Unless the one-year period expires, and the borrowers are still unable to repay or refuse to repay, you can collect or foreclose.
In addition, there is the most important point, that is, all real estate developers are not allowed to maliciously raise the price of real estate, and the housing prices in all places must be controlled within a reasonable range! "
Foreclosure means that the court enforces the auction of the house purchased by the people.
This method is generally used in situations where people who buy houses cannot repay the mortgage, or refuse to repay the mortgage.
After listening to the regulations Su Yun said, all the people present changed their expressions.
Once these regulations are implemented, their various interests will be damaged.
It's okay to say that there is a grace period for the repayment date. After all, after buying a house, people are unable to repay or refuse to repay.
Moreover, even if the common people are really like this, they can wait for a period of time before collecting or auctioning the house.
However, restricting the amount of housing loans for the common people and limiting the loan interest rate is simply cutting off their financial resources!
To put it bluntly, most of them rely on this to make huge profits.
Once these two channels are restricted, what's the point of them engaging in real estate?
But on this occasion, no one dared to raise objections.
Seeing that no one said a word, Su Yun continued: "In addition, after today, everyone is not allowed to use capital to maliciously buy land and squeeze the living space of the people.
And those of you who are engaged in real estate, after today, you are not allowed to engage in any off-plan houses, all off-plan houses that are being sold to the outside world are all stopped, and the funds collected and loans issued must be returned to the people and must be cancelled.
And those real estate projects that have already started construction must not be unfinished! "
"Ah...this..."
After Su Yun said these words, everyone present couldn't sit still.
If some means cannot be used to acquire land, then where do they get the land for real estate and other construction?
And if they don't engage in off-plan housing, how can they make money now?
Especially when Su Yun asked them to spit out the profits they had already obtained, this was simply killing them!
Coupled with the previous regulations on bank loans, these things added up, the profits of these people will be greatly reduced, and it is conservative to say that their profits are reduced by half.
Once these regulations are actually implemented, the entire real estate industry will no longer have such high profits.
We must know that the profits of the real estate industry, or windfall profits, lie in the fact that people apply for loans. They can earn income in advance, and the same is true for off-plan housing. Without these two items, how can they make money in advance?
Especially the point of not maliciously raising the price. What controls the real estate price, what raises the price, these things seem to be controlled by them, but in fact it is the Huayin Group that has the final say.
As long as Huayin Group says that you are raising the price maliciously and asks them to lower the price, they must do so.
If they don't follow the instructions, if they insist on not doing it...
So once Huayin takes measures, the consequences will be unimaginable and unbearable for them.
In the conference hall at this time, everyone couldn't help but look at each other.
They couldn't accept the rules Su Yun proposed.
But they didn't dare to bring it up in the open, so they could only look at each other, hoping that a "warrior" would stand up and argue with Su Yun to protect their interests.
But obviously, no one is a fool, and no one will take advantage of this.
To put it bluntly, everyone understood in their hearts that after accepting Su Yun's regulations, although they made less money, they still had benefits to earn.
And if anyone doesn't open their eyes and stands up and sings against Su Yun, it is estimated that within an hour, they will receive the news of their family's bankruptcy.
Although this statement is somewhat exaggerated, no one dares to question it.
Judging by the strength of the Huayin Group today, it is really too simple to do this.
Looking at the people present, Su Yun didn't care what they were thinking, in fact he was waiting for someone to come out to refute.
In this way, he can make an example of others, and the implementation of the new regulations will be smoother.
Fortunately, these guys still have eyesight, and no one is asking for trouble.
Before everyone calmed down, Su Yun threw another bomb at them.
"In addition to the above regulations, all bankers, all real estate developers, and those who have squeezed and exploited the people must pay corresponding fines to the Huayin Group.
The standard of whether to oppress the people is calculated according to the regulations just now.
Anyone who has lent usury to the common people, raised prices maliciously, bought land maliciously, or sold off-plan houses, and who made huge profits beyond the reasonable profit, must pay corresponding fines!
The fine standard shall be paid at three times the money you exploited the people.
And before paying the fine, you have to provide Huayin Group with all customer information, which customers have been exploited and squeezed, and how much money has been squeezed, you have to give detailed information.
After the Huayin Group collects a fine from you, it will use the fine to compensate those ordinary people accordingly. "
Said Su Yun raised his head slightly to look at the crowd.
"I have written all the above regulations in the document. If you don't understand anything, you can read it slowly.".
Chapter 651: The first bird with a gun
As soon as Su Yun finished speaking, a businessman suddenly pointed at Su Yun and sternly reprimanded him.
"Huangkou kid, how dare you do that!"
While yelling at him, this person pointed at Su Yun and said, "Your Huayin Group is also a private company without any power, essentially the same as us, it's just for business!
You, Su Yun, just have a big family business, but you are not an official. Why dare you ask us to pay a fine to Huayin? "
The person's scolding sound spread throughout the hall, everyone was startled and looked at him one after another.
Soon someone recognized that this person was a real estate agent in southern Henan. His family's property was not small. Of course, in order to make money, he also squeezed the people.
So when Su Yun mentioned the regulations and the fine, he couldn't sit still.
If he acted according to Su Yun's method, wouldn't all the money he earned be in vain, and part of his family business would be paid back!
Su Yun straightened his expression: "You are right, I, Su, do not have this right, so you can pay the fine according to the previous amount.
In addition to paying three times the due fine, you also need to pay a million-dollar fine. Do you have any objections? "
Naturally, the people in the field couldn't speak, and the real estate businessman from southern Henan said coldly, "Hmph! Don't think that you, Su Ziwen, have a bigger family and can cover the sky with one hand.
If I don't pay these fines, what will happen to you? "
"Oh? That's even easier."
As Su Yun said, he clapped his hands lightly.
Outside the hall, Zhao Hu immediately led a few soldiers into the door and arrested the real estate agent.
Su Yun showed a sneer.
In today's meeting, he just needs someone to come out as a leader.
Looking at the real estate agent, Su Yun said calmly: "After today, all your property will be confiscated, and all your property will be included in the Huayin Group."
Then he looked at the others with questioning eyes.
The meaning is obvious: Do you have any questions?
Everyone present looked at Su Yun, then turned their heads to look at the real estate agent who was arrested, secretly surprised.
Su Yun actually knows how to take people on the spot!
This time, Huayin Group is really serious!
Seeing the uneasy expressions of the crowd, the real estate agent in southern Henan tried his best to break free while staring at Su Yun, and shouted: "My dear friends, don't be intimidated by Su Ziwen!
After all, he is just a merchant and has no real power. Today's meeting made it clear that Huayin Group wants to squeeze our interests!
He, Su Ziwen, is also a businessman, and there is no distinction between us and us, so why should we listen to him!
Everyone has worked hard for decades to earn a family business. Su Ziwen has only been in business for a few years. If we unite, we are not afraid that we will not be able to bring down Huayin~々! "
Ha ha.
Su Yun didn't even bother to visit this kind of clown.
At this time, the whole meeting hall resounded with the words of this person's incitement, and he wanted to pull everyone present to resist Huayin.
However, the rest of the people just lowered their heads, no matter how loud this person was, no one dared to make a sound.
To be honest, everyone was a little unwilling to accept Su Yun's regulations. This person was right. Everyone earned their fortunes after working hard for more than ten or even decades, and they all had reputations. characters.
Su Yun is still younger, so why are they willing to be ruled by Su Yun?
However, Huayin Group's strength lies there, Su Yun's status and identity lie there, not to mention their group of people, no matter how many people there are in the room, Huayin cannot be held back!
Su Yun waved his hand and signaled Zhao Hu to drag this person out so that he wouldn't make a fuss here.
Zhao Hu took two soldiers and pulled him out of the meeting room.
At the door, this person was still cursing, but Su Yun didn't bother to care about him at all.
Then Su Yun looked at Gu Zhuxuan.
"Boss Gu."
"President Su just give orders."
Gu Zhuxuan hastily cupped his hands.
Su Yun nodded and said: "You, Gu Zhuxuan, are operating industries in the northern Jiangsu area, but you are issuing usury loans to the people and maliciously oppressing the people.
Now, in the name of the chairman of the bank's board committee, I demand that your Gu family pay the corresponding three times the fine to the Huayin Group, and in addition to pay 200 million cash as punishment, are you convinced? "
Gu Zhuxuan got up quickly after hearing the words.
"The president's punishment is that the Gu family refuses to accept everything!
Please rest assured, President, after I go back today, I will rectify the family business and guarantee that such things will never happen again.
As for the corresponding fines, please allow time for the president, the Gu family will pay within three days. "
Su Yun's punishment made his heart bleed.
The Gu family is rich, but the fine and 200 million yuan are not a small amount, not to mention that after implementing those regulations, his subsequent profits will be much less.
But no matter how reluctant you are, it is better than going bankrupt.
That old man just now is a lesson from the past, how could Gu Zhuxuan repeat the same mistakes.
Su Yun nodded slightly satisfied, then looked at Zhang Mouzhi again.
"Boss Zhang, your Zhang family's real estate company is viciously raising money in Jiangxi and selling fake and shoddy houses to the common people, regardless of human life!
Now you are ordered to pay 300 million yuan in cash in addition to the corresponding three times the fine to Huayin Group, are you convinced? "
"' ‖What the president said is, I am convinced."
Zhang Mouzhi got up quickly, with an extremely respectful attitude.
What happened to the man in Henan was happening right in front of his eyes, how dare he refuse to accept it.
What's more, Zhang Mouzhi had done all the bad deeds Su Yun mentioned, and at the same time he was secretly startled.
The Huayin Group actually knew everything about what he did. Fortunately, he was not stubborn at the beginning, otherwise he might be the one being dragged down now.
"very good."
Su Yun nodded slightly, and looked at the crowd again.
"What about you guys, do you have any comments?"
All the businessmen present immediately got up and said respectfully: "We don't have any objection to President Su's words."
joke!
The matter of Brother Henan has not yet settled down. It is estimated that after the meeting, the people from Huayin Group will take over the property of that guy. At this time, how dare they have any objections?
Su Yun also knew that this group of people would not be as obedient as they appeared (to be promised), but today's meeting had no intention of quarreling with them.
Not to mention that these people are convinced, even if they are not convinced, they have to swallow it obediently!
"Very well, please sit down, Gan."
After everyone sat down, Su Yun raised his head and began to tell them the second thing.
"Since everyone has no objections, after you go back, please implement the regulations in the document, otherwise don't blame me for being merciless.
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