Sprinkle coins every day
Page 9
You are really a wave.
Wang Cong stood on the street with people coming and going, as if he had comprehended the true meaning of life.
cold wind blows,
Suddenly shivering, turned around and went into a nearby alley, leaving behind a thick back...
…………
Zhang Shuo came home,
Du Qingqing was watching a horror movie alone on the sofa.
Mingming was so frightened that his long legs curled up, and the frog doll in his arms was squeezed out of shape completely, but his eyes were fixed on the TV, a typical human being addicted to food.
"Huh~~~"
Smelling the smell of alcohol on Zhang Shuo's body, Du Qingqing pinched her nose and went to sleep with a face full of disgust.
When Zhang Shuo came out of the shower, he found a cup of freshly brewed hot tea on the table. He smiled at the corner of his mouth and shouted to Du Qingqing's bedroom, "Thank you, roommate!"
"Humph!"
Du Qingqing was very arrogant.
After drinking tea, Zhang Shuo's drowsiness faded away. After reading for a while, he went back to his room to sleep.
…………
the next day,
Zhang Shuo came to Shenghua Financial Services again.
Sure enough, Sun Tingmao became more enthusiastic, and specially made a cup of coffee for Zhang Shuo.
"Old rules, one month, 4% interest." Zhang Shuo went straight to the point.
"What about the amount?"
"100 million!"
The collateral that Zhang Shuo took out was still the equity of Qingcheng Retail.
"Row!"
This time Sun Tingmao was not in the slightest embarrassment, and readily responded.
It can be seen that the sweetness has been tasted.
…………
Sister Li's side is also going well.
Perhaps the owner was really in a hurry to spend money, so he agreed to sign a shop sales contract with Zhang Shuo at a transaction price of 295 million that afternoon.
Zhang Shuo paid a 5 deposit on the spot, and also paid a full 3 agency fee.
Next, a series of procedures such as bank loans, house transfers, real estate certificates, water and electricity transfers, and re-signing rental contracts with tenants are all handled by Sister Li, without Zhang Shuo running around.
The entire process will take at least one and a half months.
The longest time is the bank approval and lending step, at least one month.
Fortunately, the owner is a native of Binhai City, with great powers, and he personally cleared up the relationship with the bank. It took only five days for the bank to issue a commercial loan.
Zhang Shuo was happy to pick up the bargain.
"Ding, Sprout Capital Transfer paid 145 million loans and gained 145 experience points."
"call!"
According to regulations, commercial loans are directly transferred to the seller's account by the bank. Zhang Shuo is also worried that if the funds do not go to the budding capital account, experience points will not be generated.
Then it's really nothing to fetch water from a bamboo basket.
Fortunately, the system is very user-friendly, and Zhang Shuo's operation method is recognized.
otherwise,
He really didn't know how to use the six times capital leverage.
"Ding, the entrepreneurial level has been upgraded to level 3, and the reward is "Chen Style Tai Chi" + Passive Network Card!"
Infused with knowledge, Zhang Shuo instantly comprehended the essence of "Chen Style Tai Chi".
Do not misunderstand!
"Chen Style Tai Chi" is not a secret book of martial arts, neither will it generate internal strength, let alone fly over the wall, it is the fitness Tai Chi that the old men in the park often practice, and it only has the effect of strengthening the body and cultivating the body.
[In the future, there will be no vulgar plots such as urban superpowers, heroes saving the beauty, etc., you can eat with confidence. 】
"This is amazing!" Zhang Shuo was satisfied.
As for the passive network card, it seems to be used directly, and it will expand Zhang Shuo's invisible network in a very clever way.
Anyway, let it be.
【Host】: Zhang Shuo
[Talent]: Focus on Lv1, insight into Lv1
[Level]: Level 3 (8/1200)
【Support Fund】: 1 million/day
[Cash]: 331 million
[Loan]: 140 million (commercial loan) + 100 million (bridge loan)
【Companies under the name】: Germination Capital (100% holding), Green Orange Retail (accounting for 80.2% of the shares)
To upgrade to level 3, the required experience points increase from 300 points to 1200 points, a 4-fold increase.
The start-up capital was only 300 million, and the proportion of experience points continued to drop, accounting for only a quarter.
After repaying the 100 million bridging loan, Zhang Shuo only has 230 million funds left, which is still 1000 million short of the upgrade.
Relying on the support fund to accumulate 1000 days is really getting more and more outrageous.
The good news is that the daily support fund of 1 can easily repay the bank's monthly payment.
It can also be used for daily expenses.
For example, the previous intermediary fee of 3 yuan, the bridge loan interest of 4 yuan, and the taxes and fees required for the transfer of the store, etc., were all supported by the support fund.
It took all my money.
The thing to consider now is, can you copy the "shop shopping model" again and upgrade quickly?
Based on the total price of 1200 million, it can barely get 600 million commercial loans from the bank and 200 million of its own funds.
There is still a funding gap of 400 million.
"400 million..."
It must be too late to rely on the support fund, the day lily is cold.
At Shenghua Financial Services, they can borrow up to 100 million again with the equity mortgage of Qingcheng Retail; and then use the first set of shops as collateral, but because they have loans, they can borrow another 100 million at most.
"That's 200 million short..."
Where can I get this money?The few sets of shops Li Jie mentioned are waiting for no one.
Want it at home?
No play!
His family is just an ordinary family in a small city, maybe 200 can come out, [-] million is out of the question.
Looking for classmates, colleagues, friends...
That's even more impossible. If you can borrow it, it's okay, but if you can't borrow it, you will basically run out of friends.
The amount is still so large.
"I'm not reconciled!"
Zhang Shuo still wants to expand the retail of Green Orange, but the current capital is not enough.
"It seems that we can only take that step..."
After thinking about it, Zhang Shuo was still going to use the last hole card, a card he didn't want to play at all.
Chapter 9 Boss, is the company selling?
Sunday, May 6.
"Mr. Zhang, congratulations on winning two more shops." Sister Li smiled brightly.
These orders with Zhang Shuo alone,
Just let her get nearly 2 commission, where can I find such a funder?
In order to make up for the funding gap this time, Zhang Shuo had no choice but to find a private loan company with "no mortgage and zero threshold" on the small card.
Finally, he was ahead of other buyers and won two sets of high-quality shops with better locations and larger areas.
With the energy of the owner,
It is estimated that the bank will be able to disburse the loan before next Friday.
That's it!
"Mr. Zhang, there will be similar shops in the future, do I want to draw your attention?" Sister Li's eyes were fiery.
She really didn't expect,
Zhang Shuo has such a strong financial strength, a proper local tyrant.
"sure."
For shops, Zhang Shuo is of course the more the better.
"Alright, I will be your personal real estate consultant from now on. If you have any questions or needs, I will be on call 24 hours a day." When handing over the contract, Sister Li tickled Zhang Shuo's palm lightly.
"Next time definitely!"
Zhang Shuo pretended not to understand Sister Li's suggestion, turned and left.
"Is my mother so unattractive?" Sister Li looked weird, but she was flattered in her heart. Anyway, the money has already been pocketed. "You don't care? My mother is not happy."
Back to the booth,
On the company's internal system, I began to search for suitable shops and houses.
It's very real.
"If you have money, don't make money as a bastard." Sister Li lived a very transparent life.
.........
Thursday, November 6.
The bank loan was disbursed smoothly.
"Ding, the entrepreneurship level has been upgraded to level 4, and the bonus card will be rewarded - Xueba Halo!"
The mysterious power came again,
Zhang Shuo seems to have been baptized by wisdom, his body and mind are transparent, and his inside and outside are clear.
"Is this an epiphany?"
Zhang Shuo was still hesitating whether to take the postgraduate entrance examination because he was worried that he would not pass the entrance examination, but now he is stable.
【Host】: Zhang Shuo
[Talent]: Focus on Lv1, insight into Lv1
[Benefit]: Xueba Halo
[Level]: Level 4 (1/5000)
【Support Fund】: 5 million/day
[Cash]: 1045 million
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