Hong Kong's new giants

After thinking for a while, Lin Zuhui said: "In the second half of the year, you will investigate the Southeast Asian market, and then seek to open a branch. As for the mainland, you also need to strive for opportunities, and I will come forward at that time."

He Changhong said: "Okay, Southeast Asia is not a big problem!"

Lin Zuhui has little ambition for the bank, but he must open bank branches in Europe, America, Southeast Asia, and the mainland, which is in line with the "Octopus" signboard.

To open a bank abroad, as long as you have no problems in operation, it can be realized without too many factors.As for the mainland, it needs to rely on relationships, and the scrutiny of all aspects is very strict.

Lin Zuhui basically handed over the banking affairs to a professional team.After the subsequent bank merger is completed, Lin Zuhui will consider entering the securities, insurance, and wealth management products...

Chapter 453 [Insider Trading]

At the beginning of late June, weekends.

When Lin Zuhui arrived in New York, he saw Monica and people from the family office coming to greet him not long after he got off the plane.

As expected of the 'autumn flower', the simple jeans and blue shirt can be worn with a sense of fashion, and the delicate face is in great contrast to her figure.Put the light brown long hair on the front side, and instantly become youthful and beautiful.

It's sexy!Can be pure!

The biggest advantage of European and American women is to make men angry and have a desire to fight for tigers. To put it bluntly, Lin Zuhui truly enjoys the feeling of being on the battlefield with Monica.

Regardless of the strange eyes around her, Monica rushed towards Lin Zuhui, just like a little girl in love - regardless of her own safety, when she approached Lin Zuhui, she jumped suddenly, and Lin Zuhui easily caught her.

He relies on this body to eat!

People around saw such a beautiful European and American girl jumping into the arms of Asians without thinking about her own safety, and they were somewhat disturbed and even aggrieved.

Of course, when he saw Lin Zuhui's entourage and the sharp-eyed bodyguards, he knew that 'their girls can't escape the corruption of money'.Of course, Lin Zuhui is also handsome, so he won't give people a big contrast.

Lin Zuhui hugged Monica, only to find that the woman's blue shirt was unbuttoned, which was vaguely alluring, but he knew the inner charm of this woman, her fair skin, and one slap could leave five crimson marks .Every inch of her soft and delicate body makes a man ~ love ~ can't put it down.

He was admiring the scenery in the gap, but Monica pressed her hands on Lin Zuhui's head enthusiastically, and then lifted it up.

The beauty was passionate, and the two had a French romance before they parted reluctantly.

Lin Zuhui took her hand and walked out of the airport with a group of subordinates and assistants, leaving an unforgettable scene for many people.

In the Rolls-Royce car, Monica chatted excitedly with Lin Zuhui.

"Honey, how long can you stay with me this time?"

Lin Zuhui put his arms around the woman's waist and said with enjoyment: "I will probably stay in New York for three or four days. I don't have a job today. When we finish, we will go shopping together."

With just one sentence, Monica's eyes became watery!

She moved to Lin Zuhui's ear emotionally: "Everyday!"

Monica is the only one who can withstand Lin Zuhui's ninety-five strength, and her physique speaks for itself.Of course, in her words, Lin Zuhui is too strong, a man given to her by God.

Lin Zuhui raised Monica's chin with his left hand, exuding charming and affectionate eyes, which were immediately lethal. Monica closed her eyes, waiting for the man to approach.

The two of them were already emotionally brewing in the car, and when they returned to the luxury apartment near Zhongying Park, the two quickly ignited the flames of war. The scene was simply the limit of human beings.

An hour later, Monica started begging for mercy!

An hour and a half later, Monica was silent and powerless!

Lin Zuhui finished the answer sheet with satisfaction.

"How is your career doing recently?" Lin Zuhui asked with his arms around Monica.

Last year, Lin Zuhui invested in a high-end clothing brand for her in Milan, Italy, and made her the boss.As for the movie, Lin Zuhui didn't interfere, but he definitely revealed that he didn't want her to have a kiss scene and Lu Dian's plot.

In fact, he did not insist on this. In Lin Zuhui's view, eating meat is important, and it is not appropriate to have no meat due to too much interference. After all, Europe and the United States are more open.

Monica had a contented face, and then said playfully, "Is Hollywood inviting me to film?"

Lin Zuhui's heart trembled a little. It couldn't be "400 Years of Vampire Zombies". Lu Dian was in it.

"Then congratulations!"

Monica laughed, then moved the suburbs, approached Lin Zuhui's face, and said, "I want Lu Dian and a kiss scene!"

Seeing her like this, Lin Zuhui knew the result, kissed her, and said: "I think you will accommodate me!"

"Are you that confident?"

"Your expression says it all, I can read minds!"

The two immediately added another game. Facts have proved that Lin Zuhui really knows how to 'read minds'. By observing Monica's subtle expressions, he subdued Monica.

Monica said: "I have completely given up my dream of acting, and I will be your lover with peace of mind. Of course, I also like the fashion industry now. It feels good to be a boss!"

Lin Zuhui smiled. Although Monica had no business experience, Lin Zuhui arranged to transfer several management talents from the LEIT Group, and then hired a famous fashion designer to work for her.She doesn't have to worry about sales, and directly sells her brand in Harrods boutique department store.

Just do something, it doesn't matter if you make money or not!

As for Lin Zuhui, he makes money very quickly, and he is most willing to spend money on women;

Life is short for 120 years, and you can play for up to 80 years. It will not work if the money is not lost.

After a while, the two got up to eat, then went shopping, and didn't return to the apartment until after dinner.

……

The next day, Monday.

In the morning, Lin Zuhui met Paul Richman, the owner of the 'Olympia and York' company, in a coffee shop.

Olympia and York Company is the world's largest private commercial real estate company with a total asset value of US$200 billion; of course, the company's current liabilities are as high as US$200 billion.It seems to be flat, but the interest generated will soon make it bankrupt, which is historically bankrupt in December of this year.

Currently, the company is under 'bankruptcy protection'. According to Lin Zuhui's information, Richman hopes that major commercial banks will lend him another 7 million US dollars, and promises to give him 20% of the company's equity (worth about 40 billion US dollars) , and a 30% stake in the Canary Wharf project in London (equivalent to the size of Wall Street), which will be used to pay interest, and it is hoped that the major banks will postpone the principal debt until five years later.

Will the truth be as he wishes?

Of course not, otherwise there would be no bankruptcy in history.

"Mr. Lin, this is the first time we meet, please allow me to maintain my respect for you!" Richman said enthusiastically.

He knew that the meeting arranged by Citibank might be an opportunity for him.

He had known about Lin Zuhui's name for a long time, and recently he also learned about it. He found out that Lin Zuhui was also in the real estate business. Lin Zuhui's company assets were nearly 200 billion US dollars, but the debt was 10 billion US dollars, which was unbelievable.

Admiration is true admiration, saying respect is somewhat flattering.

Lin Zuhui stretched out his hand and said politely: "You are my idol. I admire your achievements in New York and London very much. Those are the achievements I dream of!"

These words are also true. Leaving aside Richman's "reckless behavior", Lin Zuhui is quite envious of Olympia and York's record in New York and London.

In New York, the company bought eight skyscrapers in 1977 (with an area of ​​about 8 million square feet, each equivalent to the Central Plaza in Hong Kong), and then built a skyscraper of a New York landmark. building, and continued acquisitions.

In London, the company invested in London's Canary Wharf in 1988, planning to build Europe's Wall Street.In later generations, Canary Wharf covers an area of ​​less than 1 square kilometer, including 140 million square meters of office and retail area, including 37 high-end office buildings, 4 shopping centers, more than 400 retail stores and more than 300 restaurants. More than 15 people are employed in various industries.HSBC, Citibank, Barclays Bank, Bank of England, Standard Chartered Bank, Royal Bank of Canada, Credit Suisse, JPMorgan Chase, Morgan Stanley, Daily Telegraph, Independent, Reuters, Mirror and other institutions settled in this area.

After the two parties sat down, Richman tentatively asked: "Mr. Lin, this meeting, our two companies hope to reach a cooperation. Is that right?"

At this time, everyone regarded 'Olympia York Company' as a scourge, and everyone knew that European and American office buildings should not be touched, but Lin Zuhui came to the door, which made Richman very much looking forward to it.

Lin Zuhui said calmly: "If our company cooperates with you personally, I think it should be possible. Because I know that there is a high probability that your bankruptcy protection plan will not be passed. Facing many commercial banks, it is almost impossible for everyone to reach an agreement. consensus."

Richman was a little angry. Didn't this guy say that Olympia York would go bankrupt?

However, he knew that there was indeed a great possibility, so he said patiently: "Mr. Lin, how can we cooperate?"

Lin Zuhui said with a smile: "If you can sell several office buildings in New York to us at a price of [-]% to [-]%. After Olympia Corporation goes bankrupt, I can invest in you and go to London to get back the 'Canary Wharf' project."

As soon as the words fell, Richman couldn't sit still!

"Mr. Lin is worthy of being an excellent businessman, and he will take advantage of it to the fullest!"

Hearing this, Lin Zuhui still calmly said: "You may have misunderstood! The office buildings in Manhattan are currently sold at half price, and no one may dare to take them over. The vacancy rate is as high as 20%; the total office area is enough for the demand in the next ten years. Therefore, the price of 95% to [-]% is also proposed by me considering the feelings of your creditor banks... As for the prospects of Olympia York Company, you should understand the attitude of each creditor bank. European and American commercial real estate, Don’t even think about recovering in the past five years; with the huge debt of Olympia York, the interest alone is enough to overwhelm you, and you will not last until dawn... So, I suggest that Mr. Richerman should consider more practical, that is, to complete your The most proud "Canary Wharf" project. As long as you can get enough funds for this project, it is impossible for the London government to stop it. It is related to the image of London. Maybe in five or six years, the subway will be completed. If the building is successful, the occupancy rate will reach over [-]%. At that time, a European 'Wall Street' will be born, and you will be its founder... The premise is that you must have enough investors."

After a long speech, Richman felt as if he had just woken up from a dream, and he was also awakened by Lin Zuhui's chicken soup.

Lin Zuhui didn't fool Richman, but reasoned with him based on the facts of his previous life.

"Mr. Lin, how many days will you stay in New York?"

"There are still two and a half days!"

"Need to arrange to inspect our office building in New York?"

"of course can!"

Soon, Richman decided to make friends with Lin Zuhui first and maintain the relationship.As for whether this 'insider transaction' can be achieved, that is a matter of the future.

After all, he also needs to consider time and get the support of several commercial banks.

He was even thinking, if a batch of office buildings were sold at a price of [-] to [-]%, would it be possible to keep Olympia from going bankrupt?

Chapter 454 [Ambitious]

The next day.

Richman brought Lin Zuhui and his party to the building at No. 245 Park Avenue.

Lin Zuhui has an impression of this building. In his previous life, HNA won it for US$2017 billion in 22. With his own strength, he brought New York real estate back from the bottom.However, HNA later went bankrupt, and the building was listed for US$18 billion without a transaction.

"Mr. Lin, this building was built in 1967, with a height of 48 floors and a floor area of ​​143 million square feet. It was renovated in the mid-80s, and the current occupancy rate is 79%." Richman introduced with some pride said, but soon his expression became sluggish again.

Lin Zuhui observed the building, and also observed Richman, knowing it well.

Anyway, he came to buy an office building in Manhattan with the mentality of picking up a bargain, and he would definitely not buy it if it was too expensive.

Everyone walked towards the building, Lin Zuhui asked: "What is the average rent price?"

He must know it in his heart, but after all, the rent of each building is different.

Richman will not lie to Lin Zuhui, because it will not be good for him.He thought for a long time yesterday, and felt that his greatest hope was to complete London's 'Canary Wharf' and profit from it.Of course, he can be said to be bankrupt now, and naturally he cannot redeem such a large project, so a large number of venture capital is needed.And Lin Zuhui is undoubtedly the best venture capitalist, he is the business leader of Xiangjiang, and he is the richest Chinese.

"Currently $30 psf per year!"

Lin Zuhui did some calculations, and the total is US$2.5 per square foot per month (about 20 Hong Kong dollars per square foot), which is not as good as the lowest office price in Kowloon, Hong Kong.

Hong Kong's office buildings are currently the highest in the world, surpassing Tokyo, not to mention Manhattan, with an average range of HK$30 to HK$60 per square foot per month.Office buildings in the Central District have reached 60 Hong Kong dollars per square foot per month, and within the next two years, they will skyrocket to more than 90 Hong Kong dollars per square foot, and the highest should be 110 Hong Kong dollars per square foot in Exchange Square.

As for Manhattan, even before the Internet bubble crisis, it was estimated to be only 45 Hong Kong dollars per square foot (annual rent of 60 US dollars per square foot), far less than Xiangjiang.

The important thing is that the taxation of office buildings in New York is higher than that of Xiangjiang, and these buildings are old buildings, and maintenance and upgrading may be expensive.

The rate of return will not be too high, even if the timing of buying is a bargain, the price will be converted.

However, buying a Manhattan building is a symbol of strength;

At the same time, they are paying 'protection fees' in a disguised form. After all, New Times Group and Lin Zuhui both have a large amount of investment in US stocks on the bright side. relationship with a high rate of return.After all, the rate of return on securities is too high, and you still have to invest in some assets with a medium rate of return (10% to 15% rate of return after deducting bank interest).

A group of people took the elevator and experienced this building. Overall, it is indeed a relatively new building.

But Lin Zuhui knew that the other buildings in Olympia might all be from the 50s and [-]s.

In 1902, New York built a 22-story Flatiron Building, which was the tallest building at the time.Therefore, Li Hongzhang was matched with buildings such as the Empire State Building (1931) on the Internet in his previous life to set off Li Hongzhang's despair.

After visiting No. 245 Park Avenue in Manhattan, Lin Zuhui said to Richman again: "The current market price of such a building is a building?"

Richman thought for a while, and then said: "The market price is estimated to be 3 million US dollars, but there must be no one buying it!" Very professional.

Lin Zuhui nodded. Buyers and sellers of this kind of building will test their compatibility because there is no standard.

According to Xiangjiang's calculation, the unit price is generally 100 times the rent, that is, the selling price of 250 US dollars per square foot, and this building needs 3.5 million.However, the vacancy rate of this building is so high, and the annual maintenance fees and taxes are so high, it is far from possible to calculate it in this way.

If Lin Zuhui made a psychological price, it would be 250 times the occupancy rate of 80%, and then discounted by 140%, that is, the unit price of 143 US dollars; based on the rental area of ​​2 million square feet, [-] million US dollars is more appropriate.

This price, before 1995, did not have much increase.The annual rental net profit may not outperform high inflation, and the rate of return may only be 5% to 8%.

After inspecting No. 245 Park Avenue in Manhattan, Lin Zuhui and Richman came to the restaurant to have lunch together.

During the meeting, Richman seemed to be more concerned about Lin Zuhui's views on the prospects of 'Canary Wharf', so he said: "Mr. Lin also knew about the Canary Wharf project?"

Lin Zuhui nodded with a smile, and said: "I have been there several times, and every time I am lamenting that 'European Wall Street' is about to be born! It is a pity that the British economy is in a downturn, and the subway that the government promised for this project has not been approved for a long time, which is the biggest constraint on this project." key to the success of the project."

Richman said with deep empathy: "When I took over this project, the London government vowed to build 1 light rail, 1 subway extension line, 1 water passenger terminal and 1 new international airport. In the end, it was only built as planned. The light rail ... Of course, London office buildings are also very depressed, which is also an important reason for this situation.”

What Lin Zuhui wanted was to cause Richman to lose his car to save his handsome man, so he continued: "It is impossible for London to suspend such a large project. I think a resolution on the extension of the subway line will be passed soon, maybe next year or the year after... If you can pull in enough money to redeem it from the creditor banks, just hold on for another five to eight years and the project will be a big hit."

Lichtman said: "Having said that, if Olympia York goes bankrupt, even if I lead a group of venture capital to complete this project, I am afraid that the investors will make money."

Lin Zuhui smiled and said: "It's better than nothing! You are the leader of the project, you can offer yourself a high salary, and you can also invest in personal loans. But then again, your company may not be so bad!"

Richman looked at Lin Zuhui and said seriously: "Mr. Lin, you are a businessman worthy of my admiration. But I would like to ask you, what is the biggest factor for your success?"

Looking at Richman, who was once held on the altar by European and American investors, and remembering how popular he was back then, those commercial banks sent money to him one after another. Lin Zuhui couldn't help sighing that the world is impermanent. There will be a new nickname - the Canadian Buggy.

"I think it's bargain hunting!" Lin Zuhui said.

"When is the bottom?" Richman asked quickly.