Comeback 1992

Lu Qiang didn't say a word, how important it is to hold a bank, the bigger the company is, the more it understands.

Doesn't having a bank mean that there are sufficient funds for development?

Now that company wants to develop without the support of the bank.

"You asked us to come, what is the matter!"

Han Songlin: "I hope we can reach an agreement on the operation of People's Bank."

What does it mean to reach an agreement on business?

Chapter 572 Commendation

"As the controlling shareholder of People's Bank, Xinghai Group will not interfere with the normal operation of People's Bank; the management of People's Bank will be carried out by a team of professional managers represented by the president of People's Bank. As shareholders, we just need to rest assured Just enjoy the development dividend of the People's Bank!"

"Xinghai Group will be a good shareholder, and I hope everyone can be a good shareholder." Han Songlin said quite seriously. At this time, the domestic business development has not been many years, and the entire business atmosphere has no professional managers to survive. soil.

In particular, some professional managers behaved particularly unprofessional and wanted to devour the interests of their bosses.

Many things now belong to a reconstruction period.

Lu Qiang stared at Han Songlin, annoyed, he was so annoyed by the presence of so many people; he was thinking about what Han Songlin meant, he took control of a bank, but delegated power to professional managers. Can't believe it?

Liu Yonghao also looked at Han Songlin in disbelief.

Han Songlin picked up the tea and didn't explain much about it; as for the nature of the People's Bank, he had to figure it out first.

People-owned, state-run, and party-run; these six words must be understood.

"If you want a horse to run, you have to feed the horse grass, not only grass, but also soybean meal, eggs and other things. For people, there is nothing more exciting than money. As long as Public Bank develops well, then don’t be stingy with bonuses to the management team.”

The income of financial talents has never been low.

Are bank counter staff counted as financial talents?

This can only be counted as ordinary staff.

Lu Qiang and Liu Yonghao couldn't say anything to refute, they really couldn't refute; when you succeed, your farts are delicious.

Was Han Songlin successful?

Lu Qiang and Liu Yonghao could only sigh secretly. Compared with Han Songlin, the industry they have worked hard for more than ten years is far inferior.

As a domestic business leader, Liu Yonghao needless to say, it is impossible to say that he does not know the Xinghai Group in Shuchuan.

And Lu Qiang also knew about Xinghai Group.

They are clear about some models of the Xinghai Group, such as attracting talents through high salaries; Han Songlin is indeed quite generous in terms of money, building hospitals and colleges for employees, building communities, and high year-end bonuses.

But the model of Xinghai Group is quite controversial now.

Why can't state-owned enterprises work?

Isn't it just because of the heavy burden of the enterprise, the Xinghai Group now gives the impression that it is following the old path of a state-owned enterprise.

Of course, there are also big differences.

Although Han Songlin emphasized that the People's Bank needs to be developed in a normalized manner and cannot become a cash machine for bank shareholders, he is quite happy about Fanhe Group's obtaining loans from the People's Bank.

In the future, there will be rumors that the Fanhe Group will break its capital chain because of its big strides, but this is a matter of the future.

The current Fanhe Group deserves support from the bank.

"For shareholders not to intervene in the specific operation of the bank and want to obtain bank loans, according to the rules, these two points are not a big deal for the two of you, right?"

Lu Qiang didn't immediately agree. He glanced at Liu Yonghao, and he also knew that they really couldn't bear what the controlling shareholder of Xinghai Group wanted to do.

Why did Han Songlin bring the two together? This has to talk about the right to speak of People's Bank.

At this time, the People's Bank of China did not say that the same shares have the same rights, and it is not even an AB share system.

Instead, the Federation of Industry and Commerce does not have any shares, but has a 30.00% right to speak.

At this time, Xinghai Group holds 50.00% of the shares of People's Bank, but it does not have so much right to speak.

If you want to do something with People's Bank, you will naturally have to win over shareholders of other People's Banks.

Seeing that the two of them don't answer, it's a tacit agreement.

"In addition, the last thing, People's Bank of China should complete the listing as soon as possible to expand the strength of the bank."

Han Songlin's thoughts were seen through by the two at a glance.

As a domestic business giant, who doesn't play finance?

For domestic companies, there is a special thing about listing, which is called the same shares and the same rights!

There are as many rights as there are shares.

After listing, Xinghai Group can naturally become the controlling shareholder of People's Bank by virtue of its huge amount of funds.

At that time, within the People's Bank, no one will be able to check and balance the Xinghai Group.

After finishing the business, they naturally chatted about other things. After a while, the two said goodbye and left.

Han Songlin didn't say anything about keeping the two of them for dinner. After talking about the matter, everyone dispersed.

Han Songlin believes that People's Bank will be listed very smoothly.

There is no doubt about this.

At the end of September, a commendation meeting was held in the capital, and Han Songlin naturally attended.

This commendation conference is mainly to commend individuals and teams who have performed outstandingly in the fight against floods.The country is naturally aware of everything that Fumanduo Supermarket has done during the flood fighting period.

Therefore, Yao Ting accepted the commendation on behalf of Fumanduo Supermarket.

As for Han Songlin, just watch from below.

Last month, CCTV held a donation party for fighting floods, and raised a total of [-] million donations, of which [-] million was donated by the Galaxy system.

Xinghai Group, Furui Automobile, Fumando Supermarket and so on.

Han Songlin donated 500 million in his own name.

After the commendation meeting, the leader called Han Songlin over to talk alone. He was naturally quite satisfied with Han Songlin's performance.

In addition, the leaders are also very interested in the introduction of investors by the Xinghai Group.

The Xinghai Group has introduced THC investment, but the leadership of THC investment is naturally clear.

THC Investment performed extremely well in the Xiangjiang financial defense battle, and has now become the largest stock holder in the Xiangjiang stock market.

The total market value of the entire Xiangjiang stock market is only 2000 billion U.S. dollars, and THC Investment holds 200 billion U.S. dollars.

This is really too scary.

Han Songlin, a young man, is not only good at business, but also has ideas in finance.

Xinghai Group introduced investors, and now they are shareholders of Xinghai Group, namely THC Investment, Jiangzhong City Investment, Rongcheng Investment, and Yuzhou City Investment.

The three local investment companies accounted for only [-]% of the total shares.

THC invested 50 billion U.S. dollars in shares, which only accounted for [-]% of the shares.

In this way, the valuation of the Xinghai Group can be quickly raised, so that the several state-owned assets that have previously invested in it will immediately earn several times the money on their books.

Whether Xinghai Group is currently worth 500 billion US dollars, Han Songlin thinks it is worth it, but the current people don't think it is worth it.

Because this valuation is too high.

The valuation is so high that the entire market cannot afford the Xinghai Group's current A-share listing.

"How about the state also take a stake?"

The leader took a deep look at Han Songlin: "Hehe, the country doesn't have that much money! You can rest assured to develop your business. The country will fully support the development of law-abiding companies. At the National People's Congress next year, the country will Give everyone an explanation."

Han Songlin always felt that everyone seemed to have misunderstood something; Xinghai Group's introduction of shareholders was really not because of worrying about any miscellaneous things.

Chapter 573 Risk Control

Since Han Songlin came to the capital, he had to meet some people, such as Dong Wenbiao, the new president of the People's Bank of China.Dong Wenbiao was quite surprised that he was able to become the new president of People's Bank, and he was directly nominated by the major shareholder Xinghai Group.

Being the president of the People's Bank of China and being the president of other domestic banks are completely different states.

On the one hand, it is necessary to realize the rapid development of the bank and to make money; on the other hand, it is necessary to balance the interests of shareholders.

The previous two presidents, to a certain extent, did not balance the interests of each shareholder.

Now that the Xinghai Group has taken over, it is very important for Dong Wenbiao to be able to obtain the support of the Xinghai Group.

The meeting with Dong Wenbiao was in a courtyard in the capital.

Tang Yan is here too!

Tang Yan returned to the capital, and after seeing all the bustle, she returned to school.

Han Songlin was really surprised by Tang Yan's choice.

In addition, in terms of majors, Tang Yan found the school and changed her majors to majors in business administration.The school did not set up any obstacles for Tang Yan to change her major, or it was because of THC's [-] million donation.

As for why Tang Yan changed her major, according to Tang Yan, Chen Xin will lead the financial business in the future, and she will be more involved in the internal management and corporate investment of THC investment.

"President Dong, it's our first meeting, it's a pleasure to meet you!"

Dong Wenbiao shook hands with Han Songlin politely. He, who can be called the best president of the People's Bank in the future, naturally has both ability and skill.

Dong Wenbiao: "Hello, Director Han."

"This is Tang Yan, partner and president of THC Investment!"

THC investment?

"Hello Mr. Tang, I've heard about the name for a long time!" Dong Wenbiao's face was full of surprise. He really didn't expect that the famous THC investment helm would be a little girl.

THC invests in the domestic financial circle, and its reputation can be described as flourishing.

As a financial person, he is naturally concerned about the situation of Xiangjiang; Xiangjiang is not only the Xiangjiang of Huaguo, but also the financial center of Asia, and the top financial city in the world.

For financial professionals in Huaguo, Xiangjiang is a window for them to get in touch with the global financial market.

In the past, many people thought that Xiangjiang would not be safe in the face of the attack of international hot money.

But at this time, THC Investment stepped forward and stabilized the Xiangjiang stock market with huge sums of money.

In other words, THC investment bottom-hunting success.

Tang Yan smiled lightly and shook hands with Dong Wenbiao. She didn't know why Han Songlin chose Dong Wenbiao as the helm of People's Bank, but Tang Yan didn't care.

The route of People's Bank has been planned.

Tang Yan: "President Dong, the establishment of People's Bank of China is just the time for you to show your strength. I hope that under your leadership, People's Bank will become a world-class bank and serve Chinese people all over the world."

A world bank, serving global Chinese?

Doesn't this seem to be too ambitious a goal.

Dong Wenbiao smiled dryly and said, "This, I will do my best!"

Han Songlin motioned for everyone to sit down and chat. Inviting Dong Wenbiao this time was not just a simple acquaintance.

As for how the People's Bank should develop, Han Songlin is not a professional. He can make some suggestions, but he will not participate in it in detail.

For example, when handling business in a bank, the counter is blocked by glass.

Han Songlin said that the counter deposits and withdrawals will still be covered with glass; without this protection, Han Songlin is worried that various things will happen frequently.

After all, Huaguo is too big and has too many people; when there are more people, the situation will become complicated. Maybe someone suddenly can't figure it out and thinks that robbing the bank is quick to get money?

The glass of the bank counter can make some people who have ideas give up their plans in their hearts.

The deposit and withdrawal business is handled at the glass counter, so opening a new bank account and consulting business can be handled at another counter. This counter does not need glass and allows people to communicate face to face.

Isn't it a little bit, if you don't become a bank customer, the bank treats you as a treasure; after you become a bank, the bank becomes proud.

"People's Bank has to strengthen risk control; other domestic banks are useless in terms of risk control. Such a situation must never happen to People's Bank." Han Songlin felt very sad when he thought of other domestic banks. Amazing; in the future, a few percent of bank bad debts will already feel high.

I think the bank has a problem with risk control.

But now, the bank's bad debts are as high as 40.00%.

Dong Wenbiao also worked in a state-owned bank before, so he is naturally aware of the problems in the domestic banking industry.

The reasons for the bad debts of other domestic banks will not be analyzed here; for the public bank, the customer base is mainly for private enterprises, and it is very difficult for private enterprises to obtain loans at this time.

Dong Wenbiao is silent, but also wants to control risks and make money, which is a bit difficult.

Wanting to secure the position under his buttocks, Dong Wenbiao naturally knew that he had to do things according to Han Songlin's requirements.