Rebirth 09: Buying a house with a baby UP owner
Chapter 1595: Low loan pressure
Sun Xiaomei shook her head and said that she had some savings.As for where the money came from, most of them looked at Zhong Meihui with some anxiety.
No one else knew that she gave her sister an egg to give her a chance to become pregnant.Seeing that Zhong Meihui didn't talk too much, she was relieved.
Chen Xiaoli didn't think much about it, saying that if she wanted to buy a house, she could go to their community in advance to take a look.
It just so happened that Sun Xiaomei also had this intention.I asked Zhong Meihui if she had time and could I please follow her.
The group arrived at Donghu Community, and Chen Xiaoli took them around the community.Sun Xiaomei and his wife took advantage of the owner's entrance to take a look around.
But after all, it is just a quick glance, and some situations are not very clear.Chen Xiaoli took them in a circle carefully.
The public area provides a place for people to exercise and a place for children to play.Although the greening is not as good as that of Sun One, it is still pretty good.
The quality of the building is very good. The only thing that is not good is the property.
"Look at these corners and fire escapes, there are quite a lot of them occupied." Chen Xiaoli said frankly that apart from these, overall she is quite satisfied.
He was also observing Zhong Meihui's reaction from the corner of his eye.After she and Kim Hyun Bin bought this house, Zhong Meihui bought another house for them both in the name of employee benefits.
If it is in a luxurious area of the capital, there is definitely a lot of room for appreciation in the value of this house.But in Xiongxing'an, there are still many desolate areas waiting to be developed. Chen Xiaoli had previously calculated that the hundreds of thousands put on the house would be dead money.
If you sell the house and continue investing after cashing out, the money will become working capital.
Just now, she heard Sun Xiaomei mention that she wanted to buy a house here, so she had the idea to sell the house in her hands.But we still need to hear how Zhong Meihui evaluates the housing prices in this community.
"I don't understand this either. I bought a house just to give my children a stable place to live. It will also be more convenient for them to study in the future." Sun Xiaomei calculated that the two of them were working here quite smoothly.
I earn a lot of money, although it is a bit harder, but compared to before, at least I can save money every month.
Unlike before, I worked hard every month and left my children to work, but after one year, I went back to celebrate the New Year and spent all my savings.
Over the years, I haven’t spent much time with my children, and I haven’t saved much money.
Now that they have a stable job, a decent income, and the ability to afford a house, the couple also wants to establish a foothold here.
Regarding the 50 yuan, the couple was hesitant before.For Sun Xiaomei, even if she takes some medicine and suffers a small crime, it can make her sister's marriage stable and her sister's help for so many years is not in vain.
They didn't want that money at all at first.But after Sun Xiaolan's condition stabilized, she told them again and again that they must accept the money.
Because of this incident, Sun Xiaolan invited the couple over several times, but later she was too embarrassed to refuse.
50 is not a lot of money for rich people.But for the couple, covering it in their hands all day long is also terrifying.Finally, I decided to buy a house.
"This house is much more expensive than our hometown." Sun Xiaomei stood at the door of Chen Xiaoli's house, urging her husband to change his shoes.
The house is also well decorated and has complete household appliances.The baby hasn't been born yet, but the nursery is ready.At first glance, it is clear that the owner of this house has good taste.
Furniture and furnishings are all very particular.
Sun Xiaomei was a little embarrassed. Although she was acquainted with these bosses thanks to her sister's relationship, her inferiority complex always reminded her not to make too many mistakes, as she might be looked down upon by others, or even lose her sister's face.
Before sitting on the sofa, Sun Xiaomei spread her coat on the sofa for fear of getting it dirty and annoying.
"My family doesn't pay so much attention to it. The layout of a large apartment is like this. You also have children in your family, so you are buying a large apartment anyway. It's quite cost-effective." Chen Xiaoli put down the water glass and pointed to a few buildings opposite, "I see Those houses are all for sale. If you want to buy, let the salesperson take you there to take a look."
Sun Xiaomei looked around the room, and the more she looked at it, the more she liked it.Then her eyes met with her husband's, and it was obvious that he also liked this very much.
Last time I came to inquire, the house price in Donghu Community is only 2600.For a house type like Chen Xiaoli's, the price of 140 square meters is about 36.4.Sun Xiaomei has 50 yuan in hand. In addition to the house payment, the remaining 10,000+ yuan is enough for decoration and furniture purchase.
If it is not enough, subsequent salary income can make up for it.
"Boss Zhong, I just want to buy the house here." Sun Xiaomei didn't want to worry anymore.
They took a look at the rough house through the glass on the first floor.But compared to this renovated one, it really doesn't have much appeal.
Sun Xiaomei has been working outside these years, and she also wants to own a house of her own.
Although I don’t have the ability to decorate it like this, I still have a head start.Then he expressed his thoughts and planned to buy a house in full and then simply decorate it.
Chen Xiaoli is also waiting to see Zhong Meihui's attitude.
"The real estate in this community is good. If you are not satisfied with the property management, you can join the owners' committee and re-select the property management company to cooperate with. The house type is also good, the price is right, and the surrounding infrastructure is also under construction." Zhong Meihui said frankly that buying here would cost one or two dollars. The appreciation rate during the year is not fast, but in short, it is worth holding.
Sun Xiaomei nodded, and she was very satisfied when she heard that surrounding primary schools, junior high schools, and middle schools were also being planned to be built one after another.As for whether it appreciates in value or not, she bought such a house just for the convenience of picking up her children, so it doesn't mean much to her.
After hearing this, Chen Xiaoli was very happy.If there is room for appreciation, then she will not continue to sell those two houses.
"However, it is more appropriate to buy a house with full payment than with a loan." Zhong Meihui knew that Sun Xiaomei was able to afford the full payment of the house price.
However, given the current loan interest rate, a loan is more suitable.At least the interest rate is better than inflation.
Sun Xiaomei didn't understand, "I have money, why would I ask the bank to borrow money? The money was not lent to me for nothing, and I had to bear interest." She usually doesn't make much money, so she spends it sparingly and tries her best. Don't borrow money from others.
First of all, I feel uncomfortable when there is a famine, and when others talk about it, I feel ashamed.
Secondly, the interest on bank loans is also quite high. With that kind of money, it is better to buy more clothes for the children.
"Let me suggest you go back and discuss it with your sister. It's up to you to decide how to buy it." Zhong Meihui didn't force it. For Sun Xiaolan's sake, she said a few words.
No one else knew that she gave her sister an egg to give her a chance to become pregnant.Seeing that Zhong Meihui didn't talk too much, she was relieved.
Chen Xiaoli didn't think much about it, saying that if she wanted to buy a house, she could go to their community in advance to take a look.
It just so happened that Sun Xiaomei also had this intention.I asked Zhong Meihui if she had time and could I please follow her.
The group arrived at Donghu Community, and Chen Xiaoli took them around the community.Sun Xiaomei and his wife took advantage of the owner's entrance to take a look around.
But after all, it is just a quick glance, and some situations are not very clear.Chen Xiaoli took them in a circle carefully.
The public area provides a place for people to exercise and a place for children to play.Although the greening is not as good as that of Sun One, it is still pretty good.
The quality of the building is very good. The only thing that is not good is the property.
"Look at these corners and fire escapes, there are quite a lot of them occupied." Chen Xiaoli said frankly that apart from these, overall she is quite satisfied.
He was also observing Zhong Meihui's reaction from the corner of his eye.After she and Kim Hyun Bin bought this house, Zhong Meihui bought another house for them both in the name of employee benefits.
If it is in a luxurious area of the capital, there is definitely a lot of room for appreciation in the value of this house.But in Xiongxing'an, there are still many desolate areas waiting to be developed. Chen Xiaoli had previously calculated that the hundreds of thousands put on the house would be dead money.
If you sell the house and continue investing after cashing out, the money will become working capital.
Just now, she heard Sun Xiaomei mention that she wanted to buy a house here, so she had the idea to sell the house in her hands.But we still need to hear how Zhong Meihui evaluates the housing prices in this community.
"I don't understand this either. I bought a house just to give my children a stable place to live. It will also be more convenient for them to study in the future." Sun Xiaomei calculated that the two of them were working here quite smoothly.
I earn a lot of money, although it is a bit harder, but compared to before, at least I can save money every month.
Unlike before, I worked hard every month and left my children to work, but after one year, I went back to celebrate the New Year and spent all my savings.
Over the years, I haven’t spent much time with my children, and I haven’t saved much money.
Now that they have a stable job, a decent income, and the ability to afford a house, the couple also wants to establish a foothold here.
Regarding the 50 yuan, the couple was hesitant before.For Sun Xiaomei, even if she takes some medicine and suffers a small crime, it can make her sister's marriage stable and her sister's help for so many years is not in vain.
They didn't want that money at all at first.But after Sun Xiaolan's condition stabilized, she told them again and again that they must accept the money.
Because of this incident, Sun Xiaolan invited the couple over several times, but later she was too embarrassed to refuse.
50 is not a lot of money for rich people.But for the couple, covering it in their hands all day long is also terrifying.Finally, I decided to buy a house.
"This house is much more expensive than our hometown." Sun Xiaomei stood at the door of Chen Xiaoli's house, urging her husband to change his shoes.
The house is also well decorated and has complete household appliances.The baby hasn't been born yet, but the nursery is ready.At first glance, it is clear that the owner of this house has good taste.
Furniture and furnishings are all very particular.
Sun Xiaomei was a little embarrassed. Although she was acquainted with these bosses thanks to her sister's relationship, her inferiority complex always reminded her not to make too many mistakes, as she might be looked down upon by others, or even lose her sister's face.
Before sitting on the sofa, Sun Xiaomei spread her coat on the sofa for fear of getting it dirty and annoying.
"My family doesn't pay so much attention to it. The layout of a large apartment is like this. You also have children in your family, so you are buying a large apartment anyway. It's quite cost-effective." Chen Xiaoli put down the water glass and pointed to a few buildings opposite, "I see Those houses are all for sale. If you want to buy, let the salesperson take you there to take a look."
Sun Xiaomei looked around the room, and the more she looked at it, the more she liked it.Then her eyes met with her husband's, and it was obvious that he also liked this very much.
Last time I came to inquire, the house price in Donghu Community is only 2600.For a house type like Chen Xiaoli's, the price of 140 square meters is about 36.4.Sun Xiaomei has 50 yuan in hand. In addition to the house payment, the remaining 10,000+ yuan is enough for decoration and furniture purchase.
If it is not enough, subsequent salary income can make up for it.
"Boss Zhong, I just want to buy the house here." Sun Xiaomei didn't want to worry anymore.
They took a look at the rough house through the glass on the first floor.But compared to this renovated one, it really doesn't have much appeal.
Sun Xiaomei has been working outside these years, and she also wants to own a house of her own.
Although I don’t have the ability to decorate it like this, I still have a head start.Then he expressed his thoughts and planned to buy a house in full and then simply decorate it.
Chen Xiaoli is also waiting to see Zhong Meihui's attitude.
"The real estate in this community is good. If you are not satisfied with the property management, you can join the owners' committee and re-select the property management company to cooperate with. The house type is also good, the price is right, and the surrounding infrastructure is also under construction." Zhong Meihui said frankly that buying here would cost one or two dollars. The appreciation rate during the year is not fast, but in short, it is worth holding.
Sun Xiaomei nodded, and she was very satisfied when she heard that surrounding primary schools, junior high schools, and middle schools were also being planned to be built one after another.As for whether it appreciates in value or not, she bought such a house just for the convenience of picking up her children, so it doesn't mean much to her.
After hearing this, Chen Xiaoli was very happy.If there is room for appreciation, then she will not continue to sell those two houses.
"However, it is more appropriate to buy a house with full payment than with a loan." Zhong Meihui knew that Sun Xiaomei was able to afford the full payment of the house price.
However, given the current loan interest rate, a loan is more suitable.At least the interest rate is better than inflation.
Sun Xiaomei didn't understand, "I have money, why would I ask the bank to borrow money? The money was not lent to me for nothing, and I had to bear interest." She usually doesn't make much money, so she spends it sparingly and tries her best. Don't borrow money from others.
First of all, I feel uncomfortable when there is a famine, and when others talk about it, I feel ashamed.
Secondly, the interest on bank loans is also quite high. With that kind of money, it is better to buy more clothes for the children.
"Let me suggest you go back and discuss it with your sister. It's up to you to decide how to buy it." Zhong Meihui didn't force it. For Sun Xiaolan's sake, she said a few words.
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