The richest man Yang Fei
Page 69
Wan Aimin got up from the chair and said pleasantly: "Comrade Yang Fei? What a coincidence! I knew for a long time that there was a multi-millionaire in our business who came to save money every day, but I didn't expect it to be you."
Chapter 58 Increase position
The two shook hands and sat down to talk.
"Xiao Cai, go get busy, I'm here." Wan Aimin waved to the female staff, and after she left, she smiled and said to Yang Fei, "I haven't seen you coming home all this time?"
"I went to Shanghai. Sister Wan, since it's you, I won't go around in circles. I want to take out a loan. I don't know if it's possible?"
Wan Aimin smiled and said, "Supporting the development of enterprises is the duty of our bank! I wonder how much you want to borrow?"
"General Han Xin, the more the better." Yang Fei smiled.
Wan Aimin didn't agree, nor refused, and said, "I've known you for so long, but I still don't know where your factory is? What products do you mainly deal in?"
Yang Fei made himself clear and told the truth, and said: "I don't have my own factory now because of insufficient funds. If I can get money from the bank, I will immediately prepare to build my own factory."
"Only selling washing powder? How can you make so much money every day?" Wan Aimin was shocked.
In her impression, washing powder costs only two yuan a pack, and Yang Fei doesn't have a factory, so how can he earn so much money?
"If you have your own production factory, you will earn more." Yang Fei said modestly, "I also ask Miss Wan to support you a lot."
Wan Aimin pondered: "It stands to reason that for a high-quality customer like you, getting a loan is not a problem. It's just that the approval has been strict recently. You have to have fixed assets, or a powerful company is willing to guarantee you, otherwise, the amount of the loan is very limited."
Yang Fei also knew this was the truth.
What banks eat is interest. If there is no relevant qualification or the risk is too high, it is impossible to lend money.This point was especially strict in the [-]s, and it was difficult for ordinary private enterprises to get loans.
Yang Fei smiled and said, "Sister Wan, I don't want to embarrass you, and I don't want to exchange kickbacks for money, so accidents will happen sooner or later. Under your approval authority, how much can you approve for me?"
"Five million!" Wan Aimin said a conservative figure.
Yang Fei's deposits in the sub-branch exceeded this figure. Adding in his car, house and that shell company called Bubble, a loan of 500 million would not be a problem.
"What about short-term turnover? I only borrow for 20 days, and the interest rate is higher." Yang Fei said his psychological price, "Borrow 1000 million, one month, and give the bank [-] million interest, do you think it is feasible?"
Wan Aimin was shocked, looked into Yang Fei's eyes, and said slowly: "What are you going to do with this money? If it is not used for enterprise production, then the approval will be very difficult."
Yang Fei smiled slightly: "Sister Wan will have a solution?"
Wan Aimin knew what he meant, and it wasn't that no one was doing the illegal operation.
Some people did it before, some people do it now, and some people will do it in the future.
Where there are benefits, it is the Shura field that tests people's hearts.
"Brother Yang, tell me the truth, what are you going to do?" Wan Aimin asked in a deep voice.
"I really want to open a factory. The company's approval has come down, and I will choose a location to build a factory soon."
"The factory cannot be built in 20 days. Moreover, you paid such a high interest rate, which shows that you have a big plan!"
Yang Fei didn't tell the truth, and said with a smile: "If Sister Wan has difficulties, then forget it."
Wan Aimin thought for a while and said, "How about this, I'll help you apply for a 1000 million loan. Brother Yang, if you open a factory in the future, it will be easier to talk about loans."
"I understand. Then I will leave it to Sister Wan." Yang Fei stood up and said goodbye.
If he hadn't been sure of everything, knowing that there was a lot to gain in the Baoyan turmoil, he wouldn't have taken a loan from the bank.
Opening a factory with a loan is already a tightrope walk.
Loan stocks, that is dancing on the hair.
It was unexpected to see Wan Aimin here.
The bank can only lend 1000 million yuan, which is better than nothing for him.
However, he also understood Wan Aimin.
If Wan Aimin is really a money-grubbing master, Yang Fei would not dare to get too close to her in the future.
On the way back to the company, he suddenly thought of Jiang Shuying's letter, so he turned the steering wheel and headed to the dormitory of the daily chemical factory.
Opening the dormitory door, Yang Fei saw a letter lying quietly on the floor.
He picked it up, closed the door, opened the letter, and sat at the desk to read it.
The letter was very long, and Jiang Shuying's handwriting was beautiful and agile, as charming as her elegant and refined appearance.
In the letter, she mainly talked about some life after returning to Shanghai, mentioned that she wanted to take the university entrance examination, and asked Yang Fei if she wanted to take the examination together.
Letters in this era, even between male and female friends, really talk about ideals and life!
At the end of the letter, she replied playfully: "Want to spend the rest of your life with me over wine? Well, if there is a chance, I will come to you. If you don't get drunk, you won't return."
From beginning to end, she did not mention the previous breakup letter.
Did she selectively forget?
Or are you going to treat him as a normal friend?
Yang Fei didn't reply, because she went to the capital, and she had to wait for her letter to know her new address.
He went back to his parents' house for dinner, and then went to his hometown in the county to visit his grandfather.
The next day, Yang Fei drove to Taohua Village.
Comrades from the County Water Conservancy Bureau have already released the planning and design drawings of the tap water. After discussing with Tie Lianping and others, he first paid for it, recruited workers, and laid the tap water.
The largest retail hall in the provincial capital, and also the largest securities business office in the provincial capital, officially opened three days ago.
Yang Fei does not need to go back to Shanghai, but he can also grasp the changes in the stock market.
The stock price of Yanzhong Industrial has been rising slowly, and has not fluctuated greatly.
This is what Yang Fei hopes for. The longer the time drags on, the more money he will accumulate.
The degree of madness of the stockholders in Southern Province is no less than that of Shanghai people.
When the market opened on Monday, thousands of people poured into the Founder Securities business hall on Liuhua Street, blocking up the [-]-square-meter retail hall.
Yang Fei drove to check the market and came back.
The atmosphere in the provincial capital, as well as the service awareness of the brokerage, are not as good as Shanghai.
From Southern Province to Shanghai, it takes only two hours by plane.
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