Official Ladder [Grassroots Civil Servants]

When we returned to the reception center, it happened that the person in charge of the project, Ma Gang, the boss of Modern Real Estate, got out of the car.

Ma Gang took a few quick steps, ran to Wang Hongtao, and said respectfully: "Secretary Wang, I am Ma Gang from Contemporary Real Estate. I have an engagement just now, but I was late because I was in a hurry. Secretary Haihan, the reception is not good!"

Wang Hongtao said calmly: "This is not a place to talk, I think your reception center is quite big, go in and talk!"

Ma Gang hurriedly stepped forward to give instructions, and after entering, he asked the staff to serve tea and water.

"Mr. Ma, don't be so busy. I'm here today to solve the problems of contemporary real estate. The first and second phases of the Zhuangyuan Mansion have been delivered in breach of contract eight times. I want to hear your opinion!"

Ma Steel was a little embarrassed, what else could it say about breaching the contract?Even if it is to break the sky, there are thousands of reasons, but the result is still a breach of contract.

"Secretary Wang, I am deeply sorry for this! Don't tell lies in front of real people. The project has been unable to hand over the house for a long time. The reason is that the company's capital chain has encountered problems. In the past two days, I have tried every means to raise funds. In any case, it will be the end of the year. Hand over the house before. In fact, the community is not far from meeting the requirements for handing over the house, and it needs about 2-5 million in funds. A penny is hard for a hero! Secretary Wang, since you are here, can you ask the government guarantee company to guarantee our company? Secretary, please rest assured that the final payment of the owners can definitely be used for Changhai loans, but the current loan procedures are too complicated, requiring fixed assets to be mortgaged, and the requirements for the company's turnover are very high. My need!"

Wang Hongtao thought for a while, and said to Miao Fei, "Immediately find someone to calculate the final payment of the property owners."

"Okay, secretary, I'll do it right away!"

Wang Hongtao said to Ma Gang: "You can handle as big a bowl as you have hands, and you can do as many things as you have ability. Most of you entrepreneurs start from scratch. It is not easy to earn this family business, but Often when the head is hot, I dare to fiddle with projects and projects that do not match my ability. In the end, the bamboo basket fetches water in vain, and even squanders all the family fortunes that have been earned through decades of hard work. Why bother? Why bother? You know, You have to eat every bite! Real estate projects are quite dangerous without financial guarantee. Look at those owners, who have poured in the savings of several generations. Sad? The government must be the master of the people. If you fail to hand over the house on time, there is a contract, and the law will not show mercy to you. In the end, you can only enforce this project, and you will not lose anything.”

Ma Gang sighed: "The secretary is right. The most fundamental reason for the shutdown of real estate companies is lack of money. If I can get through this difficult time, I will have a lot of rice in the future, and I will never do things that are greedy for success. Secretary Wang, you don’t know, if I can’t get through this difficult time, I might be doomed too! As long as I can put If the hole is filled, I will definitely satisfy the owners! I am not the kind of heartless person!"

Wang Hongtao continued: "Enterprises have their own rules of survival, especially private enterprises, which are more flexible in their operations, so that is no reason to know the law and break the law! Breach of the contract must be punished, and the owner must be compensated. And the government's supervision funds, how can it easily come to you? hands? These are all to be investigated, I hope you can cooperate."

Ma Gang bowed his head and remained silent, and he didn't dare to raise any objections, let alone protest, because the two were not on the same level at all, how could a gnat shake a tree?

An hour later, Miao Fei came to report with several staff members: "Secretary, after investigation, there are 2083 owners, as well as commercial land, garages, etc. Modern Real Estate can still recover the final payment of 6.1 million yuan for the purchase of houses."

Wang Hongtao thought for a while and said, "Mr. Ma, the Bashui District Financial Guarantee Company is responsible for guaranteeing the loan. You can borrow within 5 million yuan. The procedures will be coordinated by the Bashui District Committee. I can also come forward. But the final payment of the project must be brought under government supervision. Funds, if there are still violations of laws and regulations in the future, then I'm sorry, political laws will be enforced according to laws and regulations, and you will be empty!"

Ma Gang said excitedly: "Secretary Wang, you saved my life! Please rest assured that from now on, I will abide by the law and do business honestly."

"I'm not here to save you, but I just don't want these more than 2000 families to continue to be disappointed, helpless, and helpless. Please remember more than 10 copies of this time node. Your project is covered by me. If you can't hand it in in October Fang, I have to review the whole city, I can't ask others to do it, I can't do it myself!"

"Secretary Wang, please rest assured, I will never embarrass you, and I will never hold you back!"

For three consecutive days, Wang Hongtao led the municipal party committee, the municipal government, the court, the procuratorate and relevant departments to complete 15 "unfinished building" projects, work on site, solve actual problems, and help 11 projects come back to life.Three projects were compulsorily withdrawn according to law, and the government took over to seek another solution.Confiscated according to law, and adjusted the unfinished buildings on both sides of the south square of the North Railway Station from commercial land to square land.

Since then, 15 "nail households" such as "the first unfinished building in Chang'an City", "net celebrity unfinished building" that has been waiting for more than ten years, "Chang'an iconic unfinished building", and "prosperous area unfinished building" The unfinished buildings were completely solved, and the hardest bones were gnawed down, setting an example for the whole city to solve the problem of "unfinished buildings".

The secretary did what he did, and the other leaders dared to procrastinate?

An interesting scene occurred in the whole city of Chang'an. The local government and the higher authorities ushered in the centralized investigation of various unfinished buildings, and the court became the busiest unit. In just two weeks, it accepted 1298 "unfinished buildings" projects. , mostly commissioned by the government.

The "unfinished buildings" in Chang'an City have completely ushered in spring, and the people of the city are cheering. According to statistics, more than 20 families are involved in unfinished buildings, and more than one million people are involved!It can be said that among every ten families in Chang'an City, at least one family suffers from the "unfinished building"!This has a lot to do with the irregularities in the real estate industry in the past. At that time, when buying a house, who would bother to check whether the five certificates were complete?Most of them were tricked into boarding the ship.

Three days later, Wang Hongtao called relevant units and held a small-scale meeting, mainly to summarize the experience in dealing with "unfinished buildings", standardize the real estate industry in Chang'an City, and discuss the upcoming normative documents.

At the meeting, Wang Hongtao said: "Comrades, according to the situation that has been dealt with in the past few days, the most fundamental reason for the shutdown of real estate companies is lack of money. 'Funding risk', so many developers took the idea of ​​'pre-sale regulatory funds', which laid the groundwork for the shutdown of real estate projects.

How should the supervision of pre-sale funds be optimized?I put forward some requirements for Changan City to improve the supervision of pre-sale funds in the future: [-]. Incorporate project pre-sale funds, development loans, and individual house purchase mortgage loans into the scope of project fund supervision, implement tripartite supervision, and ensure that relevant funds are used for project development Second, instead of 'one size fits all', echelonized pre-sale supervision is relaxed, and for real estate companies with higher credit ratings, the proportion of pre-sale funds retained is appropriately reduced; third, explore the use of guarantees, allowing some high-credit real estate companies to The bank guarantee unfreezes part of the supervision funds, which are specially used for the resumption of work and production of this project, and the subsequent sales of commercial housing must make up the withdrawal amount in full.

There is another question, should the pre-sale system be cancelled?

The pre-sale system is determined by my country's real estate development model and financing model. At present, there is no new development model and financing model change, and it is still impossible to simply cancel it across the board. In the long run, it may be possible to explore existing house sales, but it must be given There is a standard for the pre-sale. It cannot be said that the sales are in full swing when the foundation is not laid here.In addition, the "property delivery certificate" is a hard standard. If the requirements are not met, the supervision funds will not be returned. It is also necessary to thoroughly investigate corruption in the field of real estate development, especially the supervision of funds. special actions to carry out.

Unfinished business is synonymous with the most stinging of a house, accompanied by the pain that every experiencer is reluctant to mention.

I hope that this year, the problem of unfinished products can be completely resolved. Chang’an’s unfinished business must end in 2018, and we can no longer consume more house buyers’ enthusiasm for life! "

On August 8, the "Notice of Chang'an City's Special Class Office for Preventing and Resolving the Risk of Unfinished Real Estate Work" was circulated, and 14 projects were named.

Two days later, 98 projects in the Chang'an administrative region were called again at the city-wide scheduling meeting for delayed delivery of commercial housing. This was one of the few official "clear statements" on the issue of unfinished buildings.

The "unfinished buildings" in Chang'an City are being dealt with like a raging fire, and many frowning owners have become beaming, because the government has let the common people see light and hope!

Just like what Wang Hongtao often said, the people in our country are so kind. Their demands are not high and they can be self-sufficient. As long as they are not bullied, they are satisfied. What they pursue all their lives is fairness, justice and openness!The common people support us, so what excuses do we have for not being the masters of the common people?

On August 8, the official WeChat account of the Changan Housing and Urban-r Bureau of Natural Resources and Planning of Chang'an City, Bureau of Urban Management and Comprehensive Law Enforcement of Chang'an City, Bureau of Financial Work of Chang'an City, and the Business Management Department of Chang'an Branch of the People's Bank of China jointly issued the "Notice on Printing and Distributing Work Measures to Prevent Delayed Delivery of Commodity Housing and Incremental Issues" .

The document proposes thirteen requirements from six aspects, including strict implementation of land transfer regulations, implementation of supervision over the entire process of project construction, strengthening the management of commercial housing pre-sale permits, strengthening the supervision of commercial housing pre-sale funds, standardizing the delivery of commercial housing, and improving real estate credit management.

This is the first city in the country to introduce a policy against the forced suspension of loans by owners of unfinished buildings.

The misappropriation of pre-sale supervision funds is an important reason for the unfinished construction of new buildings. In order to strengthen the supervision of pre-sale funds, the work measures are clear and the funds are fully accounted for.Pre-sale funds for commercial housing, including deposits, down payments, housing loans and other forms of housing payments, should be directly deposited into special supervision accounts for supervision, and development companies are not allowed to directly collect or set up separate accounts to collect housing purchase payments from buyers.

In response to the lack of implementation of supervisory bank responsibilities, the work measures stated that commercial banks that violate the pre-sale fund supervision agreement and allocate supervision funds without the verification and approval of the housing and construction department in the jurisdiction shall be responsible for recovering the funds; bear the corresponding liability for compensation.

"Measures" will ensure that there will be no more "unfinished buildings" in Chang'an!