With Lin Zuhui's current wealth level and social status, he doesn't need to try his best to please HSBC Bank like Li Cucumber did back then (that being said, Lin Zuhui seems to be able to please him too), he is now at the same level as the HSBC Taipan big shot.

"Mr. Lin is here to repay the loan, isn't he?" Provis said humorously.

Lin Zuhui smiled and said, "Why, HSBC is worried that I will run away too?"

Pu Weishi looked at Lin Zuhui, and then said: "Looking at Mr. Lin, it seems that he has full confidence in Xiangjiang's investment, and he is not panicked by the outside environment at all."

Undoubtedly, New Times Group and Chinese Land are both "big debtors" of Heung Kong, but so far no bank has gone to press for debts (you can pay them back if they are not due).Unless, which bank wants to withdraw from Xiangjiang, I am afraid that it will go to these two companies to collect debts.

Lin Zuhui nodded and said, "Others are panicking and I am greedy. Now is the time to buy. How can I give up such a god-sent opportunity."

Pu Weishi hesitated immediately, he now knew that Lin Zuhui came to borrow money, but the debt of New Times Group was so high, and he also knew that Lin Zuhui's personal visit must be a large loan.

However, there must be business, so Pu Weishi said cautiously: "Then Mr. Lin came here to borrow money, and the funds must be very large!"

Lin Zuhui nodded and said, "The one who dares to take out a large loan at this time must be Xiangjiang's 'quasi central bank' HSBC. Because your business is in Xiangjiang, even if you move your headquarters to the UK, you still cannot do without Xiangjiang. Eager to return to the mainland to start business. Therefore, I hope you HSBC will lend us 30 billion yuan, we need to start real estate activities.”

Brewers kept his eyes open. A loan of 30 billion Hong Kong dollars is a large loan for any World Bank.This person said it so easily, don't you know that bankers will consider risks?

The Carrian Group back then caused HSBC a big loss!

Prowess said: "We don't doubt the repayment ability of New Era Group, but the loan is too large. Mr. Lin should divide the loan into multiple banks."

Lin Zuhui immediately said: "At this time, bankers are starting to be conservative, so I came to HSBC to avoid trouble! Before the plunge, you came to our company to investigate, and you should understand that the cash flow in our account is enough to pay off all the loans. Therefore, we hardly have any direct losses in this plunge, and if we buy a large amount of cheap land in time, the 90s can obtain higher profits.”

Pu Weishi thought for a while and nodded seriously. The New Era Group is indeed full of potential.

He also knew that even without a loan from HSBC, others could buy a large amount of land at once.

If you refuse, you will inevitably lose a large business and a high-quality customer.

"Okay, I agree to the loan. However, we need to send someone to review your company's financial situation again!"

"There is no problem, our company's finances are very transparent! Including our investment in foreign exchange, it is all open!"

When it came to foreign exchange, Prowess remembered that he was not only a real estate developer, but also a financial genius.Back then, I made a lot of money doing foreign exchange at HSBC.

The two chatted for a few more words, and Lin Zuhui couldn't help but asked: "Mr. Pu Weishi, are you willing to part with the Yunfeng Residence on the top of Gefu Mountain? I can buy it at a premium!"

Pu Weishi was taken aback, this guy loves property too much, he didn't release any news about the sale, but he took the initiative to ask.

"How does Mr. Lin know that I am willing to sell?"

Lin Zuhui said with a smile: "I heard that Mr. Powell doesn't like the extravagant life, so try to ask!"

He is just talking nonsense, and it is impossible for Powells to deny this point of view anyway.

As expected, Pu Weishi didn't care, instead he said with a smile: "How much does Mr. Lin plan to bid for our Yunfeng Residence?"

There is a play!

Lin Zuhui began to think about the quotation.

Yunfengju is located on the top of Gefu Mountain, occupying all the geographical advantages, and is unanimously praised by Hong Kong Fengshui masters as "the first dragon".It is said that the number of Feng Shui in Hong Kong is the best here. If you live here, you are not rich but you are expensive. Therefore, Yunfengju is also called "The Emperor of Lou", known as "Hong Kong's No. 4.4 Mansion" (this thing can be crowned with many villas), covering an area of ​​​​With an area of ​​nearly [-] square feet, many senior executives of HSBC live here.

If you want to live in the 'Roof Emperor', it depends on whether you win or not!

In his previous life, Provis sold this Taipan villa to Kazuo Wada, the owner of Yaohan, for 1990 million yuan in 8500; as a result, Kazuo Wada's business gradually declined, and he sold the mansion for 3.7 million yuan.

The buyer was Huang Kun, the founder of Mingzhu Xingye, and named it 'Tianbigao'.At that time, Huang Kun's net worth exceeded tens of billions of Hong Kong dollars, but it was precisely because of such a high profile that he was kidnapped for 38 days, and his life was not in danger at the time.

In 03, because of SAS, everything in Hong Kong was so depressed, especially Hong Kong's economy and housing prices, Huang Kun fell into an economic crisis, and this "sky-higher" mansion was auctioned at that time.

As a result, Zhou Xingchi succeeded in picking up the leak with 3.2 million yuan. Zhou Xingchi later introduced Ryoden to cooperate and changed it into four independent villas; later, only three buildings were sold, and 4 billion funds were withdrawn.

Since the HSBC Taipan, the next three owners seem to be unlucky.Zhou Xingchi seems to be lucky, but having no offspring is what the rich fear most.

Of course, Lin Zuhui's status is many times more noble than that of the HSBC Taipan, so of course he is not afraid of those questions!

As for the issue of kidnapping, he was even less afraid. Kidnapping himself would be too long for the kidnapper.

"How about 7500 million?" He quoted a very real price, which was a [-]% premium.

As expected, there was no displeasure on Pu Weishi's face. After thinking for a while, he said: "I need to give you an answer later, please wait, Mr. Lin first!"

Lin Zuhui nodded, not surprised.

But no matter how you say it, even if Prowess is not satisfied with the price, he will not sell it to others, at most he will pay back the price.

Otherwise, he would be too offending.

Anyway, the two are also partners. If they intend to sell, they will definitely be transferred to Lin Zuhui.

Chapter 3 and five [Taking the "Lord King" in Central]

It's a new week in a blink of an eye.

Monday, May 6.

Lin Zuhui summoned Liang Zhenxun and Chen Bin in the office, and said: "No matter what the result is this afternoon, from today onwards, the New Times Group will be buying land, exchanging land rights and interests, and old real estate. However, don't cause the market to react too much , we have plenty of time to spend 60 billion funds.”

At this time, the New Times Group has 80 billion funds (80 billion debts) in its account, plus the loan from HSBC Bank.

As for the "Garden Road Land King" project, New Times Group theoretically only needs to invest 15 billion (half of the equity); currently it holds [-]% of the shares, and after the initial plan is finalized, it will sell [-]% to Wanguobaotong to reach a cooperation.

"Yes, boss!" The two said a little excitedly.

According to the prediction of the boss, the real estate may recover in more than a year (actually one year), so this bargain hunting is equivalent to making more than [-]% of the profit.After all, a [-]% drop in ten yuan is seven yuan, and seven yuan needs to rise by more than [-]% to return to ten yuan.

And the bank interest is only 10% to 15% for more than a year!

What's important is that there are only so many resources, and New Times Group's acquisition of so many cheap lands is bound to drive real estate to a higher level.

Lin Zuhui added: "The funds of the New Times Group are used to expand our land reserve! I already have a direction for the funds of the Chinese real estate. But there are still many high-quality properties in the market. I plan to invest in the name of the family, such as gardens. Single-family villas, single-family villas, commercial buildings, etc., when you activate the marketing department, you can ask them to collect information together, and then give it to me for reference.”

The 60 billion funds of the New Era Group this time is equivalent to increasing the company's land reserves to about 1500 million square feet (excluding a large amount of agricultural land reserves, which can also be converted into residential land in the future), which will be similar to that of Henderson Land in its previous life. The level is about the same, surpassing the current Henderson Land, second only to Sun Hung Kai.

The New Era Group is not only valuable in land reserves, but also holds shares in subsidiaries that are also valuable.

Therefore, the market value before the plunge was higher than that of Henderson and slightly lower than that of Sun Hung Kai.

Chen Bin and Liang Zhenxun are naturally not surprised that the boss has a lot of cash flow, which can help the company earn a lot of net financial profits. The boss's personal investment may be very large.

this afternoon.

The Hong Kong government unveiled the "Garden Land King", and the winning bidder was New Times Group.

However, the media's response was relatively cold, and they only interviewed Chen Bin, the general manager of New Era Group, as usual.

After all, the price of 30.99 billion is not even as high as that of the "Wanchai Land King", which shows how bad the real estate market is!

Only Luo Jiarui of Eagle King was a little lonely, he went up to say hello to Chen Bin, and then left the scene.I thought I had a lot of confidence, but I didn't expect others to give 30.99 billion directly.Let me ask, even if the price is clearly marked, he might not dare to offer it!

Lin Zuhui was also very excited when he heard the good news in the office. Although he was not too nervous beforehand, he was really happy once he won the bid.These are two super buildings in Central, and their value will exceed 600 billion in the future!

After obtaining this piece of land, New Era Group has to start buying land reserves in a big way, and the current real estate market has fallen by 30-35%.The land exchange rights and the land in the New Territories are basically no one cares about it, and the properties in Hong Kong and Kowloon are not much better there.

The drop of more than [-]% is equivalent to returning to the price after the [-] stock disaster, which is not too cheap.

The mood of picking up cheap, every transaction reaching tens of millions, is enough to make Lin Zuhui happy.

……

The next day.

The senior executives of the real estate, real estate, and construction departments of the New Era Group are waiting for the boss's arrival in the conference room.When Lin Zuhui walked into the meeting room, everyone stood up and said hello.

Lin Zuhui motioned for everyone to sit down and observed everyone's mental outlook, which was very good.As the saying goes - a raging soldier, a raging nest; and Lin Zuhui, as the leader of the New Times Group, is fully optimistic about the prospects of Xiangjiang and has high fighting spirit, so these high-level executives have also been infected one after another.

"Let's all report the important work first!" Lin Zuhui held a pen and motioned for these people to speak first.

Everyone knows that Lin Zuhui pays attention to efficiency, so he started to report soon.

"The foundation stone laying ceremony of the 'Central Plaza' of Chinese Property is initially scheduled for mid-July, and the construction period is 7 months. It was completed in 32 and put into use... The Central Plaza is 1992 stories high with a floor area of ​​78 million square feet. The total investment 140 billion... After the completion of this building, our Liguang timepieces can be seen at night in all districts of Hong Kong and Kowloon, and it will be recognized internationally as a symbol of Hong Kong."

The building under construction by Chinese Land is about to add another building!

Entertainment Building (Queen's Road, Central) will be completed in the first half of 1991.

Grand Plaza (Eun Ping Road, Causeway Bay) will also be completed in the second half of 1991.

"Chinese Land has basically negotiated the acquisition of the rights and interests of the Connaught Road Chinese Bank Building, with a total cost of 6.1 million. Before the plunge, the Chinese Bank Building was valued at 7.5 million."

"Huaren Property acquired Yongan Center in Central District at a price of 19 billion. After taking it, our biggest client is Yongan Group, which still serves as their headquarters."

Chinese property can rent out the building and add two more.As for Wing On Center, it still collects rent anyway, and Yongji is willing to lease it, so it is naturally a wish for it.As for renaming the building, Lin Zuhui would not be so boring.After all, the citizens are used to it, so why change it.

Lin Zuhui said: "The Chinese Bank Building and the Hongji Building will not be dismantled for the time being. They will be temporarily used for rent collection. We will rebuild them in the 90s! The same is true for the four buildings of the original Legu Real Estate. We will try our best to merge the buildings first. After the 90s, we will then according to the situation. Merge the building and rebuild it, or rebuild it directly!"

We can't rebuild too much at one time, otherwise there will be no rent-collecting buildings, and we will have to pay a lot of construction costs and interest, which will be unbearable financially.

The properties of Chinese Real Estate are now 14 buildings:

Building 7 in Central District:

Chinese Center Block A, B (Admiralty), Entertainment Building (under reconstruction), Wing On Centre, Chinese Bank Building, Wang Kee Building, Lok Ku Building, Printing House, Lok Shing House

Wan Chai: Harcourt Building, Central Plaza (under construction)

Causeway Bay: Royal Mansions, Grand Plaza (under construction)

North Point: Lok Kee Walk

Gao Yi nodded, and then reported: "We have contacted the Japanese company. They are interested in the Yongji stock in our hands, but they have some objections to the price!"

Lin Zuhui said with a smile: "It's okay, it's going to consume them for a while! The stock market will rebound soon, and they are also eager to buy shares in Yongji, so as to reach a shareholding cooperation with Yongan Department Store."

It will rebound in July, and it’s okay to wait until the end of the year. On the contrary, Japan’s Seiyu Co., Ltd. should be very anxious.

The 25% of the shares in the hands of Chinese Land are valued at 8 million, and at least 7.5 million has to be returned, otherwise he can't afford to lose the face of "losing business".

At this time, there is only 30 billion cash left in the account of Chinese Land, and the property negotiation over there has not yet started!

It seems that by the end of this year, the debt of Chinese Land may reach 60 billion to 70 billion!

By then, the difficulty factor of privatization will be greatly reduced!

Next, the senior management of New Era Group began to report.

"Garden Road King, we have spent 21.7 billion funds this time (currently [-]% of the shares, and the other [-]% is owned by the Lin family), according to your instructions, we plan to make a preliminary design first, and then contact us after two or three months. Wanguobaotong, proposed cooperation..."

"Sceneway Garden, the property above Lantian Subway Station, will be able to produce the first draft of the drawings in August, and the construction will officially start at the beginning of next year..."

"Diligende Pavilion Three, we are actively communicating with the Planning Department to build the tallest residence in the world according to your requirements, with a height of 66 floors..."

……

After listening to the report, Lin Zuhui added: "In the second half of the year, I will have to discuss with the Hong Kong government the land supplement fee for the Heyuan Power Plant. This large housing estate is our flagship residential project in the mid-to-late 90s."

Smiles appeared on everyone's faces. In early 1988, Li Chaoren's three major housing estate projects were considered to be very prestigious in Xiangjiang; and everyone also believed that Li Chaoren would have four major housing estate projects in the 90s.

Today, New Times Group has not only cut off a large-scale housing estate project of Li Chaoren, but also cooperated with CLP on a housing estate project. Although it is still far behind Cheung Kong, it is more powerful than Hong Kong.

Moreover, New Era Group is developing real estate and rent-collecting real estate at the same time, without focusing on it;

This is almost none of the real estate developers in Xiangjiang.

The reason why New Times Group is so courageous is because it is not afraid of debt;

Moreover, it escaped two crises in a row, and bought bottoms in the crisis.

Of course, by the end of the year, the debt of the New Era Group will reach a terrifying 150 billion, and it will be inevitable to be ridiculed as the "debt king" by then.

Lin Zuhui is not afraid of the company's debts. The first is that he has his own funds to back up. The second is that he planned to start oil futures before the incident of "Iraq's invasion of Kuwait", that is, in early 1990.

Although the oil price fell again soon after the sharp rise, for a person like Lin Zuhui who knows history, he is still sure to ship on the basis of controlling a certain amount of funds; moreover, he knows that the highest price is 42 US dollars per Barrels, but he never makes the last money, it is estimated that starting from $30, he will gradually sell.

In this meeting, Lin Zuhui finally concluded:

The New Era Group, with a capital of 60 billion, went to the market to purchase a large number of reserve lands, and began to prepare a large number of lands!

Huaren Real Estate still has 30 billion in cash in its account, and plans to borrow another 30 billion in cash to prepare for the acquisition of properties that can be sold by Landmark.

At the end of the year, New Era Group won the title of "Debt King"!

Lin Zuhui's personal debt is currently as high as 65 billion (he still has 70 billion in cash, and the Garden Road Land King spent 10 billion), and he is also the debt king.

However, although the debt is high, the assets of the New Era Group are too rich, and they were bought at the bottom.

As long as Heung Kong Properties does not plummet further, no bank will feel at ease. After all, the debt ratio is only about [-]% to [-]%.

Chapter 3 and Six [Millionaire]

Saturday night, July 7st.

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