Datang: Huchi served as a bodyguard, but refused to enter the court as an official

In the usual way, no matter how kind the loan is, the three-point interest is already sky-high!

If there is no [-]% to [-]% profit, who would borrow money?

It's a very simple truth, the Liu family has a thousand silver coins, and they can definitely invest this money in their own business, and it won't take long to earn it back.

Why lend it to others?

In other words, lending money to others also has an opportunity cost.

A profit is simply unheard of.

For those who take out loans, it is simply a blessing in disguise!

The Liu family not only couldn't make any profit from it, but even suffered a little loss!

"Borrowing 300 million guan, the monthly interest is 30 guan. If the eight parties share it equally, it will not be much."

Pang Chun quickly made a calculation in his heart.

He stood up abruptly and gave a deep salute to Old Zhou.

"I misunderstood, please forgive me, Brother Zhou!"

The old boss with the southern accent just now also stood up awkwardly and clasped his fists at Old Zhou Yi.

Lao Zhou chuckled again, and said, "My Liu family has always been fair in doing things, but brother Pang made a little mistake in his calculations. This profit is not a monthly profit, but an annual profit!"

One word out of the mouth scares everyone!

annual interest!

It was the first time they had heard such a statement!

If only one cent of interest is paid back a year, the Liu family is not doing business, but doing good deeds!

300 million guan, even if it is used for the grain business with the lowest profit, it can double or even more in a year!

Pang Chun collapsed on the chair, his lips trembling.

The others were not much better than him. The old boss with a southern accent simply staggered and fell to the ground, unable to get up for a long time.

Old Zhou secretly laughed.

"You guys who don't know much, how could you guess, my young master's magic trick?"

Pang Chun and the others were frightened by the sensational interest.

He completely forgot, no matter how much money he borrowed, wouldn't it all be handed over to the Liu family in the end?

It is the same in future generations.

The interest on home loans is always much lower than the interest on commercial loans.

Because no matter how much money you borrow, it will eventually flow back to the bank.

The opportunity cost is extremely low.

Lao Zhou helped his old boss up, and even patted the dirt on his back eagerly for him.

"How are you thinking?"

Pang Chun had to stand up again.

His face was flushed, and his whole body was shaking slightly.

"Everyone, if you don't want to make a move, someone from Pang will buy it!"

As he spoke, he spat hard on his finger, twisted open the loan contract, and was about to write down the amount and his name.

But before he picked up the pen, his arms were held down by four or five hands.

"You, Pang Ji, are nothing more than a hemp dealer. I, Wang Ji Silk and Satin Shop, have a business several times bigger than yours. The king of this house will buy everything from this old man!"

"Can you still afford it? Mr. Sun's family has a lot of money, even if he gets two cents, he treats it like nothing!"

""

In the past, the old bosses who were afraid that others would know how much money they had, would shake off all their wealth without saying a word.

No one is a fool!

If you borrow 300 million guan, you only need to repay 30 guan a year. Even merchants whose assets are not as good as theirs can still afford it!

Besides, the meaning of the house king is very important, even if you don't live there, you can wait for a year or two and sell it, it will be a sky-high profit!

The alliance of the eight big clubs collapsed in an instant.

In front of silver, what is cheek?

In the end, several people simply fought!

Lao Zhou had anticipated this scene a long time ago, stepped aside in two or three steps, and shouted outside.

Hearing the movement inside, Pang Lin hurried in.

Seeing his father being dragged by the arm by three or four people, and one person was still pulling his ear, Pang Lin's eyes suddenly turned red!

At this time, the benefits of youth are reflected.

Pang Lin was tall and burly, one shoulder flew up one, his hands bowed left and right, and two lay down.

The big feet were not idle either, "Kang Bang" kicked over a few times, and the old clubs suddenly collapsed.

Pang Chun covered his bleeding ear, gritted his teeth and said, "Pang Lin, whoever dares to stop the old man will kill him!"

As he said, he quickly picked up the pen and wrote down the amount of the loan.

Since they didn't buy it together, with the strength of the Pang family, they had to borrow more than 400 million yuan.

After signing the name, seeing that there was no red ink pad, he simply stained it with his own blood, and pressed the red finger mark with a grim face!

After writing the contract, he didn't care about face, rushed to Lao Zhou, and said, "Brother Zhou, Pang will come to apologize for what happened today!"

After finishing speaking, he took Lao Zhou's arm and ran outside.

"Lin'er, hold on!"

When he came to the door, he nodded heavily at Pang Lin, and closed the door with a bang.

Chapter 538 The battle between the Liu family and the aristocratic family has only begun now

Chapter 538:

Pang Chun pulled Lao Zhou and ran over in a hurry, which made Liu Bai stunned.

"What's wrong with this?"

Judging by Pang Chun's appearance, he seems to have been beaten in the room?

Taking a look at Lao Zhou, whose old face was wrinkled like a steamed bun, Liu Bai immediately understood.

It must be that the house lord got snapped up, leading to a full martial arts show.

The first batch of guests who came just now were either princes or nobles or wealthy families. They originally lived nearby, so of course they came the earliest.

The target customer group of the house king is not them.

Liu Bai estimated last night that the ones who finally got the king of the house were either among the second batch of clients or the third batch of clients.

Moreover, it must be a unique purchase!

A loan with an annual interest rate can be said to be the most cost-effective financial leverage in the world. People with some vision will definitely not miss it!

Obviously, Pang Chun is the final winner.

"Come here, show tea to Dong Pang's family!" Liu Bai said with a smile.

Pang Chun gritted his teeth and supported.

He was hit on the head with a fist just now, and now he is a little dizzy.

In addition, his ear was torn open, and he was slightly dizzy with blood, and he was a little unsteady on his feet.

"Young Master Liu, let's go through the formalities quickly!"

Seeing that his face was ugly, Liu Bai didn't waste any time.

In the Liu family, all transactions of more than [-] guan need Liu Bai's private seal to be effective.

When drawing up the contract, Liu Bai gave Shen Wansan a private seal, and it has been printed long ago.

The rest of the procedures are not complicated. You only need to sign a few bills, and then the clerk of the Chang'an County Yamen will write the guarantee document. The ownership of this house belongs to Pang Chun completely.

Seeing Liu Bai sorting out the loan documents, Pang Chun covered his ears with one hand, and took out a handful of crumpled bills from his pocket with the other.

"I came out in a hurry this time, and I only brought less than 100 million guan in cash. Mr. Liu, Rong Pang, will send someone to bring it after he returns home in a certain hour!"

"Pang's family's ancestral house, plus land, real estate, and shops in various places in Guanzhong can all be used as collateral, and all the deeds will be delivered soon!"

For this house, he took out all his belongings.

Imagine that in the not-too-distant future, the Pang family will be able to break away from the name of a family of merchants and become one of the wealthy families of the Tang Dynasty. Pang Chun was so excited.

Worth it!

What is silver?

Silver is a bastard!

Compared with the future fate of the family, farts are nothing!

At worst, after struggling for another 30 to [-] years, who hasn't lived a hard life?

While arranging the bills, Liu Bai smiled and said, "Pang Dong's family is thinking too much. I, Liu Bai, am not a usury. With the friendship between our two families, the mortgage will be waived. However, if the time limit is exceeded, the interest will not be paid. , Liu wants to take back the house!"

Pang Chun's eyes popped.

There is such a saying? !

There was nothing left in his heart other than being touched.

Look at Mr. Liu, how generous he is!

Millions of collateral, if you say no, don't!

I only spent more than 100 million guan, not only got a house, but also loaned out more than 400 million guan for nothing!

Kind people!

"Young master Liu, you have made my old man feel ashamed!"

Recalling the cooperation plan proposed by the Liu family at the beginning, Pang Chun couldn't help but secretly blush when he planned to reject it.

At this time, the clerk of the Chang'an County Yamen had already drafted the guarantee document, and with a smile, he put the document in front of Liu Bai.

"My lord, the document has been written, do you think it is suitable? If not, the villain will change it again"

Liu Bai was not sloppy, picked up the document and read it carefully.

There can be no mistakes in a business of 600 million yuan!

600 million yuan is not a big deal to the Liu family, but if it is placed on Pang Chun, it will be the scourge of family ruin!

"very good!"

Liu Bai took out one copy of the documents in duplicate.

Together with the purchase contract and the loan agreement, put them into a big bag.

He immediately stood up and solemnly handed it over to Pang Chun.

"Pang Dong's family, this house king is the property of your Pang family!"

Pang Chun also stood up suddenly, and was about to reach out to take it, when he suddenly saw the filth in his hand, and quickly rubbed it on the long gown, then took it, and hugged him firmly in his arms.

He took a deep breath, with tears in his eyes.

"Mr. Liu, I won't talk nonsense, old Pang, but in the future, if there is an assignment, old Pang is bound to do it!"

He knows best in his heart that he has taken advantage of the Liu family from this house king!

After finishing speaking, he bowed to Liu Bai, turned around and ran out in a hurry.

Looking at Pang Chun's leaving back, Liu Bai shook his head and chuckled.

Lao Zhou was at the side, and said with some jealousy: "This guy is really lucky. If it weren't for the young master's kindness, how could he get such a big deal?"