A housewife reborn in the 90s

"Sister Wang, Sister Wang, I'm ready to buy it."

"Okay, wait for me. I'll call you first to see if you have a number?"

"Little girl, it's not a loss for you to buy my house. We only had the windows replaced and the kitchen and bathroom installed in this house two years ago, and then we stopped living in it. We went to live in our son's wedding room, but he didn't want it."

"Auntie, you have bought your son's wedding room. This is amazing."

"Well, I was thinking about buying my son's wedding house in advance. The big house I bought cost hundreds of thousands for three bedrooms and two living rooms. My son said he couldn't come back. I had no choice. I was planning to buy a house in Beijing. I was still close to it. I thought about it and decided to buy this house. If it’s sold, it won’t be much different.”

Yiyi thinks in his heart that your son is right. House prices in Beijing have not risen yet. You will know in the future that your son's choice is correct.Beijing Wang Yiyi didn’t want to think about it anymore.

"Yiyi, is this house above your head or your parents' head?"

"My parents, this house belongs to you, right?"

The mother glanced at the father and said

"One by one, let it fall on you!"

Wang Yiyi saw his father's hesitant expression and made up his mind.

"Okay mom, it'll fall on me."

"But our money hasn't been withdrawn yet."

"It's okay, there is a window to withdraw money in the business hall." Sister Wang said

"Sister, have you brought your real estate information, household registration book, and ID card?"

"I have brought everything together to prevent anyone from taking a fancy to it. I can transfer the property directly. Does my husband want to go?"

"No, just sign it for him."

Sister Wang packed up her things, and then the five of us prepared to leave for the real estate center.

Wang Yiyi came to the real estate hall for the first time in his life. There were many people, chattering, and very noisy. There were many tables with fast writing written on them. Wang Yiyi took a look and the design of this table was quite user-friendly. There is a family on one side and an agent in the middle. Buying a house is really a major event in life, and almost all of them come from one family to another.

"Come on, eldest sister, give me your house book, and I'll fill in the information, as well as your ID cards and household registration books. One by one, give me your ID cards as well. Fill out a template first, one by one. You copy it."

Sister Wang took out a stack of real estate sales contracts, five of them in total. Sister Wang quickly filled in the house information, personal information, and transaction amount, following the process page by page.

"Come on, one by one, you can fill in the remaining four books according to my book first."

"Ok."

Wang followed Sister Wang's template one by one and began to copy quickly. Sister Wang found a friend in the crowd and took a number.

"Sister Wang, I've finished copying."

"Here, the person selling the house from Party A will fill in and sign, ID number, etc., one by one. In a moment, Party B will fill in the ID information and sign."

Sister Wang looked at all the required signatures and then quickly took a stack of house sales contracts and original real estate certificates to the window and waited for processing.

"When will you pay me?"

"Oh, wait a moment, go through this process first, then pay for gas, water and electricity, then go to the bank window to transfer money, one by one."

"Can't you give me the money first?"

"Because after completing this process, you will know whether your house can be transferred or traded? Party B first pays the deed tax and individual tax registration fees here, and the person selling the house of Party A pays the water, electricity and gas bills. Clear it, and then both parties go to the bank to transfer the money."

"Then what if I don't give you the money after going through this transaction process?"

"Don't worry, even if the transaction has been completed, if she doesn't give you money today, the order can be withdrawn. This can be guaranteed."

"OK then!"

The landlady became quiet under Sister Wang's careful explanation.

"Can the money saved by our family be withdrawn regularly?"

"Mom, you can take it out."

"That's fine!"

Wang Yiyi saw his father lowering his head without saying a word and then patted his mother on the shoulder and pointed at his father. His mother shook her head gently and said nothing.Wang Yiyi understood that his father and mother must have been quarreling a lot about his uncle's affairs, which strengthened Wang Yiyi's determination to buy a house.

After waiting for half an hour, it was finally my turn

"Wang Yiyi, come and pay, 1080 yuan."

"Ok!"

"Wang Yiyi, what kind of money is this? Why is it so much?" Mother asked

"The deed tax on the house payment is 1%, the personal income tax is 1%, and the construction cost is 80. Because Wang Yiyi is a first-time home buyer, it is 1%. If he has a second house, the deed tax is 2%."

Wang Yiyi quickly took out his bank card and swiped the card to pay. To be honest, Wang Yiyi didn't know how much to pay. He hasn't touched this part yet. He just knew that there was deed tax and personal income tax. How much and how to pay it? ?How much it will cost is not yet clear.

"Let's go and settle the water, electricity and gas bills now."

After the landlady has connected all the water, electricity and gas.

A group of us arrived at the bank window.

"Sister, do you want cash? Or do you want to transfer money?"

"Just transfer it to this bank card."

"Ok!"

Wang Yiyi took his mother to the bank window.

The mother took out her bankbook and ID card from her small bag. The mother looked at it and took out two deposit slips. Wang looked at one one for [-] yuan and the other for [-] yuan. Both of them had two or three deposits. moon.

"Can I withdraw my deposit before it expires?"

"Take it and deposit it on this bank card. Wang Yi handed over the bank card of the landlady."

Wang Yiyi turned around and saw his father. His father hesitated to speak and then touched his mother's arm. The mother glanced at his father and said nothing.

"Take out these two deposit certificates, transfer the 5 yuan to this bank card, and the interest will be transferred to another card."

The mother took Wang Yiyi's card and handed it to the bank staff.

After the transaction was completed, the landlady took the bank card to the ATM and checked the balance. Sister Wang returned her ID, and Wang Yiyi also packed up her ID card and bank card.

"Here is the key to the house. We have packed all our things and we don't need the rest. You'd better change the lock."

"Ok."

Wang Yi took the key, and then the landlady left.