Rebirth 09: Buying a house with a baby UP owner

It was the day to pay the mortgage again, and Apple's stock price fell to 10.3 yuan just like everyone's mood. This result made everyone unhappy, but they still sold part of the stock according to the amount needed to repay the loan.

"Sister, what should I do with Wu Zhangkou? Her account password has been changed. Without her authorization, even her husband cannot operate it on her behalf."

Yaoyao saw that Wu Zhangkou's account was in trouble. Although she was dead and didn't care about credit reporting, if the bank got involved, things would only become more troublesome.

"I know her account password. She specially left it for me before the Chinese New Year." Zhong Meihui looked at Wu Zhangkou's account password and felt a pain in her heart.

Maybe people have some premonitions about death. Before Zhong Meihui left the capital and returned to Lu County, Wu Zhangkou told Zhong Meihui the password of her stock account. The reason was that she was going back to Yu Xiaodong's hometown for the New Year, and her husband's family did not have a computer or Internet. Afraid that something might be delayed and unable to return to the capital in time, I wanted Zhong Meihui to help pay off the loan to avoid leaving a bad record.

Zhong Meihui doesn't want to help the members of the sister group repay the monthly loan, but it is still okay to help with the operations occasionally.

Unexpectedly, this was a never-ending trip for Wu Zhangkou, and this account password became an important weapon in Zhong Meihui's hand.

Zhong Meihui sold all the stocks in Wu Zhangko's account, a total of 22385 shares, totaling 157.22 million. Zhong Meihui transferred all the money back to Wu Zhangko's card, and future loans will be directly deducted from this card.

"Sister, if you transfer so much money back to Wu Zhangkou's account now, Yu Xiaodong will definitely know about it." After seeing Zhong Meihui's operation, Yaoyao felt that this was too risky. If Yu Xiaodong followed the lead, there might be more Big trouble.

"He is Wu Zhangkou's husband. It is not difficult to know her property movements. I have no intention of hiding it from him. However, if the house does not repay the loan, there is a risk of being repossessed by the bank. Yu Xiaodong also knows this, so I put Wu Zhangkou's account It makes sense to clear out and transfer the money to a bank card.”

What Zhong Meihui is worried about now is not the money problem, but the transaction records in Wu Zhangkou's stock account. If someone follows those records and searches one by one, they will find that the date Zhong Meihui bought the stocks is very strange. She seems to have calculated every time accurately. In one step, buy at the lowest point and sell at the highest point.

Naturally, Zhong Meihui cannot tell others that she is reborn. Then the transaction records in the stock account will arouse suspicion. It may make people think that Zhong Meihui knew the inside information in advance and made such accurate moves. This is a way to disrupt the market. behavior may result in substantial fines.

If such a record falls into Yu Xiaodong's hands, it will become a bargaining chip for him to blackmail the sister group.

"Xiaoping, can you do me a favor?" Zhong Meihui called Wu Xiaoping, the customer service assigned to her by the securities company, and told her that Wu Zhangkou had died unexpectedly, so she wanted to ask her for a favor and cancel Wu Zhangkou's original account. Do not let outsiders see previous records.

"Sister, you must do it in person to close the account, or you can get the authorization letter from that person, otherwise there is really nothing you can do." Wu Xiaoping said her difficulties. After Wu Zhangkou died, her family would definitely inherit the property. If she The illegal operation resulted in the cancellation of Wu Zhangkou's account. Once someone discovers this, she will lose her qualifications to practice in this industry.

"There is no problem with the authorization letter. I have one here." Zhong Meihui suddenly remembered that when they first opened accounts at the securities company, everyone had given her an authorization letter, giving her the power of attorney for these accounts, and canceling the account was one of them. item of power.

Zhong Meihui originally asked for this authorization letter to facilitate the operation for everyone, but she didn't expect that it would come in handy at this time.

"As long as you have this authorization letter, there will be no problem. Sister, please fax a copy of Wu Zhangkou's ID card, a copy of your own ID card, and the relevant power of attorney, and prepare an application for account cancellation at the same time."

Wu Xiaoping gave the simplest operation plan. As long as the documents are complete and the process is compliant, even if the family comes back later, they will not be able to find fault with her.

Wu Xiaoping quickly completed the account cancellation procedures. From then on, all operating procedures in Wu Zhangkou's account could not be inquired by outsiders.

Zhong Meihui felt relieved after hearing the result, and then notified Qian Qiao to tell Wu Zhangkou's mother to apply to the court for property preservation to prevent Yu Xiaodong from transferring the property in Wu Zhangkou's name to other places.

Although Yu Xiaodong and Wu Zhangkou's two brothers are not good people, in comparison, Zhong Meihui is more willing to help the Wu family.

"Qian Qiao, the Wu family must know about Yu Xiaodong's transfer of shares in Wu Zhangkou's name. This will become strong evidence that Yu Xiaodong deliberately transferred property. Even if it cannot change the final result, it can still cause him trouble. .”

Zhong Meihui didn't want to let this man go easily. She was worried that the money in Wu Zhangkou's account would be emptied by him, so she asked the Wu family to take action in advance. She first applied to the court to freeze all the accounts under Wu Zhangkou and Yu Xiaodong's names, and then checked the account flow. Let’s see if Yu Xiaodong has any record of withdrawing large amounts of cash after Wu Zhangkou’s death.

Qian Qiao understood what Zhong Meihui meant and immediately called Wu Zhangkou's mother. After hearing their reminder, the Wu family took action immediately and applied to the court to freeze the accounts in the names of Yu Xiaodong and Wu Zhangkou, and searched for relevant evidence.

"You said that the company's shares were sold by Yu Xiaodong. Who did he sell it to and for how much? Can we get it back?" The Wu brothers wanted to beat Yu Xiaodong again. Wu Zhangkou is dead and the things belong to all heirs. , why did he sell the shares and take the money.

"Even if he sells the shares, the money will still be included in the total inheritance. The part he uses will be deducted from the inheritance. Don't worry. We are applying for property preservation now because we are afraid that he will continue to transfer the property. Just multiple guarantees.”

Qian Qiao repeatedly warned the Wu family several times according to Zhong Meihui's previous instructions, and finally made the matter move forward.

Account freezing is not a trivial matter for Yu Xiaodong. After all, it costs a lot of money for him to find trolls online. Now that he is tied up by these things, he may be able to stop for a while.

Zhong Meihui was very satisfied after learning what the Wu family did. The matter of Wu Zhangkou's inheritance was not settled for a day. The transfer contract in Liang Yuansheng's hand was just a piece of waste paper. They could have more time to prepare in order to deal with the next thing.

Zhong Meihui calculated the funds in her hand and found that after excluding car loans and housing loans, she still had 141550 yuan in her account.

Next, they still have several major expenses, and this amount of money is naturally not enough, but the price of the stock is too low now, and it is not cost-effective to sell too much now. Zhong Meihui can only wait for the opportunity and wait until the stock market rebounds before making plans.