Beiyang reactionaries

But the more polite he was, the more confused Kang Xinru was.Yu Qiaqing is a figurehead in Shanghai's business world, regardless of whether it is in the financial sector or in the industrial field, he is the top figure in Shanghai.

you could put it that way.

Among the national capitalists in Shanghai, Yu Qiaqing ranked second, so the others really dare not say that they are ranked first.Even those rich men who are richer than Yu Qiaqing dare not say that their influence and status in Shanghai are higher than Yu Qiaqing's.Even a big man like Zhang Jian, who is both an official and a businessman, treats Yu Qiaqing very politely.

Because Yu Qiaqing is from Cixi, Zhejiang, and is the leader of the Ningbo Business Group in Shanghai.

In Shanghai, there are many factions of business groups, such as Shaanxi business group, Shanxi business group, Fujian business group, Tianjin business group, Jiangsu-Zhejiang business group.The strongest and most influential one is the Jiangsu-Zhejiang Business Group, and the most powerful of the Jiangsu-Zhejiang Business Group is the Ningbo Business Group, which is even more powerful than the famous Nanxun rich man.This batch of business groups from Ningbo are currently the leaders in Shanghai's financial circles and Shanghai's industrial circles.

How powerful the Ningbo business group is, you can see how they compete with foreign businessmen in Shanghai.For example, the Siming Bank, which was built with the money of the Ningbo business group, was besieged by foreign banks and government-run banks during its early development, and a run on it occurred.

At the time, everyone thought the bank was doomed.But the sensible people of Siming Bank are all the top figures of the Ningbo business group, and they came forward to call on Ningbo businessmen to support them.

In just a few days, a large sum of money entered Siming Bank, causing a sensation in Shanghai.Siming Bank immediately became famous and became the most trusted bank by Shanghai residents.Within a few years, it has grown into one of the top commercial banks in Shanghai, which can completely compete with foreign banks.

The leaders of the Ningbo Gang in the early years have passed away one after another in recent years.At present, the two remaining leaders of the Ningbo Gang are the Yu Qiaqing in front of you and Zhu Baosan who doesn't often appear in front of everyone.

Therefore, it can be said that Yu Qiaqing is a big man who can affect Shanghai's economy by stomping his feet in Shanghai.

What is he looking for himself?

And also said the word "Xiangqiu".

But even though he was puzzled, Kang Xinru still kept smiling and said, "Old Yu, I dare not take you as a 'beg'. Just tell me if you have anything to do."

Yu Qiaqing looked at Kang Xinru and nodded slightly.

29 is old.

Kang Xinru is only 29 years old, but she is already a well-known figure in Shanghai's financial circle.Southwest Commercial Bank has a very good reputation in Shanghai. In just a few years, Southwest Commercial Bank has become the top three banks in Shanghai in terms of savings.The amount of savings announced last year has reached more than 400 million.

With the end of the customs negotiations, a large amount of tariffs will be deposited in the Southwest Commercial Bank, which will immediately raise the status of the Southwest Commercial Bank to the point where it can be compared with the Bank of China, China Bank of Communications and other Chinese giant banks.

It is estimated that the deposit amount of Southwest Commercial Bank this year will definitely be the leader among Shanghai Commercial Banks.

But Kang Xinru was in charge of such a bank, yet she was able to be so humble.No wonder those members of the Shanghai Banking Association praised the young Kang Xinru so much.He is considered to be one of the two young talents in the banking industry in Shanghai.

"Then I will speak. Manager Kang, I want to take a loan of 50 from Southwest Commercial Bank."

"50?"

Kang Xinru was taken aback.

Then he couldn't help but said, "Old Yu, why are you suddenly joking?"

50?

It is indeed not a small amount.Anyone who can own 50 is a rich man even in Shanghai.But Yu Qiaqing borrowed 50, what a joke.Yu Qiaqing owns a bank, a shipping company, and a foreign firm established in cooperation with foreigners. Yu Qiaqing is even planning to set up a stock exchange in Shanghai recently.Moreover, Yu Qiaqing is currently working with Shanghai industrial leaders, such as the flour king Rong Zongjing, to establish Quanye Bank.

What kind of boss is this?

If you have a net worth of several million, that's all conservative.If you add his shares, fixed assets, etc., this man is estimated to have a net worth of tens of millions.Moreover, as the boss of the Ningbo Gang and a bigwig in Shanghai's financial circle, the amount of funds he can mobilize is even greater.Not to mention borrowing 50, even borrowing 500 million is not a problem.

Why did you come to ask yourself to borrow 50?

Unusual.

"Manager Kang, I'm really not joking. I want to lend 50 to my Sanbei Shipping Company."

"Three North Shipping Group?"

"Yes."

When Kang Xinru heard that it was Sanbei Shipping Group, she immediately fell into deep thought.

The shipping in Shanghai was controlled by foreigners before, and even the shipping company of China Merchants Shanghai was operated by foreigners.Yu Qiaqing is a very stubborn person. Seeing these foreign merchants' ships treat the Chinese very badly.So he complained several times, but the foreign merchants ignored him at all.

As soon as he was cruel, he summoned Ningbo businessmen to jointly establish Ningshao Company and opened the route from Shanghai to Ningbo.

Then he started shopping with foreign businessmen, playing price wars, one price a day.The price has dropped from one yuan to ten cents, and it is losing money every day, and it has lost tens of thousands in just a few days.But Yu Qiaqing did not retreat at all, instead, she continued to maintain the price of a dime, causing a sensation in Shanghai.At that time, in order to support Yu Qiaqing, Ningbo people would rather wait for a few hours to become Ningshao Company.No matter how tight the time is, I would not take a foreign merchant's passenger ship.

In the end, the foreign businessmen lost too much money, and they really didn't want to continue fighting with Yu Qiaqing, so they had to choose to negotiate with Yu Qiaqing.In the end, the two sides negotiated, and the price of the ship from Shanghai to Ningbo changed from [-] yuan to [-] cents.There is the famous Taikoo foreign firm in it.

From Siming Bank to Ningshao Company, Yu Qiaqing defeated foreign businessmen time and time again in the market, which made his reputation more and more high.

This is Yu Qiaqing.

Later, he believed that shipping had a bright future, so he cooperated with several people to set up the "Hong'an Shipping Company" and the "Sanbei Shipping Company" just mentioned.Hong'an Shipping Company's ships are too old, they can only transport some goods, and they are slowly declining.However, Sanbei Shipping Company developed rapidly and changed its name to Sanbei Shipping Group, which is well-known in Shanghai shipping circles.

At present, it has more than 30 ships with a tonnage of [-] tons.

It is a Chinese shipping company second only to the former Sichuan Chuanjiang Shipping Group Company in China.

During the First World War, the Three North Shipping Group took advantage of the opportunity of foreign ships returning to China as transport ships, and developed very rapidly, with very high profits.It's a pity that since 1918, the ships of foreign merchants have returned to China one after another.In addition, the Yangtze River Shipping Company jointly established by Chuanjiang Shipping Group Company and Swire Shipping Company is becoming stronger and stronger, which has greatly affected the profits of Sanbei Shipping Group.

In fact, the company still makes money.

But Sanbei Shipping Group has too much debt.When Yu Qiaqing started the Sanbei Shipping Group, he adopted exactly the same approach as Rong Zongjing and the others started the flour mill.Yu Qiaqing bought those old boats for about 15 to 20 yuan.After some repairs and renovations, the ship was mortgaged to Siming Bank with a loan of [-] to [-].

Then use the money to continue to buy old ships, and then mortgage them to Siming Bank after repairs and renovations.Relying on this method, Yu Qiaqing himself did not spend much money, and in just four or five years, he built the Sanbei Shipping Group Company with more than 30 ships.

But in the same way, he owed nearly 400 million to Siming Bank.Although Yu Qiaqing is also a shareholder of Siming Bank, and one of the major shareholders.But repayment of debts is justified, and Sanbei Shipping Group Company needs to repay the money.The annual interest is astonishing, plus the principal, the annual repayment is 70 million.

And the operating income is not that much at all.

Especially since last year (1918), it is not bad for Sanbei Shipping Group to have a profit of 10,000+ a year.This amount of money is not enough to repay the bank, not even the interest.In desperation, Yu Qiaqing borrowed money from those banks in Shanghai.

When Yu Qiaqing stepped forward, any bank would give face.

But everyone is in business, and for Yu Qiaqing's sake, it's okay to borrow once, but not again.After all, you, Yu Qiaqing, don't use money to supplement yourself, so what's the point of always borrowing money from the bank.

Sanbei Shipping Group Company, if you sell it, you won’t be able to repay so many loans, so who will lend you the money.Therefore, the attitudes of those banks towards Yu Qiaqing's loan were very good, after all, it was Yu Qiaqing.But I want them to lend money to Sanbei Freight Group Company, sorry, I can't.Of course, if Yu Qiaqing is willing to be surety, the bank will still give the money.

Sanbei Shipping Group Company has no money, but Yu Qiaqing has money.

But this company is not entirely owned by Yu Qiaqing alone, at most Yu Qiaqing is the major shareholder.So he will not invest money by himself.This created an embarrassing situation.

Sanbei Shipping Group Company, such a big company, obviously has a big boss like Yu Qiaqing, but it just can't borrow money.Unexpectedly, Yu Qiaqing borrowed money from him.

This is a hot potato.

However, Kang Xinru still smiled and said, "Mr. Yu, for your sake, we have a loan of 50 from Southwest Commercial Bank. But, Mr. Yu, let me tell you, you must not be angry."

"Say."

251 Ningbo Consortium 2

"Say."