Unlimited one-yuan instant kill new skills at the start

My friend reassured me that this is normal and nothing will happen.At the beginning, I also felt that it is normal to go up and down, and it is unrealistic to only go up and not down. It is good to wait for a while, so I listened to my friend’s advice and kept the money in it. I did not sell the stock, thinking about waiting for a few days to go up. When I come back, I can get back my capital. If I sell it, even if it rises later, it has nothing to do with me.

And until now, I have been holding the stock and not selling it.

The principal of 20 is now only about [-].I watched the stock price fall more and more, and there was no intention of rising at all. I regretted it and wanted to sell it. I was afraid that it would continue to fall, but I thought again, I can't sell it.If this is sold, if it rises in a few days, isn't it my business?Am I really at a loss?

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If it is not sold, there is still a glimmer of hope, but if it is sold, there is really no hope at all.

Originally, my girlfriend didn't know about this. I was afraid that she would get angry if she found out, so I didn't tell her.

But two days ago she suddenly said that she wanted to see how much money we have saved now?How far is it?I want to see the money in the bank card by myself and feel the taste of happiness.

At that time, I panicked, I didn't know what to do, so at first I always found an excuse to delay, and she didn't care at all, but as time went by, I always delayed or made excuses to talk about it later.Little by little, my girlfriend noticed something was wrong. Until yesterday, she didn't listen to anything, she had to watch it.I even got into a fight over this.

I had no choice but to tell the truth to my girlfriend and tell the whole story.

My girlfriend was stunned after hearing this, and she was stunned when she heard that there were only about 20 yuan left. We have been working in Xingzhou since we graduated, working hard to save money, and usually even have a good meal I can't bear it, we have lived like this for five years.I just saved this money, but now I have left more than [-] yuan to only [-] yuan.

I explained to my girlfriend that she didn't say much yesterday, and she hasn't talked to me since then, just today I wanted to coax her, but she just exploded, she said I was selfish, that I didn't respect her, that I shouldn't make such a big deal on my own, I should ask her more about anything, and discuss it with her.I wanted to reassure her that this was only temporary and that the stock would come back.There must be no problem.

I still remember her asking me with a sneer, she asked me if I was sure?She asked me, are I sure it will rise back?She asked me when will the price rise back?She said that she is already 27 years old. If the stock does not rise in three to five years, will she have to wait another three to five years?

She said that I was selfish, arrogant, didn't love her enough, and didn't discuss such a big matter with her.She was very sad, so she proposed to break up. "

After hearing this, Chen Yi put his hand on his forehead helplessly. Sure enough, he guessed right. Although some details were different from what he thought, the general direction was still the same.

Chen Yi looked at Zhou Jie in front of him, there was no sympathy in his eyes, and some indifference. He remembered the question that his master Chen Yan asked him before.

That day the master asked: "If one day in the future, you are going to get married, you only have 300 million to use, the full payment of the wedding house needs 280 million, and the down payment of the loan also needs 80. Your income is stable and you can still afford the loan. Monthly payment. At that time, you have relatively strong investment ability, and the average annualized return in the past five years can reach 30.00%. What will you do at this time? How will you use the 300 million yuan in your hand?

how will you get marriedBuying a house in full?loan?Rent a house?Or don't get married yet?After all, as you know, the higher the principal of income, the higher the income.The full price of the house is 280 million. If you invest this money, according to your historical investment performance, after one year, the money will become 360 million.More than a full 80 ah.You think it over and tell me. "

Chen Yi's answer at the time was: "I will definitely not rent a house. I want a loan. After all, my income is enough to afford the monthly payment. I will use a large part of the remaining funds for investment. Of course, these must It is only after discussing with my wife that the two agree. If my wife feels that the pressure of repaying the mortgage is relatively high and she feels insecure, then I will definitely choose to buy the house with full payment. If you don’t want the money, you don’t want it, my wife The most important thing is to be happy every day. Why do you need money? Isn’t money just to live a happy life? Now I am very happy and happy, so why should my wife be wronged and sacrificed for money? What about our happiness?" Chen Yan and Xu Kun were both present at the time, and they originally thought that Chen Yi would answer rationally and choose to postpone marriage for one year or not to buy a house in the first year.It is said that doing so can indeed maximize the benefits and minimize the impact on life as much as possible.

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But Chen Yi's answer surprised both of them. Although Chen Yi's answer was different from what they expected, but thinking about it carefully, this answer might not be correct.

For Chen Yi's answer, Chen Yan's evaluation is only one word "temperature". Chen Yi still remembers what Chen Yan said at that time. At that time, Chen Yan said: "Oh, I really didn't expect you to say that. , although this is not the most cost-effective answer, it is the most warm answer and the most humane answer. This kind of answer may be someone who has just entered the industry like you.

What you think about from me or your brother is more cost-effective, so you may not feel it, but do you know the concept of waiting for a year to get more than 80 more? More than 80, for an ordinary person, it takes many years to accumulate, and you only need to wait for one year. "

Chen Yi said with a very serious face: "Master, I don't think that's the case. It's really hard to get 80 yuan in a year. The price/performance ratio is really high. I know, but what about after that? Wait a year and get 80 yuan." What if you continue to use the 80 plus the original money as the principal after one year and wait for another year? And then repeat the cycle? Master, won’t you get more money every year after waiting?

So why wait only a year?It's because you can't just make money blindly, but also have a life, right?So if this is the case, what is the difference between earlier and later?I don't want to buy a house outright, I want to take out a loan and invest most of the money.But this needs to be discussed with my wife. If she thinks that the risk is too high, if she loses money instead of making money, then the loss outweighs the gain. Such a decision will make her feel very insecure.

Then I will listen to her and buy a house with full money to give her a sense of security. "

Chen Yan said: "Yes, I understand the way you said it, so I said that although it is not the most cost-effective, and it is not the answer I thought of, it is the most warm answer, it is great, and the answer is very good.

Yi, if you can, you must keep your warmth. Too many people in this market are turned cold by money and have no warmth. In my opinion, your answer is the most humane and the most correct. of.So, if possible, your temperature must be preserved. "

Thinking of the events at that time, and looking at Zhou Jie in front of him, Chen Yi, who was somewhat sympathetic, became indifferent. He understood what Zhou Jie did, but he didn't agree with it, and not only did he disagree, but he was a little disgusted.

In Chen Yi's view, money is important, but the happiness of two people is the most important.Putting it in another way, Chen Yi doesn’t blame Zhou Jie for being tempted by the stock market. The decision was made by one person, and he did not ask his girlfriend's opinion.

It doesn't matter whether you lose money or not, the important thing is that just like what his girlfriend said, she has no place in his heart, or it's not that important at all, so Zhou Jie will only be alone when he makes such an important decision. People make up their minds, and did not ask the girlfriend's opinion.

So Chen Yi had a slight dislike for Zhou Jie at this time.

Zhou Jie lowered his head, he was depressed, he was regretting, he said in a low voice that he should not trade in stocks, he should not listen to his friends to touch stocks, and he should not be greedy.

Hearing Zhou Jie's confession, Chen Yi felt more and more irritable.Because it is very normal for an outsider to be confused by things like stocks that come in quickly, which is understandable, just like many people like to buy 80 yuan a month for double-color ball lottery tickets.

The real problem with Zhou Jie is that he made a decision that would affect the future of the two of them without discussing it with his girlfriend. Especially this decision he is not sure about, it is equivalent to the two people's past struggle, hard work, food and drink. Bitterness is a bet on luck.

Zhou Jie didn't respect his girlfriend, he didn't respect the painstaking efforts the two had put in together, the hardships they had endured together, and the time they had experienced together.

But I don't know whether Zhou Jie didn't realize it or was deliberately avoiding it. There is not a single word about this in his confession.

Chen Yi wanted to leave, but the sky had already darkened, and there were fewer and fewer people around him. He was really afraid that Zhou Jie would throw himself into the lake again after leaving like this. It was so dark, if he threw himself into the lake, he would be killed. When people found out, they were probably dead.

Chen Yi forcibly suppressed the dissatisfaction in his heart, and said, "Your girlfriend will never forgive you if you repent like this for the rest of your life. It's useless."

Zhou Jie didn't know why Chen Yi's tone suddenly became a little blunt and cold, but he didn't care about it. Zhou Jie looked up at Chen Yi and said, "You mean my girlfriend can still forgive me? How can I do it? What needs to be done?"

Chen Yi frowned and said, "To be honest, I really don't want to tell you that you don't even know why your girlfriend is angry. Do you really think she is angry because you lost money? Your girlfriend and You have been fighting together for five full years, that’s five full years. I don’t believe that no one better and richer than you has pursued her in these five years. You think she cares that she has been with you until now. Is it really money?"

Zhou Jie said: "I know she doesn't care about money, she doesn't care about money that much, but this time she is angry, isn't it because I lost most of the money we saved for five years?"

Chen Yi said: "I really don't want to talk to you, big brother, of course not. You just said what she said when she broke up with you. Did she mention anything related to money from the beginning to the end? Think about it yourself." think.

Do you really think she broke up with you because of money?no.

If I guess right, the reason why she broke up with you is because you don't value her, you don't respect her.You didn't consult her when you made such an important decision.

Have you ever cared about her feelings?Put yourself in her shoes would you be comfortable if you were in her shoes?Don't talk about losing money, even if you make money, you won't feel very comfortable, right?What do you say? "

Zhou Jie bowed his head in thought after hearing Chen Yi's words, and remained silent.After a long time, Zhou Jie nodded and said: "I understand, thank you, I know where I was wrong, I will not do this again, I am too selfish. Do you think she will forgive me?"

Chen Yi looked at Zhou Jie's longing eyes and sighed: "Well, I don't know whether she will forgive you, but I think, whether she will forgive you or not, as a man. No, it should be said that as a man who is upright If you don’t know what you did wrong, it’s fine. Once you know, you should apologize and admit your mistakes sincerely. It’s other people’s business whether others forgive you, but whether you apologize or admit your mistakes is yours. something happened.

If she accepts your apology and you get back together, don't let her down again. If she doesn't forgive you, then you deserve it and you deserve the punishment. You can't bear her grudges.

So, I think what you need to do is to apologize sincerely, instead of wondering whether she will accept your apology, why doesn't she apologize if she doesn't accept it?Is this what happened?Are you at ease?Whether she accepts your apology is simply not a question you should consider now. "

Zhou Jie fell silent after hearing Chen Yi's words, and slowly sighed: "I see, thank you for your guidance, I have been taught. How old are you? You can see it so thoroughly? You don't look very big. "

Chen Yi smiled and said: "I just graduated from university this year, and I am younger than you. There is nothing I can't see through. You are just a fan of the authorities, and I am just a bystander. Alright, now that you have figured it out, let's go Apologize, don't seek short-sightedness in the future, no matter what, you won't throw yourself into the lake."

Zhou Jie nodded, then quickly stood up, thanked him again, and ran away.

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Looking at the back of Zhou Jie going away, Chen Yi fell silent, he could see clearly, why did he see so clearly?Is it really just a bystander?

Chen Yi used to be the same as Zhou Jie, he didn't know what to do when he made his girlfriend angry. These are also things that Gu Xinran taught Chen Yi every time he ninjad his inner anger.

The current Chen Yi's state and appearance are inseparable from Gu Xinran.In other words, no matter which girl Chen Yi is with in the future, the influence Gu Xinran brought to him and the growth he experienced with him will never be erased.

After standing for a while, Zhou Jie had already run far away. Chen Yi regained his composure until he could no longer see him. He looked at the completely dark night and shook his head. He took out his phone and checked that it was already eight o'clock in the evening. He missed it. It's time for dinner, and some Internet celebrity restaurants probably won't be able to line up, so just find a place to have some supper.

Thinking of this, Chen Yi walked in the direction of the hotel, thinking that he could just find something to eat at a restaurant along the way.

Chen Yi found a steamed stuffed bun shop on the side of the road, he aggressively ordered a few steamed stuffed buns and a bowl of porridge. It was already evening, so Chen Yi just wanted to have a casual bite and didn't care about it.

Chen Yi sat in the shop and ordered the dishes. After a while, the boss came to Chen Yi's table with steaming steamed buns.