Rebirth 09: A perfect life starting from college

Thinking of this, Ren Li couldn't understand Jiang Cheng's thoughts at all.

——In fact, Jiang Cheng's idea is very simple.

Of course, it is impossible for Ren Li to know that all Jiang Cheng wants to do is borrow money.

Invest in shares?

Do you want to share 70% of Qinfeng Capital's equity? !

What a joke.

Even if there is no Laika, Jiang Cheng will never make the decision to hand over the equity of Qinfeng Capital just because of a mere tens of billions.

Jiang Cheng has absolute self-confidence. With his God's perspective, the future size of Qinfeng Capital is absolutely impossible to be limited to tens of billions.

The lowest goal is also a trillion level comparable to the fruits of later generations or the Stella level.

Such a behemoth, give up 100% of the equity for a small 70 billion?

Isn't this a joke?

——Not only that, if Jiang Cheng really made this decision, then it is more likely that there will be endless troubles in the future.

After all, 30% of the equity in my hand is not enough to guarantee my absolute control over Qinfeng Capital.

According to Jiang Cheng's understanding, in a giant company like Fruit Group, except for the large equity held by several major shareholders of the management board, all other equity has been split up and dispersed into the hands of thousands of companies around the world.

The biggest advantage of doing so is that apart from attracting shareholders extensively and making everyone prosperous, the biggest effect is to deter those speculators with ulterior motives.

If someone is trying to complete the master control through mergers and acquisitions of scattered equity, it will need to negotiate the acquisition of at least hundreds of corporate institutions around the world.

It will be a very, very difficult, tedious and complicated process. Strictly speaking, there is almost only theoretical hope.

Therefore, no capital would be willing to pay such energy and price.

However, the situation Jiang Cheng is facing at this moment is different - according to the records in his hand, there are no more than ten overseas groups that intend to jointly invest in Qin Feng this time.

With such a small number of shareholders, if those foreign capitals engage in mutual mergers and acquisitions in the future, they can easily exceed the 30% of their own holdings in terms of overall equity, and finally complete the control and become a strong owner of Qinfeng Capital.

Then, wouldn't it be a waste of all my hard work to make a wedding dress for someone else?

If there was a time like that, it would be better to find a piece of tofu and kill yourself head-on.

Therefore, Jiang Cheng would not accept the Plan A proposed by Ren Li no matter what.

"As for Plan B..."

Ren Li hesitated for a moment, before she said: "The same ten overseas institutions completed the capital injection into Qinfeng Capital."

"Although there will be no equity requirements for Qinfeng Capital, this amount will be issued in the name of contractual loans."

"Yes." Jiang Cheng nodded and said, "Then, what is the specific interest rate requested by the other party?"

"Well, I'm afraid it will be higher."

As she said that, Ren Li glanced at Jiang Cheng, and her tone of voice was a little low: "According to the request of the other party, you can gradually pay off this amount within 5 years, and the specific interest rate is... 13.69%... and, As the guarantor, our bank also needs to withdraw an additional 3% of the total loan amount every year."

"Isn't that a gross interest rate of 16.69%?!"

Hearing this number, Wen Jie on the side couldn't help but exclaimed.

This TM is called higher?

This is as high as grandma's house!

——It is more than three times higher than the interest rate of normal domestic loans!

After one year, the light interest fee and handling fee will be 17 billion.

Such a harsh condition, it is clear that they have no intention of accepting it at all!

Simply outrageous!

After the initial shock, Wen Jie suddenly breathed a sigh of relief.

Based on what he knew about Jiang Cheng, it was always impossible for Jiang to accept such outrageous conditions.

Then, it is obviously a more reasonable choice to switch to plan A, which is a win-win situation.

"Okay, let's proceed with this plan B in the future."

Wen Jie: (⊙_⊙)

——I really can’t guess you!

Jiang Cheng ignored Miss Wen Jie, who was full of Tuzki's crazy expression, and said calmly to Ren Li, "President Ren, I am willing to accept this plan."

"You... are you sure?"

Ren Li, who was also deeply shocked, opened her eyes wide and asked again: "Mr. Jiang, this adds up to an interest rate of 16.69%."

"Of course I'm sure." Jiang Cheng nodded and said: "Not only that, I also hope that you can help me inform the other party that if you want to reach this loan agreement with me, the amount I need must be at least 150 billion."

"1...150 billion?!"

Hearing the price offered by Jiang Cheng, both Ren Li and Wen Jie were so shocked that their jaws almost dropped to the ground.

With such a high interest rate, how dare you borrow so much? !

This guy—either a gambler or a lunatic!

Jiang Cheng didn't care about Ren Li and Wen Jie's astonishment.

After all, with Laika in hand, don't let it go for nothing, the more the better.

And at the price of 150 billion, Jiang Cheng believed that the other party would be able to accept it.

Because Jiang Cheng clearly knew that these top foreign financial institutions must have analyzed China's future economic potential long ago.

In the next few years, the value of the real estate in the magic city in my hands will increase by 4-5 times, which is easy.

It is absolutely no problem if the valuation reaches more than 200 billion.

On the premise that the overall investment does not exceed the insurance amount, the loan is not only free of any potential risks, but also definitely a big business with no loss.

Therefore, Jiang Cheng has absolute confidence that the other party will [-]% try his best to facilitate this transaction.

Chapter 134 This doll... Could it be...

"Mr. Jiang, then I will contact the other party according to your wishes."

After dinner, Ren Li said goodbye to each other standing at the door of the clubhouse and said politely.

"Based on your conditions and qualifications, I believe that a consensus on cooperation will be reached soon."

"It's work."

Jiang Cheng nodded slightly and thanked him.

This tens of billions of funds is the cornerstone of the huge empire he imagined.

Now, it is time to consider the rapid advancement of the research and development of Weixin's substitutes.

It's just that the biggest difficulty is the problem of the R&D team. Without relevant personal connections, it is very difficult to assemble a reliable team of program developers in a short period of time.

As he was thinking about it, he suddenly saw a tall, thin man with frosted temples and glasses walking out of a Volkswagen that had been parked at the entrance of the club.

"President Ren!"

The man with glasses shouted loudly, walked quickly to Ren Li with a smile on his face, and shook hands cordially.

When Jiang Cheng saw this man, he was immediately amused.

Just when I was dozing off, a pillow fell from the sky.

It was none other than the principal of his own school—Professor Deng Bei'an.

Taishan Beidou in the domestic computer industry and artificial intelligence industry, IEEE fellow, and academician of the Chinese Academy of Engineering.

The disciples of the sect are full of peaches and plums, and many of them will be big bosses in the domestic computer program research and development industry in the future.

If he can speak, then it will be a matter of minutes to form a development team with the highest configuration in the country.

With such a good opportunity, of course Jiang Cheng would not choose to leave. He stood quietly aside, intending to see why Deng Bei'an came to find Ren Li.

"Principal Deng, it's a pleasure to meet you~"

Facing Principal Deng who was full of enthusiasm, although Ren Li kept a smile on her face, her expression showed bursts of alienation and embarrassment.

"What a coincidence..."

"Where is it~What a coincidence~" Deng Bei'an said with a smile: "President Ren, I came here to find you after I found out that you are here."

"President Ren, the loan application I submitted to your bank last time? I wonder if your bank has discussed it? How is the follow-up progress?"

"This is..."

After asking, a look of embarrassment suddenly appeared on Ren Li's face.

"Principal Deng, the situation of your school has indeed been seriously discussed in our bank meeting..."

"Currently the most important problem is the preparatory project of the innovation building of your school, which involves too many funds..."

"Oh! President Ren, what are you talking about? - The project funding gap for the Innovation R&D Center Building of our school is only 5000 million. This loan amount is not too much for your bank, right?"

Seeing that the other party was going to refuse directly, Deng Bei'an hurriedly interjected, trying to make the last effort: "——Besides, our school is a key university directly under the Ministry of Education, and every year there will be state financial appropriations to cover the bottom line~ For the loan from your bank Say, there is no risk at all."

"Principal Deng! I knew the situation of Qin Jiaotong University at the time."

Ren Li explained in embarrassment: "However, you must know that the relevant departments have long issued a strict order to strictly control colleges and universities' borrowing for construction... So, under the current situation, we really can't help..."

"Can..."

Hearing this, Deng Bei'an had an anxious expression on his face: "The construction plan of this project has been confirmed and passed, and the initial investment has also been made. If the funds are cut off, the project will inevitably be unfinished! Oh, President Ren ! You also know that this influence is very bad!"

"Sorry...Principal Deng, I can only deal with this matter business-like, please forgive me."

Hearing the other party's conversation, Jiang Cheng on the side finally understood.

It turned out that the school planned to borrow money from the bank in order to build an innovative R&D center building.

——Different from the past, the current construction of colleges and universities is generally a combination of financial appropriation and school self-financing, so it is estimated that the project of the innovation and R&D center building is too large, which makes the self-financing problem a problem.

Jiang Cheng, who has been reborn, is naturally aware of this innovative R&D center building.

In the future, it will become a place of pilgrimage for the entire Chinese computer and artificial intelligence research and development industry.

Many bigwigs came out from here, facing the tide of the times, and went to the world.

Thinking of this, Jiang Cheng felt that his chance had come.

"Principal Deng, hello."

He walked to Deng Bei'an's side and greeted him politely.

"Huh? You..."

Seeing the noble young man in front of him, Deng Bei'an opened his eyes with some doubts.

It looks familiar, but for a while, I can't remember where I saw it.

On the contrary, Ren Li, a fine person, realized it immediately.

——There is a ready-made Jiaotong University student here, so why let yourself bother about it?

"Ah, Principal Deng, let me introduce you."

Ren Li smiled and walked to Jiang Cheng's side, and introduced to Deng Bei'an: "This is President Jiang of Qinfeng Capital—Mr. Jiang Cheng."

"At the same time, he is also a freshman in the Finance Department of our school." Jiang Cheng added politely.

"President Jiang? A freshman?"

Hearing this, Deng Bei'an opened his mouth in surprise, unable to combine these two identities for a moment.

But it was the name Jiang Cheng that instantly reminded him.

"Jiang Cheng...yes, yes, I remember~" Deng Bei'an said with some hesitation: "Last month, the freshman who sang an original song on the stage at the freshman military training performance, is it you?"

"Yes."

"Oops... oops..."

Deng Bei'an, who received an affirmative answer from Jiang Cheng, looked at Jiang Cheng with some emotion, then turned to Ren Li and said, "It's really a hero out of a boy~"

"is not that right."