Reborn in the Tokyo Bubble Era

After putting down the information, he first joked: "Tao Jun is a man who owns a mansion in the port area, and he is also a genius of Dongda University, and he is so handsome. How about it, do you want to join Uedo-kun and participate in the meeting with our bank beauty club members?" our friendship?"

Yosuke Ueno, who was sitting not far from him, was stunned, and Tao Zhiming said with a smile: "Brother Segawa is really funny..."

"I'm quite serious." Kusakabe Segawa looked him up and down, "Armani? It seems that today's explanation will go well? Is this Sumitomo's handwriting? It is indeed a powerful giant!"

"...I made Brother Segawa a joke, I couldn't help but put it on just now, and try to see if it fits." Tao Zhiming was noncommittal, "How is it, how did Brother Segawa evaluate it?"

"7000 million is a figure with a premium proposed by Tao Jun based on the acquisition of the real estate company. In fact, according to the current market price, it is about 4500 million to 5000 million. Except for the house loan, Tao Jun has no other credit Consumption records, but this at least shows that Tao Jun's financial situation is good. Coupled with Tao Jun's educational background, if this real estate is used as collateral..."

He pondered for a while and said, "Probably can give Jun Tao a loan amount of 4000 million yen."

"But..." Tao Zhiming thought for a while, and then said, "Once the interest rate starts to fall, before the adverse effects of exchange rate changes on manufacturing and exports are eliminated, I will probably continue to cut interest rates. This is my judgment. Deposits It’s not so cost-effective, and I will still invest in real estate where the income is higher. Otherwise, the real estate company would not be so eager to buy my house. Therefore, the amount of the loan should be able to take into account the foreseeable future Appreciation is."

When he said these words, Kusakabe Segawa looked at him in surprise.

"Besides, even if I decide to sell this house in the near future, I can probably get 6000 million yen. So, can this amount be as high as possible?"

"...Tao Jun really surprised me, as expected of the University of Tokyo." Kusakabe Segawa sighed sincerely, and then let go, "Actually, considering this factor, I can decide to win 5000 yuan for Tao Jun. The amount of [-] yen. If it exceeds this figure, the risk will be difficult to control.”

"I see." Tao Zhiming asked, "So, what about the interest rate?"

"Real estate loans..." Kusakabe Segawa asked, "It depends on how many years the loan period Tao Jun chooses. The amount of 5000 million yen is still at least five years, so the pressure will be much less."

"But the annual interest rate is the highest for loans with a term of more than five years?" Tao Zhiming asked with a smile, "How much interest rate can you give?"

"Sure enough..." Kusakabe Segawa smiled again, "For 3 to 5 years, it is 9.36%, for 5 to 10 years, it is 10.08%, for more than 10 years, it is 10.8%. Mr. Tao, with my authority, There’s not much that can be lowered.”

Tao Zhiming bared his teeth: "So much?"

In my impression, didn't the interest rate even drop to about 4% for those powerful customers when the hot money flooded?

He thought about it for a while, and the large-scale fiscal stimulus has not yet started, and the interest rate cut has only been reduced a little.

Considering the future trend, it doesn't matter.

In the face of this financing cost, the income is even more considerable, so he asked: "Sure enough, we can only consider long-term loans, so the pressure will not be so great. But brother Segawa, 10 years or more, is it too high? "

Chapter 24, 1000 billion

Kusakabe Segawa wished that he could choose a loan with a term of more than 10 years, with real estate as collateral, and the borrower was a genius from Tokyo University and a future senior cadre of Sumitomo.He immediately said: "Well, I will go back and apply to the minister. At this moment, I can promise Tao Jun that it will not be higher than 10%. The specific number needs the permission of the minister!"

"Then please trouble Brother Segawa!"

"So..." Kusakabe Segawa asked with a smile, "Does Mr. Tao have any other plans for the evening? That's the end of the situation. Next, let's find an izakaya to talk together? I also very much hope to have a chat with Mr. Tao and Ueno A genius like you asks for advice."

"...I'm very sorry, I have to get up very early tomorrow." Seeing his gesture, Tao Zhiming felt that he could raise the quota requirement and lower the interest rate a little bit, or could he contact other banks tomorrow?

Sumitomo has its own bank, take advantage of that relationship?

He thought silently, and sent Kusakabe Segawa away.Seeing what he meant, he actually didn't want to go tonight, otherwise, it's 9 o'clock, why bring a female colleague who didn't express his opinion?

Judging by his age, he might be a newcomer.

They presume there are other shows.

Back in the room, Yosuke Uedo, who had seen too many scenes all night, couldn't help asking: "Dalang, do you really want a loan? The interest rate is 10%, and you have to pay more than 1 yen in interest every day!"

"...I've said it all, after a week has passed, and you see how much money I've made, you won't say that anymore!"

After he finished speaking to Yosuke Uedo, he looked at Runai Onodera: "Almost, it's time to send you back?"

"...Hey, sorry for the trouble Tao Jun." Onodera Runai seemed to have gotten used to this, and she was no longer polite.

Tao Zhiming patted Yosuke Ueno on the shoulder: "Think about it carefully. Until now, can't you try to trust me?"

After speaking, he took Runai Onodera and Yako out the door.

Yosuke Ueno thought about the 126 million yen he got today, and stood in the room struggling with his eyes.

This guy Dalang... I have to wait for him to come back tonight, and ask him carefully before going to sleep!

How did he suddenly become so strong!

He couldn't help touching his neck...

Could it be that hanging it will have a magical effect?

……

"Runai."

Hearing the name directly called out, Onodera Runai looked at Tao Zhiming in surprise.

I don't know why, but when facing him, sometimes I clearly know that he is a 21-year-old genius from Dongdae University, and sometimes I feel that he exudes a mature demeanor.

Tao Zhiming didn't go in and sit down this time. He stood in the porch and said, "It should be clear that Yosuke and I are not dangerous people. I have everything over there. If you decide, you can go there with important items. Loan approval Come down, there is something I need you to do for me."

"Eh?" Runa Onodera couldn't help asking, "Isn't it...need to observe?"

Tao Zhiming smiled slightly: "It's not a complicated thing, I believe you can do it well. In addition..."

He looked at Mizi who had entered the bathroom in the room and said, "If it's for Mizi, then work for me faithfully. I will take you into a future that you can't even imagine."

After finishing speaking, she turned around and raised her hand: "I have a date tomorrow night, and I won't see you off again."

With these words, he walked away again.

"Tao Jun, the [-] yen given to Ueno-kun has not been brought back for me..."

"Leave it to him..."

Onodera Runai stood blankly at the door, looking at the young man's back.

After several days of intensive contact, she finally confirmed one point.

This man really didn't have any more thoughts about her... At least she didn't realize it.

Perhaps, it is really just that he has his own unimaginable ambitions, and he has seen hard work and persistence from himself.

For Yako... and... a date...

Onodera Runai closed the door silently, feeling at ease, but at the same time feeling a little more inferior and lost.

"Mom!" Yako Inoue came out after washing, raised her head and asked expectantly, "Shall we go to my brothers' house tomorrow?"

Runa Onodera smiled and knelt down: "Yako-chan, do you want to go?"

"Yeah! Brother Yosuke has a lot of comics and knows a lot of stories!"

"So... how about we live there before school starts?"

"really?"

"Oh really……"

Tao Zhiming sat in the taxi, quietly looking at the street scene outside the car window.

It has been a few days since I came to Tokyo in this era, and I have come into contact with some people.

So far, the wool obtained by relying on the wonderful interviews is almost 1 meters.

It can be said that it is beyond imagination. It has only been a few days?

The next step is to think about it, but what about the next step?

This is not a country he is familiar with.

In fact, he hasn't thought clearly about the future that Runa Onodera mentioned.

The taxi passed by a bustling nightlife district, looking at the shining neon lights inside and the people who relaxed at night, Tao Zhiming quickly put this problem aside.

Don't be so nervous, the situation where you were almost out of cash when you first came has been alleviated.

Next, let's continue to squeeze the wool first, and take advantage of the last month of spring vacation.

Plus, it's almost time to have a little money to live outside of.

Runai Onodera would probably be stunned when she heard what he was going to ask her to do.

When he returned home with an inexplicable smile, he saw Yosuke Ueno sitting solemnly in the living room with his hands still on his knees, as if an invisible big man was sitting opposite him.

"...What's this for? Are you practicing something?" Tao Zhiming put on comfortable slippers, went over and sat down, "Do you have something to say?"

"You...you can see everything." Ueno Yosuke looked at him with a little emotion, "What is it that suddenly became so powerful?"

"Want to learn?" Tao Zhiming laughed, "But I can't teach you this."

This statement is true, but Ueno Yosuke is very puzzled: "But, what kind of awareness has such power? Awareness, isn't it just a determination? But you clearly seem to have grown a lot suddenly, and it is the growth of ability!"

Tao Zhiming thought for a while, and said leisurely: "Probably... when he was on the verge of death, he suddenly experienced a long life in his brain. Every thing, every detail, has a special perspective. So growth A lot, probably because of this.”

It's absurd, but as the person who knows Tao Dalang best, Yosuke Uedo's doubts really need to be dispelled.

Ueno Yosuke stared at him blankly for a while, then murmured, "Sure enough...do I still have to try?"

"Try what?" Tao Zhiming looked at his expression convinced, "Try it... the feeling of dying?"

Yosuke Uedo pursed his lips and nodded heavily: "I've thought about it for a long time!"

"...I'll go find the rope." Tao Zhiming stood up amusedly, and actually entered the house.

After changing out of his suit and pajamas, he said regretfully when he came out, "It seems to be lost."

"Okay, okay, I'm not joking anymore." Ueno Yosuke bent down seriously, "Tao Jun! Now, is there anything you can teach me? I really want to become as strong as you!"

After Tao Zhiming sat down, he looked at him for a while, and suddenly asked with a smile: "Have you had a hard time these days? That Dalang suddenly became someone I admire from the bottom of my heart, and I don't know how to deal with it. "

"...Sure enough, you are a man who can see through people's hearts." Yosuke Ueno looked complicated, "Not only me, sister Runa, that yakuza, and Yuwa, are all in your plan. Hell What should I do after returning home, I still want to give it a try, but I am afraid that I will really die.”

"...Don't be so exaggerated. I want to tell you something..." Tao Zhiming put away his smile, "You are about to graduate, so don't just feel like a gentleman from the bottom of your heart when you see a woman. Mature A good man begins by controlling his emotions."

"Hey! Am I that unbearable?"

"So, tomorrow night, I'm going to meet Kyoko Okita and her friends. If I'm still nervous, how can I calmly think and make a decision when facing some things?" Tao Zhiming said leisurely, "Yosuke, I I am going to walk my own path and make a career. It will take a long time to teach you, if you can always assist me."

Ueno Yosuke stared blankly at him with a lazy expression: "What the hell do you want to do?"

Tao Zhiming smiled confidently: "The next thing is still planned, but ah, in the next three years, let's set a small goal first."

"what?"

"First earn 1000 billion yen."

Ueno Yosuke was like a thunderbolt: "Small... target?"

Tao Zhiming was lying on the flat floor of the living room, with his hands on his pillow, one corner of his mouth curled up.

1000 billion, the number sounds scary, but the banknotes are all [-] yen.

Niubi is big, but the bubble is bigger.

He came from another dimension and knew exactly where to swing the scythe.

Chapter 25, Bewitching

After bragging, I deposited 120 million in the account early the next morning, and I actually didn't have much cash on my body.

Throughout March, because there was no special equipment, Tao Zhiming could only watch the market changes through TV, and then make some less risky operations.

The gains won't be that great.

Seeing him come back with a sad face, Yosuke Uedo who just woke up asked, "What happened?"

Tao Zhiming put the slices of bread on the table: "Eat whatever you want. The cost is still too little, Yosuke, do you think about it? Lend me the money first, and guarantee 1% of your income for a month, how about it?" ?”

"..."

Tao Zhiming turned on the TV and tuned to a channel dedicated to broadcasting financial programs, gnawed on a piece of bread and said, "Can't you trust my ability now? Hey, you want me to teach you, isn't it worth paying the tuition?"

"...What I want to learn is not how to deal with girls!" He said indignantly.

Later last night, Tao Zhimingjing complained there that he would be careful when he saw someone, and he didn't look at other people's appearance, age, or personality at all.

And used a word, hungry ghost in color.

Ueno Yosuke is going crazy, what right does he have to say that?But now he...

So Yosuke Ueno was a little aggrieved.

"Alara, the knowledge about women is very valuable." Tao Zhiming stared at the TV, but kept talking.

"...Don't you have anything else to do today?"

Tao Zhiming nodded: "Wait for Sumitomo's call, and manage my investment properly. Prepare well, and then go on a date. Ah, I don't know if Jingzi-chan's friend is pretty, but Jingzi-chan is not very good at it."