People in the Republic of China start from building a top power

In fact, he was still a little worried, but his general manager's expression was so calm, and his words revealed decisiveness, which made him feel certain.

After the employee left, Wang Dehai looked at Fang Shanming, and couldn't help asking: "Brother Fang, we have withdrawn money from depositors without their consent to buy silver. Are these 4.3 ways a bit wrong?" great?

Why don't we apply for some funds from the headquarters again? That should be more appropriate, right? "

"It's not like that, Brother Wang."

Fang Shanming felt a little helpless after hearing Wang Dehai's words.

However, he was not in a hurry because of this problem. Wang Dehai didn't understand finance, the operation of banks, and some laws of market capital operation. He couldn't be blamed for this.

Fang Shanming explained: "Brother Wang, we are actually making a huge gamble by doing this, the bet is that the credit of Huayin Financial Company will not go bankrupt.

The people outside trust Mr. Su. What we want to bet is that Mr. Su's prestige among the people is strong enough! "

"Oh? How do you say this?"

Wang Dehai seemed to understand something.

Chapter 630: Rising real estate

Fang Shanming further explained: "In the past, many people brought silver to our banks for sale, and most of the money they earned from selling silver would continue to be deposited in banks around the world.

I believe you can understand this point. Generally speaking, people don't carry a lot of money with them, or leave it empty at home.

So this time, we are equivalent to using the money of the people to collect the silver in their hands. "

"I see!"

Wang Dehai suddenly woke up when he heard the words.

In this way, Huayin Group does not need to pay extra funds, because the money belongs to the common people, and they are only borrowed temporarily.

After understanding this point, Wang Dehai said happily: "If we follow Brother Fang's words, can't we carry on like this forever?

Use the money of the people to buy the silver in the hands of the people, so that we don't have to suffer at all.

Wouldn't those foreigners just be dumbfounded when they saw it? "

After hearing what Wang Dehai said, Fang Shanming couldn't help showing a wry smile.

"Brother Wang, things are not that simple in 09.

If we keep doing this, the total amount of money will remain the same, neither more nor less, but on the surface, the account balances of the people are growing crazily.

The result is that it looks like everyone has money, but in fact the total amount of money in the market hasn't changed at all.

If it continues to expand like this, it will trigger a bubble economy.

Once this bubble economy bursts, it will inevitably lead to violent turmoil in the entire financial sector. The consequence at that time is financial bankruptcy, and our entire domestic financial sector will be destroyed.

So this matter must be controlled to a certain degree. We can temporarily use this method to deal with the gang of foreigners, but it cannot be done like this all the time. We must avoid bubble economy and inflation. "

"This...Brother Fang, I still don't quite understand."

Wang Dehai looked at Fang Shanming, with more doubts on his face.

Up to now, he has not had much exposure to the financial field. For what Fang Shanming said, except for the two terms "inflation" and "bubble economy", Wang Dehai is ambiguous.

Seeing this, Fang Shanming directly said: "Let's put it this way, Brother Wang, as the domestic economy is developing rapidly, the surplus money in the hands of the people is gradually increasing, and housing prices in cities around the world are also rising steadily.

And the people have enough money in their hands, they will spend it to buy a house, or buy some other things.

At this time, if the cash in the hands of the people is not enough, they will withdraw money from the bank.

And once a large number of depositors withdraw money from the bank to buy houses and things, at this time, the bubble economy begins to appear, because there is not so much cash in the bank, and the money in the account is just an empty number. "

"Um……"

On the opposite side, Wang Dehai nodded thoughtfully.

Fang Shanming explained in such detail that he probably understood a lot.

Fang Shanming was afraid that Wang Dehai would misunderstand, and said: "And brother Wang, cash is not something that can be printed casually. The overall quantity of currency must be basically consistent with the market demand.

If too much paper money is printed and the quantity of money exceeds the market demand, it will only cause inflation.

At that time, the money will be worthless, and the lives of the people will be difficult, and the achievements of our economic development in the past few years will be in vain. "

"I see. Thank you Brother Fang for pointing me out."

Wang Dehai suddenly realized that after learning about these methods in the financial field, a thin layer of cold sweat could not help oozing from his forehead.

The details here are too complicated, and one wrong step will lead to a total collapse.

If Fang Shanming hadn't planned from it, as he did just now, if he only thought of acting recklessly, the entire domestic financial market would have been wiped out long ago.

Matters in the financial field are the most important activities of the Huayin Group in recent times, and it can be called one of them.

In order to be able to implement relevant plans smoothly and survive the crisis brought about by this economic invasion, the entire Huayin Group, under the leadership of Su Yun and others, has invested a lot of energy and time.

As the commander-in-chief of financial planning, Fang Shanming must consider everything thoroughly.

Once there is any mistake, it will be beyond redemption.

However, matters in the financial field are not all of the group's activities after all.

Although matters in this area occupied most of Huayin Group's energy, other matters could not be left behind.

Some time ago, when Su Yun met with Zhang Wenli, Zhang Wenli used the real estate field as an example to analyze to Su Yun why Huayin Group was the best at attracting external wealth.

At that time, Su Yun asked the sales manager Fang Mingshan to send people to investigate the current situation of the domestic real estate industry.

During this period of time, people sent by Fang Mingshan went to various parts of the country, and he himself left Jinling himself to visit big cities in various places.

In half a month, Fang Mingshan and his men traveled all over big cities such as Jinling, Shanghai, Hangzhou, Hefei, Guangzhou, Xuzhou and so on.

The economy of these places is developing rapidly, the population is large, and the number of migrant workers from other places is huge. The expansion speed of the local real estate industry is also very fast.

In order to find out the current status of real estate development in the city, Fang Mingshan sent an investigation team of more than [-] people.

After 170 visits and investigations and subsequent summaries, these teams spent a total of half a month and sorted out more than [-] preliminary materials.

Fang Mingshan took the time to sort out and screen more than [-] documents with these subordinates, and finally made a final report on the real estate industry situation across the country.

After the detailed report was completed, Fang Mingshan immediately went to the group headquarters in person and handed it over to Su Yun.

In Su Yun's office, Fang Mingshan's face was obviously tired.

In the past half month, in order to complete the market research and data collation of the domestic real estate industry as soon as possible, he hardly had a good night's sleep.

Now hand over the report to Su Yun, and Fang Mingshan immediately reported: "President Su, this is a detailed report on the domestic real estate industry compiled by our people after interviews and investigations. Please take a look at it."

Su Yun took the report and examined it carefully.

In this report, Su Yun also found that when Fang Mingshan and others visited, the focus was basically on Jinling, Shanghai, Hangzhou and other southern cities.

Among these southern cities, the closer to Jinling, the faster and larger the real estate development speed and scale.

In the northern region, the development speed of the real estate industry is relatively not so exaggerated.

Chapter 631: Purposeful Industrial Parks

This is actually easy to understand. In the current era, the south belongs to the rear, and the environment is stable.

And the economy in the south has always been better than that in the north. Even a few years ago, many factories and capital gathering places were mainly in the south.

What's more, Jinling is originally located in the south.

In the past two years, Huayin Group has risen in Jinling, and Jinling is the center of the country, so the surrounding areas of Jinling and even the Jiangnan area are the places with the most prosperous economic development in China.

This has led to more and more people coming to the south, especially Jinling, to work and settle down.

The combination of these factors makes the nearby real estate industry develop particularly rapidly.

On the face of it, this was a good thing.

The rapid development of the real estate industry represents a more prosperous local economy.

But when Su Yun looked at the report in his hand, his expression gradually became serious.

In recent years, with the development of the domestic economy, the economic conditions of people everywhere are improving, and their lives are gradually getting richer, which is nothing.

But after people have money in their hands, especially many migrant workers who have money and see the prosperity of the big cities, they all want to buy houses in the establishment.

As a result, housing prices in cities around the world, especially in cities with rapid economic development, have soared at an alarming rate.

Many domestic capitals have seized this opportunity, established real estate companies in various places, and engaged in real estate in some cities.

They use various means to hype and promote their real estate industry through various means.

This in turn has caused the prices of houses to soar severely.

Because of this, an uninterrupted cycle is formed among the three——

Economic development has attracted more people to work in cities. After these people earn money, they have the desire to buy houses in cities, which leads to an increase in the demand for houses in cities.

The increase in demand for housing has led to an increase in holidays everywhere.

And this has attracted many capital businessmen to enter the real estate field. In order to make money, they began to speculate on houses and increase house prices, which led to further rises in house prices.

Rising housing prices have made people more enthusiastic about buying houses.

Because everyone maintains a point of view: If they don’t buy it now, they will be even less able to afford it when the house price becomes expensive in the future.

Taking advantage of the fact that the house price is still affordable, they quickly bought it, saving them from worrying about the house in the future.

This point is so similar to the situation in the future!

As someone who has experienced it, Su Yun is well versed in the truth.

But now, the most important thing is to find a way to solve this unreasonable status quo.

Although economic growth drives urban development and stimulates people's desire to buy houses, it is inevitable from a certain point of view.

However, it can be seen from this report that the development of the domestic real estate industry is close to deformity.

As Zhang Wenli mentioned earlier, there are more than 20 real estate businesses in Jinling City, and they have been raising prices. Now in the prosperous areas of Jinling City, the price per square meter has risen to 150 yuan!

And this number will continue to rise in the future!

In order to be able to buy a house, people today have already taken loans from banks. An ordinary family often needs to borrow a large amount of money to buy a house, and it takes 30 to [-] years for ordinary people to pay off the money.

This is equivalent to allowing the common people to overdraw their wealth for the next 30 years.

This is just the current view, if housing prices continue to rise, the wealth overdraft of the people will only become more serious.

That's why Su Yun felt that this trend must be curbed.

Economic development is to enable the people to live a good life, not to let countless people rush to overdraw their wealth.

And Su Yun also noticed one thing, Fang Mingshan's information clearly records that most of the domestic people who buy houses with loans are borrowing through banks under the Huayin Group.

Looking at the document in his hand, Su Yun frowned slightly.

Most people who borrow money to buy a house choose to borrow from a bank under the name of Huayin Group.

Then the relevant data among them should be recorded by the financial company.

In order to find out more about the current situation of people buying houses in more detail, Su Yun thought for a while, picked up the phone on the table, and called Fang Shanming.

"President Su, are you looking for me~々?"

After the call was connected, Fang Shanming's voice came from the other end.

Su Yun said solemnly: "Fang Shanming, you should immediately ask someone to collect all the data on housing loans from banks in various places, and compile them into detailed information and report them."

"Understood President Su, I'll do it now."

After hanging up the phone, Su Yun put down the document in his hand and began to think.

If you want to change the current real estate situation in the outside world, this matter needs to be considered in the long run. If you use too much force, it may cause market turmoil.

In that case, it is very likely that the gain outweighs the loss.

After weighing it for a while, Su Yun didn't think of any good solution for the time being.

He looked up at Fang Mingshan: "' ‖Okay, you have worked hard these days, I will grant you a period of vacation, take a good rest."

"Thank you, Mr. Su, then I will take my leave."