Rebirth 1981: Kick your scumbag wife away and become rich instantly
Chapter 471 The Agricultural Bank of China visited and offered a loan?
"The Agricultural Bank of China came to visit me. Did you say anything?"
"I... I guess I came here to see you and try to get some deposits, right?"
In fact, Wang Xuan knew about this matter. Ever since she started working at Shanhe Trading Company, her leaders at the Agricultural Bank of China had made a special trip to see her.
She wanted Wang Xuan to transfer her savings from China Construction Bank to the Agricultural Bank of China, but Wang Xuan really didn't like the Agricultural Bank of China where she had worked.
After all, her previous experience working there made her uncomfortable.
But now that he called her and asked her to help him get to know his boss, Wang Xuan really couldn't refuse.
When Zhao Shanhe heard that the leader of the Agricultural Bank of China was coming, he immediately had a wishful thinking in his mind. They said that night owls came to the house for anything.
But...this is a good thing.
Now that my deposit bank is with China Construction Bank, other banks must be jealous, but the leaders of CCB are really incapable of doing anything.
Now my account balance in China Construction Bank is just a few million. This is in an era when the per capita salary is 50 yuan. If this huge sum of money were to be placed in any bank in the future, I would be treated as a distinguished guest.
The deposit bank should have sent someone to come to the door with gifts wrapped in large and small packages and kneel down to lick them. No matter what the request is, they should not refuse.
But since I first earned money for calendars in a printing factory, I have chosen to deposit it in CCB. But until now, I have never even mentioned visiting myself to give gifts or entertain guests.
Not even the other person smoked a cigarette.
When I usually go to the bank to handle business, let alone enjoy the VIP service, the salesperson at the counter is as if his parents have died, and he doesn't have a good attitude at all.
But now Zhao Shanhe thought that after all, there were only a handful of domestic banks, and even ICBC was only established in 1983, that is, next year.
This is a monopoly industry, why don't you save money if you have the ability?
If you really don't want to be dissatisfied, if you're not convinced... you're going to bite me?
"Boss, actually they have approached me before..." Wang Xuan was worried that Zhao Shanhe would think too much, so she thought it would be better to explain the matter.
"It doesn't matter. When we open our doors for business, we should welcome guests from all over the world. After all, they are all guests. Since they want to come, how can we not give them face? When we talk later, you can just join us?"
After listening to Wang Xuan's explanation, Zhao Shanhe disagreed.
In fact, Wang Xuan's previous work experience in the Agricultural Bank of China must still have some network resources, and Zhao Shanhe felt that those who could borrow from them would never be wasted.
It's just that during the past few days at work, Wang Xuan has been very secretive about her working experience at the Agricultural Bank of China, and Zhao Shanhe doesn't know what she thinks.
In fact, many bosses in later generations will deliberately choose people with banking backgrounds when recruiting financial personnel.
After all, how can a business not deal with banks?
With such resources, it will be much more convenient when it comes to loans in the future, and it can be regarded as a kind of complementary resources.
In fact, Zhao Shanhe saw the increasing cash flow on his account.When I have nothing to do, I am also thinking about how to maximize my benefits while interacting with the bank.
Some loans are definitely not used in vain.
As his portfolio gets bigger and bigger, Zhao Shanhe will definitely need a large amount of funds to be a strong backing. When he first thought of cooperating with Guo Bingchang, he not only valued their resources, but also valued his financial strength.
It's not that Zhao Shanhe definitely wants to live alone. In fact, even in his previous life, Guo Bingchang was his noble man and was indeed kind to him.
However, there are many ways to repay a favor, and it is not necessary to cooperate together. Once there is a conflict of interests, conflicts are likely to arise.
After all, everyone’s business philosophy is different.
Seeing the relieved Wang Xuan turn around and reply to the leader of the Agricultural Bank of China, saying that he was waiting for her at the company, Zhao Shanhe began to think, since the God of Wealth came to visit, why rush out?
*
Agricultural Bank of China Fengtian Branch.
As the vice president in charge of credit, Li Tianzhao looked at the thick pile of loan information on the table in a daze after calling Wang Xuan.
Faced with the current rise in non-performing loans, we feel unprecedented pressure sweeping over us.
Although these loans are all state-owned enterprises, they are all state-owned assets. Even if they become non-performing, they are just changing hands.
Moreover, not only were the procedures for the issuance of these loans complete, but many of the key points were also greeted by the leaders above, so everyone must have been happy at the beginning.
But following a document issued by the head office some time ago, Li Tianzhao was completely dumbfounded.
This document mainly talks about the issue of liability for non-performing loans.
As the intensity of reform and opening up continues to increase, the country is also constantly making new attempts in the reform of the financial system.
For example, regarding the issue of accountability for non-performing loan ratios, there are also state-owned enterprises that have long been insolvent or even struggling.
Even if the state finance continues to transfuse blood, its own hematopoietic function has been completely lost.
No matter how much money you invest in him, it will be a bottomless pit in the end.
After the country's top leaders keenly discovered this problem, they also made the painful decision to stop losses in time, and now they have still reduced loans to state-owned enterprises.
This has also caused state-owned enterprises that had been relying on bank blood transfusions to survive. They originally had some funds deposited in banks, but now their production and sales are in a huge crisis, and even the basic wages of their employees cannot be guaranteed.
In this case, the survival of banks also faces severe challenges.
It is no longer possible to simply rely on state-owned enterprises to achieve the loan-to-deposit ratio in banks. We must find another way to break through in adversity.
But now, even though reform and opening up has been going on for two or three years, self-employed businesses are still in their infancy, and they have long been accustomed to using cash for transactions.
Normally no one with money would deposit it in a bank. After all, depositing and withdrawing money is not only troublesome, but also depends on the teller’s face.
Think about a person who can become a householder worth [-] yuan. Wherever he goes, he is not arrogant and cheering?They are not willing to put a hot face on a cold butt.
We want to realize two-way deposits between state-owned enterprises and self-employed people, and create a bank that can walk on two legs. Now we simply turn a blind eye to self-employed people.
In this case, Li Tianzhao learned through internal information that not only was Shanhe Trading Company's business booming, but the key was that the cash flow from CCB was just a few million, which naturally attracted Li Tianzhao's attention.
As I learned more about Shanhe Trading Company, I learned that Wang Xuan, who had already taken medical leave in advance, was actually the financial director of this company.
So Li Tianzhao approached Wang Xuan, hoping that she could find a way to deposit the funds into the Agricultural Bank of China, but Wang Xuan refused.
For the Fengtian Branch of the Agricultural Bank of China, this unit that Wang Xuan loves and hates was once the place where Wang Xuan's dream began. After unremitting efforts and hard work, she finally became a young and promising middle-level cadre of the unit.
But because of other people's envy, jealousy and hatred, he was eventually reported.
Then there were endless investigations, which finally broke Wang Xuan's dream and retired from illness.
Although Wang Xuan rejected him, Li Tianzhao still found a way to ask Wang Xuan to help him make an appointment with Zhao Shanhe, but he did not expect that Zhao Shanhe would agree to meet him.
This made Li Tianzhao ecstatic.
"I... I guess I came here to see you and try to get some deposits, right?"
In fact, Wang Xuan knew about this matter. Ever since she started working at Shanhe Trading Company, her leaders at the Agricultural Bank of China had made a special trip to see her.
She wanted Wang Xuan to transfer her savings from China Construction Bank to the Agricultural Bank of China, but Wang Xuan really didn't like the Agricultural Bank of China where she had worked.
After all, her previous experience working there made her uncomfortable.
But now that he called her and asked her to help him get to know his boss, Wang Xuan really couldn't refuse.
When Zhao Shanhe heard that the leader of the Agricultural Bank of China was coming, he immediately had a wishful thinking in his mind. They said that night owls came to the house for anything.
But...this is a good thing.
Now that my deposit bank is with China Construction Bank, other banks must be jealous, but the leaders of CCB are really incapable of doing anything.
Now my account balance in China Construction Bank is just a few million. This is in an era when the per capita salary is 50 yuan. If this huge sum of money were to be placed in any bank in the future, I would be treated as a distinguished guest.
The deposit bank should have sent someone to come to the door with gifts wrapped in large and small packages and kneel down to lick them. No matter what the request is, they should not refuse.
But since I first earned money for calendars in a printing factory, I have chosen to deposit it in CCB. But until now, I have never even mentioned visiting myself to give gifts or entertain guests.
Not even the other person smoked a cigarette.
When I usually go to the bank to handle business, let alone enjoy the VIP service, the salesperson at the counter is as if his parents have died, and he doesn't have a good attitude at all.
But now Zhao Shanhe thought that after all, there were only a handful of domestic banks, and even ICBC was only established in 1983, that is, next year.
This is a monopoly industry, why don't you save money if you have the ability?
If you really don't want to be dissatisfied, if you're not convinced... you're going to bite me?
"Boss, actually they have approached me before..." Wang Xuan was worried that Zhao Shanhe would think too much, so she thought it would be better to explain the matter.
"It doesn't matter. When we open our doors for business, we should welcome guests from all over the world. After all, they are all guests. Since they want to come, how can we not give them face? When we talk later, you can just join us?"
After listening to Wang Xuan's explanation, Zhao Shanhe disagreed.
In fact, Wang Xuan's previous work experience in the Agricultural Bank of China must still have some network resources, and Zhao Shanhe felt that those who could borrow from them would never be wasted.
It's just that during the past few days at work, Wang Xuan has been very secretive about her working experience at the Agricultural Bank of China, and Zhao Shanhe doesn't know what she thinks.
In fact, many bosses in later generations will deliberately choose people with banking backgrounds when recruiting financial personnel.
After all, how can a business not deal with banks?
With such resources, it will be much more convenient when it comes to loans in the future, and it can be regarded as a kind of complementary resources.
In fact, Zhao Shanhe saw the increasing cash flow on his account.When I have nothing to do, I am also thinking about how to maximize my benefits while interacting with the bank.
Some loans are definitely not used in vain.
As his portfolio gets bigger and bigger, Zhao Shanhe will definitely need a large amount of funds to be a strong backing. When he first thought of cooperating with Guo Bingchang, he not only valued their resources, but also valued his financial strength.
It's not that Zhao Shanhe definitely wants to live alone. In fact, even in his previous life, Guo Bingchang was his noble man and was indeed kind to him.
However, there are many ways to repay a favor, and it is not necessary to cooperate together. Once there is a conflict of interests, conflicts are likely to arise.
After all, everyone’s business philosophy is different.
Seeing the relieved Wang Xuan turn around and reply to the leader of the Agricultural Bank of China, saying that he was waiting for her at the company, Zhao Shanhe began to think, since the God of Wealth came to visit, why rush out?
*
Agricultural Bank of China Fengtian Branch.
As the vice president in charge of credit, Li Tianzhao looked at the thick pile of loan information on the table in a daze after calling Wang Xuan.
Faced with the current rise in non-performing loans, we feel unprecedented pressure sweeping over us.
Although these loans are all state-owned enterprises, they are all state-owned assets. Even if they become non-performing, they are just changing hands.
Moreover, not only were the procedures for the issuance of these loans complete, but many of the key points were also greeted by the leaders above, so everyone must have been happy at the beginning.
But following a document issued by the head office some time ago, Li Tianzhao was completely dumbfounded.
This document mainly talks about the issue of liability for non-performing loans.
As the intensity of reform and opening up continues to increase, the country is also constantly making new attempts in the reform of the financial system.
For example, regarding the issue of accountability for non-performing loan ratios, there are also state-owned enterprises that have long been insolvent or even struggling.
Even if the state finance continues to transfuse blood, its own hematopoietic function has been completely lost.
No matter how much money you invest in him, it will be a bottomless pit in the end.
After the country's top leaders keenly discovered this problem, they also made the painful decision to stop losses in time, and now they have still reduced loans to state-owned enterprises.
This has also caused state-owned enterprises that had been relying on bank blood transfusions to survive. They originally had some funds deposited in banks, but now their production and sales are in a huge crisis, and even the basic wages of their employees cannot be guaranteed.
In this case, the survival of banks also faces severe challenges.
It is no longer possible to simply rely on state-owned enterprises to achieve the loan-to-deposit ratio in banks. We must find another way to break through in adversity.
But now, even though reform and opening up has been going on for two or three years, self-employed businesses are still in their infancy, and they have long been accustomed to using cash for transactions.
Normally no one with money would deposit it in a bank. After all, depositing and withdrawing money is not only troublesome, but also depends on the teller’s face.
Think about a person who can become a householder worth [-] yuan. Wherever he goes, he is not arrogant and cheering?They are not willing to put a hot face on a cold butt.
We want to realize two-way deposits between state-owned enterprises and self-employed people, and create a bank that can walk on two legs. Now we simply turn a blind eye to self-employed people.
In this case, Li Tianzhao learned through internal information that not only was Shanhe Trading Company's business booming, but the key was that the cash flow from CCB was just a few million, which naturally attracted Li Tianzhao's attention.
As I learned more about Shanhe Trading Company, I learned that Wang Xuan, who had already taken medical leave in advance, was actually the financial director of this company.
So Li Tianzhao approached Wang Xuan, hoping that she could find a way to deposit the funds into the Agricultural Bank of China, but Wang Xuan refused.
For the Fengtian Branch of the Agricultural Bank of China, this unit that Wang Xuan loves and hates was once the place where Wang Xuan's dream began. After unremitting efforts and hard work, she finally became a young and promising middle-level cadre of the unit.
But because of other people's envy, jealousy and hatred, he was eventually reported.
Then there were endless investigations, which finally broke Wang Xuan's dream and retired from illness.
Although Wang Xuan rejected him, Li Tianzhao still found a way to ask Wang Xuan to help him make an appointment with Zhao Shanhe, but he did not expect that Zhao Shanhe would agree to meet him.
This made Li Tianzhao ecstatic.
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