Go back to 1990 to start a business

In the main lobby of the courtyard, Chu Anning served food and wine, while Shiyun and Tang Wu talked, waiting for Xia Chuan to come back.

"What did Yuhua say? Did I find you a maid in Anton?" Chu Anning sat down and asked.

Zuo Shiyun smiled and said, "Mom, if the maid is Yuhua, Xia Chuan calls her a personal assistant."

Chu Anning sighed secretly, didn't the maid just stay?How can you bring women home without Shiyun's consent?As a mother, I can't be partial. How should I express my position?

Tang Wu said: "I guess she was used as a maid first and then trained as a personal assistant, which is equivalent to a housekeeper. But Osmanthus fragrans is a bit weird. Yuhua didn't say her origin. It seems that her identity is not simple. She can't be on the phone. Li said."

Zuo Shiyun said nonchalantly: "When I went to Anton, I got an extra personal assistant. In just one night, I probably can only have a little relationship with the old man. If this is the case, then we don't say anything. We just treat each other as family members." .Besides, Xia Chuan is measured and cannot be an ignorant girl."

Chu Anning felt relieved and Tang Wu nodded. He had to give the old Tao some face. It was not an ordinary killer weapon.

Suddenly a bodyguard ran in from the front yard, and everyone was puzzled. There were also guests who came at noon?

"A man named Liu Yonghao came and wanted to see Xia Chuan."

Shiyun immediately understood why the bodyguard didn't kick him out. Xia Chuan publicly praised this person in the international media and called him a representative of private entrepreneurs, which had a great positive impact on him. Now that he has come back, it's not a bad thing.

She said simply: "Dad, go and greet him and have a casual meal together."

Tang Wu went out immediately.

Chu Anning helplessly spread her hands at Shiyun: "Liu Yong is not very smart. Isn't he just here to eat?"

Shiyun smiled: "He is a real person."

Soon Tang Wu walked in with a young man with a square face and thick eyebrows, talking and laughing.

Chu Anning and Shiyun greeted him politely and sat down. They were both amazed that this man was so young and looked like he was 30 years old. But they both knew that this man was in his 40s.

Liu Yonghao sat down and apologized again: "I just arrived in Yanjing. I was presumptuous in coming. I'm sorry."

Shi Yun and Chu Anning both smiled and said a few polite words. Tang Wu, who was a few years older than him, asked kindly: "You came here for the two meetings, right?"

"Yeah. He also recommended me to be the deputy cook of the Federation of Industry and Commerce, which really makes me ashamed. I think Xia Chuan is pretty good at it." Liu Yonghao said with shame.

But Shiyun didn't think it was flattery, and secretly thought that my man is just as good as a cook, so what's the point of serving as a waiter.

On the contrary, Chu Anning smiled and said: "Age is also an asset. Xia Chuan is too young and he is out of touch. How can he convince the public?"

Liu Yonghao laughed, "It must be humility to escape from this. There is no more mature and steady young man than him."

He does admit that age is also an asset. If you are young, you will definitely not be able to do this position. This is the concept. If you are young and have no experience, there is nothing you can do.As for cooking banquets, you have to be 70 years old to be eligible.

After chatting for a few minutes, the three of them discovered that Liu Yonghao was really a down-to-earth person. He didn't talk braggingly or slanderously, and was as simple as a farmer.

At this time, there was a sound of footsteps outside, and Xia Chuan walked in with Osmanthus fragrans.

Liu Yonghao immediately stood up and greeted him with a smile on his face: "Xia Chuan, I came too recklessly, don't be offended."

Xia Chuan shook hands and said with a smile: "I just want to talk to you about the solution to the financing difficulties of private enterprises. Sit down. Sit down first. Dad, Mom, Shiyun, this is warm osmanthus, gentle warmth, the osmanthus with the fragrance of August osmanthus, From Weizigou, Andong..."

Shiyun had already stood up and cut off with a smile: "Okay, you talk to Lao Liu. Come on, Osmanthus, sit here."

She held Guihua's hand and asked her to sit next to Chu Anning.

Xia Chuan sat down calmly and ignored the whispers of the three women. He picked up the wine bottle and poured it for Tang Wu and Liu Yonghao first.

Liu Yonghao was thinking, why did Xia Chuan bring a village girl back?Is this how he develops talent?This Osmanthus doesn't look like entrepreneur material.

The three men were drinking and chatting.

"You said it is difficult for private enterprises to obtain financing. This is indeed a bottleneck. Banks do not provide loans, which restricts the development of private enterprises.

On the other hand, private enterprises also have high bad debt rates and poor credit. As soon as the Guo family tightens money, the banks will immediately ask the private enterprises to repay the loans, and any contracts will be useless. The consequence of sudden withdrawal of capital will be bankruptcy.

Banks are not discriminating against private enterprises. If someone like you wants a loan, how much can you borrow?There is no need to worry about repayment at all.But small and medium-sized enterprises are in trouble. They are afraid of both sides. This is really difficult to solve.

If you just want to open up domestic financing channels for yourself, insurance companies are the best choice.

You have to consider the development of the entire private enterprise, unless you are a private bank.But with the current situation of our Guo family, it is not easy to open this gap. Liu Yonghao said tentatively.

Xia Chuan said with a smile: "Insurance companies are indeed a good financing channel, but private banks are not that difficult."

Liu Yonghao was sure that Xia Chuan wanted to become a private bank, and suddenly felt ashamed:

"You have to take the lead in promoting this matter, and I will follow it to the end. Otherwise, with my little ability, it will be impossible, at least within two years. The "Company Law" will not be passed until the end of the year.

A company law alone is not enough, a "Commercial Banking Law" is also necessary.But it is very troublesome to formulate laws, and the arguments one by one will not be ready within two years.How could the Guo family open this door?If something happens and there is no way to fall back on it, won’t it be chaotic? "

Xia Chuan secretly admired it. Sure enough, success belonged to a prepared mind. It was obvious that Liu Yonghao had never thought about this problem.His estimate was too accurate. The first private bank in history, Minsheng Bank, was approved to be established in 95. One of the founders was Liu Yonghao.

"Then have you prepared this motion?" Tang Wu asked.

Liu Yonghao laughed: "You are a member of the Zhengxie Association, why didn't you mention it?"

Tang Wu said innocently: "I'm not an entrepreneur. What do people think when I mention this?"

Liu Yonghao sighed: "That's right, your suggestion is easy to criticize. It feels like it's not our Guo family that needs a joint-stock commercial bank, but Xia Chuan's need. Fortunately, I'm prepared."

Xia Chuan laughed and said, "I'll be relieved if you're ready. Let's build momentum first. If there are jujubes or not, jujubes will be poked around so that everyone can be mentally prepared. Maybe a spark will pop out, and a spark can start a prairie fire."

Liu Yong understood the implication and said with a smile: "When it comes to building momentum, your bank is a good positive example. It actually built an airport in Vladivostok. You can't hide this good thing, you have to publicize it."

"I can't brag about myself," Xia Chuan said.

"Let's compliment each other." Liu Yong said jokingly.

Tang Wu thought of Xia Chuan's words and said with a smile, "This is called mutual flattery in business."

The three men laughed.