Rebirth 09: Buying a house with a baby UP owner

In the afternoon, Miss Tan from Shanghai City called and told Zhong Meihui good news. The bank loan for the house they bought last time had been approved, and fees would be deducted this month because Zhong Meihui bought ten 87-square-meter houses. It was all paid in full, so this time her monthly loan payment only increased by 5 yuan.

"Why was it approved so quickly this time? It only took about ten days. I remember it took nearly a month last time."

Zhong Meihui was a little surprised when she heard that the bank loan was approved. She felt that the efficiency of work in Shanghai was much faster recently. She originally thought that the matter would be postponed until the end of the month, and she was still worried about whether all the tasks could be completed smoothly before the purchase restriction policy. formalities.

“There have been fewer people buying houses recently, and loans are easier to get approved. When you bought a house before, it was when real estate was booming. There were many people buying houses, so the bank’s review time will naturally be longer, and you don’t have to worry about the purchase restriction policy. As long as you sign the contract before the purchase restriction policy and follow the procedures, you will not be affected by the purchase restriction policy."

Ms. Tan gave the most reasonable explanation. The situation of various real estate projects has been very sluggish recently. Even bank staff have begun to complain that business is difficult to do. Their monthly deposit amounts, loan amounts, and financial management amounts are all subject to targets. If the target is not met, no one will get the bonus.

Therefore, once someone is willing to take a loan to buy a house, they will step up the process, fearing that they will miss the performance appraisal at the end of this month.After all, this is the last month-end assessment before the Lunar New Year, and it is also an important consideration for everyone to get the year-end bonus.

"Then your loan has been processed? Has the company made things difficult for you?" Zhong Meihui is always paying attention to the changes in the house in Shanghai. According to her experience in her previous life, the purchase restriction policy will be introduced in about ten days. Although Miss Tan has already I signed the contract, but it was still practical to get the loan.

After all, if the sister group's loan cannot be approved, they still have funds to make up the money, but Ms. Tan's money is simply not enough to pay the final payment. If the loan cannot be approved, her house will be in danger.

"Thank you, Sister Zhong, for your concern. My loan has been approved. Although the money in the card will be reduced by a lot when the repayment date comes, it still makes people feel at ease, and no one in the company is bullying me. I and everyone are competing normally, but business has not been good recently, so if you want to compete, you have no chance."

Ms. Tan couldn't hide the smile on her face every time she talked about this matter. Having a stable residence under her own name in the local area would make it much easier to find a job in the future.

As for the sales office, the supervisor said that her performance this month has reached a record high, so she should not compete with other colleagues for food. Except for her previous old customers, all new customers have been given to other sales staff. , I hope they can make more money before the New Year.

Ms. Tan expressed her understanding of her supervisor's arrangement, so her work has been very relaxed recently. She just needs to stay in the office every day and take care of the logistics work.

Zhong Meihui thinks this arrangement is reasonable. After all, the New Year is coming soon. If someone ends up with zero performance, not only will he not get the year-end bonus, but his mood in the coming year will also be affected.

"Just get approved. If there is a way to settle down, try to move your household registration to Magic City. From now on, your children will be real people from Magic City and can enjoy the same treatment as children in Magic City."

Zhong Meihui knows that settling in the Magic City is as difficult as settling in the capital, but getting a house is the first step and the basis for completing everything.Even if a points settlement policy is introduced in the future, housing will still be a very important item.

As for academic qualifications, you can obtain a college or undergraduate degree through self-study examination, which is much easier than obtaining real estate.

"I didn't even dare to think about getting the household registration in Shanghai. Sister Zhong, to tell you the truth, I never thought that I would be able to stay in Shanghai in the future." Miss Tan never thought that she would be able to stay in Shanghai. When I became a native of Modu, I never even thought that I would marry a native of Modu.

After staying in this place for several years, her most obvious feeling is the difference between locals and outsiders. Although everyone lives in this city at the same time, they seem to live in two different time and space, and they cannot integrate at all.

"You can think about it now, but no matter who you marry in the future, you must protect your property and do not transfer it to your future husband or your brother, no matter what others say , this house is the foundation for your settlement and life, you must never let it go."

Zhong Meihui thought that Miss Tan also had a younger brother, and was afraid that she would give up her house to her younger brother for marriage in a moment of confusion, so she couldn't help but persuade her a few more times.She died so miserably in her last life, and in this life she not only wants to change her own life, but also doesn't want other girls to make the same mistakes she did before.

"Well, I know how to do it. If my brother wants to get married and buy a house when he grows up, I can lend him money, but I won't let anyone else get this house in Shanghai."

Ms. Tan has seen families that favor boys over girls. Even if girls devote everything to the family, they will not receive any attention. Even the assets they have worked hard for cannot be kept in their own hands. Otherwise, it is selfish.

So before she went out to work, she made it clear to her family that she could contribute to her family, but she would not ruin her own life.

"Sister, thank you. I know you are doing it for my own good. If it weren't for you, I wouldn't be living the life I have today."

Miss Tan was very grateful to Zhong Meihui for reminding her, but she also felt a sense of distress in her heart. A woman as capable as Zhong Meihui would feel this way. She must have experienced a life that was not satisfactory.

Everyone else has also received deductions from the bank, because when they bought the house, they had already set aside the full amount of this month's mortgage, so there is no need to sell stocks to transfer the money out this time, as long as they make a habit of repaying the loan starting from next month Just get used to it.

Zhong Meihui asked everyone to calculate the amount of loan repayments that need to be made every month and set it aside in advance to avoid credit problems.

Zhong Meihui also calculated her own funds. There were originally 636633 yuan in her account, plus the 20000 yuan handed over by Chu Shoucheng. After deducting the living expenses, monthly payments, and money for souvenirs, there was still 408009 yuan in her account. There are [-] yuan.

Including the mortgages for the two houses in Shanghai, Zhong Meihui’s monthly loan repayments have reached 24 yuan. This amount of money is an astronomical amount for ordinary people, but it doesn’t make sense to Zhong Meihui. Apple The stock price is still rising sharply, enough to cover her loan amount.

What's more, after the New Year, there is still a major good news waiting for her, that is, Bitcoin T-coin, which has always been ignored, has begun to be given economic value. This is the beginning of the rise of Bitcoin T-coin, and it is also the establishment of Zhong Meihui. The beginning of his own wealth empire.