Now the changes are too great, the infantry and artillery coordination cannot be done well, the infantry and tank coordination cannot be done well, and the air force's covering bombing cover is even more impossible.

His Second Army has been training for more than half a year, and the situation is much better. At least the quality of the heavy artillery is much better than that of Liu Jingfu's troops.

"That's all! Let's not talk about this. We have to train hard in the future. Now our direct troops are undergoing a major change of equipment and training, and we need to form combat effectiveness as soon as possible!"

Liu Jingfu shook his head slightly as he spoke, but his heart was also full of longing.

They are now really feeling the benefits of increased industrial capacity.

In the previous troops, not to mention how many bullets each soldier had for training, even if they went to the battlefield, each soldier did not have much ammunition.

But now every soldier is training with at least 120 rounds of bullets for training every day, which was unimaginable before.

After Li Min heard this, he didn't say any more. After his troops went down, he also needed to make a summary.

Chapter 396: Huge Embrace

"Okay! Let's go, let's have a carnival tonight, and let the soldiers relax!"

Liu Jingfu reached out and patted Li Min's shoulder and smiled.

"En! That's fine. The troops have been busy with training during this period and have no time to rest. Now that the Chinese New Year is approaching, let them relax!"

Li Min thought about it after hearing the words, and felt that Liu Jingfu's proposal was good.

"That's right! Since you want to relax, you have to eat enough wine."

Li Min walked into the headquarters with Liu Jingfu while talking. Li Min took out a note, wrote on it for a while, and then took out his official seal and stamped it.

Then he handed it to a staff officer and said, "Go, give this piece to Yuan Xin, and ask him to bring us [-] pigs, [-] chickens, [-] ducks, and a few hundred sheep!"

Different situations have different needs. In the past, if the army wanted to eat meat, it was always difficult. If you can eat enough, you are good.

As for eating meat?If you're an officer, that's all right, but if you're just a big soldier, look it up.

It is impossible to want to eat meat, the reason is very simple, there are so many people in the army, where is there so much meat for you to eat?

And military spending is not supported!

But it's different now. Although the direct line of the commissioned troops has not achieved the freedom of pork and eats meat every day, they still have three or four days a month to eat meat with their stomachs open.

In the past, most of the military expenditure was invested in weapons and equipment, but now the consumption of weapons and equipment is too low, and the military expenditure has been saved a lot. This is one point.

Another point is that Huayin Group has too many farms.

Like the Huayin farm in Lu'an, how old was it when it first started?How big is it now?

Now the Huayin farm in Lu'an has 35 pigs, 20 chickens, and [-] ducks. This is just a small Lu'an farm.

The military placed an order for this kind of rice meat to Huayin Group, and the price was a little cheaper than the market.

Due to various factors, the high-level military has made changes to the food standards of the troops.

In the past, when not fighting, the troops ate two meals a day, and when fighting, they ate three meals a day. The food situation was also very poor, and the food was so white that there was no trace of meat.

Now there are three meals a day, and meat can be eaten up to five times a month, open to eat, unlimited.

In view of the different situations of the troops, the top military officials did not directly place orders with Huayin Group, but instead paid with IOUs.

That is to say, if the army wants to eat meat, the military chief of the army should write an IOU, stamp it with his own official seal, and then go to the nearest Huayin farm to pick up the meat.

In the end, these IOUs were collected at the headquarters of Huayin Group. At the beginning of each month, Qian Tong, manager of the finance department of Huayin Group, would take these IOUs to the Military and Political Department to collect money.

When Li Min and Liu Jingfu were chatting and laughing, a messenger hurriedly came behind Li Min.

"Military seat, urgent call from the commissioned seat~々!"

Li Min frowned upon hearing this, and frowned after taking the telegram and reading it.

"Old Liu, tonight's banquet may not be possible. The committee member sent a telegram asking me to set off immediately tomorrow morning. The troops must arrive in Jinling before three o'clock tomorrow afternoon!"

Li Min handed the telegram to Liu Jingfu and said.

"To Jinling?"

Liu Jingfu was taken aback for a moment, and then remembered what happened in Jinling City recently, and suddenly realized in his heart.

"Old Li, it seems that you have a heavy responsibility this time!"

Liu Jingfu and the others naturally also heard about some things in Jinling City during this period, such as the reputation of the Kong family being discredited, Fatty Kong being criticized by thousands of people, and so on.

"Old Liu, the industrial park needs your protection for a while."

Liu Jingfu did not refuse. The industrial park is of great importance to the military, and there is absolutely no room for loss.

"Don't worry! I'm here in the industrial park!"

Li Min nodded, and immediately said in a deep voice: "Communication staff officer, record the order!"

Li Min paused for a moment before continuing: "Order the whole army to prepare overnight tonight, and leave on time at [-] o'clock tomorrow morning. The goal is Jinling. You must arrive in Jinling before [-] o'clock tomorrow afternoon!"

...............................................

Inside Jinling City, Shanghai Road

Today's Shanghai Road can be described as crowded with crowds.

Looking around, in addition to the dense crowd, it is still a crowd.

Today is January [-]th, the day when Huayin Group's banks opened in various places.

The headquarters of Huayin Bank, a subsidiary of Huayin Financial Company, is located on the lonely Shanghai Road.

In later generations, Shanghai Road is synonymous with prosperity, no matter what kind of school or what, it means that this place is the place of prosperity.

But that was 90 or [-] years later, and today's Shanghai Road is synonymous with poverty and backwardness in Jinling City.

In today's Jinling City, only Xuanwu District, Qinhuai District and other areas are prosperous. As for the north of Jinling City, that is, Shanghai Road in Beicheng District, this place is not prosperous.

The reason why Fang Shanming put the headquarters of Huayin Bank in Shanghai Road, which is not a prosperous place, is more of a definitional consideration.

Fang Shanming initially considered placing the bank's headquarters in prosperous places like Qinhuai District or Xuanwu District, but after carefully reviewing Su Yun's requirements for Huayin Bank and the business it implemented, he decided to place the bank's headquarters on Shanghai Road.

Huayin Bank's target audience is not capital, but ordinary people.

There are a lot of people in the country, and there are a lot of rich people, but most of them are ordinary people.Fang Shanming can predict that Huayin Bank will become the bank of choice for the people in the future.

Putting it on Shanghai Road is more close to the people, and there is no gap between the rich and the poor.

The opening of Huayin Bank not only attracted many people, but also reporters from major newspapers flocked here.

For them, getting first-hand news is what they need most.

Qin Shixue is a reporter for a newspaper. He already knew the news that Huayin Bank would open today, and he got up at 06:30 in the morning to get the first-hand news today.

After simply washing up and eating, it was only [-]:[-] when I came to Shanghai Road.

There are little snowflakes falling in the sky today, the weather looks very cold, and the sky is only getting brighter.

But even so, when Qin Shixue came here, he was stunned by the scene here.

Looking around, there are crowds of people everywhere. It is not difficult to see from the clothes on their bodies that they are ordinary people.

"' ‖Is there too many people? You can't see the end at a glance!"

Qin Shixue's partner opened his mouth in surprise when he saw this scene.

"Don't stand still, hurry up and take a picture, this is big news!"

Qin Shixue looked at the sky, glanced at his partner and said.

At the moment, the sky was dim, and the light for taking pictures was relatively poor, but he knew that this was the best news material, and in ten minutes or so, the sky should be completely bright.

The partner immediately picked up the camera to take pictures of the crowded scene, and reporters from many other newspapers were also doing the same thing.

After taking pictures for a while, the sky became brighter again, Qin Shixue looked behind him again, and in less than 10 minutes, there were countless crowds of people behind him.

Qin Shixue was a little stunned looking at an employee wearing the overalls of Shengqing Restaurant beside him.

"Hello! I'm a reporter from Jinling Morning Post, can I interview you?"

Qin Shixue has entered the state. Now Huayin Bank headquarters has not yet opened. According to their previous publicity, it will open at [-]:[-] this morning. Now they can interview passers-by and get public materials.

Chapter 397: High annual interest rate

"Reporter? Why interview me?"

The employee of the famous Shengqing Restaurant asked with a grin.

Qin Shixue couldn't help smiling when he saw this scene.

"Look at your clothes, are you an employee of Shengqing Restaurant under Huayin Group?"

Qin Shixue looked at him and asked.

"Aren't you talking nonsense? In Jinling City, besides Shengqing Restaurant, who wears work clothes like this, who else has such good work clothes?"

As the man spoke, he shook the padded jacket on his body, which made Qin Shixue smile.

This person is right, there are many domestic companies, but the one with the best treatment is Huayin Group.

Not only the salary and benefits, but even the work clothes are unmatched by other companies.

For example, the work clothes worn by the employees of this famous Shengqing restaurant are made of cotton clothes on the outside and silk on the inside.

"Did you come to Shanghai Road today to save money?"

Qin Shixue continued to ask questions, and the man looked at Qin Shixue like a fool.

"Are you really a reporter?"

The employee looked at Qin Shixue with a strange expression and asked.

"I don't think anyone would pretend to be a reporter, would they?"

Qin Shixue felt a little baffled.

"Are you reporters so stupid? Why didn't 020 come here so early to save money?"

Qin Shixue wanted to dive into the ground and be called a fool, but he was speechless.

"Then I would like to ask, what do you think of the annual interest rate proposed by Huayin Bank? Are you satisfied?"

Qin Shixue decided not to delve into this issue, but to ask other questions. As a reporter, material is the most important.

"That must be satisfactory! Our President Su gives us an annual interest rate of 1.75 every year!"

The employee said with a smile on his face.

In fact, what he said is not right. Huayin Bank’s annual interest rate is not fixed. It is divided into two categories: fixed deposit and current deposit. There are various types of deposits and interest withdrawals, zero deposits, etc.

Under so many types, different types have different annual interest rates, in addition to the number of years.

Three months, half a year, one year, two years, three years, five years, etc., the fixed time is different, and the annual interest rate is also different.

The annual interest rate of 1.75 mentioned by the employee is only the annual interest rate of regular lump sum deposit and withdrawal for one year. If it is three years, it is 2.75 annual interest rate.

This interest rate is very high in this era.

First of all, we need to understand that there is interest in saving money, and when did it start.

I don't know when it started abroad, but in China, it was still a new thing to deposit money with interest in banks during the Republic of China period.

Everyone knows that borrowing money requires interest, which has existed since the emergence of banks.

But saving money, not only did not have interest in the past, but also charged you a certain amount of management fees and handling fees every month.

After World War I, Western culture and ideas entered the East on a large scale. At this time, some things from the West were also introduced to the East.

For example, if you deposit money in the bank, you can get some interest income every year.It’s just that the interest at this time is very low, like a three-year fixed term, the annual interest rate is generally between 0.3-0.45.

[I don't know the specific data. There is not much information in this area. I only found a few, but the data given are varied, so I can only take a large range of intervals.]

Qin Shixue nodded when he heard the words. Indeed, the annual interest rate offered by Huayin Bank is indeed much higher than that of other banks, which is why so many people came to support it.

Patriotism is certainly the reason, but what the people want is only profit.If there is no profit to be made, or if the annual interest rate is lower than other banks, the people will not give up their interests to support it.

"Then how much money and how long are you going to save this time?"

Qin Shixue continued to ask questions. These materials are very important to reporters, and if they are published in newspapers, they will be big news.

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