NBA: I'm really not a point guard god

8000 dollars.

Seeing this number, Zhou Yao wanted to laugh.

It's not because Zhou Yao, the younger brother, is very rich, but her sister borrows usury for 8000 yuan.

If Zhou Yao has money, it belongs to Zhou Yao.

If it was a normal expense, Zhou Yao would certainly not be stingy.

But if Zhou Jing can spend money lavishly because Zhou Yao is rich, then he is wrong.

Moreover, Zhou Jing herself grew up in the United States, and she doesn't think this is right.

What really made Zhou Yao want to laugh was that Zhou Jing borrowed 8000 yuan in usury, but she herself got almost nothing.

Jimmy Jones is as efficient as ever.

On the way back from the airport, Jimmy figured out how much Zhou Jing had borrowed, what she had done, and why she had borrowed so much money.

It's 2001, and $8000 isn't a particularly small sum, even in America.

If it is domestic, the per capita cdp this year has just exceeded 1000 US dollars.

That is the minimum standard of the so-called well-off life.

Even in the United States, there are 8000 US dollars a year to spend, and I am ashamed to say that I am poor.

Zhou Jing's one-year tuition at Lady Joseph Memorial High School is $25000.

Zhou Yao had already handed it over to her.

On school days, the school manages lunch.

Zhou Yao has already hired a taxi to pick him up and go to and from school.

If you arrive at school early, you can also have breakfast at school.

Zhou Jing and Zhou Yao don't live together.

Zhou Yao has already paid the rent.

Zhou Yao also greeted several restaurants near Zhou Jing's residence.

When Zhou Jing went, she could eat whatever she wanted, just keep the accounts.

Zhou Yao will go to pay later.

In fact, Zhou Jing took her friends to eat several times.

Zhou Yao didn't care about it either.

In addition, Zhou Jing has a fixed pocket money of US$300 per month.

Although Lady Joseph Memorial Secondary School is a private school, many students go to work to earn pocket money.

If Zhou Jing feels that 300 yuan is not enough, he can go to work.

Zhou Yao heard Rebecca talk about it.

Zhou Jing did try to do this.

The result was fishing for three days and drying the net for two days.

No boss can tolerate an employee like her.

Soon Zhou Jing stopped working part-time.

As for the foreign debt of 8000 yuan.

The reason was that Zhou Jing fell in love with a pair of shoes.

$299, $249 off while stocks last.

Still relatively cheap.

However, there is only the last pair of shoe sizes suitable for Zhou Jing.

There is still a week until the next pocket money claim.

Zhou Jing only had 49 dollars left on her body.

Exactly 200 short.

Zhou Jing's cronies and dog friends naturally have no money.

But he urged Zhou Jing not to lose his chance.

If I wait until I get the pocket money, the pair of shoes might be sold.

So Zhou Jing borrowed 200 dollars from a street gangster.

The borrowing date is 10 days, borrow 200 and repay 300.

"10% interest for 50 days, how dare you borrow this kind of money?"

"And your sister is only a minor, and she doesn't even have any part-time income."

"Are those guys stupid? How dare they lend money to people like your sister."

"If it were me, I would call the police."

"Aren't these guys not getting a penny!"

From Jimmy's point of view, both borrowers and lenders are fools.

"The only one who is stupid is my sister."

"Those punks are not stupid."

"At least in this matter, they are very smart."

Zhou Yao has a different opinion.

10% interest for 50 days, dare to borrow this kind of money.

And she looks like a little girl.

This kind of person is brainless.

How could he choose to call the police?

And the fact is that it has been so long, she never thought that there is still a kind of person called a policeman in this world.

As for paying back.

It doesn't matter if you can't make money, and it doesn't matter if your family is poor.

Zhou Jing has inherited the family's excellent genes and is very beautiful.

With a young and beautiful girl like her, there are plenty of ways for punks to make money from her.

Bad guys don't care if you're underage or not.

As for Zhou Jing, it would be fine if her death-defying behavior ended here.

After all, she gets $300 in pocket money a week later.

Pay off all debts at once.

The big deal is that the next month will be a little harder.

But who would have guessed.

Just got the money.

Just in time for one of my friend's birthdays.

We all get together and have a big meal.

Naturally, it was Zhou Jing's treat.

Several high school students spent $180 for a dinner.

And no matter how much was spent, Zhou Jing's arrears could be considered repaid.

Those punks seem to have been prepared for a long time.

Zhou Jing was not forced to take out the money immediately.

He even lent Zhou Jing another 20 yuan "kindly", so that she could continue to spend money.

You only need to pay a "small" handling fee.

You can automatically transfer the arrears to the next installment.

The interest is still 10% for 50 days.

However, the money that needs to be repaid next time has changed from 300 yuan to 750 yuan.

The "little" handling fee was 180 US dollars.

And it also has to accrue interest.

When the day for repayment came, Zhou Jing of course hadn't made it.

So the arrears were naturally rolled over to the next installment.

And so on and on.

During this period, Zhou Jing knelt down and begged for mercy.

Those punks actually "kindly" agreed to reduce part of the interest.

The result is now.

In fact, what Zhou Jing got in total was the initial $200 and the subsequent $20.

Instead, she took out two full months of her pocket money, or $600, to pay off the debt.

Instead, he still owed the punks $8000.

"According to that so-called contract."

"Zhou Jing's arrears have now become 1% per day."

"That means she has to pay $80 a day in interest alone."

"This hasn't paid off the principal at all!"

"And just defer repayment a little bit."

"Then the newly accrued interest must also accrue interest."

"This kind of interest doesn't mean that she is only 16 years old, even an adult, most of the time she can't afford it."

Jimmy Jones said with emotion.

Indeed, even in the United States, most adults cannot afford to repay such arrears.

It is very difficult to pay the interest, let alone the principal.

$80 a day may not sound like much.

That's $29200 a year.

Jimmy Jones' annual salary is only $25000, and his brother Ethan's annual salary is only $24000.

Not to mention the $12000 a year for Li Zaiming and Ruan Wenhui.

For them, even if they don't eat, drink or pay taxes, they still don't pay the money.

Not to mention that they are not actually the bottom in the United States.

"Boss, how are you going to deal with this matter?"

Although there is already a case, but before the real action, Jimmy still needs to ask Zhou Yao for instructions.

"It's up to you to figure it out."

"You are a professional, you should be better than me at how to handle this."

"But there is something to say first."

"My sister did something stupid herself, and she will pay for it."

"But some people do stupid things too, and they need to pay the price."

"That's fair."

When Zhou Yao spoke, he just looked at the night outside the window.

There is a touch of coldness in the eyes...