Fight to the third generation

Not far from the Jinling Hotel, there is a flagship store of Suning Electronics, which is currently promoting color TVs, heaters, electric blankets, etc. It has to be said that Jinling City is really cold this season.

With the cold wind blowing on the road and it was still a working day, there were very few customers in the store.

Boss Zhang, who hadn't prepared beforehand, explained embarrassingly:

"These days are just cooling down. It's not the peak season for home appliance sales. There are many customers in the store on weekends. We are preparing to hold promotional activities at the end of the year. We have negotiated with Haier, Changhong, and Midi. There are also many foreign home appliance brands. , the price cuts will be far more than usual.”

Suning's sales performance last month was not bad, a substantial increase compared with the same period last year.

Su Yehao didn't care if there were any customers in the store, he just asked:

"The end of the year is suitable for selling electrical appliances. At that time, people will have money in hand after receiving their salaries and bonuses. Relatives will come to the house during the Chinese New Year, and some old appliances will be replaced. It will also look better. I am still talking to Gree about financing. Is there any activity for them? ?”

"Yes, but in cold weather, air conditioners are more difficult to sell, and your Meidi Electric Appliances mainly promote a wider variety of home appliances."

"It's because it's hard to sell, so we can lower the price and promote it in anti-season. The discount can be much higher than usual, just like selling summer clothes in spring and winter clothes in autumn."

After Su Yehao finished speaking, he pointed to Feng Tiantian who was in a daze, and said to Boss Zhang with a smile:

"Then I will leave him to you for a few days, let the employees cooperate with him, and try to draw up a promotion plan. This guy has a very high IQ and is very good at calculating numbers. Your company is similar to mine. After the initial development, They have all entered the stage of intensive cultivation, and it will be good for the future to find more talents who are proficient in business management and marketing.”

After Boss Zhang looked at Feng Tiancai, he always felt that he looked like a nerd, and replied decisively: "Okay, Mr. Su is well-informed, and I must be right to listen to your suggestion. As for off-season promotions, this idea is very good. We tried it before. Yes, but not as much.”

Su Yehao's hands were cheap, and he turned on the switch of a heater, his eyes were almost blinded.

He then said to Boss Zhang:

"I'm a layman directing experts. If you think it's useful, try it. You don't have to follow my advice. Also, how serious is the friction between those home appliance dealers and our chain stores?"

In the past, the business model was very traditional. Either the manufacturer opened a direct store, or it was a dealer agent.

The home appliance chain store is a new thing, and it is coming aggressively. During the expansion process, it is inevitable to have disputes with dealers, which involves conflicts of interests.

Boss Zhang replied:

"The situation is good for the time being. We help sell the goods, and the manufacturers also hope to sell more goods. Anyway, they produce the products. Who will help sell them? The brand will supply us with goods and sell them at low prices in the store. Of course, the dealers Not happy, but that is a matter between the manufacturer and the dealer, and the fire cannot be burned on us."

After listening, Su Yehao realized that this was really the case, so he simply didn't mention it, and asked Boss Zhang to communicate more with the manufacturer.

After taking a quick look at the flowers, he went to the Suning headquarters to sit down, chat briefly with the executives, and then went to the nearby field for field inspections to find land suitable for building a commercial complex.

Probably because he was afraid that he would run away, a secretary had followed him all the way.

When Su Yehao asked, the secretary took them to the relevant units and asked them to help introduce which areas could be demolished and which lands were likely to be resold.

Picking and picking like buying Chinese cabbage, I quickly selected a piece of land...

Chapter 743 What do you think

As the richest man in Hong Kong City, Su Yehao was regarded as a "walking God of Wealth".

In the afternoon, it was tentatively decided to acquire the land. In the evening, someone took the lead and contacted representatives of many well-known local enterprises, and set up two tables on the Qinhuai River Painting Boat.

The atmosphere of eating on board is quite unique.

It's a pity that without the girls on the shore, Yingying and Yanyan, waving their handkerchiefs and smiling coquettishly, "Master, come up to play", always makes Su Yehao feel a little less interesting.

While eating and drinking, listen to the introduction of the project.

Among them, he accidentally learned that Jinling Bank was preparing for external financing. Su Yehao immediately kept this matter in his heart, but in order to avoid offending others, he was not in a hurry to express his opinion for the time being.

After eating that night, Linda Yun asked Linda Yun to call the bank according to the phone number on the business card, and mentioned that if he really wanted to raise money, he could help solve the funding problem.

At present, the banking industry in the mainland is regarded as a junk stock, and there is even a saying that "all banks have technically gone bankrupt".

Many people at home and abroad have lost confidence in the development of the mainland's banking industry and are extremely pessimistic. Foreign capital is also afraid to enter the mainland's financial industry, especially the banks, treating them as landmines that could explode at any time.

For these points of view.

Su Yehao, who has experienced it, can only say that this group of people is too young, they don't understand the methods above, and they underestimate the prospects of the economic development in the Mainland.

The so-called others fear that I am crazy, it seems a bit early to enter the game now, but the cost of financing is also lower, which is very suitable for private equity investment in them through 5S asset management companies.

Considering that within the 5S asset management company, there are still a lot of self-owned funds injected by shareholders in proportion when the company was established, which is tantamount to wasting in the hands, and the money needs to be exchanged for high-quality assets in time.

After the phone call.

Su Yehao's side is calm.

He lived in the Jinling Hotel, turned on the air conditioner and heating to full capacity, while drinking yogurt to nourish his stomach, he used his laptop to check news from around the world, and replied to some business emails by the way.

At around nine o'clock in the evening, I called Xiao Nizi and promised to bring more hairy crabs back to Hong Kong City, and look for some delicious local specialties.

The Jinling Bank exploded, and the executives made frantic phone calls and asked for advice overnight.

……

Early the next morning.

Su Yehao listened to the hotel waiter's suggestion, and went out to find a breakfast restaurant called "Jiming Soup Buns". A cage of soup dumplings with chicken sauce and a bowl of duck blood vermicelli were especially suitable for him.

Before breakfast was finished, Linda Yun received a call. Jinling Bank invited them to the headquarters to discuss the details of financing.

He was planning to go to the Zhongshan Scenic Area, but Su Yehao shook his head and asked her to push it away, and only said that other people would be in charge of contacting it.

There is only one intention for the time being, and there is nothing to talk about, so there is no need to waste time on politeness.

Wait for Linda Yun to hang up the phone.

Su Yehao asked Feng Tiancai: "What do you think about the development prospects of the banking industry in the Mainland?"

Feng Tiancai wiped his foggy glasses, and replied casually without thinking:

"The office has investigated the relevant data, and I happened to read that information."

"After their statistical investigation, they found that about [-]% of the non-performing loans of large commercial banks in the mainland were caused by external interference, another [-]% were formed by providing credit support to state-owned enterprises, [-]% were due to the inadequacy of the legal environment, and about [-]% were caused by external interference. [-]% is formed by the adjustment of industrial structure of some enterprises."

"In general, only [-]% of non-performing loans are caused by the poor credit management of large commercial banks. If investment banks can make rectifications, I think that with the economic boom in the mainland, as long as risk control and management are done well, in fact, the mainland's Banks are going to make a lot of money…”

After he finished speaking, Su Yehao wiped his mouth with a paper and said with a smile:

"That's right, the mainland is about to join the WTO, and foreign banks will also be allowed to enter after the transition period. Judging from the developments in recent years, the reform of the banking industry is by no means too much. In other words, as long as the open-end fund is allowed to be launched as soon as possible, I will raise 600 billion yuan in three years to help a group of foreign companies, and maybe half of it will be thrown into various banks.”

After thinking about it briefly, Feng Tiancai spoke the truth:

"300 billion yuan in three years is not enough for a few big banks. At most, it can only help a few medium-sized banks and let them tide over the difficulties temporarily. The key is to jointly promote reforms from inside and outside the bank. Jinling Bank Its scale is not too large, and it is not too small compared with credit unions, so it is just suitable as an entry point, from which we can accumulate some experience and copy it to other banks."

"Also, boss, after the rectification is successful, the future recapitalization operation and listing may be very profitable, and it will also help your other businesses, boss, especially investment banking and real estate business. Investment banking itself has related businesses. If you can accumulate some With experience and a reputation in the industry, maybe you can use the banking industry as a selling point to help investment banks win the first batch of large enterprise-level clients..."

Feng Tiancai spoke very fast, but his thinking logic was very clear.

heard.

Su Yehao silently glanced at Linda Yun.

Although she didn't say anything, Linda Yun's back was shivering at this glance, and she seemed to realize something vaguely, and the alarm bells were ringing in her heart.

Compared with Feng Tiancai, Linda Yun didn't think she was smart enough, and she had to ask Su Yehao to explain things clearly every time. The so-called shopping around had to be thrown away... She felt that her bowl of rice was a little unstable.

Fortunately, Su Yehao also thought that Feng Tiancai was very capable.

She felt that it would be a waste to have such a talented person by her side and only do some daily chores, so she didn't have the idea of ​​changing her personal secretary, which allowed her to escape.

What's more, if you want to be his life secretary, it's not enough to just know how to take care of business.

He must also be careful and witty, help coordinate the schedules among several girls, and be proficient in making excuses, making up reasons, etc. The honest Feng Tiancai will definitely not be able to do it, but Linda Yun is very good at these.

We chatted a little bit about the topic of the mainland's financial industry.

Sitting in the bustling breakfast shop, Su Yehao was recognized after all, and he almost attracted onlookers by accident.

They didn't leave the Tangbao shop until several plainclothes officers nearby came forward to help maintain order. They first visited the nearby Jiming Temple, and then drove to Zijin Mountain.

Taking advantage of the good weather, climb the mountain to see the scenery, that's all.

I wandered around during the day, turned down all the dinner invitations, and took a plane that night to Lin'an to inspect the treasure company.

The headquarters of Taobao.com was moved to Pengcheng by Su Yehao.

However, in this era, the business atmosphere in the Suzhe area is indeed more suitable for the development of so-called B2B business, which is to provide transactions between enterprises.

Many wholesalers in the Yiwu area are now trying to provide merchants with wholesale services through the Internet. When I talked to Boss Ma last time, it is said that the turnover of the Yiwu area this year exceeded 5000 million yuan...

Chapter 744 Coal Boss

I stayed in Jinling for two days, and it was the same in Lin'an.

For the rest of the time, he stayed in Pengcheng, inspecting the business, and staying with Yin Liuli in the Shahe Golf Club.

Every day, people came from all over the country to follow Su Yehao's footsteps, trying to meet him to try his luck, and the number of visitors to the golf course soared several times.

After checking with each other, I found out that none of them came here to play golf, including executives of some mainland listed companies and representatives of state-owned enterprises.

It's a pity that there are very few projects that can be considered by Su Yehao.

On the contrary, BYD Company, which produced batteries, did not come to him, but Su Yehao's people took the initiative to come to the door and asked if there was any financing needs in the near future...

Yin Liuli was pregnant with a child, but she was still the same.

Her personality has always been quiet. After coming to Pengcheng, her life has not changed much. Recently, she has nothing to do, and she has taught herself the knowledge of business management, and her life has become much more fulfilling.

On the 21st of December.

At the beginning of eight o'clock in the morning, Yin Liuli was just cooking breakfast when she saw Linda Yun walking over.

She smiled and asked: "Morning, I cooked pork shredded noodles, would you like some? Ah Hao doesn't like bread sandwiches, and he's not interested in porridge. I taught myself this green pepper, edamame, and pork shredded noodles." , the taste should be pretty good."

Linda Yun sniffed it and replied:

"It's delicious, but unfortunately I've already eaten it, so I would have come here first if I knew it. It's really virtuous to have a baby and cook, so be careful not to bump into it."

"It's okay, how can you be so delicate, Ah Hao is watching the computer in the study, you go directly to him."

"Oh, let me help you serve the noodles on the table first..."

in the study.

Su Yehao had just read the recent income of the wealth management account.

Nasdaq has been falling in recent days, and occasionally rebounds suddenly.

The three times short Nasdaq index fund he bought, as well as individual stock put options, etc., helped him earn more than 4 million US dollars in the past two months, and the income was quite good.

Every time the Nasdaq index falls further, the risk of a market rebound increases. He no longer dares to invest in any short-term, and he dare not use leverage anymore. Therefore, although the market has suffered a large decline in the second half of the year, the profit is far from The exaggeration in March and April this year is more secure.

Linda Yun appeared at the door, knocked on the door and reported, "There is a very interesting person outside, do you want to meet?"

"What kind of interesting, interesting looks, or interesting personality?"

Su Yehao asked casually without raising his head.

He was typing on the keyboard with both hands, and sent an email to ask Chu Jun, the person in charge of Huangzuan Computer, to assist the team he sent to reassess the expected output next year. He bluntly said that only a 20% increase in sales this year is too conservative.

The expected output index is closely related to the amount of parts purchased. If the supplier's production capacity is not enough, it will only miss the opportunity to expand market share.

Moreover, in Lin'an two days ago, Su Yehao had already discussed with Jack Ma, and decided to officially sell the yellow diamond computer on Taobao from the first day of next year. Before that, due to the problem of the transportation channel, it was delayed again and again. An agreement was reached that each computer would only charge the customer 40 yuan for shipping.

Linda Yun came to help clear the table, and then said:

"The appearance and personality are both interesting. He said that he earned 5 million yuan by mining coal, and felt that life was already boring. He wanted to come to Ah Hao to learn from you and learn how you overcame difficulties. In order to meet you, he was just at the 30S Asset Management Company bought a private equity fund worth [-] million, I called and asked just now, there is really such a person who spent [-] million, and directly let the salesman earn [-] commission."

In order to encourage the salesmen to sell products, of course, a sales commission must be established. The commission for private equity funds under 5S Asset Management is 20/[-], and the minimum investment amount is [-] yuan.

It was only the end of 2000, and it was not so easy to find rich clients who were willing to buy funds. Most of the commissions were earned by the banks and brokerages that sold them. Before, the banks and brokerages took about 1%.

Therefore, until now, the performance of the 5S asset management company itself is still very mediocre, far from the cash cow that Su Yehao imagined.

Hearing this, Su Yehao was at a loss for a moment, and said: "The coal boss? That's not surprising. Why does he want to see me?"

"I don't know too well. It seems to be looking for a new life goal. He said that the answer can only be found from richer super rich people like you."

"Eat first, and talk to him later..."

After enjoying Yin Liuli's loving breakfast, Su Yehao would certainly not be able to lead outsiders to her, lest he reveal his secrets.

Let Linda Yun finish greetings and arrange the meeting place in the tea room of the clubhouse.

It was past nine o'clock in the morning.

A middle-aged man with fat head and big ears was sitting face to face with Su Yehao. A young girl was making Kung Fu tea. .

After being seated, the middle-aged man who bought [-] million private equity funds told with a smile:

"Your servant, Cha Wu, people call me the fifth coal worker. When I was buying funds at SSSSS yesterday, the salesman couldn't guarantee that I would meet you. I didn't expect to see Mr. Su in person. He is indeed a talented person with an extraordinary bearing."