Comeback 1992

It should be called a robot.

An older sister is taking a video of two small robots with her mobile phone.

Because two little robots are having a conversation.

As for the skilled Jingkou, this has to make people wonder if someone is manipulating it behind the scenes.

Listen to the content of their chat, it is really all-encompassing.

From eating?

Talk about the weather, then chat and go for a walk, and even talk about love.

As for chatting with people, of course there is no problem at all.

Interactive expressions can be made on the screen at any time.

Even though he knew they were not real people, he couldn't help teasing them.

Han Songlin looked at the cameras in the hall again, there were quite a few of them.

Now there are cameras all over the city, no matter how stupid people know, it will become extremely difficult to do something when there are cameras everywhere.

Moreover, the current camera also has the function of face setting.

Yes, facial recognition technology is already being applied.

The new generation of Mphone has already applied the face recognition unlocking function on the mobile phone.

There are currently three ways to unlock a mobile phone: password unlock, fingerprint unlock and face unlock.

Mphone has also been leading the development of mobile phones, and its brand influence has continued to improve on a global scale.

This is quite a rare thing.

Advances in technology are making city management easier.

Perhaps, it is simple.

But in simple colleagues, things have not diminished.

Things that were previously unnoticed or known but could not be helped are now included in the norm.

"In terms of Internet consumer finance, our People's Bank is actively making arrangements. In the whole of last year, the total amount of loans reached 3000 billion."

Internet consumer finance is about buying things in normal times.

People's Bank will give each customer a consumption limit. Anyway, the higher the income, the higher the limit.

It can be interest-free for one month, and interest will start to be calculated after one month.

This consumer finance, of course, can only be used for consumption.

In addition to Internet consumer finance, there are also loan products.

It is a credit loan, which also has a limit.

High credit users can enjoy more services in People's Bank.

For example, if you lend money, you can achieve rapid loan disbursement.

Apply today, and the loan will be released tomorrow, so users don't have to wait.

High credit users can also do many other things, such as renting a car without a deposit.

Didi Travel is not only talking about taking a taxi on the Internet, but also renting a car.

More than a thousand outlets have been established across the country, covering first-, second-, third-, and fourth-tier cities in China.

And in some counties with good economic development, outlets have also been arranged.

It has realized the situation of borrowing a car anytime, anywhere and returning it anytime, anywhere.

As for Didi's vehicles, most of them are produced by Furui Automobile.

As a commercial vehicle, there is a very important thing, the reliability of the vehicle must pass the test.

It cannot be said that there is a problem with the user because of a problem with the vehicle itself.

It cannot be said that halfway through the drive, if something goes wrong with the car, it will greatly affect the user experience.

So choose a car with reliable quality as a rental model.

As a domestically produced car, Furui Automobile is reassuring in terms of quality.

The three major parts, interior decoration and workmanship are all striving for perfection.

In addition to car rental, you can also enjoy some services at Fuller Hotel.

For example, free accommodation deposit.

Easy check-in process.

Even when you check out, you don't have to wait.

When you check in, tell us what you need.For example, if the hotel accommodation fee needs to be reimbursed, the front desk will print out the invoice and the accommodation list.

Then early the next morning, return the room card directly at the front desk and get what you need.

There is no need to talk about the check-out process.

Just grab your stuff and leave.

As for whether the hotel is worried about the guests causing damage to the hotel facilities?

This treatment is only for high credit guests.

Such people can be said to be the most disciplined people in this society.

With the convenience of the Internet, People's Bank has firmly grasped the young customer group.

Young people belong to the main consumer groups in society.

Older and richer!

The consumption desire will be reduced.

Everyone is like this. When they were young, they really wanted to buy everything they saw.

interested in everything.

When you see a beautiful woman on the street, you have to pay more attention.

As you get older, your desires will also decrease.

Therefore, many products that are released today are all aimed at young people.

"This year, we hope to make greater breakthroughs in Internet consumer finance."

Regardless of the fact that the loan scale has reached 3000 billion, in fact, the business of People's Bank is really not very profitable.

There is no interest in the first month, and many people are used to repaying the money directly in the second month.

There is no chance for People's Bank to make money at all.

But it doesn't matter to People's Bank, as long as it cultivates its consumption habits.

There are also credit loan services waiting for you!

The interest is based on the Xinghai credit score, the higher the score, the lower the interest rate.

The lowest can reach the bank's benchmark loan interest rate.

The maximum annual interest rate is not more than 15.00%!

The interest rate of 15.00% is a bit exaggerated.

The People's Bank of China did not take the initiative to mark the annual interest rate, such as Waner and Wansan.

If you borrow 1 yuan a day, you will be given two or three yuan, which does not seem to be much.

It doesn't look like much, but after careful calculation, I found that the interest rate is very high.

If the interest rate is directly displayed, many people will definitely not borrow.

Chapter 1175 Content Barrier

"Now, with the help of the Internet, the total amount of loans we have issued has exceeded one trillion yuan."

No matter what kind of business, it must uphold one thing, that is, to make the service more concise and convenient.

It has to make customers feel comfortable.

To make customers feel troublesome is to push customers to other companies.

People's Bank makes great use of the Internet and the power of technology to make its services better.

Now the whole society, especially the young people are becoming "lazy" and don't like to go to the business hall to do business, which is troublesome.

Young people don't want to come to the business hall, so they should find a way to move the business hall to the Internet, and the business can be done on the mobile phone.

"It's all spent on consumption, mainly daily consumption and car loans."

Han Songlin nodded lightly: "It is necessary to prevent the loans originally used for consumption from flowing into the real estate market."

Now all places are destocking the property market, and even introduced a subsidy system to encourage house purchases.

For example, in a small county, two or three hundred yuan is added per square meter.

A set of houses will cost 3 to [-] yuan.

Take it, it is also very fragrant.

He smiled lightly. At this time, Huaguo's real estate sales were recovering. As the president of People's Bank, Dong Wenbiao had already seen this data.

People's Bank of China also has applications for big data analysis.

And it is used a lot.

Analyze the entire domestic economy and analyze the industry situation.

Constantly adjust the flow of funds.

Those industries that have no future naturally have to be prudent in lending.

Or even refuse it outright.

Of course, big data analysis alone is not enough, and people have to judge a company.

With the recovery of the real estate market, the People's Bank of China has naturally stepped up its lending efforts.

Regarding the management of People's Bank, Han Songlin honestly doesn't have much to say.

People's Bank of China is neither the best nor the worst in the domestic banking industry in terms of bad debt ratio.

Just average.

In addition, the People's Bank of China will not be long-winded when dealing with bad debts, and it will be dealt with directly.

You know, the People's Bank can lend a lot to small and medium-sized private enterprises.

The anti-risk ability of these enterprises is quite weak, and they went bankrupt directly if they were not careful.

After coming out of People's Bank, Han Songlin went to Qiandu again.

As one of the three giants of Huaguo Internet, Qiandu is falling behind compared with Ali and Penguin.

Yes, falling behind.

In the past, people said that Qiandu did not grasp the mobile Internet era.

This is right, but also somewhat wrong.

Because a very important feature of the mobile Internet era is that various companies have launched their own dedicated APPs.

There is no way for Qiandu to search for content from the APP.

In this way, the content acquired by Qiandu will be much less, basically all the content of the PC-side industry.

In other words, the times have left Qiandu behind.

Qiandu also doesn't want to fall behind.

Qiandu has done a lot of things, including Qiandu Finance and Qiandu Food Delivery.

But the effect is not good.

Han Songlin went to Qiandu with Chen Xin. At this time, the shares of Qiandu held by THC Investment have dropped a lot.