Rebirth 1991: Marrying the beautiful squad leader at the beginning

As the president of the bank, Wu Guihua is worried that there will be no loan business, and he is also worried that the loans extended will not be recovered smoothly.

Wu Guihua gave Yu Nian a loan of 300 million yuan. When he learned that a garbage treatment plant was being built next to the Lantu Hall, his heart rose in his throat.

The collateral for the loan was the property rights of Lantu Guild Hall. Lantu's valuation dropped, which meant that the loan could not be recovered smoothly. This was why she was eager to recover the loan from Yu Nian.

But what she didn't expect was that Yu Nian was able to solve the problem at the garbage treatment plant in just a few days. This exceeded Wu Guihua's expectations and once again refreshed her understanding of Yu Nian's connections and background.

In the VIP reception room of the bank, Wu Guihua said with a smile on his face: "Boss Yu, the loan matter can be delayed for a while, we are not in a hurry."

"I think your bank was quite anxious before."

Yu Nian smiled and said: "Since I have money in my hand, I will repay part of the loan first."

"No, there's really no need to worry."

Wu Guihua waved her hand and said with a smile: "If you need it, I can even help you postpone the loan for a few years."

"No."

Yu Nian said half-jokingly: "Today a garbage treatment plant will be built next to the Lantu Guild Hall, and maybe tomorrow a public fundraising plant will be built next to the Lantu Guild Hall. Who knows this? Who can guarantee it? Do you think so?"

Faced with Yu Nian's teasing, Wu Guihua smiled awkwardly, but he was not angry. Instead, he continued what Yu Nian said: "Actually, you are right. Times are developing and anything can happen. Since you are worried about the open space next to Lan Tu Guild Hall, If you can build something else, why not buy it? Maybe it can be used for future expansion of the library.”

Speaking of this, Wu Guihua took out the information he had prepared in advance and put it in front of Yu Nian, and said: "I have inquired for you. This piece of vacant land has a total of 220 square meters. It has a very large commercial value. The government sells it for 100 million. It is just right for you. There is 100 million spare money in the house. Instead of paying off the loan in advance with 100 million, you might as well spend [-] million to acquire this land.”

Yu Nian squinted at Wu Guihua, looked down at the information, shrugged and said, "But this land is as you said, priced at 220 million, and 100 million won't even cover half of the cost."

"That's pretty simple."

Wu Guihua said with a smile: "It's nothing more than a leverage to get another loan from our bank."

"Refinancing?"

Yu Nian smiled when he heard this, "President Wu, you are really good at promoting business. No wonder you are the president. There is a reason why you can be the president."

"It's all about customer service."

Wu Guihua smiled heartily and said: "And I really think about you. Give the 100 million back to our bank or use it to buy land. The latter will maximize your benefits."

Yu Nian smiled when he heard this and continued: "You also said that this land is priced at 220 million, but I only have 100 million in hand now."

"I can guarantee you, allocate funds for you to acquire land in advance, and then turn the contract into a loan contract. It's enough for you to give me the 100 million you have in hand."

Wu Guihua smiled and said: "After the whole process is completed, the land belongs to you, and you owe our bank 120 million."

"Isn't this an illegal operation?"

Yu Nian hit the nail on the head.

"Yes, it's a violation."

Wu Guihua nodded and changed the topic, "But violating the rules is not illegal. Even if it is illegal lending, this is just for me and will never affect you."

"It's a good idea. I admit that your proposal successfully impressed me."

Yu Nian knew that the value of this piece of land would rise almost every year. If he could keep this piece of land in his hands, it would definitely be a trump card.

But Yu Nian also knew that if he took too big a step, he could easily get injured.

Although he had no reason to refuse the business that came to him, with the 300 million loan plus the 120 million loan for the land, he owed the bank more than 400 million for the loan.

More debt means greater risk.

After Yu Nian thought about it, he continued: "But the price of this land needs to be reduced, 160 million, I can accept it."

"160 million..."

Wu Guihua frowned slightly, "I'm afraid it's a little difficult to get this land at this price, right?"

"The price of the land has been reduced, but the loan amount has not been reduced. You can even mention the loan amount."

Yu Nian smiled slightly and said, "If you can help me get this piece of land, and we have long-term cooperation in the future, I guarantee to get a loan of more than 2000 million yuan from your bank within three years."

"2000?"

Wu Guihua raised his eyebrows slightly and said with a smile: "You have such a big appetite, how can you eat it? After all... you are only less than 20 years old."

"You get a promotion and a salary increase, and I get the money. It's not something I can't eat, it's just whether you want it or not."

Yu Nian said unhurriedly: "In addition, I can tell you that I have a friend who runs a supermarket chain group. He needs a lot of funds, and he can afford any loan."

"interesting."

Wu Guihua nodded and said with a smile: "I have to admit that your words successfully moved me."

Looking Yu Nian up and down, Wu Guihua sighed: "It's hard to imagine that you and my daughter will be the same age. You said you are both the same age, how can there be such a big difference?"

"Nowhere. Girls, just live happily. Making money is our boys' business."

Yu Nian smiled and said: "Besides, with your social status and identity, she definitely doesn't need to work as hard as me. By the way..."

Speaking of this, Yu Nian asked with concern: "How is Feiyi doing lately? I haven't seen her for a while."

"She often talks about you in front of me."

Wu Guihua smiled and said: "I have been busy solving personal problems recently. I believe she will definitely come to play with you when she has time."

"We are all friends, always welcome."

Yu Nian smiled and said, "I like to be friends with her."

"With your words, I can rest assured."

Wu Guihua smiled and said: "Since you said so, I will try my best to negotiate. 160 million may be difficult, but with my connections, 180 million should be no problem."

"That's great."

Yu Nian stood up, stretched out his hand, and said with a smile, "In that case, I'll wait and see."

"Wait for my good news."

Wu Guihua stood up, shook hands with Yu Nian, and said with a smile: "Come to my house as a guest when you have time."

"It's hard to refuse such hospitality. I will definitely go if I have the chance."

Yu Nian smiled.

After finalizing the matter, Yu Nian left the bank.

After getting into the car and driving a short distance, Yu Nian noticed a Xiali following him through the rearview mirror.

Xiali had noticed this car several times in Yu Nian and it had been following him.

Yu Nian originally didn't want to talk to him, but after following him too many times and for a long time, Yu Nian felt that if he didn't teach the other party a lesson, it would be unreasonable. There was no guarantee that anyone would want to step on him in the future.

So he took out his mobile phone, and Yu Nian dialed the number of Lian Fu, the person in charge of Yuxin Coal Mine, and said with a smile: "Brother Lian, the free labor I sent you last time was good, wasn't it? I have another one here, and I will give it to you tonight. I’ll send it to you, and then you can help me train it well. This time it’s a man, so I must use it hard and don’t show mercy..."