Ninja Ice House

The scale of the entire Muye Village has not changed much since its establishment.

Senjujuma and Uchiha Madara's plan for Konoha Village is still very advanced. In the decades since its establishment, there has been no problem of insufficient land due to the small footprint.

Until the night of Kyuubi's attack on the village, most of the buildings in Konoha Village were destroyed, causing heavy casualties. The reconstructed Konoha Village was larger than before, and the Uchiha family moved from the core area to the newly opened corner.

On the night of the Uchiha Genocide three years ago, Konoha Village was burned to the ground again.

Based on the original foundation, the side wall of Muye Village has been pushed back several hundred meters.

In the past three years, the reconstruction of Konoha Village has been in full swing. When the Gushan family developed the real estate here, the high housing prices made the Konoha ninjas realize for the first time that the place is too small and there are many inconveniences. .

Because there are not many available homesteads left, the supply of many "one-household" and civilian apartments entering the market is in short supply.

Even the son of Ren Hokage has to say hello and go through the back door to buy the property he wants, which is even more difficult for ordinary ninjas.

This is not a question of money or not. The premium is just an admission ticket. Whether you can buy it or not depends on luck.

Real estate development is so profitable, and the Gushan family has made a lot of money, so Sarutobi Hiruza couldn't help but be tempted.

Of course, if you want to steam a pot of rice, you must have rice first.

In Muye Village, the existing land is either owned, or it is the real estate waiting to be developed in the hands of the Gushan family. Let alone used, the foundation has not been laid, and the houses on it will be sold until the next year.

Not to mention paying in installments, the full amount may not be available.

I don't know how many people are waiting for the designer and construction team of the Gushan family to enter the site, and deliver the commercial housing as soon as possible after the completion.

Seeing it in his eyes, the anxious Hokage III couldn't help but come up with the idea of ​​expanding the area of ​​Konoha Village.

Although there are no business talents who know how to develop real estate in the village, they can learn from them.

In view of this, Hiruza Sarutobi gathered several small and powerful ninjas in the village, and planned to level the land together, build houses and sell them, and make money to pay off debts.

Just having land is not enough. After all, Muye Village is a paramilitary organization. It must have the necessary armed forces. After a major change in the layout, the defense system must be rebuilt. Even the large enchantment formation that has been used for many years needs to be changed. up.

Listening to Hiruzaru Sarutobi's narration of his "grand plan", Koharu didn't respond much, but Mitomonyan asked hesitantly:

"Three generations, have you calculated the ratio of investment and return? How long does it take to make a profit..."

"Two years, my plan is to turn losses into profits in two years."

"So for such a long period of time, is it too risky to invest purely with no money back?"

It is not impossible to operate in debt, but there must be a limit to increasing leverage. The financial situation of Muye Village is actually not very good.

To put it bluntly, because of the bad luck and losses over the years, Konoha Village didn't have much time to recover after the third Ninja World War.

A little bit of improvement, you will encounter trouble.

If it wasn't for the richness of the Land of Fire, the high rate of completion of Konoha Ninja's missions, and the vague support of Daimyo and the Gusugi family, the village might not be as peaceful as it appears on the surface.

In recent years, the strength of the Gushan family has expanded greatly, and Konoha ninjas have been greatly squeezed in addition to mission commissions and sideline income.

For example, the medicinal materials business of the Nara family, the characteristic ninja dog breeding of the Inuzuka family, the special insect repellent of the Yuuyue family, and the ancestral golden sore cream of the Hyuga family. Good.

The ninjas were not defeated by the secular power, but were weakened again and again in the internal struggle, and finally began to rely on the secular power and hoped that external forces would tide over the difficulties.

Gushan Bushui hopes that "accidents" will weaken the influence of the ninjas, and gradually incorporate the ninja village that is about to lose control into the economic system of the entire country of fire.

Can hit

, It is not a big deal to make money, but it is more difficult to have your own ideas.

Facing the indistinct influence of the Gusugi family, Hiruzaru Sarutobi and the senior officials of Konoha Village, although they have not realized the serious problems hidden in it, they can barely detect that the independence of Konoha Village Sexuality is greatly challenged.

At this time, the instinct of how to maintain economic independence and not let external forces control the lifeline begins to play a role.

How to make money and get rid of the debt trap that is slipping step by step is the top priority.

Hiruzaru Sarutobi had also thought about Mitomonyan's worries, but if he didn't do this now, he would have to suffer. Maybe three to five years, or ten to eight years, he could always recover.

However, at that time, Sarutobi Hiruzen must have retired.

Anyway, Hiruzaru Sarutobi couldn't accept it, and handed over the mess to the next one by himself. Doesn't it seem that the third Hokage, who has been in power for decades, is too incompetent?

"There is really no other way. Even if a few of us go out in person to complete the task entrusted to make money, we will not be able to reduce the village's debt scale below a safe level in a short period of time."

"Can't we have a chat with the Gushan family's representatives, and give us some time?"

"I've used this face to speak out several times, and it's always time to run out of face."

"Why is this!"

Mitomonyan sighed slightly,

"Is this the only way?"

First collect the land, and then a few big ninjas contribute money and effort to build high-quality houses using the method of the Gushan family.

You can collect a part of the advance payment first, then start construction, keep mortgages, borrow old ones for new ones, and build and sell houses by the way.

As long as land prices and house prices remain high and the villagers' interest in home ownership remains undiminished, this operation can continue until the debt level is reduced to a reasonable level, and then it can be stopped.

only……

"Are you really sure that you can control yourself and stop making money like this? Also, if you want to pay back the money, you have to borrow a large amount of money first. Isn't it a bit abnormal?"

"I'm also worried that the bank of the Gushan family doesn't seem to support high-value loans with double-mortgaged assets."

Mitomon was dumbfounded.

Normal people would disagree with this kind of thing. Mortgage assets are just a piece of wilderness on the map. Before it is developed, it has no value.

Using future assets as collateral to borrow current money, normal people would not do it, unless Muye Village assumes unlimited joint and several liability and is responsible for the bottom line.

A few wealthy ninjas would certainly not mortgage their core assets to the Gushan family to borrow money for the repayment of Muye Village's debts.

It's okay to make a profit, but what to do if you lose?

The property has been taken away, will Muye Village have enough compensation?

Impossible to think about.

"The assets recognized by the Gushan family, apart from the task advance payment, are only the core land within the village."

As long as Konoha Village does not disappear completely, there is no need to doubt Konoha Ninja's ability to repay debts. The land in the center of the village that is really worth developing is also a mouth-watering sweet pastry.

land?

there is none left!

It seems a bit too radical to mortgage the proceeds of the mission for the next three years to the Gushan family in advance.

"Oh, I really want to learn the method of the Gushan family, but it's hard to do!"

Mitomonyan was a little embarrassed and didn't know how to solve it.

For example, in order to drive up the housing prices in a certain area, the Gushan family built a prosperous pedestrian street nearby, and then a lot of fashion brands, delicious snacks, film and television theaters and other supporting merchants came.

If Muye Village wants to do this, the houses and shops have been built, and it is useless without well-known vendors to come to support.

To put it bluntly, hype is just a gimmick. Although they are all boasting with one mouth, there must be some real materials that can stand the test of consumers.

Muye Village's comprehensive competitiveness is not good, and it is not very good at things other than fighting and killing.

"Sandaimu, you can't do this, just sell the land directly to any merchant who wants to develop it, the one with the highest price wins, we can't bear the risk of subsequent development failure."

The income from selling land, guaranteed income during droughts and floods, even if it ends up losing money, is not the problem of the village.

"Is it the same even if it is the Gusugi family? You have to know that with their wealth, as long as they want it, no one in the ninja world can compete with them."

"Is there any problem with the Gushan family's money? As long as you give real money to support the construction of the village, it's all we need!"

The meaning of Mitomonyan is very clear, the village should not directly intervene in market competition to earn the money it deserves, otherwise, if something goes wrong, it will not be a few large and small ninjas who will suffer heavy losses, but will shake Konoha The foundation of the village.

As for reneging on debts, neither Sarutobi Hiruzen, Mitomon Yan, nor Zhuanju Koharu had ever imagined it this way.

Once the contract is really breached and the Gushan family no longer provides interest-free or low-interest loans, the finances of Muye Village will really collapse.

"You mean, the village is only responsible for selling land and maintaining order, leaving the rest to professionals, anyone can do it, as long as it doesn't affect the safety of the village?"

"right!"

"But, is it not good to leave all the work to the Gushan family?"

If the scheming Shaojiadu has any malicious intentions, wouldn't the village have no room to resist?

"Leaving aside the fact that the Gushan family is our Konoha Ninja's natural allies, even if they really intend to harm Konoha Ninja, wouldn't they resist?"

If there is a conflict, Konoha Village has never been afraid of anyone, and the strength of the overlord of the ninja world is here.

I dare not say anything about other aspects. In terms of ability to fight, the Gushan family will definitely not be able to keep up with it.

That being the case, what is there to be afraid of?

Instantly figured it out, Sarutobi Hiruzen also understood.

"Moreover, the Gushan family may not be interested in the newly opened land. After all, the existing resources in the village are enough to satisfy their appetite."

Indeed, under the test of the "Konoha Collapse Plan" and Payne's attack on the village, Gushan Bushui is no longer ready to increase investment in Konoha Village.

In one and a half to two years, the Gushan family's control over Muye Village will reach its peak, and then withdraw at an ultra-fast speed.

Gu Shan Bu Shui even thought of an excuse.

For example, to make the Inaba country great again, the Izumo Rebirth Project, the Great Eastern Sea Co-Prosperity Alliance, etc., we can build roads, bridges, canals, railways, highways, and highways.

For such a big plan, the money needed has gone to sea. In order to reduce the pressure, the heavy assets of Muye Village are sold off, and only light assets such as financial and cultural products are kept to raise money for the large-scale development plan.

It doesn't matter if the pots and jars are broken, and the intangible and intangible assets will not suffer any loss.

As long as Konoha Ninja is still around, there will always be someone who can pay back the money.

……

While the third Hokage was discussing something with several elder advisors, several major families in Konoha Village were also discussing, considering whether to respond to Sarutobi Hiruzen's call, contribute money and efforts, and build a more powerful Konoha village.

In the old house of the Kurama family outside the village, because Xiang Rin, Uchiha Sasuke, Uzumi and others went to participate in the "King of Fighters" challenge, the ninja school was also much deserted.

During the holidays, Kurama Yakumo also came back from time to time for a short stay to relax.

Hearing Kurama Congyun and Anma Yunkai's discussion, Kurama Yakumo said to his troubled father and uncle:

"This matter has nothing to do with our Kurama family."

"How come? This is the initiative of the third generation..."

"So what? Our Kurama family, do we still need to work hard to earn this hard-earned money? Just follow the pace of the Gushan family and see their plans."

"I asked Zhi Ji Guan Ling, what he said is that he is not very interested. If the land price is cheap, he doesn't mind buying a few pieces as a reserve. If it is too expensive, he will not sell it.

... "

"We do the same! It's not a matter of making money or not, but a matter of standing in line. In essence, our Kurama family is a secular ninja living in Konoha Village. It can't be compared with people from the Hokage family. Let’s go together. Even if it’s beneficial, it won’t be our turn, Inuzuka, Yume, Ikacho, Shimura, Sarutobi and other big families are all eyeing us.”

"Then...Yakumo, what do you think the Hinata family will do?"

"them?"

Kurama Yakumo smiled disdainfully,

"They will definitely act as if they don't know, don't exist, do nothing, and live their own lives behind closed doors. Over the years, they have done this. Although they will miss many opportunities, they can also ensure that Peace. The Uchiha family is gone, and the Hyuga family is still there, which is the proof."

"I hope so! Don't make any trouble..."

To put it bluntly, the root cause of this turmoil is that the village is short of money, and wants the major ninjas to contribute money and efforts to tide over the difficulties together.

The so-called land sale is just a gimmick.

Ninjas are not economical materials, they still fight and kill, and they are better at completing tasks to earn rewards.

Seeing that he convinced his family, Kurama Yakumo stopped talking and was about to leave, but was stopped by Kurama Congyun.

"Yakumo, you have a good relationship with Karin, don't you hear that the Gusugi family arranged teammates and teachers for her?"