Comeback 1992

The explosion of the mobile phone industry in China has directly affected the pattern of the global mobile phone industry.

Domestic mobile phone manufacturers are also smarter. Seeing that the domestic mobile phone market is in chaos, they will open up new markets.

For example, in Africa, there is a market like Shendu.

Star Sail and Star Tech have made a lot of money because of the XDK mobile phone platform.

It also allows the two companies to have sufficient funds to carry out technical iterations.

For example, Starsail launched a new generation of mobile phone platform last year. This mobile phone platform has already taken the prototype of a smart phone.

Due to hardware limitations, there is still a big gap between the nature and future smartphones.

Chapter 894 The Craziest Time

"Mother Liu!" Han Ze got out of the car, went straight out of the station, turned left as Mother Liu said on the phone, and saw a red Furui car parked on the side of the street.

Han Ze really didn't know much about cars.

But he still knows about Furui Automobile, and the car logo only has the word "Fu".

Of course, the word "Fu" is a deformed character, which looks very nice.

In the streets and alleys of Shuchuan, there are too many car signs with the word "Fu", which can be seen everywhere from trucks to cars.

Liu Yuyan got off the car and helped Han Ze pack the luggage into the trunk.

Han Zelai also brought two roosters, free-range chickens fed pure grain.

It is better than chickens fed in cages in terms of meat quality.

There was also a barrel of canola oil.

Liu Yuyan smiled and said, "Isn't it troublesome to carry so many things?"

"No trouble, I can move."

Liu Yuyan couldn't help pinching Han Ze's arm, and could feel the muscles: "In school, I did a lot of exercise."

"Practice for a while and stop for a while, I can't hold on."

Hongxing Middle School has mandatory requirements for students' physical fitness, which are more stringent than the requirements stipulated by the state.

If you don't meet the requirements, don't participate in other interest activities, and practice according to the training content specified by the physical education teacher.

"It's the same with you, Uncle Songlin. You thought about this exercise for a while, but then stopped when you didn't think about it. You have to persevere in exercising."

Han Ze smiled and said yes.

Han Songlin was not at home at this time, but at the company.

Han Songlin and Tang Yan sat opposite each other. In the office, several security personnel from the security department of the group were conducting routine inspections of the entire office.

What to check?

Of course, there is no listening device or something.

Is it too exaggerated?

Really not.

"Boss, I've already checked everything, nothing!"

"Okay, thank you. You guys go to work."

Tang Yan put down her teacup and said teasingly, "No. Uncle, do you think this is looking down on you?"

Han Songlin got up and stood up: "This also shows from the side, my office is strictly guarded."

Why did Han Songlin make such a move?

The simple reason is that there are spies.

Where did that come from?

Star Academy!

To be honest, Han Songlin is not surprised at all about spies appearing in Star Academy.

Because this is not a very normal thing?

As one of the three major courtyards in Huaguo, the Star Academy is even stronger in terms of research capabilities.

After all, young R&D personnel account for the vast majority in Star Academy.

Being young means being healthy!

It is not surprising that the Star Institute was targeted by foreign intelligence agencies.

There are not many people who can enter Han Songlin's office in the entire Xinghai Group.

For example, in the secretary's room, except for the three of Zhu Xiangping who can enter at will, other people are not allowed to enter at will.

The monitoring at the door is not vegetarian.

Throughout the Xinghai Group, surveillance is everywhere.

Tang Yan didn't dwell on this matter, but talked about another matter.

"In the United States, the crisis is beginning to emerge."

Han Songlin was surprised: "Appeared? So fast!"

Doesn't it have to be in 07?

It is now June of 06.

Tang Yan did not say to show Han Songlin a lot of analysis reports and reports, because it was unnecessary.

The United States is destined to experience round after round of economic crises.

Nothing to mess with.

It depends on when it happens and when it ends.

"House prices in the United States have reached the peak! There are only so few people in the United States. Now even a stripper has several apartments, and a homeless person can buy a house with a loan. This is not the end, and when will it end!"

Homeless people can afford a house, which is simply, directly breaking people's inherent cognition.

"Moreover, some people have already begun to fail to repay their loans, and it is estimated that defaults will occur on a large scale."

Subprime mortgage crisis!

Why was it called this name later?

The subprime mortgage crisis is also known as the subprime mortgage crisis, which is inferior to high and excellent.

When buying a house with a loan, the bank will classify the customers. For example, the bank will definitely like those who have a stable job and income. These are high-credit and high-quality loan customers.

But there are only so many customers like this.

If you strictly follow the regulations and review the qualifications of loan customers, then everything will work normally.

But the United States is the largest capitalist country in the world. In order to make profits, it must do something.

Don't stare at a crowd.

Subprime credit borrowers (subprime loan borrowers) refer to those whose income is unstable or has no income at all, and the credit rating of buying a house is not up to standard.

Subprime mortgages are a high-risk, high-yield industry.

And in the five years before 2006, that is, after the dot-com bubble burst in 2001.

In the past five years, the housing market in the United States has continued to prosper, coupled with low loan interest rates, the subprime mortgage market in the United States has developed rapidly.

The subprime mortgage market is booming, and that's really nothing.

If someone defaults on the contract, the bank is not worried. Anyway, the house is there. If the house is sold, the loan will be recovered.

If you want to blame, blame the house price for falling!

At this time, the house that the bank took back could not be sold at a high price, but instead lost money.

One or two is okay, but if there are more people, it will be a big trouble.

In fact, it's okay for the bank to lose some money or something.

But the bad thing is that the financial market in the United States is too developed.

These subprime mortgages are packaged into CDS (credit default swap) contracts, which are traded in financial markets like stocks.

The total market value of CDS has been fired to 62 trillion US dollars!

The CDS players, including banks, insurance companies, securities companies, fund companies, etc., are like a big net that includes all financial institutions around the world.

Various CDS lists are rated 3A by rating agencies.

What is the concept of 3A?

Excellent credit means.

Han Songlin: "You and Chen Xin, do you have a plan?"

Now that the essence of the matter has been perceived by them, many things will become simpler.

For example, how should it be done.

"The plan? Of course I'm waiting."

It is too much trouble to short the bond market.

Before THC invested, he held a lot of CDS orders in the United States, and now he has begun to sell them all.

Because the entire financial system is about to collapse, what are you doing if you don’t run away at this time?

Tang Yan said leisurely: "Now, we are waiting for a suitable time to enter."

The subprime mortgage crisis will inevitably cause the U.S. stock market to plummet.

On this point, there is nothing to say at all.

Tang Yan has a list in her hand about the investment institutions and banks that are deeply involved in the CDS market.

These companies will be shorted.

Stretching, Tang Yan said with a smile: "Since 2001, I have been waiting for this opportunity for many years. Finally, it is time to close the net."

Since 03, THC investment has been buying bottoms globally on a large scale.

Up to now, the income is extremely considerable.

Chapter 895 Self-Education

Later, Zhu Xiangping came in to report the results of the security department's inspection of the entire company. "Boss, a total of five bugs were found."

Han Songlin was slightly surprised: "Is there so many?"

Zhu Xiangping couldn't help looking at Tang Yan, which made Tang Yan's heart skip a beat.

Tang Yan said helplessly: "Don't tell me, the investment department found the most?"

"In the meeting room of the investment department, two bugs were found."

Tang Yan couldn't help laughing: "It seems that these people still know that there are good things there!"

Why is no one pretending in Tang Yan's office?

Mainly too difficult.

In Tang Yan's office, although people come and go, not everyone can enter.

And there is a special surveillance camera at the door of the office.

Han Songlin: "It seems that we need to clean up our interior."

In other words, the wages I pay my employees are not low!

Moreover, the Xinghai Group is now recruiting ordinary employees, and they generally do not go outside to recruit, but recruit directly through the school.

As for sales positions?

Sales positions must be recruited from the society. The students recruited by the school have no sales experience there!

But at the headquarters of Xinghai Group, there are no sales positions.

The discovery of bugs within the group was quickly sent as a document to the subordinate companies, requiring all units to be more vigilant.

As for the person who said to plant the bug, he was quickly found.