One Piece of Song Dynasty

Yan Yunfei scratched his head and said: "In terms of deposits and loans, most people in the market are waiting and watching. Although Tianxianglou and others are taking the lead, the deposits absorbed are currently only billion yuan, and nearly half of them are deposits from Xinghan and Jeju. Although the interest rates on loans are low, due to our strict loan requirements, only billion yuan has been loaned out. The main reason is because everyone is waiting and watching."

Li Xin nodded and said: "It's normal. Take your time. There's no need to rush this matter. What are your bank's next investment plans?"

Yan Yunfei said: "We are ready to cooperate with the Ministry of Finance. Doesn't the Ministry of Finance allocate a part of the special funds for construction every year? If it is too slow to rely only on this money every year, we plan to lend to the Ministry of Finance and let them use the taxes collected in installments every year. return."

Li Xin said thoughtfully: "Okay, I will give your Salt Bank another way to make money. I will soon build a very large store in Lin'an, which will be opened after the Chinese New Year. You, the Salt Bank, can take a stake in this matter. This king will only give you % of the dry shares, and your Salt Bank must use money to buy these shares. You can discuss the details with Gao Ping, he is responsible for this matter."

Yan Yunfei replied: "Okay, I understand."

The Spring Festival is coming soon. On this day, Li Xin dressed up and took his guard Cao Long and others to the streets, preparing to see the situation among the people.

Lin'an Street was crowded, so Li Xin and others found a restaurant and went in. Restaurants were the easiest place to get information.

When the waiter saw a customer coming in, he said, "Please come in with some of the guests."

Li Xin and a few others found a random seat in the hall and sat down. The waiter asked: "What do the guests want to eat?"

Li Xin asked: "What special dishes does your restaurant have?"

The waiter replied: "Our restaurant specializes in local Lin'an dishes, such as West Lake vinegar fish, Dongpo pork, and chopped fish balls."

Sweet-scented osmanthus and chestnut soup, braised whipped bamboo shoots and Wushan butter cake are all our specialties. "

Li Xin said: "Okay, let's have one portion of each of these dishes, and give each of us a bowl of rice."

The waiter asked again: "Do those people need drinks?"

Li Xin shook his head and said: "No need for wine, let's have a pot of tea."

The waiter said: "Okay, those guests will wait a moment."

While waiting for the food in the restaurant, Li Xin drank tea and listened to what people around her were talking about. She saw a slightly fat man saying: "These Chinese coins are really useful. I used to carry several kilograms of copper coins or silver when I went out." , now a few pieces of paper are enough, and these pieces of paper are quite beautifully made.”

The thin man next to him said disdainfully: "It's not the first time this paper money has appeared. It's not all Cha Yin, Yan Yin, Jiao Zi, and Qian Yin."

The fat man agreed: "That's true, but both tea and salt are only used by specific merchants, and Jiaozi was only circulated in Sichuan at the beginning. As for Qianyin, it was only circulated in Sichuan, and Qianyin also depreciated greatly."

The thin man said: "Now we have to see whether the Chinese currency can maintain its value. Although the Chinese currency is widely circulated, if it cannot maintain its value, the end will be the same as Qian Yin."

The fat man nodded and said: "Yes, but this time the imperial court's issuance of Chinese coins was based on half of the salt tax, and it was guaranteed by the prince's Tianxiang Tower. After the issuance of Chinese coins, Tianxiang Tower was the first to respond to change to use Chinese coins. For coins, I think Huabi will definitely not be like Jiaozi and Qianyin.”

The thin man said disdainfully: "The prince proposed the issuance of Chinese coins. If the prince doesn't use them, then no one will believe in them. However, with the salt tax and Tianxiang Tower as guarantees, it is true that the Chinese coins are stronger than Jiaozi and Qian Yin." , Our prince is very rich. He is not as rich as the previous emperors. The dozens of Tianxiang Towers and several shops under the prince can earn tens of millions every year. If the prince wants to do something, even the Ministry of Household Affairs, oh no Now it should be called the Ministry of Finance. Even if the Ministry of Finance has no money, it will be fine. The prince can solve it with his own money."

The fat man echoed: "No, in the past the emperor had to ask the household department if he had money before he wanted to do anything. Now the prince wants money, soldiers, and power."

The thin man said: "That's why the prince can carry out the Qingli New Deal, and the ministers don't dare to object. Once the prince takes action, hundreds of thousands of people will die. But those people should be killed, and they are not good people."

The fat man asked: "It seems that you support the prince's innovation."

The thin man nodded and said: "Of course I support it. I used to be a poor scholar studying for the imperial examination and had to rely on my family to support myself. Now I can at least support myself by teaching in a primary school in Lin'an. Moreover, the fact that the prince has canceled Meng Yin is very suitable for me. For I look down on people who rely on the power of their fathers to obtain official positions. If you have the ability, we can compete together in the imperial examination."

The fat man said doubtfully: "If you support the prince so blatantly, don't worry about your colleagues rejecting you. I heard that the prince has a bad reputation among you scholars. He is known as a tyrant."

The thin man said disdainfully: "That's because the prince has touched their interests. In the past, there were too many officials who had no job. Now the prince does not support the officials who do nothing. The days when officials just lay around and make money are gone forever." , those people are afraid of death, so they can only talk and talk, and they won’t accomplish anything big.”

Li Xin was listening to the conversation of the people next to him, but the storytelling started in the middle of the restaurant. He saw a middle-aged man walking on the stage, and a scream sounded: "The book was brought back, but it was said that Xu Shu was on his way to Xuchang. Cao Cao knew that Xu Shu had arrived, so he ordered Xun Yu, Cheng Yu and a group of other counselors went to meet him."

Li Xinxin said that the Romance of the Three Kingdoms had spread to Lin'an, and the fat man next to him said: "No more chatting, the Romance of the Three Kingdoms is about to start, let's listen to the storytelling."

The thin man glanced at the fat man and said, "Today I'm going to visit Liu Bei's thatched cottage to invite Zhuge Liang. Later, it's time to set fire to Bowangpo."

The fat man asked: "Have you seen the Romance of the Three Kingdoms?"

The thin man said proudly: "Of course, I have read the whole book several times."

The fat man asked again: "I don't know where this Luo Guanzhong came from. The Romance of the Three Kingdoms is really beautiful. By the way, which country do you support in the Three Kingdoms?"

The thin man replied: "Of course it's the Shu Han. I can't accept Cao Cao's massacre of the city. As for the Wu Kingdom, I'm sorry, please allow me to say that the Wu Kingdom is the worst among the Three Kingdoms. Although the Wu Kingdom has a larger territory than the Shu Kingdom, The role played is not as good as that of Shu, and Sun Shiwan will never be able to get over the hurdle of Hefei in his lifetime."

Li Xin almost spit out what he had eaten when he heard "Sun Shiwan". The fat man said in confusion: "Sun Shiwan"

The thin man explained: "I heard the nickname Sun Quan from someone else. Sun Quan personally led an army of to conquer Hefei several times but failed, so someone gave Sun Quan the nickname Sun Shiwan to mock him. Sun Quan."

The fat man nodded and said, "Well, this name suits Sun Quan quite well."

Li Xin thought to himself that it seemed that the name of Sun Quan and Sun Shiwan would be passed down hundreds of years in advance.