Shenhao started by binding his wife

Hearing this, Chen Zhi was also very angry: "Are you out of your mind? When did I slander you?"

"You just called me 'Miss'."

Mu Qingyan deliberately emphasized the word "Miss", "Tell me, are you slandering people and attacking me personally?"

"Hmph, you're making unreasonable words! Well, I don't have time to talk nonsense with you."

Chen Zhi was speechless all of a sudden, what's wrong with calling you Miss, you really dare to call the police.

At this time, he didn't bother to stop him, so he just let go, and then turned on the living room light.

"It doesn't matter if you apologize or not, it has nothing to do with me. I won't pursue what happened last night. That's all right, that's it, I'm going to rest."

After all, he didn't sleep well last night, and he was tired after practicing the car all day today. Now he just wants to take a good bath and sleep well.

But Chen Zhi wanted to rest, but Mu Qingyan walked in even more presumptuously, and then sat directly on the sofa.

She looked at Chen Zhi and said, "You don't want to pursue it, but I didn't say I wouldn't."

"I'm going, didn't I just call you a lady?"

Seeing the rascal's appearance of the other party, Chen Zhi was also angry, and said directly, "If you don't leave, I will call the police. I think you are more guilty of breaking and entering private houses, or I am more guilty of calling you Miss Sheng."

"You... are really shameless." When Mu Qingyan heard that Chen Zhi wanted to call the police, she became anxious immediately.

She knew at that time that her words were untenable, and when the police came, they must be on Chen Zhi's side.

This man doesn't know how to pity and cherish jade at all, it's really irritating.

But at this time, she couldn't continue to argue with Chen Zhi.

So, with a soft tone, he said, "Last night I was drunk and vomited at your house. I was at fault for this, so I'm sorry. Tell me, what compensation do you want, I have no problem here. "

Hearing such an apology, Chen Zhi was quite angry. Is Lao Tzu the one who is greedy for your little compensation?

Besides, hearing these words felt like giving alms, he immediately felt that this was an insult, and the other party still had the condescending arrogance of Miss Bai Fumei in his bones.

If you really think that if you have money, you can use money to settle everything, that is not the real thing.

He really didn't want to argue with Mu Qingyan here, and finally said: "I don't want any compensation, besides, the house and apartment have been cleaned, so I won't mention it after it's over. Beauty, you have to finish talking, can you?" I can't go out first, I'm going to take a shower soon."

Besides, I can afford to rent an apartment of more than 1 yuan a month, and I can afford you to exchange for a four-piece apartment.

"Are you looking down on me?"

Mu Qingyan was not satisfied with Chen Zhi's answer, and her face was slightly angry.

Chen Zhi's ignorance made her a little annoyed that there were still men who were not interested in her at all.

She wanted to see if the man in front of her was just pretending, or if he was really gay.

Facing Mu Qingyan's words, Chen Zhi really didn't know how to answer, he really looked down on her in his heart, but he couldn't really admit it.

If you admit it, according to the character of the other party, you will be even more reluctant.

"What do you want to do?" Finally, Chen Zhi asked helplessly.

"Don't do it..."

Just as Mu Qingyan was about to speak, the doorbell rang.

"Mr. Chen, is it convenient to come in? We are the apartment property staff."

Hearing this, Chen Zhi laughed immediately, they came just in time, and quickly agreed.

"come in."

It was still the two apartment housekeepers who came last night, a man and a woman, but they were carrying gift boxes in their hands, which looked like some milk, rice, and fruit.

When they saw Mu Qingyan was there, their faces were also quite embarrassed.

But then he realized that the other party might have come to apologize, so he put the things in his hand on the coffee table.

"Mr. Chen, we sincerely apologize for the inconvenience caused to you last night. Your bedroom has been deodorized and cleaned during the day and has been completely cleaned. Here are some small gifts for you , I hope you can accept our apology." The butler turned to Chen Zhi without looking at Mu Qingyan.

"It's okay, you've done a good job."

Chen Zhi laughed and praised, "I'm very satisfied with your service now. Of course, sometimes it's useless to just provide good service, and the quality of all tenants needs to be improved."

"you……"

Hearing Chen Zhi's words, Mu Qingyan next to her almost couldn't bear it anymore.

But when he saw that the apartment housekeeper was still there, he held back immediately, but still glared at Chen Zhi.

Seeing this, the housekeeper was also quite embarrassed, he really didn't choose the right time, he came to apologize and actually bumped into Mu Qingyan, which must have made the other party a little unhappy, after all, this was simply a face-to-face slap.

So, the two left without saying much, and hurriedly left this place of right and wrong.

"Look, this is the attitude that people should have when apologizing, forget about yours!" After seeing them off, Chen Zhi walked back into the room and said to Mu Qingyan.

"I'm going to take a shower. Do you want to leave? If I come out later, if there is something missing, you will steal it."

At this time, he didn't bother to say anything else, and started undressing directly, ready to take a shower.

He still doesn't believe it, he is like this, and the other party can stay here and not leave.

Seeing that Chen Zhi had already taken off his shirt, Mu Qingyan was immediately dumbfounded, she had never seen such a hooligan.

Although she was a little unreasonable, she didn't look at others' hobby of taking a bath with a stern face, and stomped her feet immediately.

"Okay, let's wait and see."

After leaving a word, Mu Qingyan finally left.

"Hehe, fight with me?"

Seeing this, Chen Zhi finally breathed a sigh of relief and laughed.

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Chapter 27 What I Want Is Speed

Rogue people still need to use even more rogue methods to deal with them. Through this matter, Chen Zhi immediately understood this point.

Don't look at Mu Qingyan, who is eloquent, arrogant and domineering, but if you really give her some unconventional means, she'll get down right away.

Hmph, fighting with him is still tender~!

Chen Zhi took a comfortable bath while humming a little tune.

Not to mention, after a tiring day, taking a bath is really comfortable.

The apartment is really considerate. When it was renovated, I knew to build a big bathtub, so there is no problem for two people to lie down.

After taking a bath and coming to bed, he brushed up the meeting questions again before falling into a deep sleep, and was woken up by the alarm clock at almost nine o'clock the next day.

Today is Saturday, it stands to reason that many banks are closed, but there are still some branches that will work normally.

After Chen Zhi got up, he washed and ate quickly, brought his ID card, real estate certificate and other materials, and came to the bank.

There was a construction bank near the apartment, and it happened to be at work today, so he walked in directly.

There were quite a lot of people doing business on weekends. Thinking that he had to apply for a large loan, Chen Zhi went directly to the lobby manager to inquire about the loan.

Knowing that Chen Zhi wanted to use his real estate as a mortgage for a loan, the lobby manager became more enthusiastic and began to understand Chen Zhi's situation.

When he knew that he had five houses, none of which had any loans, and the commercial houses had only been repaired for a few years, the other party directly invited him into the VIP customer room, made coffee and started the interview.

But just when he thought that he had five sets of particularly valuable commercial houses and it should be easy to get a loan, what he got was a little speechless.

You can't get a loan just as you want, and it's not up to you to decide how much you can borrow. There are many factors involved, and the procedures are cumbersome anyway.

Now the bank stipulates that there are special procedures for using real estate loans, such as evaluating the real estate first to obtain the overall actual price of the real estate.

In addition, it is necessary to investigate the property rights of the property, whether there are other mortgages, and whether it is in the planning of renovation, etc., so this time may be a bit long.

"Mr. Chen, according to the current second-hand housing prices in Mingyue Community, the total price of the five houses you own is about 1100 million to 1200 million. Of course, the specific evaluation price requires a professional evaluation company. able to know.

Then, according to our bank's loan regulations, if the house in Mingyue Community is more than five years old, the loan can only be made at 50% of the appraised value.Therefore, if there are no other conditions on your side, you can borrow more than 500 million yuan on your side. "

After some understanding and calculation, the loan manager of the bank said directly.

It was only more than 500 million. This amount immediately made Chen Zhi a little dissatisfied, and the gap with him was too big.

"Five million is too little." Chen Zhi shook his head, "Besides, the period for your loan is a bit long, and it takes more than a month to get it at the shortest. At that time, the day lily is cold."

Hearing this, the other party said directly: "Mr. Chen, because your loan amount is a bit large. Besides, the bank stipulates that here, we all make loans according to the normal process, and it must take so much time."

"Okay, then I'll think about it first."

Since CCB can't do it here, then Chen Zhi will consider other banks. There is no risk anyway, and the more loans the better.

"Ah, then, Mr. Chen, this is my business card." Seeing that Chen Zhi was about to leave, the loan manager handed over the business card directly and turned on the phone, "Let's add WeChat. If you have any questions, you can ask me directly." , I am always online."

"Okay." Chen Zhi nodded.

Then, he came to China Merchants Bank and Agricultural Bank of China, and the results he got were not so satisfactory.

Agricultural Bank of China is the same as China Construction Bank, which can only loan more than 500 million yuan, and China Merchants Bank has more than 600 million yuan, but it will take a month to get the loan.

After working all morning, he failed to negotiate a deal, which made him a little anxious. Could it be that the loan is really only 600 million.

At noon, he found a random place and had some noodles. Then he began to think about it again, and then went to consult with a bank.

Turning around the street, he saw Jincheng Bank on the opposite side, and he suddenly remembered that these small banks seemed to be able to lend more money.

Although the interest rate is higher, is he still afraid of the extra interest of more than [-] yuan? Anyway, the loan is only for three months.

After a while, he sat in the VIP room of Jincheng Bank, opposite to their loan manager, Manager Yu.

"Mr. Chen, your loan collateral is very high-quality. We can directly give you 8% of the loan amount based on the assessed price. As for the time, we can approve it within a month. What do you think?"

If it is 900%, it will be [-] million, which also meets his expectations, but the loan time is still a bit long.

According to the data of the prizes won by the system lottery, the stock of Ruichen Holdings has been falling in July, and it has been slowly rising in the first few days of August.

So for him, it is best to complete the layout before August, so that he can buy bottoms at the lowest point of the stock price and realize the maximum profit.

In addition, he even guessed that in the first few days of August, someone had actually obtained the news that Ruichen Holdings was about to benefit and made arrangements in secret.

If he joins rashly at that time, it is likely to cause misunderstandings, and maybe cause unnecessary troubles.

After all, in some movies with stock wars, it also shows that if he gets the dealer's attention, he will be in trouble.

Of course, his principal is less than 1000 million, which can only be regarded as a small wave in Ruichen Holdings, a large pool of more than 20 billion.

Thinking of this, he asked directly: "Can I come down within half a month, I have an urgent need here."

Hearing this, Manager Yu asked directly: "I don't know what kind of investment Mr. Chen plans to make with so many loans?"

Of course, Chen Zhi didn't dare to say that he was using it for stock speculation. In this case, the bank might carefully consider whether to lend it or not.

"I want to go to the new area to buy some real estate as an investment."

After thinking about it, he directly stated the reason he had thought up before, "The real estate in Nanshanyue will be newly opened soon, and this is the most popular real estate in the new district."

Hearing this, Manager Yu immediately understood without thinking about it, and nodded directly: "The housing prices in the new district still have room to rise. It is also a wise choice for Mr. Chen to invest there."

"So, can the loan be paid within two weeks?" Chen Zhi asked again.

Manager Yu thought about it for a while, and said uncertainly: "I'll report this to the higher authorities, there should be a high chance."

"Okay, as long as you can get down as soon as possible, even a small loan is fine."

Chen Zhi thought about it, time is the key to the loan, after all, even if the full amount of 1000 or [-] million can be loaned, but the money will take a month to come down, then the earning will be very little.

"Okay, then I'll do it as soon as possible." After accepting such a big order, Manager Yu immediately said happily, "As for the company that evaluates the total price, I also recommend it. What do you mean?"

"You are a professional in these procedures, so I leave them all to you. I just provide any information I need. Anyway, my request is one, and that is that the loan should be issued as soon as possible, and the sooner the better." Chen Zhi finally Said.

Then, throughout the afternoon, accompanied by the other party, Chen Zhi went through some loan procedures.

When he walked out of the bank, it was already five o'clock in the afternoon, and it was time for dinner again.

However, he was able to get the loan. Although he had been busy all day, he was not tired at all.

The total amount of the loan is 850 million, and the annual interest is 33, but he only loaned it for three months, so the total interest is 750 yuan.

This interest is nothing more than a drizzle for the tens of millions of profits to be obtained.

Back at Huanyu Shopping Mall, I went to Shuyan again for a big meal, but it was a pity that I didn't meet Xia Ning again.

After eating and drinking enough, on the way back, he called Fan Lei and made an appointment to meet at his previous rental house tomorrow morning.