After the betrothal gift negotiation collapsed, I turned around and married a wealthy man.

Lu Yan walked over to her, sat down next to her, put the contract on the table, and showed her the unreasonable parts of the contract.

Qin Ce, who saw this scene outside, frowned and turned the steering wheel left and drove into the coffee shop over there.

"Look at this, there is a 5.00% handling fee, that is, if you borrow 10 yuan, they charge a 5000% handling fee and will deduct [-] yuan from you. Did you read it when you signed the loan?"

"Look, the manager said it's [-]% of the interest."

"He didn't write that it's [-]% of the interest, and there's also this, early repayment will also charge [-]% of the principal as an early repayment fee."

"There is also this penalty interest fee. You don't know what it is yet, right? That means that when you repay overdue, in addition to the principal and interest that should be repaid, additional penalty interest fees will be charged. Such fees are usually It’s very high. They won’t write down the interest rate, but they will calculate it for you based on the highest interest rate. This should be the biggest pitfall in the loan.”

When Qiao Xing heard what Lu Yan said, her eyes widened. She hesitated and said, "If I pay it back on time, there shouldn't be any problems, right?"

Lu Yan sighed, "Yes, but what if you want to refuse?"

Qiao Xing was silent. She felt that she should be able to pay it back. Fortunately, she only borrowed [-] yuan. If it were [-] yuan, she might not be able to pay it back.

"Are there any other pitfalls?"

Lu Yan gave her a funny look, "Of course."

Qiao Xing's heart sank again, and she cried sadly, "Is there more?"

Lu Yan tapped the contract with his fingers, "Isn't the insurance premium written here? It ensures that repayment can be guaranteed when the lender has an accident or loses his ability to repay. He didn't say what the insurance premium is, and he doesn't know if it will be deducted. How much does it cost you?"

"Then senior, how much money do you think I can get?"

Lu Yan sighed, "Then it depends on the conscience of the other party. After deducting these miscellaneous expenses, you should have fun secretly if it's 3, or [-] or [-] is possible."

Qiao Xing twitched her lips. It was her first time getting a loan and she really didn't understand this.

It's all that person's fault. He made such wild claims, and she was anxious to buy a house, so she was deceived like this.

"In the future, it is better to go to regular banks for loans. Don't look for small private loans like this. Many people have suffered losses and were deceived. Moreover, it is written in the contract that it is basically difficult to win a lawsuit."

Qiao Xing was like a deflated rubber ball, her shoulders slumped. Seeing her look like this, Lu Yan couldn't help but find it funny.

"By the way, I almost forgot about business. Regarding Lin Yu's matter, do you want to go through legal procedures with him, or resolve it privately? He should have approached you, right?"

Qiao Xing nodded listlessly, "Well, he gave me a card, and I gave it back and asked him to access the account."

"That's right, so you don't want to go through the procedure?"

"If he paid back the money, there would be no need. I don't want to make the matter a big deal, otherwise both parties will be embarrassed."

After the last time Lin Yu went to the company to speak ill of her, her reputation was already bad enough. If this really went to court, those people would think she was aggressive and inhumane.

"That's fine. You still owe me a meal. When the time comes, he will pay you back. Don't forget it."

Qiao Xing knew he was joking, but she had no intention of joking now. She just nodded dully, "I won't forget it."

She was about to say something when she looked up and found Qin Ce appearing at the door. Qiao Xing was a little surprised.

But Qin Ce didn't seem to see him. The waiter went up to receive him and walked over here.

The moment Qin Ce turned around, his eyes met with Qiao Xing's, and Qiao Xing was stunned.

Lu Yan also noticed something strange about her. He raised his head and followed Qiao Xing's gaze, and also saw Qin Ce in a suit and leather tie.

The man looks handsome, but his facial features give people a very cold and stern feeling, especially his deep eyes with a strong aura.

"Do you know him?" Lu Yan asked.

Qiao Xing answered him directly with action, stood up from his seat and greeted Qin Ce.

"Qin Ce."

Qin Ce paused and glanced at her coldly, "Why are you here?"

He glanced at Lu Yan in passing. Although he had no expression, it still made Qiao Xing feel a little guilty.

Qiao Xing smiled dryly and said, "This is my senior. His name is Lu Yan and he is a lawyer."

She introduced the confused Lu Yan again, "He, he is Qin Ce, and he is also me..."

Qiao Xing was suddenly at a loss for words. Qin Ce raised his eyebrows slightly, waiting for her to continue.

Seeing the two people's reactions, Lu Yan guessed, "Your boyfriend?"

"No, no, it's my husband." Qiao Xing said through gritted teeth.

Lu Yan was even more confused. Aren't you still looking for him to solve her boyfriend's case?What's going on with this husband?

Moreover, Qin Ce did not refute, so it seemed that what Qiao Xing said was true.

A hint of hurt was clearly visible in Lu Yan's eyes.

"That's it." Lu Yan forced out a smile.

"Senior, it's a long story. I'll talk to you in detail when I get the chance." Qiao Xing was also afraid that he would misunderstand that she was cheating or something, so she filed a lawsuit with Lin Yu in order to marry Qin Ce.

What if he thinks she is an immoral woman and doesn't help her?

Lu Yan also stood up, "Okay, in that case, I'll leave first and won't disturb you anymore."

He left the cafe feeling very disappointed.

After Lu Yan left, the atmosphere became a little awkward. Qiao Xing took the initiative to find a topic with Qin Ce, "Um, are you here for business?"

Qin Ce nodded and sat down directly opposite her, "I have something to do. Are you doing something here too?"

"Ah, yes." Qiao Xing reacted and quickly hid the contract on the table behind his back.

"What did you get?" Qin Ce asked.

"No, nothing."

Qin Ce was silent. He asked the waiter to remove the coffee from the table and serve two more cups.

He leaned back in his chair and looked at Qiao Xing indifferently, as if he was asking questions, "Qiao Xing, although we became husband and wife due to some force majeure factors, we are husband and wife after all. You will not hide it from me, outside What kind of debt do you owe?"

Qiao Xing was slightly stunned. She lowered her head, like a student who had done something wrong, "Well... I'm sorry."

Qin Ce looked at her and said nothing.

Qiao Xing handed over the contract honestly, "I did take a loan from outside, but don't worry, I will repay the money myself and won't let you repay it."

Qin Ce glanced at the contract, raised his hand to take it, glanced at it casually, and threw the contract back on the table.

Qiao Xing glanced at him secretly, but he wasn't angry?

This was somewhat beyond Qiao Xing's expectation. If it had been Lin Yu, he would have jumped up a long time ago.

Lin Yu would only blame her for being stupid, being cheated, and not being able to do anything well. What's the point of a woman buying a house? It's only right to focus on her family.

Qin Ce asked, "What did you loan the money for?"