After three years of enfeoffment, the waste prince shocked the court boss

"Please, come and open an account for the customer."

Liu Lin hurriedly asked someone to bring the Pan family members inside.

After entering the magnificently decorated lobby of the bank, boxes of silver were opened, and the 1 taels of silver exuded silver light.

It made the onlookers envious.

"Pan's family deposits 1 taels of silver, fixed for one year, and pays 500 taels of interest after maturity!"

As the first business, Liu Lin handled it for him personally.

"The annual interest is only 500 taels. This is really making money lying down."

Some people exclaimed.

"If you save one tael of silver, you will get fifty copper coins in interest."

"How about we try to save some too?"

"Let's take a look again, if you can't take it out, it will be in vain."

People in the crowd whispered and commented.

"Lingnan Chamber of Commerce Capital Branch, together with 170 Lingnan merchants in Beijing, came to congratulate the establishment of the Royal Bank!"

A voice came from outside the bank, and it was Zhong Fu, the branch president of the Lingnan Chamber of Commerce in the capital, who stepped in.

"Mr. Liu, on behalf of our Lingnan 170 merchants in Beijing, I'm here to congratulate Royal Bank.

Somebody, pull in the silver. "

Zhong Fu walked up to Liu Lin, cupped his hands and said.

Then I saw a group of people carrying boxes into the lobby.

Dozens of boxes were opened, and all of them were silver.

"Mr. Liu, the total amount of the money is 500 million taels. Our merchants in Lingnan commissioned the chamber of commerce to deposit it into the Royal Bank. Please have a look."

Zhong Fu said respectfully.

"President Zhong, you have a heart."

When people came to cheer, Liu Lin hurriedly said politely.

"Wow, 500 million taels, as expected of Lingnan Chamber of Commerce, really rich."

"Even those merchants in Lingnan dare to deposit their money in the Royal Bank, so why worry about our little money.

I'm going to go home and dig out the money to open an account. There's no such interest in burying it in the soil. "

The onlookers were kicked off, and as soon as they were mobilized, more and more people went home to withdraw money to open an account.

There are also ordinary people who try to take out a penny to deposit in the bank, and they successfully open an account.

There were many merchants in the crowd, and when they saw that the big merchants in Lingnan were safe to deposit their money in the Royal Bank, they were also moved.

The three major banks have always had their silver deposits, in order to facilitate large transactions.

Every year, I have to pay a lot of storage fees to the bank for nothing, which is the same as the Royal Bank. It would be a bit unfair to exist in the three major banks.

Many merchants hurried back, took the bills from the three major banks and demanded to take out the silver.

In one day, the three major banks were almost run on.

Fortunately, those merchants who wanted to withdraw money were appeased in time, and the money was transferred from the nearby state capital in time, otherwise it would have almost caused a catastrophe.

In the evening, the statistics of the bank's deposit absorption showed that it had absorbed 270 million taels of silver in one day.

Looking at the data in his hand, Zheng Kun couldn't stop shaking with excitement.

He thought the treasury was rich enough, but only when he saw the bank's treasury did he know what it means to make money every day.

If things go on like this, the amount of money held by the bank will really be an unimaginable number when the Royal Bank is opened up.

"No wonder the regent dared to say that he could make Dagan never suffer from lack of money, this is simply a magic tool.

Aren't the three major banks already rich beyond compare? "

Thinking of this, Zheng Kun couldn't help being shocked.

……

Chapter 197 Banknotes

Xiao's old house.

"Old Xiao, this bank has just opened for business on the first day, and it almost hit my Liu family's bank.

In just one day, all the silver stored in Litong Bank was withdrawn and transferred to the Royal Bank.

If my Liu family hadn't urgently transferred a batch of silver, Litong Bank would have become a joke today. "

Liu Zhaofeng, the Patriarch of the Liu family, said anxiously.

"That's right, Mr. Xiao, my Hengtong Bank is similar, and 170 million taels of silver were taken away today.

If this continues, I'm afraid it won't be long before my junior bank will be delisted.

When are we going to act. "

The head of the Sun family, Sun Yanqing, also agreed.

"Don't panic, the three of us are in the same breath, and Li Su's son wants to touch the bank's business, so he has to weigh whether he can touch this bone.

Let that kid be a little more arrogant, isn't he going to issue paper money?

Let him send it, when the time comes, we will directly give him a drudgery, and the old man will make his banknotes become waste paper. "

Xiao Mutang spoke neither in a hurry nor in a hurry.

"Then we can only suspend lending first, and reserve enough money for the bank. How much money will be lost!"

Liu Zhaofeng said a little depressed.

……

With the success of the Daqian Royal Bank in the capital, it will be much easier to spread the banking business everywhere.

As a representative of the imperial court, Zheng Kun was appointed as the honorary president of the Royal Bank.

Liu Lin was directly appointed as the president, in charge of the affairs of the Royal Bank.

For this decision, Zheng Kun also agreed with both hands.

He knew that he was definitely not as good as Liu Lin when it came to economics.

Besides, I don't have time to take care of this mess, as long as I can keep track of the bank's accounts.

Soon, the Dagan Royal Bank will be fully rolled out in the state capitals of Dagan.

First the prefecture, then the prefecture.

Backed by the imperial court, it is easy to handle affairs, and the construction of banks in various places is also given the green light.

In just two months, the Dagan Royal Bank has opened all over the major cities of Dagan.

In the past two months, the three major banks have experienced an unprecedented cold winter.

Almost all the bank deposit business has been taken over by the Royal Bank, and even the lending business has come to a standstill.

If it weren't for the accounts that have not been collected before, I am afraid that the current three major banks will not be able to make ends meet.

In fact, the Royal Bank's interest rate on private lending is astonishingly low, and the interest rate for a year's loan is only [-]%.

Those who are used to donkey rolling and compound interest directly call the Royal Bank as a charity.

All of a sudden, the reputation of the imperial court and the royal family among the people has improved a lot.

Lingnan is in the Hall of the Beijing Chamber of Commerce.

"Mr. Liu, what are you talking about, our prince's business is our business, how can you say thank you?

Not to mention that the properties of the Wangfu don't give us discounts on purchases, just in one word, Lingnan merchants are willing to do so.

In other words, it's life! "

Zhong Fu pretended to be angry.

"President Zhong, I'm going to trouble everyone, my palace will definitely not let everyone suffer in this matter."

Liu Lin arched his hands and said affectionately.

"Don't worry, I will inform you that within three days, all the Lingnan merchants in Beijing will use the banknotes.

If anyone dares not cooperate, our chamber of commerce will not recognize him. "

Zhong Fu patted his chest and promised.

Three days later.

The largest Zhao's cloth shop in the capital.

"Guest officer, you can get a [-]% discount if you take this banknote to other shops with our Lingnan merchant brand to buy things.

The denomination on this banknote can be exchanged for the corresponding silver taels in full at any time when it goes to the Royal Bank. "

The guy explained to a middle-aged man who was buying cloth.

The middle-aged man is the small owner of a tailor shop in the capital, and he buys several bolts of cloth every month.

Today, when he was about to pay after picking out the cloth as usual, the clerk asked him if he had any banknotes.

If you use banknotes, you can save a tael of silver.

One tael of silver, for a small tailor shop like his, was almost ten days' net profit, the man's words aroused his curiosity.

"You mean that I went to the Royal Bank to change the banknotes, so I can use them directly?"

The man held the banknotes handed over by the buddy in his hand, and confirmed.

The banknote in his hand looks like paper material, but it is different from ordinary paper and has a texture.

This is a banknote with a denomination of one tael.

The picture on paper is exquisite, and the front is a picture of a fleet of armored ships sailing in the sea covering the sky and the sun.

On the back is the route map of Jingling Railway and a picture composed of a huge locomotive.

"Not far from our shop is the Royal Bank. There is a special window for exchanging banknotes. Just try it objectively."

The guy highly recommends it.

The owner of Buzhuang is a native of Lingnan, and when he learned what Liu Lin meant from Zhong Fu, he expressed that he would strongly support Wang Ye's bank.

When I go back, I will tell the clerk that any business settled with banknotes within a month will give the clerk a [-]% commission.

This made the guys below work very hard to encourage the guests to exchange banknotes.

"Okay, then I'll try to exchange it. Put this cloth here for me first, and I'll come when I go."

The tailor shop owner couldn't wait to run towards the Royal Bank without stopping.

Similar scenes happened in every corner of the capital.

All of a sudden, there was a long queue at the window of the Royal Bank to exchange banknotes.

This forced Liu Lin to temporarily add windows to ease the congestion.

……

Chapter 198

Yanhe Hall.

"His Royal Highness, Xiao Wenmao, the censor of Zuodu of the Metropolitan Procuratorate, is asking to see you,"

Li Chengyong's personal eunuch Wang Xi walked in and said respectfully.

Wang Xi is Wang Quan's godson, the personal eunuch arranged by Emperor Qian to take care of Li Chengyong's daily life.

If there is no accident, he will definitely take the position of Wang Quan in the future.

Li Su usually lives in his Prince Regent's Mansion in the capital, so today Li Chengyong is a little bored, and he hopes that Li Su can enter the palace to accompany him.