Hong Kong's new giants
Page 291
The trick of putting money at the gate is by no means a decision that these high-level executives dare to make, but a decision made by the boss.In the words of the boss, even if the money is lost, he will not feel sad.But doing so can reassure many people.
Those who are high-level people finally know that the boss's strength is so strong!Everyone in Hong Kong knows that Hengjin Investment of the Lin family manages tens of billions of assets. This alone shows the strength of the Lin family.
Not to mention, the boss's stock wealth is more than 400 billion, which is more than double that of Li Chaoren, the second richest man in Hong Kong.
After a while, Wei Yixin brought his assistant to the head office of China Commercial Bank, and was taken aback when he saw the cash at the door.
Wei Yi secretly sighed in confidence, the style of the richest Chinese man is really different from other rich men in Xiangjiang.
"Mr. Wei Yixin, thank you for participating in the opening ceremony of China Commercial Bank!" Lin Zuhui extended his hand and greeted him proactively.
A group of reporters pressed the shutter one after another to witness this important moment.
Wei Yixin said with a smile: "It is a happy scene to be able to handle the Hong Kong China Commercial Bank incident perfectly this time. Of course I will participate in such an important event. I also thank Mr. Lin for his contribution to Hong Kong's financial stability."
Lin Zuhui said modestly: "Without the support of the Hong Kong government, I would not be able to accomplish it with my own strength, so the biggest credit is still the Hong Kong government!"
Wei Yixin was very happy with Lin Zuhui's statement. After all, the Hong Kong government did take care of Lin Zuhui. This is a treatment that other consortiums do not have, that is, they promised to sell "Overseas Trust Bank" to Lin Zuhui at a low price.
You must know that the current valuation of Haito Bank should be more than 30 billion, not 25 billion.Moreover, according to the analysis of professionals, if Haito Bank is sold two years later, the price will be even higher.
This kind of care would have been difficult to pass if Lin Zuhui had not had a lot of connections in the Legislative Council.
There were many guests attending the opening ceremony of China Commercial Bank today, and the big bosses of Xiangjiang bankers came to congratulate them one after another. Although there was another competitor, everyone did not regard Lin Zuhui's banking business as a strong opponent.They probably all think that the family-owned banking model is not big enough.Secondly, the reputation of China Commercial Bank has been greatly damaged this time, and it will take a long time to recover.
At 8:45, Wei Yixin delivered a speech at the door, praising Lin Zuhui's behavior this time, which attracted rounds of applause from the guests attending the opening ceremony and the onlookers.
Then, Lin Zuhui also delivered a speech, praising the behavior of the Hong Kong government this time, which is the biggest reason why he can take over China Commercial Bank.
At 9:32, [-] branches of China Commercial Bank officially opened for business.
Lin Zuhui personally deposited the first sum of money - 10 Hong Kong dollars. The important thing is to complete the account opening.
Then, many friends and business partners began to deposit money in China Commercial Bank, which can be regarded as a prosperous business.
As for new savers being absorbed, there is still a long way to go.But Lin Zuhui believes that once China Commercial Bank merges with Overseas Trust Bank and completes the name change, his bank deposits will rank among the top five in Hong Kong, only behind HSBC, Bank of China, Hang Seng, and East Asia.
Standard Chartered may not be comparable to his bank!
Chapter 4 and Two [Eternal Life]
In a citizen's home in Hong Kong, a family is having dinner.
"Honey, take time to go to the China Commercial Bank tomorrow, and deposit 10 of your family's cash in it for one year!" said the male host.
"China Commercial Bank? The bank your boss just bought? Is it unreliable?" The hostess obviously also reads the news often, and she knows what happened recently, and feels deep sympathy for those depositors who can't get their money.
The male host smiled and said, "Unreliable? How could you doubt the strength of our boss? If he had no strength, he wouldn't have taken over the mess of the China Commercial Bank. They don't need loans, and they only get 50 billion in cash. What do you think?" Want to see how rich other people are!"
The hostess thought the same thing, not to mention that her husband is an employee of the New Times Group, with a monthly salary of just over 2 yuan. If the number of people is underreported, the actual proportion of the number of people may be even less).
"What about the interest?"
The male owner smiled and took out a leaflet, handed it to his wife, and said, "It's almost the highest interest rate in Hong Kong banks. I heard that if you deposit 2 Hong Kong dollars for a year, you will get a barrel of oil (2L)!"
The hostess's eyes lit up immediately, and she immediately said, "If you save 10, will you get five barrels of oil?"
The host was taken aback for a moment, then pointed to the flyer and said, "Look for yourself, I didn't read carefully!"
The hostess immediately looked at the flyer, and while burying her husband: "I said you men don't know how to settle accounts at all, and don't know how to plan your life. No matter whether he sent five barrels of oil for 10 yuan, I can get five barrels." Oil, isn’t it stored in five times!”
The host suddenly shook his head helplessly!
Immediately a child said, "Yeah, Mommy is amazing!"
This time, before the opening of the China Commercial Bank, it has done some publicity, mainly distributing leaflets in Lin Zuhui's companies.Lin Zuhui believed that his reputation would not be so bad.
Although employees are dissatisfied, they are not fools and don’t know how to compare salaries in the same industry; therefore, Lin Zuhui believes that employees’ sense of belonging to his company will not be so bad.
As for other aspects of publicity, Lin Zuhui also spent some effort, mainly to eliminate the negative influence of China Commercial Bank, and use his reputation to restore the credibility of China Commercial Bank.
……
The next day.
In the office of Hengjin Investment, Lin Zuhui reviewed the accounts. After injecting 50 billion into China Commercial Bank, only 25 billion Hong Kong dollars in cash flow remained on Hengjin Investment's account.
Quite thin!
Investing 10 billion Hong Kong dollars in foreign exchange speculation (20 times leverage) is currently in a state of loss. The average price of short selling is 138.3 points, which has risen to 139.5 points at the opening today.Lin Zuhui has already told George that if it rises to 141 points, he will short sell 141 million Hong Kong dollars above 5 points, which is still 20 times leverage.
The reason for this is also to reduce the probability of liquidation and push the average short selling point to above 139 points.Then, the point of liquidation is 146 points.
If it really reaches 146 points, Lin Zuhui will short sell another 10 billion Hong Kong dollars; at 153 points, he will short sell another 10 billion Hong Kong dollars, and then he is ready to stop.
After all, if it can rise to 160 points, it means that he may already be targeted, and he has to admit defeat.After all, he is not a crocodile, but a 'financial porter', moving wealth bit by bit.
而且因为在林祖辉的记忆中——1992年美元/日元最低120点、1993年美元/日元最低100点、1995年美元/日元最低80点。理论上讲,美元/日元不会在一年内波动40个点了,期间又没有发生什么大事。
If it happened, it must be that the history of foreign exchange has changed a lot, so he has to pay attention.
Lin Zuhui carefully reviewed Hengjin's investment accounts. This is actually the second most important part of his assets. The first is of course the companies headed by New Times Group, and the third is the family office.
In the future, his assets will also be divided into these three parts, and (will) arrangements will be made:
The first asset, of course, is left to the children of the main family to inherit, especially the New Era Group must be handed over to his eldest son.
The second asset, after completing the mission (using the profits to purchase assets for several other houses), will be turned into a trust asset, and the beneficiaries are limited to the children and descendants of the main family.
The third asset, the family office, will be beneficiaries of all of Lin Zuhui's children and their descendants, and his granddaughter and her descendants will be excluded from the list of beneficiaries.
After the triple layout, I believe that even after the Third World War, as long as there are rich people in the world, the Lin family will surely have a place in the Lin family.
And Lin Zuhui, who was born in 1965, is afraid that he may live until 2100. After all, Guo Huonian can live to 99 years old and still be in good health, which shows that the rich can really live forever.
……
That night, Lin Zuhui worked overtime to hold a management meeting of China Commercial Bank.
He said with concern: "It has been open for two days, have the new depositors been counted?"
Most of these executives are from Xiangjiang, and they also know Lin Zuhui's work style. After all, the media has also reported that he is a person who attaches great importance to efficiency.So before the meeting, everyone should prepare the materials and plans that Lin Zuhui may need today.
CEO He Changhong said: "The statistics show that a total of 1882 new depositors have been added in two days, and our total depositors have exceeded 6000, reaching 6120. The new deposits are 3.86 million Hong Kong dollars, of which your friends, partners, seniors Tube is expected to contribute 2.5 million deposits."
It is very powerful, whether it is new depositors or new deposits, it is in line with the reputation and connections of Lin Zuhuixiang, the richest Chinese man.
"Very good. In the future, we will gradually restore the credibility of China Commercial Bank. You must work hard to attract deposits from depositors."
"Well, the credibility of China Commercial Bank is not a big problem. After all, you have made the biggest advertisement this time. I believe that the public has confidence in us, and there will be more and more depositors in the future."
What He Changhong said made some sense. Lin Zuhui took over China Commercial Bank this time, and he himself is the biggest advertisement.Anyone else would not have the effect of Lin Zuhui, except for HSBC and the Hong Kong government to take over.
Lin Zuhui nodded, and continued: "Deposits will increase slowly, but we also need to make money! Of course, I opened the bank not to make money, but to establish a good reputation and pass it on."
Facing Lin Zuhui's earning B, everyone nodded seriously, as if they had no doubts about Lin Zuhui's thoughts.This made Lin Zuhui suspect that his own charm is so great!
Regardless of these, Lin Zuhui continued: "So, the main target of issuing loans next is the real estate industry, and the loan interest should be at a relatively low level among peers. We are now developing word-of-mouth. There is no need to consider how much money to make. The important thing is Customer quantity and quality. Got it?"
"Understood!" Everyone said in unison.
Everyone thought to themselves, China Commercial Bank is your personal bank.
However, Lin Zuhui's next words changed their influence on Lin Zuhui. He is not a traditional businessman.
Lin Zuhui finally said: "After the merger and renaming of China Commercial Bank and Overseas Trust Bank, I will prepare to go public! This bank, I will not let people think that it is my family bank. It needs to go out of Xiangjiang and develop globally."
Solely family-owned banks are not big enough, and it is difficult to start business in other countries, so going public is the best way, because it represents financial 'transparency'.
He thought about setting up a holding company above the bank, and this holding company holds shares in banks, investment banks (Hengjin Investment), securities companies, etc., and this holding company is his personal company.And the bank can go public to get rid of the impression of a family bank in the eyes of outsiders, and the family management style is too strong.
The Lin family can influence its banks, but the management has considerable autonomy. The Lin family seems to be hiding behind this multinational bank.Of course, if the Lin family is a capable family member, they can also join the bank's management team.
In the following meeting, everyone spoke one after another and spoke freely. Lin Zuhui was only an auditor and rarely expressed his opinions, and let everyone decide for themselves.
He is not a professional banker, so he naturally does not need to express unprofessional opinions.
……
Mid-Levels, Albany Building.
Weng Hongchun proudly invited Wan Qiwen to the mansion she just got as a guest. She never expected that she had sex with Lin Zuhui once, and someone offered her a mansion in the middle of the mountain, with an area of more than 1500 square feet (entry level).According to the current house price, it would be almost 600 million.
It turns out that the legends are true!No wonder others have such a good reputation!
"Just visit, you are the first person I invite to be a guest!" Weng Hong couldn't hide his proud expression.
She was the Asian sister champion in 1989, but the runner-up Wan Qiwen was much more popular than herself, and Wan Qiwen showed off intentionally or unintentionally in front of her, which made Weng Hong extremely annoyed and decided to move back to the first round.
However, she did not dare to show off her relationship with Lin Zuhui because she had been warned.
Wan Qiwen was really shocked, and said in disbelief: "You bought it? Could it be that uncle and aunt bought it for you? No, uncle and the others are so rich?"
Weng Hong said proudly: "It's my house anyway, I didn't rely on them!"
Wan Qiwen came to her senses immediately, pointed at Weng Hong and said, "You have caught a rich man!"
Weng Hong knocked off Wan Qiwen's hand unceremoniously, and said, "What are you talking about! I made some money from investment, and then bought it in installments, can't I?"
Wan Qiwen stared at Weng Hong's flustered expression, and asked in disbelief: "I can't do it in installments, how much do I have to pay each month, is your salary enough? You don't have any other commercial activities?"
The implication seems to be saying, you are not as popular as me.
Isn't this woman filming a hit TV series, she has been proud of me in front of me, Weng Hong thought so.
However, she decided to make a comeback, and said mysteriously: "The company is going to arrange a heroine for me, and it's a big production of Jin Yong's novel. Guess who is the heroine?"
Wan Qiwen was surprised, her opponent was about to make a move!
"Who? It can't be Qiuguan, haha!" Wan Qiwen joked.
Weng Hong immediately said: "It's Lu Songxian, haha, you didn't think of it!"
Wan Qiwen immediately changed color. It turned out that she was in a relationship with Lu Songxian.
Originally, there was nothing wrong with filming, but filming with Weng Hong just made her feel a little uncomfortable.
"It's just filming a scene, what are you proud of!" Wan Qiwen muttered.But I feel that I lost today, filming is really nothing, but how many years will it take me to buy this house.
Weng Hong proudly invites Wan Qiwen to eat at the restaurant of the clubhouse in the Albany Building, which makes Wan Qiwen envious again.
But she said that Wan Qiwen returned to the company and asked people in private - no one knew about the company's preparation for "Swordsman"; she even asked a senior executive of the drama department, but there was nothing about it.In the end, she asked Lu Songxian, who had just talked about friends, but she still hadn't been notified.
For a while, Wan Qiwen's heart became active. Everyone didn't know about it, but Weng Hong already knew about it. In addition, she suddenly could afford a mansion worth nearly 600 million yuan.There must be something tricky here!
You know, such a mansion is at least only possible for a star who has debuted for many years and is still popular.And, of course, loans.
Wan Qiwen thought about it unwillingly, that woman Weng Hong was clearly showing off in front of her.
"I asked her if she had caught a wealthy son-in-law, but she refuted it!"
"By the way, will she catch up with the boss!"
For a moment, Wan Qiwen guessed Weng Hong's secret, and then showed an incredible expression.
And then, I'm so envious!
And a little unwilling!
She knew that it must not be the boss who took the initiative to find Weng Hong, it must be Weng Hong's little girl who took the initiative to find the boss.The reason is very simple. It's been almost two years since their class of Asian sisters. If the boss is interested in Weng Hong, he will have already succeeded.
"It would be great if I had a house like that!" This idea suddenly came to Wan Qiwen's mind, and Wan Qiwen couldn't get rid of it.
……
On June 6, Lin Zuhui came to the ATV headquarters building.
As a media person, ATV still has a large number of people in Hong Kong on weekends. After all, the TV station does not rest on weekends, but is even busier.This is a contribution to the weekend entertainment of the citizens.
Today's No. 81 Broadcasting Road, there are only less than two-thirds of ATV's employees, and the remaining one-third is arranged in a nearby building; the other building mainly hosts YG Entertainment, Asia Satellite TV, Asia Entertainment Subsidiaries such as record companies.
The entire ATV Group has more than 3500 employees, which is 40% more than wireless employees, making it a well-deserved giant company.
When he came to his office, he came to ATV almost regularly every Saturday morning.
There was no extra work, so he immediately arranged for his assistants to call several high-level executives to come and report on their work one by one.
The first person to walk in was Li Zhuanglie, the director of the drama department. He was the old man of ATV. The drama department was the most important thing of the TV station, so Li Zhuanglie had ATV director Zhao Zhenqiang, CEO Zhou Liangshuyi and others on his head. , often participate in the production plan of the drama department.
"I asked you to go to the Hong Kong Academy for Performing Arts to find the actor Athena Chu, how is the situation?"
Li Zhuanglie immediately said: "Well, I have already been found by scouts. Come to our ATV training for two months during the summer vacation, and then prepare to participate in "Blue Life and Death"!"
Lin Zuhui nodded. He thought about it last time, and remembered Athena Chu's appearance in "Play Back to School 2" in his previous life, which was quite Korean style.So it was decided to train Athena Chu to become Song Hye Kyo of "Hong Kong Stream".
Recently, he also arranged for his agent to find Gu Tianle and Li Ruotong, planning to first network the two of them to ATV's artist training class.In short, he intervened in the affairs of many artists.
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