Connor's Hogwarts

The Lakers made a lot of money.

This sounds like nonsense. Anyone with a discerning eye can see that the Lake family has made crazy money, but outsiders will definitely not be able to guess how many gold galleons the Lake family has earned.

Let's put it this way, Gringotts in Diagon Alley is already planning to take back the title of [Gringotts Headquarters] from Gringotts in the United States next year - the name of Gringotts Headquarters is based on the names of Gringotts in each district. Determined by "total deposits", the current title of Gringotts headquarters belongs to Gringotts in New York.

As the only magical bank in the British wizarding world (of course, Gringotts is the only magical bank in many countries), Gringotts is considered a monopoly in the wizarding world.

The goblins are in charge of the wizards' purses, and Gringotts is under the direct supervision of the Ministry of Magic. The wizards hold the lifeblood of the goblins. This is probably the relationship between Gringotts and the Ministry of Magic.

It is necessary to talk about the history of goblins here - goblins, a highly intelligent humanoid creature with the ability to cast spells, have slender fingers and toes, and coexist with wizards in the magical world.

The British Ministry of Magic has the Magic Brothers Fountain, which is a group of solid gold statues composed of wizards, centaurs, goblins, and house elves erected in the middle of a circular pool.

The tallest among them is a noble wizard, holding his wand high and pointing straight to the sky. Surrounding him are a beautiful witch, a centaur, a goblin and a house elf, centaurs, goblins and house elves. They all looked at the two wizards with infinite admiration.

"This statue represents the peace-loving image of wizards." - This is what the Ministry of Magic promotes. However, this statement can only deceive its own people. The goblins turned a blind eye to it and the centaurs sneered at it.

The seemingly peaceful magical world is full of discrimination, pure-blood wizards against half-blood wizards, wizards against goblins, wizards and goblins against house elves, elves against centaurs... there are countless.

This statue at the headquarters of the Ministry of Magic is like a symbol of this chain of contempt. Although it has many flaws, it has stood there for many years...

Goblins, elves, and centaurs are all intelligent creatures recognized by wizards with the ability to cast spells, although the latter two are classified as magical animals... Let’s not talk about elves and centaurs today, let’s go back to On the subject of goblins.

Goblins are the second link in the chain of contempt for wizards, and their status in the magical world is indeed not low. Goblins have their own unique culture and magic system, and have spellcasting abilities that are not weaker than wizards, especially in metal processing and production. The fields of silverware and currency and finance have more advanced attainments than wizards.

Apart from being less powerful than wizards and being ugly, goblins have almost no weaknesses. If you give a goblin a wand, most wizards probably won't be able to defeat the goblin, so wizards will introduce laws that do not allow goblins to use wands.

There is such a required question in the History of Magic exam: "What caused the goblin rebellion in 1612?"...The standard answer is not "the goblins were dissatisfied with being discriminated against by wizards", but "the lack of goblin representatives in the Wizengamot" .

The Wizengamot is an institution similar to the General Council and the General Court of the Wizarding World. A wizard's place in it means that he has been recognized by the entire wizarding community. Magic historians generally believe that the reason why the goblins launched the rebellion was It's because they also want to have such a "recognized" international status...

Whether this standard answer is correct or not is up for debate, but at least it proves that the wizard still has concerns about the goblin's strength.

Although the relationship between wizards and goblins has been harmonious for hundreds of years since the signing of the "International Statute of Secrecy" in 1689, this does not mean that the goblins have no desire to overthrow the rule of wizards.

First of all, the legal rule that [the use of wands is not allowed] is enough to become a scar for the fairies that will not heal. Therefore, if possible, the fairies will never let go of the opportunity to fight for their [legitimate rights]. Even if it's through violence.

And this time the Lake family's product launch has obviously completely ignited the ambitions of some goblins...

On the second day of Lake's product launch, that is, October [-], Gringotts sent goblin representatives to contact the head of the Lake family and held a secret meeting in secret.

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"You mean...you want to buy our magic pens and magic stones in large quantities? That's right, President Grip."

In an unknown conference room somewhere, the main members of the Lake family, Old Devin and his three daughters, as well as the Goblin Guildmaster of Gringotts in Diagon Alley and his party were having secret conversations.

"Yes, respected Master Devin, this is an order from our Fairy Council. The transaction volume... is very large. I think you will be interested." President Gripu sat on a raised stool. A flattering smile appeared on his old and wrinkled face.

Nowadays, the relationship between the Lake family and Gringotts can be considered very...close. There is nothing that can be done about it. After all, there are too many money transactions between the Lake family and Gringotts. Lake alone The underground vault in Diagon Alley has been expanded several times. Every time the goblins enter and exit it, they wish they could die in it for the rest of their lives...

When money reaches a certain level, it becomes a very powerful force. Even the goblin who always pretends to be arrogant in front of the wizard cannot straighten up in front of the Lake family, let alone that they are now asking for more. People.

"Are you kidding?" Aunt Camilla took the lead and sang red-faced: "To tell you the truth, the Ministry of Magic is already discussing relevant restrictions on you. You goblins can't use wands after all, so Why do you think we will sell you the magic pen and the magic stone?"

In fact, this is exactly the case. The only difference between wizards and goblins is magic power. Goblins have very little magic power reserves and cannot spend magic like wizards for free, but the magic stone will make up for their shortcomings.

Goblins cannot use magic wands, and they have no idea about it after so many years. However, the magic pen, as a "magic output stabilizer" similar to a wand, may be as effective as a wand in the hands of goblins. They are also greedy for this thing. Very.

Some people in the Ministry of Magic have long been aware of the hidden dangers, and relevant legal patches are already being discussed. As expected, there will soon be laws prohibiting goblins from using the magic stone, and laws prohibiting goblins from using magic pens.

Gripu clenched his fists and smiled more and more flatteringly. He put his hands together, rubbed his slender fingers and said, "Miss Camilla is joking. If the Lake family is not willing to do this business, how can they accept us?" What about this request for a meeting? The transaction between us is completely mutually beneficial, and we have been cooperating for so long, so there is no need to go around too many circles, how about let's get straight to the point?"

Old Devin raised his hand, stopped Camilla, and said: "I understand what President Grip said, but I would like to ask one more question before the transaction. Does Gringotts... want to be involved in the relevant matters? Are you going to buy enough magic pens and magic stones from us before the law is promulgated...or are you planning to continue trading with us after the relevant laws are promulgated?"

Gripu suddenly raised his head and asked hurriedly: "Are the Lakers willing to provide us with magic pens in the future!?"

"I'm sorry, I'm a little rude, but I still want to understand the Lake family's attitude. Mr. Devine, you mean... Even after the law prohibiting our family from using magic pens is introduced, the Lake family is willing to sell magic pens to us. Pen?"

Old Devin smiled noncommittally: "If the relevant laws are enacted, then our family will naturally not be able to sell magic pens and magic stones to the goblin tribe..."

That means you can do it secretly! ?Gripu's breath became thicker: "If the Lake family is willing to help my tribe, then the Lake family will always be friends of our goblins!"

Old Devin laughed heartily: "President Gripp is joking. Our family is not willing to risk being accused of being traitors by the wizarding world by selling [contraband] to you. If we do this kind of business, we will be criticized by thousands of people." means."

"Then you...!" Gripu's face turned red and white. He was obviously very angry at Old Devin's words. Are you kidding me by saying so much about your feelings?

"Of course, our Lake family has always been doing business based on the concept of fairness. What we value most is fairness! And I have always thought that the Ministry of Magic's law that does not allow goblins to use wands... is actually unfair. I don't know what Grip will do. What do you think?" Old Devin continued to say with a smile.

Gripu was stunned for a moment, and then was overwhelmed by the huge surprise. He said tremblingly: "Is it possible that the Lake family is willing - no, this is impossible, Mr. Devine, please stop joking with me, I am very clear about the situation of our tribe, Did Mr. Devine say this to help us make the entire wizarding world an enemy?"

Lao Diwen smiled and stopped talking, and then his second aunt Elena took over the conversation: "So how big an order does President Grip intend to place before the relevant laws are promulgated? Isn't that what we said earlier? Now our magic Both the Stone and the Magic Pen are in short supply, and Chairman Grip wants to get it...and if he wants to get enough goods as soon as possible, then our transaction cannot be at the current market price..."

Gripu was beaten by a set of bastard punches and his breathing was a little garbled. He was obviously disturbed by Old Devin's words. He calmed down and after recovering, he said: "This is natural. We at Gringotts will give you a solution that is satisfactory to you." Price, that’s why I’m here, isn’t it..."

So the two parties entered the negotiation stage. After some bargaining that allowed the other party to continuously lower their bottom line, the Lake family made another big deal.

Holding the contract in hand, Gripu tiredly wiped the cold sweat from his forehead and said, "Since the deal has been reached, we won't bother you anymore..."

At this time, Old Devin, who had been watching from the sidelines, spoke up: "Don't worry, President Grip, our Lake family still has a piece of business that we want to discuss with Gringotts. I don't know if we can do it again." I’ll take you a little time.”

"Of course, I'd like to hear the details."

Old Devin put his hands on the table and said: "Before we talk about this matter, I would like to ask President Grip a... a question that I am more curious about... Compared to letting wizards withdraw money, is your Gringotts better? Do you like wizards to save money?"

Gripu's eyes were strange and he thought, "Aren't you talking nonsense?" But he still replied calmly: "This is natural. Our family opened the Wizarding Bank not only because we have unique talents in finance and trade." , and because of our nature, we like dragons to occupy unusable gold and silver treasures. Although in the eyes of you wizards, those gold coins are just finding a place to store, but in our eyes, those gold coins that entered Gringotts are It’s something that belongs to us fairies.”

His grandma's are really a bunch of greedy and disgusting goblin maggots!Old Devin cursed in his heart, but remained serious on the surface: "So, if in the future, transactions between wizards no longer require going to Gringotts to get money, but you only need to let Gringotts handle the money internally after the transaction... If you move to another position... you will be happy to accept it?"

Grip frowned in confusion, "What does Mr. Devin mean? I didn't understand."

"Let someone else explain this matter to you..." Flora pushed the Facebook in her hand off the table. The little fox in Facebook jumped out, and then transformed into Kang in Hogwarts uniform. Na, he has been listening remotely just now.

"Hello, President Gripp, I am Connor Lake. You must have heard of me."

Grip made a goblin salute and seemed to have great respect for Connor: "Of course, dear Mr. Connor, I have admired you for a long time. Your inventions astound us goblins. You are a great magician."

"Haha, don't take it seriously, don't take it seriously, I'm just a student, I still have a lot to learn," Connor said modestly, but in fact he took the compliment very well.

"Then let me briefly talk about the big business our Lake family wants to negotiate with Gringotts..." Connor nodded to Grip through Facebook's simulated projection and said:

"...Our Lake family wants to establish a third-party payment platform."

"Wha...what...? What platform?" Grip said blankly: "Sorry, Mr. Connor, I don't quite understand..."

"I will explain it clearly..." Connor smiled: "Our Lake family wants to set up a third-party payment platform and directly connect currency with Gringotts. To put it simply..."

(Omit 4000 words here)

"...We will use Facebook or other related devices as a bridge to virtualize the currency and simplify the entire transaction process. Simply put, someone else pays our Lake family, and then transfers the money to the other party through Lake family. Jiaoxiang, Laikejia will become the third-party platform responsible for the entire synchronous exchange transaction service..."

"..." Gripu was dazed after hearing this, and he didn't know how serious it was. However, since he had a background in finance, he probably understood what Connor meant: "What you said...I probably understand, but you have to How to ensure that the transaction records are correct? Although I only heard part of it, I can imagine the huge transaction volume. With such a huge transaction volume, the processing of bills will be very troublesome, right?"

"This problem will be solved by our Lake family. We are working on a magic that can quickly calculate and process data. Once successful, this problem will naturally be solved."

"I see...that's how it is...I understand..." Gree didn't understand at all. Pu thought for a while alone, and then suddenly raised his head: "Wait a minute, your Lake family wants to get involved in banking business!!?"

After realizing it, Grepou realized that his face was frightened and his back was covered in cold sweat. Didn't this thing, which could be better called a third-party platform, actually robbed all the bank's jobs?Is this trying to turn Gringotts into the Riker family's money bag? !Although Gripu has not yet figured out the twists and turns, his intuition tells him that this person definitely has sinister intentions!

"Mr. Connor, this matter cannot be decided by me alone. I need to report it to the parliament for discussion before I can respond..." Grepp said perfunctorily, thinking about setting the Lake family as a first-level customer (referring to the threat level) after returning. )…

"This is natural, and it should be so..." Connor seemed to be curious unintentionally: "I heard that President Grip intends to turn Gringotts in Diagon Alley into the first headquarters?"

Gripu staggered in his heart: "Ah... I do... have such thoughts..."

"Hahaha, with the support of our Lake family, I believe your progress will go smoothly!" Connor laughed boastfully, which made Gripp tremble in his heart.

"Hehe...hehe, I'd like to lend you some good words..." Gripu cried sadly. Isn't this guy only 15 years old? How come he is so skilled at this naked threat...

Connor changed the topic again: "President Gripp, the most important thing for our Lake family is [fairness]. I personally feel very indignant about the unfair treatment of your goblin tribe. If there is a chance in the future, we will definitely do it for you." You have spoken out, and I hope that President Grepp will not forget this when he reports our cooperation proposals to the parliament.”

"If this cooperation can be successful, it will be a good thing for you and me, right?" Connor showed a sincere smile.

"..." President Gripu pondered for a moment, then nodded heavily.