Rebirth 09: Buying a house with a baby UP owner

Zhong Meihui’s black tea sold very well, even surpassing the sales of green tea. Liao Yuzhen successfully placed a batch of orders from Boss Hao. Zhong Meihui did not object after knowing this, but only told Liao Yuzhen to ensure the quality of the tea. , otherwise she cannot show favoritism even if she is a classmate.

"Don't worry, I promise to complete the task with quality and quantity. We will have long-term cooperation in the future. I can't lose such a big customer like you just to make quick money."

Liao Yuzhen knew how important this opportunity was. After Zhong Meihui's tea business became popular, it promoted the development of local tea. Boss Hao was already a little busy, otherwise he would not have allocated such a large amount of business to her. .

So she plans to go big, renting factories, purchasing equipment, and hiring workers. As long as the sales slowly open up, she can expand her business to all parts of the country like Boss Hao.

Liao Yuzhen didn't have enough capital, so she had to take her property to the bank for a mortgage loan. But when she looked for the property certificate, she found that she couldn't find it.

Liao Yuzhen originally thought that Han Xin's mother had taken it away. The old woman was rummaging around in her house all day long, especially after Han Qi's death.

Liao Yuzhen didn't want to bother asking her for it, so she went directly to the housing authority to report the loss and get a new one.

But when she was filling out the form, someone from the housing authority actually told her that there was a mortgage on the property certificate, and the entire mortgage amount was RMB 10.

"How can there be a mortgage loan? I have never had a mortgage, and I am the only one whose name is on the property certificate. Others should not be eligible to apply for it."

Liao Yuzhen thought it was Han Xin's mother who was causing trouble, and immediately shouted loudly, but the people from the housing management bureau just told her in a leisurely manner that the loan was a matter of the bank, and if she had any objections, she had to go to the bank to ask.

Liao Yuzhen asked the name of the bank and found out that it was not a big bank at all, but a rural credit cooperative, and the procedures were much simpler than those of a bank.

And when she heard the name of this credit union, she knew who took her real estate certificate to mortgage it. Han Xin's childhood friend was the vice president of that credit union. When they got married, He said that his position in the credit union is not low. If you need loan financing, you can contact him and all procedures will be simple.

She was still wondering where Han Xin got so much money. It turned out that she used her house as a mortgage.

Liao Yuzhen had been shrewd all her life, but she didn't expect to be fooled at this time. She immediately rushed to the credit union and asked Han Xin's father to explain why Han Xin could get the mortgage for using her pre-marital property. For a loan, even if he wanted a loan, he would have to use his own house.

"Sister-in-law, Brother Han Xin said that I approved it because he was in a hurry to use the money, and he said that you agreed to it. He also brought your authorization letter, a copy of your ID card, the original copy of the house book, and the marriage certificate of both of you. , I only approved the loan after seeing these things.”

Han Xin's father completely shied away his responsibility. He showed Liao Yuzhen what Han Xin had brought over. Indeed, these documents were enough for a loan in a small credit union, but the authorization letter was completely forged by Han Xin. , Liao Yuzhen has never signed these things.

"Sister-in-law, this is a matter between you and your wife. If you think Brother Han Xin forged documents, you can sue him. But one thing I want to make clear is that he borrowed the money during the marriage. Even if he forged documents, he would still be You have to return it with him."

Han Xin's faxiao had already thought of his words. Of course he knew that Han Xin did this on purpose to maximize his own interests. As a faxiao, he naturally had to help, not to mention that Han Xin gave him 5000 yuan. The favor fee made him have to settle the matter no matter what.

This answer made Liao Yuzhen furious. She never imagined that she would lose all her pre-marital property after getting married.

"Sister-in-law, you'd better discuss it with Brother Han Xin. If you can't pay it off for the time being, I can help you calculate less interest."

Han Xin's friend deliberately pretended to be a good person, but Liao Yuzhen was not stupid. She knew that Han Xin still had money in his stock account. If she sold it now, the loss would not be too much. Plus the money in her own hand, it would be enough to release her house. , when the time comes, she will get the real estate certificate and get a loan from a big bank, and she will be able to raise enough money to start the tea business.

When she thought of this, Liao Yuzhen walked home without stopping. As soon as she entered the door, she saw Han Xin sitting on the sofa smoking. She was so angry that she threw the bag in her hand at Han Xin's face.

"Han Xin, how shameless are you to steal my real estate certificate for mortgage? You must take out this money immediately, or use your current building to pay off the debt."

Liao Yuzhen knew that Han Xin had property and took her real estate certificate just to avoid bleeding, so she made a fuss as soon as she entered the door and asked Han Xin to spit out the money that was mortgaged for the property.

"You are married to me, so the house is naturally mine. What's more, when I make money in the stock market, won't you spend it too!"

Han Xin was in a very bad mood because the stock price fell by 5 yuan. He originally wanted to wait until he made money in the stock market to repay the bank loan and get Liao Yuzhen's house capital back. Unexpectedly, he didn't know it. It was soon discovered.

But he felt that the stock could still rise and refused to cut off his position at this time. The two people quarreled more and more fiercely, and the long-standing conflicts broke out at this moment.

"Han Xin, I want to divorce you, and I must not lose even a penny of what is mine. Otherwise, I will go to the police. You forged my signature and made fake documents, and deceived the bank into giving you a loan. Just this one thing That’s enough to put you in jail for a few years!”

Liao Yuzhen had already made plans to break the law. She had recorded all the conversations she had with Han Xin today, so that she could use it as evidence in the future to sue Han Xin and his small illegal loan company, so that she could be completely exempted from this debt. .

Such a noisy sound alarmed the neighbors. When they heard that the young couple was divorcing, they came over to try to make peace.

"Han Xin, this is your fault. After all, your wife bought the house before she married you. Even if you have financial difficulties, you have to tell her first. Who knows that her family suddenly has so many debts? It’s also unbearable.”

"Yuzhen, please be more considerate. Too many things have happened to the Han family recently. Han Qi just passed away. Han Xin is in a bad mood and it is inevitable that he will speak a little harshly."

The neighbor's method of breaking up the fight was nothing more than making peace. Liao Yuzhen had already obtained the recording content she wanted and had no intention of continuing the quarrel.

Han Xin also felt tired, and the two finally stopped.

When the neighbors saw that they were silent, they thought the matter had been resolved satisfactorily. They looked at each other and left one after another. But none of them expected that something big happened to the Han family tonight.