Through the courtyard, I became a big villain
Chapter 190 Huifeng Changes Owner
"Fack! How dare those newspapers say that about us!"
"Aren't those businessmen afraid that we won't give them loans!"
...
In recent days, Huifeng Bank's shareholder meeting has been held almost every day, but it has not found a suitable plan.
The initial dilemma was that the withdrawal amount was a bit larger, but only some of the winning bidders and ordinary citizens withdrew the money, which did not arouse the full attention of the management.
Later, after Hengsheng gradually gained momentum, its daily turnover was negative.
Withdrawals of several million Hong Kong dollars are less than 10 deposits.
This is undoubtedly fatal for a bank.
Most of the bank's money is released to make high-quality loans, and only a small amount of funds are used to maintain the withdrawal needs of citizens.
The goodwill of Hengsheng Bank is as good as it is now, but the worry now is how to lend the money out.
Huifeng, on the other hand, does not have enough cash to cover depositors' withdrawal needs.
In other words, there is too much demand for withdrawals, and the repayment speed of the loan cannot be cycled.
The fact that any bank cannot withdraw the money is not because the bank has no money, but mostly because of such a situation.
But basically all the rich businessmen in Hong Kong city make such a sound, that is, the yellow mud falls in the crotch-it is either shit or shit.
In just two days, the demand for appointment withdrawals from major merchants has approached hundreds of millions.
Then there are ordinary citizens who are infected by panic, and even fight violently in order to withdraw their money every day.
At the same time, the mainstream newspapers are still relatively obscure, while the tabloid newspapers have stripped the bottoms of Huifeng Bank's management.
Directly pointing out that they use the money of depositors to be extravagant and lustful, and they even drive big parties and buy luxury cars!
If there is a demand for withdrawals of tens of millions, Huifeng will be able to provide it after a while. The reason why Huifeng has repeatedly bought Hengsheng Bank at a low price is because the cash flow that Huifeng can squeeze out is only a little more than 5000 million.
As a result, the conservative withdrawal demand of the wealthy business class and ordinary citizens has exceeded [-] million!
This is already a figure that Huifeng Bank can't support at all.
Regardless of Huifeng's internal information, the amount of deposits in Huifeng in Hong Kong is as much as 15 billion, but it takes Huifeng a month to prepare for even a withdrawal of [-] million.
It will take at least three months to withdraw [-] million yuan, and the number of withdrawals is still increasing. It is impossible for Huifeng to pay off the loan in three months.
Because if it has been delayed for three months before the money is released to depositors one after another, the reputation of the entire bank will collapse. If no one is willing to deposit money into Huifeng Bank in the future, the Huifeng brand will not be able to operate. .
So Huifeng can't afford to delay such a stalemate...
In the end, the high-level Guilao directly approached Xu Yang, the big benefactor.
There are many big money owners in Hong Kong who are capable of injecting capital into Huifeng, but the bank's rate of return is only a few points a year, which is completely inferior to the benefits of other commercial activities such as opening factories and real estate speculation.
Even if they invest their money in underground banks, they can earn more than a dozen points a year. The real bosses don't care about this kind of income at all, so Xu Yang is their last straw.
"Sir, please helpus."
A ghost said to Xu Yang.
Xu Yang sat on his boss chair with his legs crossed.
"If you can't find anyone who can speak Chinese, then I have no interest in talking to you."
Xu Yang put on an indifferent attitude.
Of course Xu Yang can understand such simple English, but in order to be the first to suppress their momentum, the ghosts have always regarded Hong Kong City as their own territory, and they like to speak bird language at any time.
What Xu Yang wanted was to make them realize that they came to him to save their lives, and that no one could save them except himself.
"Sir, we are sincerely asking for your help."
At this time, a young man came out from behind several directors, speaking Mandarin.
It seems that this person did his homework before coming here, and he spoke English first to test me.
Xu Yang thought inwardly.
I really want to buy it, and you all know that I want to buy it. You are acting, and I am acting too. You know that I am acting but I still want to act, because you can’t afford it.
"Oh, that's it. I'm not happy today, and it's not suitable for receiving guests. Let's talk about it tomorrow."
Xu Yang stretched and went upstairs to the lounge...
There is Liu Lan in the lounge...
He was waiting for Xu Yang in professional attire and black silk. Unfortunately, this secretary can't do the job, so he can only...
"Hey, Mr. Xu, we really came here with sincerity, you should at least listen to our price..."
The young man stretched out his hand to stop Xu Yang.
But he was stopped at the door by two strong men like iron towers.
Xu Yang really didn't want to listen to their quotations. No matter what price they quoted, it would definitely be too far from his expected purchase price.
"Then let's visit again tomorrow."
The young man bowed and said.
Those ghosts kept swearing after they went out.
As a result, as soon as they returned to Huifeng Bank, they heard a bad news. On their way back, their cash transport vehicle was robbed and bombed, and the 400 million Hong Kong dollars used to maintain today's withdrawal needs disappeared.
This undoubtedly became the last straw that broke the camel's back.
But it didn't affect Xu Yang's elegance at all.
Youdao has a secretary to do it, but Liu Lan, the secretary, has no business knowledge at all, so she can only perform the other half of her job duties well.
Liu Lan's roots are in Beiping, and she also has three children. It is already the limit to spend time with Xu Yang these few days. Of course, Xu Yang can also move her children here to go to school, but Liu Lan refused.
She knew that her children could not bear such a life in a big city, and they would find it difficult to adapt to the ordinary schools here when they were used to poverty, and they might encounter exclusion from their classmates.
Liu Lan came here this time just to do her duty well, and she also thanked Xu Yang for his help to their family.
I have to say that although she is a little older, Liu Lan in stockings...
Very mature woman charm.
And give and take.
On the second day, the ghosts became more honest, and Xu Yang gave them a chance to speak.
6000 million, 35% of the shares.
"Ha ha."
Xu Yang only replied two words to them.
"Mr. Xu, no matter what kind of quotation you make, at least let us know where your price is in your heart. We also want to see your sincerity."
The young translator said to Xu Yang.
"I don't need sincerity with you. You have repeatedly tested me, and I don't want to deal with you anymore."
Xu Yang was really not in a hurry, these ghosts were very arrogant, it took them a few more days for them to know how to be honest.
Even Xu Yang was still thinking in his mind, what kind of pose is he going to pose today?
"Not aligned, rope first."
"I'm bored and sorry!"
The ghost at the back spoke modestly to Xu Yang in broken Chinese.
It seemed that their pressure was greater than what he had realized. In Xu Yang's expectation, they did not bow their heads so quickly.
Ever since, Xu Yang adjusted his original psychological price a little bit.
"If this is the case, I will only say the price once. The price is 8000 million, 61% of the shares. Every day, the purchase price is less than 100 million. Counter-offering is fine. If you can accept it, you can bring the contract."
Xu Yang opened his mouth and stated his purchase price, which was 8000% higher than the original plan of 51 million to purchase 10% of the shares.
But Xu Yang has the confidence that they will agree.
"This is impossible, 61% is too much!" A ghost said in bird language.
"Oh, can I understand that you are negotiating with me? Let's say 7900 million." Xu Yang also said in English.
The man's eyes were shocked. It turns out that you can speak English, so you let us bring a translator every time.
But the situation was stronger than others, and Gui Lao didn't dare to protest with Xu Yang at all.
Instead, apologize again.
"Sorry, we're too loud, we're talking about prices in private."
The next day, a ghost brought an interpreter to negotiate with Xu Yang again, hoping to reduce the ratio to 51%.
"Xu Yang only asked Lou Qing to return them 7800 million yuan, and he didn't even show up."
In the end, the ghosts came to the door with the contract that afternoon.
After the contract was verified to be correct, at a price of 7800 million, Huifeng Bank was completely transformed from an eagle-funded bank to a Chinese-funded bank.
However, the original crisis of cash withdrawals was eliminated invisible directly under the endorsement of Xu Yang's strong business reputation.
"Aren't those businessmen afraid that we won't give them loans!"
...
In recent days, Huifeng Bank's shareholder meeting has been held almost every day, but it has not found a suitable plan.
The initial dilemma was that the withdrawal amount was a bit larger, but only some of the winning bidders and ordinary citizens withdrew the money, which did not arouse the full attention of the management.
Later, after Hengsheng gradually gained momentum, its daily turnover was negative.
Withdrawals of several million Hong Kong dollars are less than 10 deposits.
This is undoubtedly fatal for a bank.
Most of the bank's money is released to make high-quality loans, and only a small amount of funds are used to maintain the withdrawal needs of citizens.
The goodwill of Hengsheng Bank is as good as it is now, but the worry now is how to lend the money out.
Huifeng, on the other hand, does not have enough cash to cover depositors' withdrawal needs.
In other words, there is too much demand for withdrawals, and the repayment speed of the loan cannot be cycled.
The fact that any bank cannot withdraw the money is not because the bank has no money, but mostly because of such a situation.
But basically all the rich businessmen in Hong Kong city make such a sound, that is, the yellow mud falls in the crotch-it is either shit or shit.
In just two days, the demand for appointment withdrawals from major merchants has approached hundreds of millions.
Then there are ordinary citizens who are infected by panic, and even fight violently in order to withdraw their money every day.
At the same time, the mainstream newspapers are still relatively obscure, while the tabloid newspapers have stripped the bottoms of Huifeng Bank's management.
Directly pointing out that they use the money of depositors to be extravagant and lustful, and they even drive big parties and buy luxury cars!
If there is a demand for withdrawals of tens of millions, Huifeng will be able to provide it after a while. The reason why Huifeng has repeatedly bought Hengsheng Bank at a low price is because the cash flow that Huifeng can squeeze out is only a little more than 5000 million.
As a result, the conservative withdrawal demand of the wealthy business class and ordinary citizens has exceeded [-] million!
This is already a figure that Huifeng Bank can't support at all.
Regardless of Huifeng's internal information, the amount of deposits in Huifeng in Hong Kong is as much as 15 billion, but it takes Huifeng a month to prepare for even a withdrawal of [-] million.
It will take at least three months to withdraw [-] million yuan, and the number of withdrawals is still increasing. It is impossible for Huifeng to pay off the loan in three months.
Because if it has been delayed for three months before the money is released to depositors one after another, the reputation of the entire bank will collapse. If no one is willing to deposit money into Huifeng Bank in the future, the Huifeng brand will not be able to operate. .
So Huifeng can't afford to delay such a stalemate...
In the end, the high-level Guilao directly approached Xu Yang, the big benefactor.
There are many big money owners in Hong Kong who are capable of injecting capital into Huifeng, but the bank's rate of return is only a few points a year, which is completely inferior to the benefits of other commercial activities such as opening factories and real estate speculation.
Even if they invest their money in underground banks, they can earn more than a dozen points a year. The real bosses don't care about this kind of income at all, so Xu Yang is their last straw.
"Sir, please helpus."
A ghost said to Xu Yang.
Xu Yang sat on his boss chair with his legs crossed.
"If you can't find anyone who can speak Chinese, then I have no interest in talking to you."
Xu Yang put on an indifferent attitude.
Of course Xu Yang can understand such simple English, but in order to be the first to suppress their momentum, the ghosts have always regarded Hong Kong City as their own territory, and they like to speak bird language at any time.
What Xu Yang wanted was to make them realize that they came to him to save their lives, and that no one could save them except himself.
"Sir, we are sincerely asking for your help."
At this time, a young man came out from behind several directors, speaking Mandarin.
It seems that this person did his homework before coming here, and he spoke English first to test me.
Xu Yang thought inwardly.
I really want to buy it, and you all know that I want to buy it. You are acting, and I am acting too. You know that I am acting but I still want to act, because you can’t afford it.
"Oh, that's it. I'm not happy today, and it's not suitable for receiving guests. Let's talk about it tomorrow."
Xu Yang stretched and went upstairs to the lounge...
There is Liu Lan in the lounge...
He was waiting for Xu Yang in professional attire and black silk. Unfortunately, this secretary can't do the job, so he can only...
"Hey, Mr. Xu, we really came here with sincerity, you should at least listen to our price..."
The young man stretched out his hand to stop Xu Yang.
But he was stopped at the door by two strong men like iron towers.
Xu Yang really didn't want to listen to their quotations. No matter what price they quoted, it would definitely be too far from his expected purchase price.
"Then let's visit again tomorrow."
The young man bowed and said.
Those ghosts kept swearing after they went out.
As a result, as soon as they returned to Huifeng Bank, they heard a bad news. On their way back, their cash transport vehicle was robbed and bombed, and the 400 million Hong Kong dollars used to maintain today's withdrawal needs disappeared.
This undoubtedly became the last straw that broke the camel's back.
But it didn't affect Xu Yang's elegance at all.
Youdao has a secretary to do it, but Liu Lan, the secretary, has no business knowledge at all, so she can only perform the other half of her job duties well.
Liu Lan's roots are in Beiping, and she also has three children. It is already the limit to spend time with Xu Yang these few days. Of course, Xu Yang can also move her children here to go to school, but Liu Lan refused.
She knew that her children could not bear such a life in a big city, and they would find it difficult to adapt to the ordinary schools here when they were used to poverty, and they might encounter exclusion from their classmates.
Liu Lan came here this time just to do her duty well, and she also thanked Xu Yang for his help to their family.
I have to say that although she is a little older, Liu Lan in stockings...
Very mature woman charm.
And give and take.
On the second day, the ghosts became more honest, and Xu Yang gave them a chance to speak.
6000 million, 35% of the shares.
"Ha ha."
Xu Yang only replied two words to them.
"Mr. Xu, no matter what kind of quotation you make, at least let us know where your price is in your heart. We also want to see your sincerity."
The young translator said to Xu Yang.
"I don't need sincerity with you. You have repeatedly tested me, and I don't want to deal with you anymore."
Xu Yang was really not in a hurry, these ghosts were very arrogant, it took them a few more days for them to know how to be honest.
Even Xu Yang was still thinking in his mind, what kind of pose is he going to pose today?
"Not aligned, rope first."
"I'm bored and sorry!"
The ghost at the back spoke modestly to Xu Yang in broken Chinese.
It seemed that their pressure was greater than what he had realized. In Xu Yang's expectation, they did not bow their heads so quickly.
Ever since, Xu Yang adjusted his original psychological price a little bit.
"If this is the case, I will only say the price once. The price is 8000 million, 61% of the shares. Every day, the purchase price is less than 100 million. Counter-offering is fine. If you can accept it, you can bring the contract."
Xu Yang opened his mouth and stated his purchase price, which was 8000% higher than the original plan of 51 million to purchase 10% of the shares.
But Xu Yang has the confidence that they will agree.
"This is impossible, 61% is too much!" A ghost said in bird language.
"Oh, can I understand that you are negotiating with me? Let's say 7900 million." Xu Yang also said in English.
The man's eyes were shocked. It turns out that you can speak English, so you let us bring a translator every time.
But the situation was stronger than others, and Gui Lao didn't dare to protest with Xu Yang at all.
Instead, apologize again.
"Sorry, we're too loud, we're talking about prices in private."
The next day, a ghost brought an interpreter to negotiate with Xu Yang again, hoping to reduce the ratio to 51%.
"Xu Yang only asked Lou Qing to return them 7800 million yuan, and he didn't even show up."
In the end, the ghosts came to the door with the contract that afternoon.
After the contract was verified to be correct, at a price of 7800 million, Huifeng Bank was completely transformed from an eagle-funded bank to a Chinese-funded bank.
However, the original crisis of cash withdrawals was eliminated invisible directly under the endorsement of Xu Yang's strong business reputation.
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