Dahan Pirate Air Force

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At that time, there were only tens of thousands of people in Chengdu. This meant that every household benefited, and the reputation of the Central Bank was deeply rooted in the hearts of the people.

After distributing the money, the fat shopkeeper Qian collapsed to the ground from exhaustion, gasping for breath. He said to himself that he had been in charge of the accounting department all his life, and today was the most tiring. It was almost killing him.

Shopkeeper Qian's name is Qian Hehuan. He is 40 years old. He was originally one of the gentlemen in charge of the Mi family's accounting room. Zhang Bai was recommended to him because Zhang Bai asked Mi Wei if there was any good shopkeeper he could recommend.

This man is good at calculations, quick at work, and manages account books very well.The only problem is that his background is not good. His mother is an old man. Because she is not purely Han, she is often ostracized by other colleagues.

Mi Wei was a good housekeeper, and he had long seen that Qian Hehuan was capable, and he could also see that he was being ostracized.

Mi Wei didn't keep quiet. When he saw the opportunity, he immediately sent him to the bank. He also specifically told him that this matter was of great importance and that he must understand his responsibilities, work hard to take good care of the bank, and arrange all matters.

In this way, it is equivalent to placing a chess piece in this bank.

Qian Hehuan met Zhang Bai on the first day he came to Qianzhuang.Seeing that Zhang Bai was young and powerful, he thought Zhang Bai was an ordinary young man with wealth and power, and felt a slight sense of contempt.

When he heard that Zhang Bai was the major shareholder of this bank, he couldn't help but sigh.

This big bank is funded by the state and jointly run by aristocratic families.

The country's assets are inevitably the people's hard-earned taxes. There is nothing wrong with jointly establishing a bank, but the fact that it was handed over to a young man to manage it shows how little the officials care about taxes.

Qian Hehuan is now a fat man, but when he was a child, he was just an old man and had experienced poverty and hunger. He knew very well what taxes meant to ordinary people.

Even if this tax increase seems to be a small amount, every time it is raised by this small amount, among the ordinary people, some people will become ordinary people from a well-off society, and some people will become poor from ordinary people.

Accumulating little by little, in the end, there will be a scene of hungry people everywhere.

He shook his head and tried to calm down and adjust his mood.

In any case, this owner is a wealthy owner, so it's not like he can't live up to his position.Moreover, this bank has people's hard-earned money to invest in it, so I have to work hard.

But immediately, when Zhang Bai began to discuss the bank's operation with him, Qian Hehuan was so surprised that his eyes almost fell out.

Zhang Bai's plan is like an order, divided into two steps.

The first step is to collect deposits.

As long as someone is willing to deposit money in the bank, they will be given five points of interest every year.

This first article shocked Qian Hehuan. He had never heard of such a thing in his life.

He couldn't help but question aloud, "I'm sorry, Mr. Zhang. I really don't understand. We keep money for others. If we don't charge them, it's a loss of face. Why do we still need to pay interest? If all the big families come to deposit money." , How can the bank afford such a huge interest? Please think deeply, sir."

Zhang Bai glanced at Qian Hehuan. He also knew that this approach was somewhat unconventional in this era.

After thinking about it, I thought it would be better to explain it clearly, so I replied: "I understand your concerns, so why not do this? We will first set a maximum limit for deposits, and then we will do it. I will ask you to set the specific limit. "

Qian Hehuan breathed a sigh of relief and said, "Thank you, Mr. Master, for your trust."

"However, the matter of accepting deposits must be handled as quickly as possible. If you have any questions, please come to me for discussion."

"Yes!"

Zhang Bai then announced the second step, which was to issue national bonds on his behalf.

This once again shocked Qian Hehuan. What is a national debt?Does the state ask people to borrow money?What a shame.

Seeing the look of shopkeeper Qian, Zhang Bai couldn't help but shake his head and had to explain again.

The method of issuing national bonds this time was discussed by Zhang Bai, Zhuge Liang and others.It stipulates that people subscribe voluntarily and does not force anyone. From officials to common people, everyone can decide for themselves whether to buy or not to buy, to buy more or to buy less.

Another point is that banks issue treasury bonds on their behalf, and the proceeds are not given to the banks, but mostly go into the national treasury.The bank only charges a handling fee.

Qian Hehuan understood, checked the details with Zhang Bai, and then felt relieved.

After that, the operation of the bank officially began.

However, the opening was not smooth as the first small goal was difficult to achieve.

Saving money to pay interest has never been heard of, so naturally there are no savers.Qian Hehuan wanted to ask his old club Mi Wei for help several times, but was persuaded by Zhang Bai.

What kind of thing is a bank shareholder pretending to be a depositor and paying interest to himself?

So, Zhang Bai racked his brains and suddenly thought of the story of Du Yuesheng's rescue of Siming Bank.

This happened in 1931. At that time, there was a run on Siming Bank in Shanghai, and the boss Sun Hengfu had no choice but to visit Du Yuesheng, the leader of the Youth Gang, late at night.

The next day, the excitement at the door of Siming Bank was still there. Two large trucks suddenly drove up in front of the door. It was Du Yuesheng.

He got out of the car and ordered his men to carry all the boxes in. During the process of moving the boxes, a box suddenly slipped to the ground. A lot of white silver coins in the box were scattered all over the floor.

Du Yuesheng announced in public: "There are 150 ocean boxes in total, please give way."

When everyone saw so many oceans, it showed that Siming Bank was not short of money at all, so they all left.As everyone knows, except for the box of ocean that fell on the ground, which was obtained by Sun Hengfu in exchange for a check of 50 yuan, the other boxes were all filled with stones.

Zhang Bai had an idea. Du Yuesheng used fake money, which he didn't need.He really has money. In this case, he will do it even more exaggeratedly.

This was a farce of a large amount of money entering Chengdu in public.

When he heard this idea, Qian Hehuan was completely confused. He couldn't imagine what kind of rogue would come up with such a harmful move.

But he is a servant after all, so he has no choice but to execute it even if he is unwilling to do so.

Fortunately, the result was not bad, although there were endless tricks during the execution, especially when it was about to end, Zhang Bai made another trick of scattering copper coins, which directly exhausted the money shopkeeper.

Qian Hehuan is fat. Under such circumstances, it is inevitable to complain.But in my heart, I was a little impressed.This little boss's method is outrageous, but the effect seems to be pretty good.

Within a few days, the depositors really came.

It was none other than the Zhao family, the richest man in Chengdu.

The person who came was the steward of the Zhao family, and the person who saved the money was Zhao Xin, the son of the Zhao family. The amount was an astonishing one hundred thousand dollars.

This big money refers to the direct hundred, which is equivalent to a total of 1000 million yuan in savings.It is good to have a lot of savings, but [-] cents a year is an interest expense of [-] yuan a year.

This expense made Qian Hehuan feel like his head was buzzing, but he didn't dare not do the Zhao family's business.He had no choice but to make tea and serve the visitors while hurriedly reporting to Zhang Bai.

But Zhang Bai was not in Zhang Mansion, nor in Xuanhuyuan or the theater.

Shopkeeper Qian was in trouble as he couldn't find his employer, but the manager of the Zhao family was impatient to wait.

Shopkeeper Qian thought about it, and finally couldn't help urging him, so he had to accept the savings.