Return to the era of passion
Chapter 25 Mortgage and Borrowing
"You said you wanted to mortgage the yard to me?" Wang Bin was a little surprised. He didn't expect Zhang Lin to be willing to mortgage the house.
Zhang Lin's yard is as big as his own, but his house was built before he got married and is still relatively new.
It’s not like Wang Bin’s house, which is 30 years old, still drips when it rains.
Wang Bin thought, if he didn't borrow it, Zhang Lin would mortgage the house and let others borrow money.
It would be better to borrow the money yourself and lend it to Zhang Lin. In this way, if problems arise in the future, Zhang Lin will have no money to pay back and still have the house to collect.
This way Tian Erya can have a place to live, and he can have an extra house.
The current homestead is not valuable, and the main thing is the house above it. Zhang Ling's family has a three-room main house, a shed to the west of the east wing, and a livestock shed and chicken pen in the backyard.
In general, if you want to build another house like this, 50 yuan is not enough.
Wang Bin thought about it and said, "I can lend it to you, but you have to write me a note and let the captain be the witness."
Zhang Lin was in urgent need of money right now, and he never thought of cheating Wang Bin in the world of borrowing money. Seeing that he agreed, he said happily: "Thank you, Tiezhu, otherwise I really don't know what to do."
"It's nothing." Wang Bin said, "Let's write a note to the captain first. I'll go home and get the money for you later."
"Okay, no problem."
Zhang Lin was obviously relieved. After selling the pigs, he borrowed some from others, and then borrowed 20 yuan from the production team. He was still 50 yuan short of the two hundred yuan.
If you don't raise enough 200 yuan within the deadline, you will be in trouble.
The two came to the office of captain Zhang Shihai. Zhang Shihai was a little surprised that Wang Bin could lend 50 yuan to Zhang Lin, a gambler.
Wang Bin said: "Brother Dalin mortgaged his yard to me. If it is not repaid within two years, I will take over the yard and it can be used as a wedding room."
Marriage in rural areas is not so particular, as long as you have a house to live in. Although the house has been built for several years, Wang Bin's old leaky house is much better, so there is no problem in keeping it for weddings.
Zhang Shihai also felt that if Zhang Lin bought a house in the commune, he would take Tian Erya away and renovate the house to give it to Wang Bin.
"Okay, as long as you have an idea."
Zhang Shihai wrote a note, indicating the amount of the loan. The mortgage was the yard in Zhang Lin's name. He also specified that the debt must be paid off within two years. If the debt was not repaid after two years, the house would be mortgaged.
The three of them confirmed that there was no problem, and all signed and fingerprinted it.
Wang Bin took the note and returned to his home with Zhang Lin. After entering the back room, Wang Bin took out 5 big unity cards and handed them to Zhang Lin.
After Zhang Lin got the money, he said happily, turned around and left. Seeing that he went directly to the mainland without even entering his home.
As soon as I received the note and put it in my pocket, I sent it directly to the storage space.
With the captain's testimony, Wang Bin is not afraid of Zhang Lin's mischief. No matter what the situation is, whether Zhang Lin really buys a house or fake it, the mortgaged yard will not be touched, and he will not have the money to pay it back. Just use the yard to pay the bill.
Wang Bin then came to the yard next door and entered the house. Seeing Tian Erya trying to sweep away the fallen hair on the floor, he stepped forward and hugged his waist from behind.
He smiled and said, "Erya, guess who I am?"
Tian Erya was in a stalemate for a moment, and when she heard that it was Wang Tiezhu, the little scoundrel, her face turned red and she said angrily: "What are you touching blindly in broad daylight? I knew it was you, the little scoundrel."
He turned around, kissed Wang Bin on the cheek, and then said, "Why are you coming back if you don't go to work?"
Wang Bin took Tian Erya's hand and sat down: "Erya, do you know about Dalin's loan?"
"Borrowing money?" Tian Erya's voice suddenly became louder and he shouted: "He went to the production team to borrow money?"
Wang Bin nodded, and then told Wang Lin that he had borrowed 20 yuan from the production team, and then said that he had lent him 50 yuan.
Tian Erya was so angry that her face turned purple and blue, and she gritted her teeth and said, "I can't live this life anymore. With Dalin like that, it's impossible to pay off the debt. 20 yuan will only deduct my work points." "
Then he angrily scolded Zhang Lin for not doing human affairs. Although Tian Erya usually had a soft temper, she was still very aggressive when she got angry, scolding the eighteen generations of Zhang family ancestors.
Wang Bin stood up and poured a glass of warm water for her to drink to relieve her anger. After scolding her, Erya started crying again, feeling sad that she had married a useless man.
Wang Bin held her in his arms, helped wipe away her tears, and coaxed her for a long time before she stopped crying.
Erya said with red eyes: "Why did you still lend him 50 yuan? You know that most of them are just meat buns and beat dogs, and they never come back."
Wang Bin said: "If he buys a house, it's fine, and there's nothing wrong with lending it to him. But if he does other things, there are really any difficulties. If I don't lend it to him, he will mortgage the house to others." .”
"When the time comes, Dalin can't pay back the money, and someone else will take over the yard, what will you do? You won't even have a place to stay."
Tian Erya just felt that Wang Bin was wrong in lending him money before, and had not thought of this level.
Yes, if you lend money to others and don’t have the money to pay it back, wouldn’t you lose your home?
If this person is Tiezhu, based on my relationship with him, at least I still have a place to stay.
Thinking of this, Erya turned around, hugged Wang Bin and cried again, "Tie Zhu, you are so kind to me."
Unexpectedly, Tie Zhu dared to lend 50 yuan to Dalin just for himself. He could not earn 50 yuan a year. Tie Zhu didn't even blink and lent him out the 50 yuan.
Wang Bin held the person in his arms, feeling hot in his heart, but it was still daytime, so it was really not a happy time.
After comforting him for a while, Tian Erya said: "You are serious, why didn't you discuss it with me just now? Dalin was definitely lying to you. He never told me that he wanted to buy a house before."
"You said he didn't tell you?" Wang Bin had a premonition before and felt that Zhang Lin was evasive, but Wang Bin was still willing to use the house as a mortgage.
Tian Erya said: "Yes, he never told me about the house."
"It seems that Zhang Lin lied about this matter." Wang Bin said nonchalantly.
Tian Erya said: "If you still laugh, how will he have the money to pay you back then? That's only 50 yuan."
Wang Bin smiled and said, "It's okay. From now on, this house is mine, my home is mine, and even his wife is mine."
Tian Erya rolled her eyes and said shyly: "So this is what you had in mind. Have you been thinking about his wife for a long time?"
Wang Bin lowered his head and kissed me, then asked with a smile: "What do you think?"
Zhang Lin's yard is as big as his own, but his house was built before he got married and is still relatively new.
It’s not like Wang Bin’s house, which is 30 years old, still drips when it rains.
Wang Bin thought, if he didn't borrow it, Zhang Lin would mortgage the house and let others borrow money.
It would be better to borrow the money yourself and lend it to Zhang Lin. In this way, if problems arise in the future, Zhang Lin will have no money to pay back and still have the house to collect.
This way Tian Erya can have a place to live, and he can have an extra house.
The current homestead is not valuable, and the main thing is the house above it. Zhang Ling's family has a three-room main house, a shed to the west of the east wing, and a livestock shed and chicken pen in the backyard.
In general, if you want to build another house like this, 50 yuan is not enough.
Wang Bin thought about it and said, "I can lend it to you, but you have to write me a note and let the captain be the witness."
Zhang Lin was in urgent need of money right now, and he never thought of cheating Wang Bin in the world of borrowing money. Seeing that he agreed, he said happily: "Thank you, Tiezhu, otherwise I really don't know what to do."
"It's nothing." Wang Bin said, "Let's write a note to the captain first. I'll go home and get the money for you later."
"Okay, no problem."
Zhang Lin was obviously relieved. After selling the pigs, he borrowed some from others, and then borrowed 20 yuan from the production team. He was still 50 yuan short of the two hundred yuan.
If you don't raise enough 200 yuan within the deadline, you will be in trouble.
The two came to the office of captain Zhang Shihai. Zhang Shihai was a little surprised that Wang Bin could lend 50 yuan to Zhang Lin, a gambler.
Wang Bin said: "Brother Dalin mortgaged his yard to me. If it is not repaid within two years, I will take over the yard and it can be used as a wedding room."
Marriage in rural areas is not so particular, as long as you have a house to live in. Although the house has been built for several years, Wang Bin's old leaky house is much better, so there is no problem in keeping it for weddings.
Zhang Shihai also felt that if Zhang Lin bought a house in the commune, he would take Tian Erya away and renovate the house to give it to Wang Bin.
"Okay, as long as you have an idea."
Zhang Shihai wrote a note, indicating the amount of the loan. The mortgage was the yard in Zhang Lin's name. He also specified that the debt must be paid off within two years. If the debt was not repaid after two years, the house would be mortgaged.
The three of them confirmed that there was no problem, and all signed and fingerprinted it.
Wang Bin took the note and returned to his home with Zhang Lin. After entering the back room, Wang Bin took out 5 big unity cards and handed them to Zhang Lin.
After Zhang Lin got the money, he said happily, turned around and left. Seeing that he went directly to the mainland without even entering his home.
As soon as I received the note and put it in my pocket, I sent it directly to the storage space.
With the captain's testimony, Wang Bin is not afraid of Zhang Lin's mischief. No matter what the situation is, whether Zhang Lin really buys a house or fake it, the mortgaged yard will not be touched, and he will not have the money to pay it back. Just use the yard to pay the bill.
Wang Bin then came to the yard next door and entered the house. Seeing Tian Erya trying to sweep away the fallen hair on the floor, he stepped forward and hugged his waist from behind.
He smiled and said, "Erya, guess who I am?"
Tian Erya was in a stalemate for a moment, and when she heard that it was Wang Tiezhu, the little scoundrel, her face turned red and she said angrily: "What are you touching blindly in broad daylight? I knew it was you, the little scoundrel."
He turned around, kissed Wang Bin on the cheek, and then said, "Why are you coming back if you don't go to work?"
Wang Bin took Tian Erya's hand and sat down: "Erya, do you know about Dalin's loan?"
"Borrowing money?" Tian Erya's voice suddenly became louder and he shouted: "He went to the production team to borrow money?"
Wang Bin nodded, and then told Wang Lin that he had borrowed 20 yuan from the production team, and then said that he had lent him 50 yuan.
Tian Erya was so angry that her face turned purple and blue, and she gritted her teeth and said, "I can't live this life anymore. With Dalin like that, it's impossible to pay off the debt. 20 yuan will only deduct my work points." "
Then he angrily scolded Zhang Lin for not doing human affairs. Although Tian Erya usually had a soft temper, she was still very aggressive when she got angry, scolding the eighteen generations of Zhang family ancestors.
Wang Bin stood up and poured a glass of warm water for her to drink to relieve her anger. After scolding her, Erya started crying again, feeling sad that she had married a useless man.
Wang Bin held her in his arms, helped wipe away her tears, and coaxed her for a long time before she stopped crying.
Erya said with red eyes: "Why did you still lend him 50 yuan? You know that most of them are just meat buns and beat dogs, and they never come back."
Wang Bin said: "If he buys a house, it's fine, and there's nothing wrong with lending it to him. But if he does other things, there are really any difficulties. If I don't lend it to him, he will mortgage the house to others." .”
"When the time comes, Dalin can't pay back the money, and someone else will take over the yard, what will you do? You won't even have a place to stay."
Tian Erya just felt that Wang Bin was wrong in lending him money before, and had not thought of this level.
Yes, if you lend money to others and don’t have the money to pay it back, wouldn’t you lose your home?
If this person is Tiezhu, based on my relationship with him, at least I still have a place to stay.
Thinking of this, Erya turned around, hugged Wang Bin and cried again, "Tie Zhu, you are so kind to me."
Unexpectedly, Tie Zhu dared to lend 50 yuan to Dalin just for himself. He could not earn 50 yuan a year. Tie Zhu didn't even blink and lent him out the 50 yuan.
Wang Bin held the person in his arms, feeling hot in his heart, but it was still daytime, so it was really not a happy time.
After comforting him for a while, Tian Erya said: "You are serious, why didn't you discuss it with me just now? Dalin was definitely lying to you. He never told me that he wanted to buy a house before."
"You said he didn't tell you?" Wang Bin had a premonition before and felt that Zhang Lin was evasive, but Wang Bin was still willing to use the house as a mortgage.
Tian Erya said: "Yes, he never told me about the house."
"It seems that Zhang Lin lied about this matter." Wang Bin said nonchalantly.
Tian Erya said: "If you still laugh, how will he have the money to pay you back then? That's only 50 yuan."
Wang Bin smiled and said, "It's okay. From now on, this house is mine, my home is mine, and even his wife is mine."
Tian Erya rolled her eyes and said shyly: "So this is what you had in mind. Have you been thinking about his wife for a long time?"
Wang Bin lowered his head and kissed me, then asked with a smile: "What do you think?"
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