Rebirth 09: Buying a house with a baby UP owner

Zhong Meihui wants to take Sister Zhang and the others to nearby attractions. Everyone still has work in Guancheng and cannot stay in the capital for too long.Now we have to seize the time to see all the main attractions in the capital. At least we have to take photos at the entrance of each attraction and go back to count it as a visit.

"We also want to take a good tour this time, especially the palaces, temples, alleys, etc. We also want to visit the performing arts places and snack streets, so that the trip is worthwhile."

Sister Zhang's favorite thing to watch is the Qing palace drama. Now that she has such a good opportunity, she will not let it go. She can't wait to check in all the scenic spots she saw in the drama.

"I think we can go to the paddock and have a look. Didn't we often see the emperor patrolling Mulan before? Let's go horseback riding and ride on an off-road vehicle. Anyway, now that we have money, we should enjoy it."

Fan Xiang also agreed. In order to save some money to repay the loan, they didn't spend all the money in their hands. Now they still have a lot of surplus, enough to support a trip.

The eyes of other people are also full of expectation. Everyone is usually busy with life. It is rare to have such a day when you have money and don't have to take care of children, so naturally you have to enjoy it.

Zhong Meihui was a little dumbfounded when she heard these people's plans. Although the scenic spots they mentioned were all in the capital, they were very far away from each other. Sometimes the scenic spots in two cities were separated by more than half an hour. distance, not to mention the tombs and paddocks.

If they follow this plan, they will have to stay in the capital for at least another week.

"It turns out it's so far, so let's pick the nearest one first. Let's go to the nearby alley and take a rickshaw."

Sun Xiaolan pointed to the rickshaw parked on the side of the road in the distance. She felt that this kind of activity had local characteristics and could save energy, which was very suitable for people like them who were unwilling to walk.

Sister Zhang and others also agreed. After all, everyone was so excited that they stayed up all night last night, and now even walking is erratic.

Zhong Meihui took everyone out of the restaurant, but before she even got on the rickshaw, she received a call from the salesperson.

"I'm sorry, Miss Zhong, you still need to go to the sales office because you are buying a lot of houses and you still need to submit some loan information." The salesperson's tone was full of apologies. It was her first time to answer the question. With such a big order, Zhong Meihui didn’t know that she needed additional guarantees to apply for a loan.

What's more, the salary flow provided by Zhong Meihui is not stable and has been cut off this month, which may make the bank think that she does not have enough repayment ability.

Zhong Meihui was furious when she heard these words. She felt that the staff at this real estate project were so unprofessional that they couldn't even solve this problem.

Today's policies are still relatively loose. As long as there is a real estate mortgage loan, almost 100% of the approval is passed. In this regard, developers and banks have a mutually beneficial relationship. They should have said hello long ago. How can they pass the responsibility for this matter? to the customer.

"Let me go with you. After all, I also work in a bank, so I can always help." Sister Juan saw that Zhong Meihui's face was not very good, so she offered to accompany her to solve this problem. She could also ask herself Colleagues who work in banks, let’s see if anyone knows anyone here in Beijing.

"Let's go together, we are the most familiar with each other here in the capital, and we will definitely be able to help." Liu Yiyu and Yaoyao also proposed to go with Zhong Meihui. Their parents are both well-known in the capital, and there is always something they can do. Personal connections.

Everyone came to the sales office again. The salesperson was afraid that the deal would fail, and he was trembling even when he stood there.

"I'm sorry, Miss Zhong, I thought I only needed to show my salary certificate and bank statements to prove my ability to repay the loan."

The salesperson apologized profusely. Unexpectedly, the manager who had been criticizing her for not doing things well ran out and directly invited Zhong Meihui to a VIP room.

"Ms. Zhong, actually this matter is not troublesome. You just need to sign a new loan contract." The sales manager gave Zhong Meihui a new loan contract, and the lending bank on it has been changed to another bank. .

Sister Juan is used to this kind of behavior of banks competing for business from each other. It is now difficult to do business, especially for some small banks.

Sister Juan nodded to Zhong Meihui and said that this method was feasible. Small banks would not require so many documents and information in order to grab business, which was actually more beneficial to them.

The sales manager was very happy after seeing Zhong Meihui's signature. This bank had a cooperative relationship with her. Naturally, she wanted to help them win some benefits. However, she signed too many contracts and could easily arouse suspicion, so her The target is big customers like Zhong Meihui, who can make more money after signing one contract than signing ten other contracts.

"Ms. Zhong, this is some financial management information. You can take a look. In fact, if you want to invest in financial management, real estate is not the only form of investment. These financial management plans are also good, with annual yields of more than [-]%."

The sales manager wanted to further extract performance, but this time Zhong Meihui was not fooled. Deposits in such a small bank were too uncertain, and she would not let the money in her account go to waste.

When Zhong Meihui left the sales office, she saw many outsiders coming to view the house, and some were still hesitant, so she couldn't help but want to step forward to remind them.

Two months later, the strictest purchase restriction policy will be implemented. Even if they have money, they will not be able to buy a house. For them, this is the last chance, and it will only become more and more strict in the future.

After settling the real estate matter, Zhong Meihui spent another two days in the local area, and the group planned to return to Wancheng.

Liu Yiyu sent everyone to the airport. When they were in the waiting area, Liu Yiyu and Yaoyao stayed close to each other, causing others to consciously give up a large space with them.

"Yaoyao, when will you marry me? I want you to come back and live with me. Now I want to become Sister Meihui every day, so that I can live under the same roof with you."

Liu Yiyu was jealous of Zhong Meihui in real name. He not only admired her vision in investment, but also admired her ability to persuade Yaoyao. If he had such ability, then Yaoyao would have returned to the capital and stayed with him. .

"I don't want to come back. I can live and eat well with Sister Meihui, so I have to stay for a while longer."

Yaoyao was also acting coquettishly with Liu Yiyu. When others saw the two people in love, they couldn't help but think of their own youth.

Everyone exclaimed that it was great to be young. I am afraid that old couples like them will never have such a time again.