hall in the hotel. .

After arranging for them to sit down, Grace suppressed a smile and said, "I'm going to touch up my makeup first, and I'll be back before the official start at 10 o'clock!"

"Ok~You go to work first~"

David took out a small handkerchief from his pocket and wiped the sweat from his forehead. .

Bloomer was in slightly better condition, having had a night's rest after all. .

"Grace, please tell my dad when you see him later, I...I..."

"Haha~ I understand! Don't worry~"

"..OK, thanks!"

Grace had a smile on her lips. .left. .

After David wiped his sweat, he played with the small handkerchief in his hand. After watching her leave, he glanced at Bloomer quietly, thinking about what to do when he returned to New York. .How to take revenge!

David looked at the rows of chairs in the venue and in the direction of the farthest rostrum, and his thoughts began to wander again~

Emm. . .

Find some teachers who are strong and good-looking to teach Bloomer. .Yoga?

hey~~

Good idea!

What else?

Think again. .

Jujitsu?

Martial arts?

Sanda, boxing?

Fitness, weightlifting?

Which one is more torturous? . .

Ok?

fitness?

This wave of fitness craze in the United States has not yet appeared!

At least David has never seen fitness clubs everywhere in New York~

I haven’t seen those strong guys who are all about muscles, wearing little vests and tattoos, strutting around on the streets. .

but. .The joy that the men of the gymnasium can experience during sweaty workouts will really make many Americans obsessed with it in the future. .

So. .Before the craze surrounding national fitness has begun, can we plan ahead and do something about it?

this. .

seemingly. .You may have!

David thought about it, put his hand into the inner pocket of his suit, took out a notebook and pen, and wrote down what he had just thought~

He has always believed that a good memory is worse than a bad writing!

No matter how good a person's memory is, it is better to write it down every time he has an idea and gains something. .safe!

Bloomer relaxed and half-slumped back in the chair, closed his eyes to rest, and felt that David beside him seemed to be moving.

He tilted his head and opened his eyes a little: "What are you writing?"

"Isn't it...his~! Damn it! fxxx!"

Bloomer suddenly remembered that David seemed to be trying to cause trouble every time he took notes, so he couldn't help but move a little louder. .

result. .He stretched out a painful spot on his body. .

David tilted his head slightly, looked at the grinning expression on his face, closed the notebook in his hand, and said with a smile.

"Nothing~ I thought of some new ideas, just write them down!"

"Hey~ What's so fun? Why don't you let me see it?"

"You? You...really want to see it?"

"nonsense!"

"Haha~ It's not the case either... It can't be done!"

"If you see it, you must agree... I have one condition!"

"Uh..." Blumer rolled his eyes, curled his lips, and leaned back. .

"Then I won't watch it!"

"Cut~"

David raised his middle finger to this timid friend. .

After ten minutes.

The number of people in the venue slowly began to increase~

At this time, Bloomer also straightened his sitting posture, lowered his head slightly, and introduced some people he knew to David. .

"Look~ That's the newly appointed CEO of Wells Fargo Bank, Richard Currid~"

"Look over there, the one shaking hands with Richard Curry is Hammoy Chedenip, CEO of Bank of America."

"Also...that~he is..."

While listening to Bloomer's introduction in a low voice, David wrote down the appearances, names, positions, etc. he heard in case he needed it in case of emergency. .

As time slowly passed, more and more people entered the venue, and Blumer's speaking speed gradually increased. .

After a while, when Grace came over alone, David had already written four or five pages in his notebook. .

"It's almost time~ After a small number of people enter the venue, the meeting will begin~"

"What are you recording?"

David gestured to Grace and said to the crowd: "Blumer is introducing me to someone~"

Grace sat directly next to him and glanced at the notebook with a smile: "If you write it down like this... will you be able to get the number right in the future?"

David blinked~

Yup!

so. .It's like swallowing a jujube record. .How could he remember so many people in a short period of time?

"Uh... Okay~ Except for the few people introduced by Blumer at the beginning, I basically don't remember what the others look like..."

David readily admitted that he had made a mistake. .Common sense error ~

Grace smiled and shook her head, motioning David to look at the group of people standing at the door of the conference hall.

"That group of people is the one you need to memorize as soon as possible!"

"Look, the three people standing side by side...the one on the far left is the CEO of Bank of America who has the best relationship with the Wharton family..."

David said: "Hammoy Chedenip!"

"Oh? Haha~ It seems you already know him~"

"Okay, among the three, the middle one is Bloomer's father ~ old Mr. Wharton!"

Looking from a distance, according to David's visual inspection, Old Walton should be over 1 meters tall~

The golden brown hair on his head, some of it is gray on the temples~

Wearing a crisp suit, he has a very tall and strong figure~

If it hadn't been for Grace's introduction, it would have been hard for David to imagine that Wharton was almost 60 years old. .

"The one on the far right is...Richard Currid!"

"That's right!"

"And the guy opposite the three of them ~ his name is Lamp Dreske, he is the leader of the Dreske family in San Francisco, a California consortium ~ and one of the major shareholders of the Hilton Hotel Group!"

"This meeting can be held here, and the Dreske family can be said to have contributed the most~"

David listened to Grace's introduction, wrote down the person's name in his notebook, and marked an important symbol. .

Then he frowned slightly: "You just said...Hilton Group?"

"Yes~"

"How is their family developing now?"

"Hmm~ It should be... not bad~ I haven't paid much attention to it since."

"However, the current head of the Hilton family is Barron Hilton, who is also the CEO of Hilton Hotels Group~"

"Barron...this man is very good, he is a hard-working and smart person~"

"Oh.."

David rolled his eyes and wrote down the name Barron Hilton. .

Grace didn't quite understand why David suddenly changed the subject and asked. .Hilton?

But at this time, a sound came from the direction of the rostrum in the venue. .Attracted the attention of everyone in the venue ~

It was the staff at the venue who turned on the speakers~

The group of people standing at the door of the conference hall all smiled and followed the staff to the podium and began to sit down in order. .

The place, which was almost full of people, began to slowly become quiet. .

This meeting has officially begun!

Wells Fargo CEO Richard Currid was the first to stand up from his seat, bowed slightly to the audience, walked to stand behind an independent podium next to the rostrum, and spoke in front of the microphone.

"Thank you all for being here today..."

His official polite remarks and speech drew a burst of smiling applause from everyone in the venue. .

David clapped his hands, looked around, tilted his head and whispered to Grace: "Where are Panaris, Giles, and Leslie?"

"They're all in front!"

"Look, there!"

David looked in the direction of Grace's finger. Panaris, Giles, and Leslie were all sitting in the fourth row~

Around them, David must be the direct descendants of some big families, right?

On stage~

After a burst of warm applause, Richard Currid smiled and waved, and the venue returned to silence~

"Our meeting today is a closed-door meeting~ Therefore, I did not prepare the kind of speech script that is only needed when appearing on a TV show~"

"Hehe~"

"Hahaha~"

There was a burst of laughter from people in the audience. .

They all got Richard Currid's baggage. .

The current period of time is the mid-term election period for members of Congress every four years~

Two days ago, two congressmen went on a TV show and held a debate in order to win votes for themselves. .

result. .One of the congressmen was ridiculed: "If you don't have the prepared speech in your hand, you are just a farmer who only knows how to grow corn. How can you talk about seeking benefits for the voters?"

The person who was being ridiculed turned red on the spot. .Eyes widened. .There was no rebuttal for a moment. .

Later, after being broadcast on a TV program, this comment became one of the hottest jokes among people in mainstream American society ~

That is to say, right now, the new term "social death" has not yet been born~

if so. .The congressman who was ridiculed to the point of being speechless will definitely be nailed to the pillar of shame of "social death" ~

Richard Currid waited until the laughter subsided and continued with a smile: "So, today I will use my own words to share some of my views on today's meeting~"

"In the 60s, the domestic inflation rate in the United States began to rise significantly~"

“As for the banking industry, due to the restrictions in the Glass-Steagall Act of 1933, Regulation Q imposes many restrictions on deposit interest rates for banks and other savings institutions, resulting in a significant decline in their attractiveness to depositors and their deposit market share. Substantial losses to money market mutual funds have led to financial disintermediation.”

"At that time, in order to maintain the normal development of the financial market, the government began to carry out a series of deregulation reforms targeting interest rates. It wanted to use this market-oriented interest rate reform to release the vitality of banks and other savings institutions."

"In 1970, the government announced the marketization of short-term deposits of more than 10 yuan and less than three months, and relaxed interest rate controls on large-denomination certificates of deposit of more than 10 yuan and less than 90 days~"

"In 1971, the President's Commission on Financial Institutions and Financial Regulation recommended the elimination of Regulation Q's interest rate restrictions on savings and time deposits."

"In 1973, the interest rate caps on all large certificates of deposits and the interest rate caps on time deposits of more than 1000 million yuan and more than 5 years were abolished."

“This year, in 1978, the government promulgated that the interest rate ceiling on six-month certificates of deposit can be floated, without being restricted by the non-payment of interest on checking accounts.”

Richard Kurid paused briefly, leaving more than ten seconds for the people in the audience to digest. He slightly lowered his speaking speed and continued: "Judging from the latest policies promulgated by these governments, in order to ease the interest rate liberalization After the inversion dilemma, I guess the government will continue to relax supervision!”

"As for the reasons for my speculation...the specific points are as follows!"

"After interest rates are gradually reformed and liberalized, competition within the banking industry will become more intense. We can only raise deposit interest rates to attract enough depositors. This will cause an increase in short-term capital costs and a mismatch in asset and liability interest rates!"

"Furthermore, banks that mainly provide long-term loans will face losses in fixed-rate mortgage loans due to changes in the interest rate market~"

“Everyone knows that the loan-to-deposit ratio and interest rate issues have always been the two most important concerns of our banking industry!”

. . .

(1500 words omitted here)

ten minutes later.

Richard Currid made a concluding speech.

"So, I think that after the government gradually relaxes the regulation of interest rates, commercial loans, real estate mortgage loans, personal credit loans, credit cards, etc. will be the main growth points of banking industry profits in the future!"

"Thank you everyone~"

In the audience, everyone responded with warm applause to Richard Currid's speech~

While applauding, David tilted his head and asked Grace: "What he said...how come it has nothing to do with SWIFT?"

Grace glanced at David sideways and took out one from her small bag. .Meeting procedure instructions. .

David took it and looked down. This meeting lasted for three days~

Today is the morning of the first day.

Several people on the podium will give speeches one by one ~

Tell me about your personal views on the banking industry and the current economic and financial situation in the United States, as well as your analysis and interpretation of current affairs, industry developments, etc.~

This afternoon, the CEO of Bank of America will introduce the VISA (VISA International) alliance organization to the participants, and explain in detail the benefits that joining VISA will bring to all the banks behind the participants!

VISA? !

David looked at the coloring page in his hand and recalled some of its future in his mind~

On the stage.

Hammoy Chedenip, CEO of Bank of America, walked to the independent podium and waved downwards amid the applause of the people.

When the applause slowly stopped, he smiled and made an opening statement: "Thank you Mr. Richard Currid~!"

"Give me this speech of his..."

(Omit 900 words~)

10 minute later.

"Mr. Kurid just talked about interest rate reform and that the government will accelerate the relaxation of interest rate restrictions in the future~"

"What I want to say is that interest rates can be relaxed and market-oriented. The purpose of this reform is to ease the pressure on banks to absorb deposits for the banking industry."

"Can we try this~"

"With the further development of interest rate liberalization, can banks and other financial institutions find their own development positioning in a timely manner in response to changes in macroeconomic policies? Can they find ways to increase returns?"

"Can we keep up with the rapid development of the global financial industry as a whole as the government continues to relax certain restrictions in the Glass-Steagall Act?"

Having said this, Hammer Chedenip paused and continued in a louder voice: "In recent years, the mixed financial industry pattern of European countries and island countries has been very stable, and the development momentum is the envy of us bankers in the United States. I can’t stop~”

"So... will our U.S. government learn from some relevant policies of Europe and island countries in terms of controls in this area, and gradually relax restrictions?"

"Last year the government allowed commercial banks or holding companies to engage in securities trading business."

“This year, the government relaxed underwriting controls on commercial banks~”

“Let’s look at these two policies~”

"The government has begun to pay attention to the mixed operation in the financial industry. In the future, the banking industry will no longer be a stagnant water and no fun at all."

"Hahahaha~"

"Hehe~"

Everyone in the audience laughed in agreement. .

David's seat is further back.

He looked at Hammer Chedenip on the stage and the people laughing in the audience, and for a moment he couldn't help but sigh~

Bank of America~

What Hammery Chedenip said was certainly not what Bank of America and his family thought!

Since the financial mixed industry pattern in Europe, island countries and other countries is very stable and has good development momentum~

So why can’t the United States relax the controls on the financial industry that were established decades ago?

Could it be. .The U.S. government wants these bankers in the United States to watch helplessly as bankers in other countries make huge profits, while they themselves can only hold coffee. .Sit behind your desk and read the newspaper?

Hammer Chedenip's words were addressed to the participants and those behind the various banks. .Big shots listen!

Perhaps, Hammer Chedenip and Bank of America cannot make the U.S. government make changes~

That. .Do dozens, hundreds, or thousands of banks speak out together?

Will the U.S. government continue to choose conservative principles and continue to strangle the financial industry and banks?

Blocking people's money is like killing their parents!

The President of the United States was assassinated. .

But it’s an old tradition with a long history~

David wonders whether the current president, Mr. Warren White, will have a headache because of some proposals to lift restrictions on the financial industry. .

But David knows~

This little butterfly has great influence on the general trend of historical development. .For the time being, it is minimal!

hehe~

----

in the conference hall.

After Hamoy Chedenip finished speaking, two more speakers came to the stage to give speeches.

Time passed slowly.

After these four people finished speaking, it was already lunch time~

After the guest host and Wells Fargo CEO Richard Kurid said a few polite words and jokes, the morning meeting ended~

In the venue, people stood up one after another and prepared to leave~

David, Bloomer, and Grace are located relatively far back, so they can only wait for the people in front to leave before leaving~

ten minutes later.

After the three people walked out of the venue gate, they saw Panaris, Leslie, Giles and Bloomer's father, Old Walton, standing together and looking at them with a smile.

Grace gently held David's arm, whispered something in David's ear, and then let go of her hand~

Blumer smiled and pulled David over, and the two walked up to Old Wharton and introduced him to his father: "Dad, this is David!"

David resisted the pain in his body joints and muscles because of the soreness caused by the few steps just now. .He politely extended his hand and introduced himself with a smile.

"Hello, Uncle Wharton ~ I'm David Coleman!"

"Haha~ Hello boy!"

"I was at old Morgan and Bloomer's place, but I heard a lot about you!"

"Really? Haha~ I hope they didn't say anything bad about me~"

"Hahaha~ You are really a kid... Haha~"

Old Wharton's loud laughter aroused the curious eyes of some people around him who had not yet left. .

David couldn't help but raise his hand and touch his nose. With everyone watching, he shook his head and said, "Uncle Wharton, this is our first meeting. If you have time, I'll treat you to lunch and have a good chat. How about it?" "

"Lunch? Haha~ No, I already have an appointment~"

"Well.. Let's go tonight~ There will be a social reception here in the evening~ All participants can come~"

"While waiting for the reception, or after it's over, we can find some time to have a good chat!"

"Okay Uncle Wharton, I have time, and I promise to be at your call at any time!"

"Good~!"

Old Wharton raised his hand and patted David on the shoulder, smiled and nodded with the juniors around him, stared at Bloomer, his silly son, and turned around and left. .

Several people looked at Old Wharton's back. After he was farther away, Giles jumped out first, punched David, and complained.

"Hey~ since when did my dad say bad things about you?"

"You bastard boy, I think you deserve a beating again, right?"

David's eyes widened, he took a breath, and smiled apologetically: "That... that... it was a slip of the tongue~ No, no, no, don't be offended! I apologize, I apologize!"

Blumer, the bad friend on the side, saw that David was stuttering when he spoke. He walked up behind David with a wicked smile and kicked him on his butt: "Let's go~"

"Ouch~fxxx! Bloomer... you damn bastard~!"

"This time... I really hit it~"

David covered his butt with both hands and jumped a few times with his face flushed. .A series of curse words came out of his mouth and he almost spit them out. .

Several people around him couldn't help but take two steps back when they saw his appearance, and couldn't help laughing. .

Among them, Giles laughed the most~

He knew what abominable thing David, that bastard boy, did to Bloomer last night. .

"Hahahaha~"

This time, the laughter of several people attracted the attention of more people. .

They all saw a young man, surrounded by people in the center, looking at him in a very strange way. .Awkward posture. .Covering your lower back? . .No, it's the butt!

"Haha~ These young people nowadays... really know how to play~"

There was a slightly older man who smiled and sighed to his friends around him. .

My friend also smiled and said, "You are not old either~haha~"

----

new York.

Because of the time difference.

It’s just past 12 o’clock in San Francisco, and it’s almost the end of the day here in New York~

da company.

Lu Di walked up to the fifth floor with windy steps and came to Polly's office door. He knocked twice and received a response. He walked in and closed the door smoothly.

While reading the document, Polly glanced at Ludy who walked in.

"What's wrong? It makes you sweat~"

Ludy walked aside, poured himself a glass of water, drank it, took a long breath, and sat down opposite Polly with a smile.

"There was a fire last night where the New York police records are stored!"

"Just now, I went to the scene to see the fire. The fire was very intense. The police killed an old administrator!"

Polly's eyes fluctuated for a while, and she understood what Ludi was talking about. .

"Where are the files?"

"It's all burned out!"

"you sure?"

Ludy hesitated for a moment, then nodded affirmatively: "Hardman took the money last night!"

Polly felt as if her heartbeat suddenly surged to over 120 beats. .

She covered her chest with her hands, leaned back, took a deep breath, and then asked, "Where's dad? Does he know about this?"

"Yes, I informed him as soon as I knew the news!"

"He...what did he say?"

Lu Di imitated old Malkin's tone and said, "Yeah... I understand. Please follow up on the follow-up confirmation matters!"

"We must look for insiders from multiple aspects to confirm this matter!"

"I will say hello to the people in the family and let them feel more at ease in the near future!"

After speaking, Lu Di smiled and spread his hands. .

Polly twitched her lips to express her attitude towards Ludy's imitation: "Haha~"

"Since dad has made all the arrangements, why are you still sitting here...?"

Lu Di's expression was like that of a wronged child: "I'm here to tell you the good news~ Why don't you say thank you?"

"Haha~ Thank you for what?"

"Isn't this what you should do?"

"Oh my god! Polly, you hurt me so much!"

When Polly heard what he said, she could no longer hold back her laughter. .

"Hahaha~ Hurry up and find someone to confirm!"

"When this matter is completely settled, I will hold a celebration party for you!"

"Okay~ It's a deal! Hahaha~"

Ludy burst out laughing and slapped the table, jumped up, hummed an unknown Italian tune, and left Polly's office with wind at his feet.

Inside the office.

Polly leaned back in her chair, her smile growing wider~

Slowly, laugh freely and happily!

Polly, who is the president of Da Group, comes from a traditional gang family like Sidrich, and has always been a part of her heart that cannot be erased. .shadow!

Polly, as a woman, manages all the affairs of the company. In this country where the mainstream people in society are men, Polly has become the most incredible person in the eyes of these men. .Alternative!

In addition, in the current American society, no one will take a company with a gang background seriously~

Even those small companies may not comment on this on the surface, but secretly. .Who knows what stupid things they will say~!

Gang background!

It weighed on Polly's heart like a big mountain. .Today with that. .The unexpected fire disappeared!

future.

There is only one goal left for Polly to strive for: to stand at the center of the stage that belongs to men!